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If you fly often with Southwest Airlines, you should consider signing up for their new Southwest Rapid Rewards® Performance Business Credit Card and start earning unlimited points!
The Southwest Rapid Rewards® Performance Business Credit Card is offering a 70,000 points after you spend $5,000 on purchases in the first 3 months. Plus, earn an additional 30,000 points after you spend $25,000 on purchases in the first 6 months.
Plus you can earn 3X points for every $1 you spend on Southwest Airlines purchases.
In addition to that, earn 2X points for every $1 you spend on social media and search engine advertising, Internet, cable, or phone services, while also earning 1X point for every $1 your spend on all other purchases! And your points do not expire as long as your card account is open!
Plus, you will earn 9,000 points every year on your Cardmember anniversary, that’s worth around $135 which can cut down the cost of the card! You will also enjoy the same benefits as Premier Business Cardholders like the points you earn count towards Companion Pass and no foreign transaction fees!
* The Southwest Rapid Rewards Performance Business Credit Card is issued by Chase. They also offer great sign-up bonuses for their Checking/Savings accounts. You can also compare this card with other credit card bonuses!
| PROMOTIONAL LINK | OFFER | REVIEW |
| Chase Business Complete BankingSM | $300 Cash | Review |
| Chase Total Checking® | $200 Cash | Review |
Table of Contents
- 1 Southwest Rapid Rewards Cards Compared
- 2 Southwest Rapid Rewards Performance Business Card Summary
- 3 Editor’s Alternate Pick
- 4 Southwest Rapid Rewards Performance Business Card Bonus Points
- 5 What Are Southwest Rapid Rewards Points Worth?
- 6 Performance Business Card Benefits
- 7 Southwest Rapid Rewards Performance Business Card Top Features
- 8 Chase Business Checking Option
- 9 Bottom Line
- 10 Who’s the Competition?
Southwest Rapid Rewards Cards Compared
 The Southwest Rapid Rewards® Plus Credit Card offers up to 80,000 points. Earn 50,000 points after you spend $2,000 on purchases in the first 3 months. Earn an additional 30,000 points after you spend $10,000 on purchases in the first 9 months. On top of this, you'll earn 3,000 bonus points after your Cardmember anniversary each year. You'll earn: • 5 points per $1 spent on Southwest® purchases. Earn between 12/1/2020 and 3/31/2021 on up to $2,000 spent per month. • 2x points per $1 spent on Southwest® purchases & Rapid Rewards® hotel/car rental partner purchases; • 1x point on all other purchases - in which all points earned with either card count towards Companion Pass. You're able to redeem your your points for flights, hotel stays, gift cards, access to events & more! This card does carry a $69 annual fee. |
 The Southwest Rapid Rewards® Premier Credit Card offers up to 80,000 points. Earn 50,000 points after you spend $2,000 on purchases in the first 3 months. Earn an additional 30,000 points after you spend $10,000 on purchases in the first 9 months. In addition, you'll earn 6,000 bonus points after your Cardmember anniversary. You'll earn: • 5 points per $1 spent on Southwest® purchases. Earn between 12/1/2020 and 3/31/2021 on up to $2,000 spent per month. • 2x points per $1 spent on Southwest® purchases & Rapid Rewards® hotel/car rental partner purchases; • 1x point on all other purchases. You're able to redeem your points for flights, hotel stays, gift cards, access to events and more. This card does carry a $99 annual fee, but there are no foreign transaction fee. |
 The Southwest Rapid Rewards® Priority Credit Card offers up to 80,000 points. Earn 50,000 points after you spend $2,000 on purchases in the first 3 months. Earn an additional 30,000 points after you spend $10,000 on purchases in the first 9 months. In addition, you'll earn 7,500 bonus points after your Cardmember anniversary & get $75 Southwest® travel credit each year. You'll earn: • 5 points per $1 spent on Southwest® purchases. Earn between 12/1/2020 and 3/31/2021 on up to $2,000 spent per month. • 2x points per $1 spent on Southwest® purchases & Rapid Rewards® hotel/car rental partner purchases; • 1x point on all other purchases. Some perks include receiving 4 Upgraded Boardings per year when available, savings of 20% back on in-flight drinks and WiFi, and more! This card carries a $149 annual fee and no transaction fees. |
 The Southwest Rapid Rewards® Premier Business Card offers 60,000 points after you spend $3,000 on purchases in the first 3 months your account is open in addition to 6,000 bonus points after your Cardmember anniversary. You'll earn 2 points per $1 spent on Southwest® purchases and Rapid Rewards® hotel and car rental partner purchases; 1 point per $1 spent on all other purchases. This card does carry a $99 annual fee and there are no foreign transaction fees. |
Southwest Rapid Rewards Performance Business Card Summary
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| Bonus Available | Earn 70,000 points after you spend $5,000 on purchases in the first 3 months. Plus, earn an additional 30,000 points after you spend $25,000 on purchases in the first 6 months. |
| Bonus Value* | $1,500 |
| Intro APR | No travel credit, but you get:
|
| Ongoing Rewards/Benefits | 3 points per $1 on Southwest Airlines purchases. 2 points per $1 on social media and search engine advertising, Internet, cable and phone services. 1 point per $1 on all other purchases.Inflight WiFi Credits.Free 1st & 2nd checked bags and no change fees (these are standard benefits with Southwest Airlines). Inflight WiFi Credits. Free 1st & 2nd checked bags and no change fees (these are standard benefits with Southwest Airlines). |
| Foreign Transaction Fees | None |
| Airport Lounge Access | N/A |
| Annual Fee | $199 |
* Bonus value is an estimated value calculated by HustlerMoneyBlog and not the card issuer. View the latest valuations here.
