Fitness Bank Savings Review: 2.20% APY Rate (Nationwide)

Available nationwide, Fitness Bank Savings is offering an astounding 2.20% APY Rate when you meet a step requirement. Continue reading below to learn everything you need to know about Fitness Bank.

About Fitness Bank Savings

Fitness Bank is a new and unique online bank. The unique aspect of this savings account is that it has activity requirements to qualify for the rate. Unlike typical account requirements, these activity requirements are physical steps that are counted each day.

Being an online account, they can offer one of the highest rates out there!

I’ll review Fitness Bank Savings below.

Note: Interested in Bank Bonuses? See our favorite banks including HSBC Bank, Chase Bank, Huntington Bank, Discover Bank, TD Bank, BBVA Bank or CIT Bank.

Fitness Bank Savings 2.20% Rate

To earn high interest rates, customers will have to download the bank’s Step Tracker app that will track your physical steps that you take when you walk or run. The bank will calculate your average daily step count from the previous month to decide if the count is high enough to qualify for different levels of interest rates.

• Account Type: Savings Account
• Interest Rate: 2.20% APY
• Minimum Balance: $100
• Maximum Balance: None
• Availability: Nationwide (Online Bank)
• Credit Inquiry: Hard pull or soft pull? Let us know
• Opening Deposit: $100
• Credit Card Funding: Up to $2,500 with a credit card
• Monthly Fee: Unknown
• Early Termination Fee: None listed, check with CSR

(FDIC Insured)

*Best Hub Bank Account- Very Important Account If You Chase Bank Rate* American Express Personal Savings Account - You earn 1.70% interest rate along with no minimum deposits or monthly fees. Amex Personal Savings has been my favorite Hub account for the past 5 years. Using this account to Pull/Push your money is absolutely necessary when you have many accounts. Here's why: *No dollar limitations for ACH transfers - When you find a top bank rate account, you don't want to be limited to just $5K or $10K transfers. Amex Savings will let you transfers as much as you want whether you are pulling or pushing money from and to an external bank account. *1 to 2 business days ACH transfers speed -  With top-notch user interface, you get your money to another external account or pull money from another bank account within a day or two. *No loss of interest during transfers - On the day you initiate your transaction on the Personal Savings website, the funds will be reflected in your Current Balance and begin earning interest. Some other features from American Express Personal Savings include Free Wire Transfers, 3 maximum linked accounts, and maximum 6 ACH withdrawals per month.
Savings/Money Market Offers You May Like Savings account offers are frequently updated. Find the best nationwide Savings/Money Market rates here, and the best Savings account bonuses here. The Axos UFB High Yield Savings and CIT Bank Savings Builder accounts offer great rates available nationwide. The Discover Online Savings and  Chase SavingsSM account have nice sign-up bonuses.
FEATURED BANK RATES
PROMOTIONAL LINK	RATE	REVIEW
Discover Bank Online Savings	1.70% APY + $200 Cash	Review
UFB Direct High Yield Savings	1.90% APY	Review
Simple	1.90% APY	Review
Betterment EverydayTM Cash Reserve	1.83% APY	Review
CIT Bank Savings Builder	1.80% APY + $100/$200 Bonus	Review
American Express High Yield Savings	1.70% APY	Review

Fitness Bank ACH Capabilities & Limits

Editor’s Note: Help us with the table above in the comment section if you have experience with Fitness Bank’s ACH capabilities.

How to Earn Fitness Bank Rate

1. Open a Savings Account from Fitness Bank online!
2. Input your information:
   • Personal info
   • Social Security number
   • Driver license
3. Fund the account with a minimum of $100 to get started
4. Meet step requirement to earn high rate of 2.20% APY

Why You Should Sign Up For This Account

• Highest rate for a nationally available savings account
• Earn high rate on low balance
• Fitness incentive/motivation to exercise
• Online banking to efficiently make transfers and payments
• FDIC insures your funds so you can have peace of mind

Bottom Line

Check out Fitness Bank and open a Savings account with this astonishing rate! I’d say this account is only worth considering if you average more than 10,000 steps a day. However, this is also a good motivator for people that want to improve their exercise or fitness lifestyle. If you have experience with this bank let us know if it’s a hard or soft pull in the comments below.

If you don’t meet the step requirements you’d be better off with a different savings account. For more bank offers, see our complete list of Best Bank Rates!

Check back often to see the latest info on Fitness Bank Savings Account.

FEATURED BANK PROMOTIONS
PROMOTIONAL LINK	OFFER	REVIEW
Chase SapphireSM Checking	$1,000 Cash	Review
Chase Private Client	$2,000 Cash	Review
Chase Total Business Checking®	$200 Cash	Review
Chase Premier Plus CheckingSM	$300 Cash	Review
Chase Total Checking® + Chase SavingsSM	$350 Cash	Review
Discover Bank Online Savings	$200 Cash	Review
CIT Bank Savings Builder	$200 Cash	Review
Chase College CheckingSM	$100 Cash	Review
Huntington 5 Checking	$200 Cash	Review
You InvestSM by J.P. Morgan	$625 Cash	Review
HSBC Premier Checking Member FDIC	$700 Cash	Review
HSBC Advance Checking Member FDIC	$350 Cash	Review
TD Bank Beyond Checking	$300 Cash	Review
TD Bank Convenience CheckingSM	$150 Cash	Review
Discover Cashback Debit Account	$360 Cash	Review
Huntington Bank Unlimited Plus Business Checking	$750 Cash	Review
Huntington Bank Unlimited Business Checking	$400 Cash	Review
Huntington Bank Business Checking 100	$200 Cash	Review
UFB Direct High Yield Savings	1.90% APY	Review
Simple	1.90% APY	Review
E*TRADE	$2,500 Cash	Review
Ally Invest	$3,500 Cash	Review
TD Ameritrade	$600 Cash	Review