Chase Bank Review: Best Account For You

Chase is one of the biggest banks in the Unites States, they offer everything from personal banking to mortgages to loans, as well as a popular range of credit cards. Not to mention, they offer more checking options compared to other competitors.

Opening account with Chase is very straightforward since the requirements are generally low and it’s relatively easy to waive the service fees on the basic accounts, however interest rates are low for savings products.

Chase has new customer bonuses and an established presence nationwide, but there are some drawbacks when banking with them. Keep reading below to see if Chase if the right bank for your financing needs!

*View the latest Chase Bank Promotions here.*

Who Chase Is Best For?

Chase Bank is a good option for those who:

• Like to have all their financial activities under one bank.
• Need in-person banking services and want to access to branches and ATMs.
• Have regular direct deposits or usually leave a balance in your account.
• Are interested or are already using Chase credit cards.

Checking Account Options

Chase offers a variety of checking accounts for students, low income, and high net worth individuals.

Chase Total Checking®Chase Premier Plus Checking^SMChase Sapphire Checking^SMChase College Checking^SMChase High School Checking^SMChase Secure Checking^SMChase Private Client Checking^SM

It’s the most popular checking account from Chase. With Chase Total Checking®, you get access to Chase ATMs and nearly branches nationwide, free debit card, free online banking & bill pay, and mobile banking with their award winning Chase Mobile App. Chase QuickDeposit^SM lets you deposit checks almost anytime, anywhere with the ease of taking a picture.

• New Chase checking customers enjoy a $200 bonus when you open a Chase Total Checking® account and set up direct deposit • Access to more than 16,000 Chase ATMs and more than 4,700 branches • Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device. • Open your account online now • Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com. • Chase Overdraft AssistSM – no overdraft fee if you’re overdrawn by $50 or less at the end of the business day or if you’re overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day* *With Chase Overdraft AssistSM, we won't charge an Insufficient Funds Fee if you're overdrawn by $50 or less at the end of the business day OR if you're overdrawn by more than $50 and you bring your account balance to overdrawn by $50 or less at the end of the next business day (you have until 11 PM ET (8 PM PT) to make a deposit or transfer). Chase Overdraft Assist does not require enrollment and comes with eligible Chase checking accounts. Open an Account

This account gives you interest, as well as perks that includes: free Chase design checks, no fee on the first four non-Chase ATM transactions each statement period, and more!

The Chase Premier Plus Checking^SM account comes with free Chase Debit Card, free Online Banking and Online Bill Pay, free Mobile Banking, free Account Alerts, and free access to Chase ATMs and branches near you!

You can also earn interest with this premium checking account! It includes extra perks where you can get no ATM fees worldwide plus refunds of other banks’ fees, no foreign exchange rate adjustment fees, and more! You can get everything that this account has to offer!

If you’re a college student this is a good account for you. The Chase College Checking account comes with free Chase Debit Card, free Online Banking and Online Bill Pay, free Mobile Banking, free Account Alerts, and free access to Chase ATMs and branches plus many more.

• Enjoy $100 as a new Chase checking customer when you open a Chase College CheckingSM account and complete 10 qualifying transactions within 60 days of coupon enrollment. • No Monthly Service Fee for up to 5 years if you're a student between the ages of 17-24 at account opening with proof of student status. • Students ages 18-24 with a Social Security Number can open an account online or at a Chase branch. Students with no Social Security number and 17-year-olds can only open an account at a branch. • Manage your money, see your accounts, and pay your bills using the Chase Mobile® app • Send and receive money in moments using Zelle®. • Access to more than 16,000 Chase ATMs and more than 4,700 branches. • Start planning for your future by using the budget tool in the Chase Mobile® app to set, track, and adjust your spending to help you save more. • Chase Overdraft AssistSM - – no overdraft fee if you’re overdrawn by $50 or less at the end of the business day or if you’re overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day* *With Chase Overdraft AssistSM, we won't charge an Insufficient Funds Fee if you're overdrawn by $50 or less at the end of the business day OR if you're overdrawn by more than $50 and you bring your account balance to overdrawn by $50 or less at the end of the next business day (you have until 11 PM ET (8 PM PT) to make a deposit or transfer). Chase Overdraft Assist does not require enrollment and comes with eligible Chase checking accounts. Apply Now at Chase

If you’re starting to manage your own money or need help, this account can help you with that. This account requires a parent or guardian must be a joint owner for a checking account.