Recommended Free Credit Score (Get Free Score)
690 – 850 (Good – Excellent)
PROS
- Good intro bonus value
- Anniversary bonus points
CONS
- Has an annual fee
- Good-Excellent credit needed to qualify
Editor’s Alternate Pick
 The American Express® Business Gold Card offers 35,000 Membership Rewards® points after you spend $5,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership. You'll earn more rewards: Get 4X Membership Rewards® points on the 2 select categories where your business spent the most each month** (**4X points apply to the first $150,000 in combined purchases from these 2 categories each calendar year.*). In addition, you'll get an airline bonus; 25% points back after you use points for all or part of an eligible flight booked with Amex Travel, up to 250,000 points back per calendar year.* This card does carry a $295 annual fee, but no foreign transaction fees. (See Rates & Fees) *Terms Apply. |
Southwest Rapid Rewards Performance
Business Card Bonus Points
To earn the 100,000 bonus points, you need to complete the spending requirement. We calculated the 100,000 points and they’re worth around $1,500. Additionally, you can also get 9,000 bonus points after each Cardmember anniversary!
Here are some ideas on meeting the spending requirements:
| • Plastiq - Using Plastiq allows you to pay for your personal expenses such as rent, tuition, mortgage, auto lease etc. Although they charge a 2.5% processing fee for using your credit card, this will contribute to the card bonus that you will receive. There is also a referral program that allows you to earn "Free-Free Dollars" that goes towards processing fees as well. |
| • Funding Checking Accounts - When it comes to funding a checking account, opening your initial deposit with a credit card is the usual way to go about it. However, if you want to have more opportunities, you should open a checking account that offers a sign-up bonus. This allows you to work towards bonuses from not one but two different sources instead. Banks like Chase, Huntington Bank, TD Bank and BBVA offers credit card funding, and for your opening deposit, you can often fund anywhere from $50-$1000 with a credit card, depending on the bank. |
| • Gift Card Purchases With Using a Credit Card - Another way to acquire the bonus is using your credit card to purchase gift cards. Buying a a gift card or an individual merchant card typically do not require a purchase fee and are used towards leisure, so gift cards are ideal. However, gift cards such as a Visa or American Express do incur purchase fees because they can be spent anywhere, but gift cards that are specifically for a certain online shopping site such as Amazon or eBay don't. |
| As for a Citi Credit Card, you should call customer service and ask them to lower your Cash Advance limit to $0 before making any purchases because Citi tends to read gift card purchases as a Cash Advance. Ideally, you should do this with any card just to be safe. Lastly, there is such thing as a discounted gift card which can be purchased on Raise or eBay. If you use a credit card often for everyday purchases, it can build your credit score that will contribute towards paying for things such as bills and taxes. |
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What Are Southwest Rapid Rewards Points Worth?
Like with other airline branded credit cards, the value of your points may vary! But with this card, you can get the most value by redeeming your points for Southwest Flights.
Each Rapid Rewards point is valued around $0.015. The value will depend on your flight details like the flight time, destination, and more! Plus there are no blackout dates and no seat restrictions!
You can redeem your points for:
- Flights
- Hotel stays
- Car rentals
- Gift cards
- Access to events
- Merchandise
It’s important to know that if you use your Rapid Rewards towards anything other than Southwest flights, you won’t get the best value since these typically bring your points below $0.01.
