Available nationwide, Fitness Bank Savings is offering an astounding 1.05% APY Rate when you meet a step requirement. Continue reading below to learn everything you need to know about Fitness Bank.
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About Fitness Bank Savings
Fitness Bank is a new and unique online bank. The unique aspect of this savings account is that it has activity requirements to qualify for the rate. Unlike typical account requirements, these activity requirements are physical steps that are counted each day.
Being an online account, they can offer one of the highest rates out there!
I’ll review Fitness Bank Savings below.
Note: Interested in Bank Bonuses? See our favorite banks including HSBC Bank, Chase Bank, Huntington Bank, Discover Bank, TD Bank, BBVA or CIT Bank.
Fitness Bank Savings 1.05% Rate
- Account Type: Savings Account
- Interest Rate: 1.05% APY
- Minimum Balance: $100
- Maximum Balance: None
- Availability: Nationwide (Online Bank)
- Credit Inquiry: Hard pull or soft pull? Let us know
- Opening Deposit: $100
- Credit Card Funding: Up to $2,500 with a credit card
- Monthly Fee: Unknown
- Early Termination Fee: None listed, check with CSR
(FDIC Insured)
American Express Personal Savings Account - You earn 1.00% interest rate along with no minimum deposits or monthly fees. Amex Personal Savings has been my favorite Hub account for the past 5 years. Using this account to Pull/Push your money is absolutely necessary when you have many accounts. Here's why: *No dollar limitations for ACH transfers - When you find a top bank rate account, you don't want to be limited to just $5K or $10K transfers. Amex Savings will let you transfers as much as you want whether you are pulling or pushing money from and to an external bank account. *1 to 2 business days ACH transfers speed - With top-notch user interface, you get your money to another external account or pull money from another bank account within a day or two. *No loss of interest during transfers - On the day you initiate your transaction on the Personal Savings website, the funds will be reflected in your Current Balance and begin earning interest. Some other features from American Express Personal Savings include Free Wire Transfers, 3 maximum linked accounts, and maximum 6 ACH withdrawals per month. |
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Savings account offers are frequently updated. Find the best nationwide Savings/Money Market rates here, and the best Savings account bonuses here. The Comenity Direct Savings and HSBC Direct Savings accounts offer great rates available nationwide which I recommend. |
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| PROMOTIONAL LINK | RATE | REVIEW |
| Huntington Bank Relationship Money Market Account | 1.25% APY | Review |
| CIT Bank Money Market | 1.00% APY | Review |
| CIT Bank Savings Builder | 0.95% APY | Review |
| UFB Direct High Yield Savings | 1.00% APY | Review |
| Simple | 1.00% APY | Review |
| Discover Bank Online Savings | 1.01% APY | Review |
| American Express High Yield Savings | 1.00% APY | Review |
Fitness Bank ACH Capabilities & Limits
| ACH Type | Speed | Daily $ Limit | Monthly $ Limit | Notes |
| Push | ? | ? | ? | |
| Pull | ? | ? | ? |
Editor’s Note: Help us with the table above in the comment section if you have experience with Fitness Bank’s ACH capabilities.
How to Earn Fitness Bank Rate
- Open a Savings Account from Fitness Bank online!
- Input your information:
- Personal info
- Social Security number
- Driver license
- Fund the account with a minimum of $100 to get started
- Meet step requirement to earn a high rate of 1.05% APY
| Step Requirement | APY Rate |
| 12,500 steps or more | 1.05% APY |
| 10,000-12,499 steps | 0.95% APY |
| 7,500-9,999 steps | 0.85% APY |
| 5,000-7,499 steps | 0.75% APY |
Why You Should Sign Up For This Account
- The highest rate for a nationally available savings account
- Earn a high rate on low balance
- Fitness incentive/motivation to exercise
- Online banking to efficiently make transfers and payments
- FDIC insures your funds so you can have peace of mind
Bottom Line
Check out Fitness Bank and open a Savings account with this astonishing rate! I’d say this account is only worth considering if you average more than 10,000 steps a day. However, this is also a good motivator for people that want to improve their exercise or fitness lifestyle. If you have experience with this bank let us know if it’s a hard or soft pull in the comments below.
If you don’t meet the step requirements you’d be better off with a different savings account. For more bank offers, see our complete list of Best Bank Rates!
Check back often to see the latest info on Fitness Bank Savings Account.
I opened this account recently using a credit card, limit is actually $100 and NO AMEX allowed. Process:
1. Fill out forms to create savings account (Soft pull for security questions)
2. Wait for account approval (within 48 business hours), you will receive a welcome message by an employee and also automatic messages with account number
3. Fill out forms to create online banking account
4. Wait another time for online access approval (within 48 business hours)
5. After approval an employee will contact you letting you know it was approved but you have to wait for the system to process the approval
6. Wait for online account to be available (next business day)
So overall, it can take you about 3 days to a week to have everything in place. They will honor you the highest interest rate for the first month. After that you should already have the device/app linked to the account in order to keep track of your steps. Also they have a maximum limit of $2,500 when transferring in or out using their system.
They do allow you to transfer a lot more than $2,500 into your account don’t they? or do they have a limit on how much they will allow for their high interest rate?
Hi my name is Cheryl I am interested in opening a fitness bank account and don’t know if I should or how to go about it . Could someone help me
Is there any way a UK citizen living I the UK can bank with your bank?