There is no minimum to open this account. This is account is specifically for those who have low income or bad credit who may have trouble opening an account. Keep in mind that overdrafts are not allowed on this account, you are only allowed to spend what you have.

This top tier checking account is for high net worth individuals! With Chase Private Client, you can manage your assets and access special perks, like a personal Private Client Banker, that can save you money and make your life easier. Enjoy personalized premium banking solutions and the expertise and investment capabilities of J.P. Morgan.

• You're eligible for a $2,000 bonus when you open a new Chase Private Client Checking account with qualifying activities. • Within 45 days of coupon enrollment, transfer a total of $250,000 or more in new money or securities to a combination of eligible checking, savings and/or investment accounts and maintain the balance for at least 90 days from coupon enrollment. • Get $2,000 when you open a new Chase Private Client Checking account with qualifying activities. Enjoy your $2,000 bonus which will be deposited into your account within 40 days. • Speak with a Private Client Banker to open your Chase Private Client Checking account today. Schedule your meeting at your nearest branch or over the phone. • No ATM fees worldwide. • No Chase fee on incoming or outgoing wire transfers; can be completed online or over the phone. • Experience a financial relationship that brings you more. • Save time and money with better banking benefits and special services. Learn More at Chase

Compare Checking Accounts

HSBC Premier CheckingHSBC Advance CheckingChase Total Checking®Chase Premier Plus Checking^SMHuntington Asterisk-Free Checking®Huntington 5 Checking®Huntington 25 Checking®BBVA Checking

*See all HSBC Premier Checking offers here and all other HSBC Bank offers here.

*See all HSBC Advance Checking offers here and all other HSBC Bank offers here.

• New Chase checking customers enjoy a $200 bonus when you open a Chase Total Checking® account and set up direct deposit • Access to more than 16,000 Chase ATMs and more than 4,700 branches • Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device. • Open your account online now • Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com. • Chase Overdraft AssistSM – no overdraft fee if you’re overdrawn by $50 or less at the end of the business day or if you’re overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day* *With Chase Overdraft AssistSM, we won't charge an Insufficient Funds Fee if you're overdrawn by $50 or less at the end of the business day OR if you're overdrawn by more than $50 and you bring your account balance to overdrawn by $50 or less at the end of the next business day (you have until 11 PM ET (8 PM PT) to make a deposit or transfer). Chase Overdraft Assist does not require enrollment and comes with eligible Chase checking accounts. Open an Account

See all Chase Total Checking offers and all other Chase offers here.

See all Chase Premier Checking offers and all other Chase offers here.

See all Huntington Asterisk-Free Checking offers and all other Huntington offers here.

See all Huntington 5 Checking offers and all other Huntington offers here.

See all Huntington 25 Checking offers and all other Huntington offers here.

See all other BBVA offers here.

Savings Account Options

Chase’s interest rates are low, so if you’re top priority is to grow you money, you’ll what to look elsewhere. There are other savings accounts that pay over 2% in interest.

Despite the low interest, it can still be used as a secondary savings when you pair it with a Chase checking account. There are advantages to having linked accounts from the same bank like fast transfers and features like overdraft protection.

Compare Savings Accounts

American Express® Personal SavingsChase Savings^SMCIT Bank Savings BuilderDiscover Online SavingsAxos Bank High Yield Savings

With the American Express® High Yield Savings Account: • Earn 3.30% APY as of 12/22/22 on your deposits. Your High Yield Savings account earns interest daily and is posted to your account monthly. • Links easily with your current bank accounts. No need to switch banks. • FDIC Insured. Your account is insured to at least $250,000 per depositor. • 24/7 Account Access Apply Now at American Express

Learn more about American Express High Yield Savings and the latest Amex credit card offers here.

See all Chase Savings offers and all other Chase offers here.

With the CIT Bank Savings Builders account: • Earn a top tier, competitive APY on your money—one of the top savings rates in the nation. Earn up to 1.00% APY on your funds - grow your savings faster. • Build a habit of savings. Pay yourself first. Start with $100 per month and build your habit of savings-—all while getting a top rate. • FDIC Insured Apply Now at CIT Bank

Learn more about CIT Bank Savings Builder from CIT Bank. Our full list of CIT Bank bonuses here.