Performance Business Card Benefits
- 9,000 anniversary points after your Cardmember anniversary
- 3 points per $1 spent on Southwest Airlines flights and hotel/car rental partners
- 2 points per $1 spent on social media and search engine advertising
- 2 points per $1 spent on internet, cable and phone services
- Four upgraded boardings per year (when available),
- In flight WiFi Credits
- Up to $100 Global Entry or TSA PreCheck® Fee Credit
- 1 point per $1 spent on all other purchases
- Earn tier qualifying points that count towards A-List and A-List preferred status (1,500 TQP for each $10,000 spend up to 15,000)
- Points earned count towards Companion Pass
- Points don’t expire as long as account is open
- No foreign transaction fees
- Employee cards at no additional cost
Southwest Rapid Rewards Performance
Business Card Top Features
Each year, get reimbursed for up to four upgraded boarding purchases, from seats in positions A1-A15. You can purchase upgraded boarding at the departure gate or the ticket counter on the day of travel only, if or when available.
The Anniversary year is the year beginning with your account open date through the first statement date after your account open date anniversary, and the 12 month billing cycles after that each year.
You also get credit for the Global Entry or TSA Pre check application fee when you pay using this card! Global Entry typically costs $100 while the TSA Pre-check is $85. Keep in mind that the Global Entry already includes the TSA Pre-check benefits, so choose that route when you can!
Note that depending on where you are, the appointment times for the interview process may be booked already or backed up, so plan accordingly!
With the Southwest Airlines Rapid Rewards Performance Business card, you’ll earn 1,500 tier qualifying points (TQPs) for each $10,000 in purchases, up to $100,000 in purchases annually.
You can earn the maximum of 15,000 TQPs with this benefit! TQPs can be used to count toward qualification for Rapid Rewards A-List or A-List Preferred status.
Chase Business Checking Option
 • Earn $300 when you open a new Chase Business Complete Checking account. For new Chase business checking customers with qualifying activities. • More ways to waive fees. Multiple options to waive the Monthly Service Fee, including maintaining a minimum daily balance or purchases on your Chase Ink® Business credit card • Convenient access to payment processing. Accept card payments anytime, anywhere in the U.S., and get transparent pricing with Chase QuickAcceptSM. • Same-day deposits with QuickAcceptSM. Free up the cash you need to keep your business moving forward with same-day deposits at no additional cost. • Alerts to help you stay on top of your account activity. • Easy account management through Chase Business online and the Chase Mobile® app. • Unlimited electronic deposits, ACH and Chase Quick DepositSM. • Convenient access to 16,000 ATMs and more than 4,700 branches. |
Bottom Line
The Southwest Rapid Rewards Performance Business Credit Card is the best credit card for frequent flyers of Southwest. With many opportunities to earn and spend bonus points, be sure to take advantage of all the promotions that offered to you as a cardholder.
If you’re a cardholder from Southwest, you should check out our Southwest Cardholder Promotions to take advantage of further deals! If this is not the best credit card for you, check out the Best Credit Card Bonuses with miles, cash, or points!
But if you’re interested in what Chase has to offer, read our bank review or check out current Chase Bank Promotions!
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Who’s the Competition?
* Below are some of the credit card alternatives to the Southwest Rapid Rewards Performance Business Credit Card you should consider.
Business Travel Credit Cards
Here are some cards that earn great rewards and won’t tie you to any airline or hotel: Ink Business Preferred Credit Card, Capital One Spark Miles for Business, American Express Business Gold Card, and the Business Platinum Card from American Express.
 The Chase Ink Business PreferredSM Card offers 100k bonus points after you spend $15,000 on purchases in the first 3 months from account opening. That's $1,250 toward travel when redeemed through Chase Ultimate Rewards®. You'll earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year; 1 point per $1 on all other purchases - with no limit to the amount you can earn. Furthermore, points are worth 25% more when you redeem for travel through Chase Ultimate Rewards. This card does come with a $95 annual fee but does not have any foreign transaction fees. |
 The Capital One Spark Miles for Business offers a one-time bonus of 50,000 miles - equal to $500 in travel - once you spend $4,500 on purchases within the first 3 months from account opening. Your miles won't expire for the life of the account, and there are no categories to limit where or what you buy and you can earn 2 miles per $1 on every purchase. And 5X miles on hotel and rental car bookings through Capital One TravelSM using a Spark Miles card There is an annual fee of $95, however, there is a $0 intro annual fee for the first year. Enjoy no foreign transaction fees and fly on any airline, anytime, with no blackout dates or seat restrictions. |
The American Express® Business Gold Card offers 35,000 Membership Rewards® points after you spend $5,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership. You'll earn more rewards: Get 4X Membership Rewards® points on the 2 select categories where your business spent the most each month** (**4X points apply to the first $150,000 in combined purchases from these 2 categories each calendar year.*). In addition, you'll get an airline bonus; 25% points back after you use points for all or part of an eligible flight booked with Amex Travel, up to 250,000 points back per calendar year.* This card does carry a $295 annual fee, but no foreign transaction fees. (See Rates & Fees) *Terms Apply. |
 The The Business Platinum Card® from American Express has a welcome offer where you can earn 85,000 Membership Rewards® points after you spend $15,000 on eligible purchases with the Business Platinum Card plus earn 5x points on eligible purchases in 5 select business categories, up to 80,000 bonus points per category, all within the first 3 months of Card Membership. Terms Apply. You'll also earn 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com. In addition, you'll get 50% more Membership Rewards® points. That's 1.5 points per dollar, on each eligible purchase of $5,000 or more. You can get up to 1 million additional points per year. If you use your Membership Rewards® Pay with Points for all or part of a flight with your selected qualifying airline, you can get 35% of the points back, up to 500,000 bonus points per calendar year. PAY OVER TIME OPTION: A flexible payment option to help manage cash flow on purchases of $100 or more. This card does come with a $595 annual fee. (See Rates & Fees) Now, you can earn up to $200 in statement credits annually by getting up to $100 semi-annually for U.S. purchases with Dell. Terms apply. |
Other Airlines Business Cards
If you’re looking for other good business credit cards, here are others you should consider: United Explorer Business Card and the Platinum Delta Skymiles Business Credit Card from American Express.
 The UnitedSM Business Card offers 60,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open. You can also receive 5,000-mile better-together anniversary bonus when you have the United Business Card and a personal United credit card. You'll earn 2X miles per $1 spent on United purchases, at gas stations, office supply stores, restaurants (including eligible delivery services), and on local transit and commuting; 1X mile per $1 spent on all other purchases. The card does carry a $99 annual fee (waived first year), however, you're able to save up to $140 per round-trip with a free checked bag. In addition, you have the opportunity for two one-time United ClubSM passes each year — Over $100 in value per year. Also, enjoy $100 annual United travel credit after 7 flight purchases of $100 or more. |
 The Delta SkyMiles® Platinum Business American Express Card offers 45,000 bonus miles and 5,000 Medallion(R) Qualification Miles (MQMs) after you spend $3,000 in purchases on your new Card in the first 3 months. Plus, earn a $100 Statement Credit after your first Delta purchase on your new Card in the first 3 months. You'll earn 3X miles on every dollar spend on eligible purchases made directly with Delta and on every eligible dollar spent on purchases made directly with hotels; 1.5X miles per dollar on single eligible purchases of $5,000 or more (that's an extra half point per dollar), up to 50,000 additional miles per year; & 1X mile on every eligible dollar spent on other purchases. This card does carry a $250 annual fee. (See Rates & Fees). |
| PROMOTIONAL LINK | OFFER | REVIEW |
| Chase Business Complete BankingSM | $300 Cash | Review |
| Chase Total Checking® | $200 Cash | Review |
| HSBC Premier Checking Member FDIC | $450 Cash | Review |
| HSBC Premier Checking Member FDIC | Up To $600 | Review |
| HSBC Advance Checking Member FDIC | $200 Cash | Review |
| HSBC Advance Checking Member FDIC | Up To $240 | Review |
| Huntington 25 Checking | $500 Cash | Review |
| TD Bank Beyond Checking | $300 Cash | Review |
| TD Bank Convenience CheckingSM | $150 Cash | Review |
| Huntington Bank Unlimited Plus Business Checking | $750 Cash | Review |
| Huntington Bank Unlimited Business Checking | $400 Cash | Review |
| Huntington Bank Business Checking 100 | $200 Cash | Review |
| Wise Business Banking | $100 Cash | Review |
| Axos Bank Basic Business Checking | $100 Cash | Review |
| Aspiration Spend & Save Account | $100 Cash | Review |
| American Express High Yield Savings | 0.50% APY | Review |
| CIT Bank Money Market | 0.50% APY | Review |
| Ally Invest | Up to $3,500 Cash | Review |
Hustlermoneyblog has partnered with CardRatings for our coverage of credit card products. Hustlermoneyblog and CardRatings may receive a commission from card issuers.
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