Open a Discover Online Savings Account for all these features: • Earn $200/$150 Bonus with promo code HMB323 by 03/15/2023 • Earn high interest rate of 3.30% APY • No minimum opening deposit, no minimum balance requirement, and now no fees • Interest on Discover Online Savings Accounts is compounded daily and credited monthly • Manage your account online or with the Discover mobile app • FDIC insurance up to $250,000 • See advertiser website for full details To get your $150 or $200 Bonus: What to do: Apply for your first Discover Online Savings Account, online, in the Discover App or by phone. Enter Offer Code HMB323 when applying. Deposit into your account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Deposit must be posted to account within 30 days of account open date. Maximum bonus eligibility is $200. Apply Now at Discover What to know: Offer not valid for existing or prior Discover savings customers or existing or prior customers with savings accounts that are co-branded, or affinity accounts provided by Discover. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 60 days of the account qualifying for the bonus. Bonus is interest and subject to reporting on Form 1099-INT. Offer ends 3/15/2023, 11:59 PM ET. Offer may be modified or withdrawn without notice.

Read more about Discover Bank Online Savings here. Our full list of Discover Bank bonuses here.

• Earn up to 0.61% APY with interest compounded daily and no monthly fees with the Axos Bank High Yield Savings account • No minimum balance requirements • Free ATM card upon request • $250 minimum opening deposit • Free Incoming Wires Apply Now at Axos Bank

Read more about Axos Bank High Yield Savings here. Our full list of Axos Bank Promotions here.

CD Accounts Options

Certificate of Deposits require you to deposit a set amount of money for a set amount of time, there will be a penalty if you withdraw early.

It’s best to link a Chase CD to a personal Chase checking account, so you can get a higher relationship rate. Other than that the rates are low. But the bigger the balance the higher the interest rate.

• Terms of 1-month to 6 years
• Daily compounding interesting
• No monthly service fee

Chase offers good rates on their 9- to 11-month or 21- to 23- month CDs, if you link it with a Chase checking account. The rates are competitive if you can afford larger deposit.

However, other online banks do offer higher CD rates and some even have no opening minimums. It’s important to know that Chase no longer offers new retirement CDs.

Compare CD Accounts

CIT Bank CDCIT Bank No-Penalty CDDiscover CDBBVA CD

• Available online nationwide • Earn up to 4.65% APY • $1,000 minimum to open • Selection of terms to meet your needs • A range of choices. Low minimum deposits. • No fees to open or maintain the account • Available as Custodial • Open a CIT Bank Certificate of Deposit Account today! Apply Now at CIT Bank

Learn more about CIT Bank CDs. Our full list of CIT Bank bonuses here.

With the CIT Bank No-Penalty 11-Month CD: • Earn 4.10% APY on your funds with just a $1,000 minimum deposit. • The perfect balance between a great fixed rate and flexible money access. • Access funds, if needed. No penalty. • No opening or maintenance fees • Shorter 11-month timeframe and a great APY • If you need your funds prior to the maturity date, you can withdraw your money — including any interest earned — beginning seven days after the funds have been received. No penalty. No problem. It's the security of a CD with the flexibility to access your funds early if you need them. Sign Up at CIT Bank

Learn more about CIT Bank No-Penalty CD. Our full list of CIT Bank bonuses here.

• Available nationwide online, Discover offers CDs with some of the highest & most competitive rates! with select terms as short as 3 months up to 120 months • Rates ranging from 1.50% APY up to 4.40% APY. • Opening a Discover Bank Certificate of Deposit is extremely quick and easy. • Funds on deposit are FDIC-insured up to the maximum allowed by law. • Start today with a minimum deposit of $2,500! • Get started and open a Discover CD in 3 easy steps. Apply Now at Discover

Read more about Discover Bank CDs here. Our full list of Discover Bank bonuses here.

See all BBVA CD offers and all other BBVA offers here.

Chase Account Features

Most of Chase’s checking and savings accounts offer these features and tools that you can use:

• Direct Deposit. You can directly send paychecks into your checking or savings.
• Chase QuickDeposit. Deposit checks from anywhere by taking a photo with your phone. The daily mobile check deposit limit is $2,000 and the monthly limit is $5,000.
• Cardless ATM Access. You can withdraw money at Chase ATMs card-free by logging into your mobile wallet and entering your PIN.
• Online Bill Pay. Pay thousands of billers online or via mobile app.
• QuickPay with Zelle®. You can easily send money to another person with just their email or phone number.
• Automatic Savings Program. Create a recurring transfer from a Chase checking account to Chase savings account so you can grow your savings without thinking. You can choose the amount and frequency.
• Text banking. Check balances and transaction history by simply texting.
• Overdraft Protection. You must link a Chase checking and savings account for this feature. If you overdraw your checking account, Chase will transfer funds from your savings to cover it.
• Paperless Statements. See up to 7 years of statements online.
• Account Alerts. Set up alerts for account activity, such as for low balance, large transactions, and more.

How to Open a Chase Account

You can open a Chase account either in person at a branch or online.

College students will need their student ID or proof of enrollment for the College Checking account.

Please note that you must be a U.S. citizen or resident alien to open an account online. After filling in the application, just make your first deposit!

Other Chase Bank Services

Chase is a complete full-service bank. Besides personal banking products, Chase also offers these services:

Business ServicesCredit CardsInvestingMortgagesLoans

Small business owners have a selection of checking and savings accounts. Chase also offers business financing and merchant services for collecting payment.

Chase is best known for their credit card lineup, offering huge welcome bonuses and good rewards. Chase has a number of highly valued cash back, travel rewards, and small business cards. You can see Chase’s best cards.

Chase is part of JP Morgan, one of the biggest investment banks in the world. It offers a low cost, self-directed platform through You Invest or managed services for high net worth clients.

• Get up to $700 when you open and fund a J.P. Morgan Self-Directed Investing account with qualifying new money. • $700 when you fund with $250,000 or more • $325 when you fund with $100,000-$249,999 • $150 when you fund with $25,000-$99,999 • $50 when you fund with $10,000-$24,999 • Get unlimited commission-free online stock, ETF, fixed income, and options trades when you open an account. • $0 Online Commission trades • Choose an account that’s right for you: General Investing, Traditional IRA or Roth IRA. • Access our secure, easy-to-use trading experience online or through the Chase Mobile® app. • Our powerful tools and resources are built to help you take control of your investments. Learn More with J.P. Morgan INVESTMENT AND INSURANCE PRODUCTS ARE: NOT A DEPOSIT • NOT FDIC INSURED • NO BANK GUARANTEE • MAY LOSE VALUE

Chase offers mortgages and home refinancing as well as a home equity line of credit.

Chase offers auto loans and auto refinancing. Chase checking customers can get a 0.25% rate discount when refinancing an existing auto loan.

Other Bonus & Offers

• Benefits for Service Members. Active and veteran members of the U.S. Armed Forced can receive a free Chase Premier Plus Checking with no monthly service fee and no balance requirements. You can also link Chase personal savings accounts for no service fees.
• Referral Bonuses. You can earn up to $500 a year when you refer friends to open a qualifying Chase checking or savings account.
• Free Credit Report. Anyone can enroll to get a free credit report from Chase. You don’t even need to be a Chase customer.

Reasons to Bank with Chase

• Chase coupon and bonuses for new customers
• Relatively low opening requirements
• Easy to waive service fees on basic accounts
• Many checking options for all financial situations
• Online and mobile banking from anywhere
• Free online bill pay, mobile deposits, and text banking
• 24/7 customer service with real reps
• Highly rated mobile app
• FDIC insured up to $250,000
• Full service bank with checking, savings, credit cards, loans, and investing

Reasons Not to Bank with Chase

• Low interest rates on savings products
• Not located in all states
• Requirements to waive monthly service fee
• High out-of-network ATM fees
• Many banking fees
• No retirement accounts

Chase Bank Routing Number

You can find your routing number by signing in to chase.com and clicking on the last four digits of your account number that appear above your account information. You can also find your routing/transit number on the bottom of each of your checks — next to the number of your checking account and the check number.

Contact Customer Service

For service on existing accounts 1-800-935-9935
Representatives available 24 hours a day, 7 days a week.
For faster service and secure access to your account information, enter your debit card number and the same PIN you use at the ATM.

How Chase Bank Compares

• Bank of America: As one of the larger banks in the U.S. Many may choose BoA for the convenience of locations through out 35 states. However, BoA offers limited account options.
• Wells Fargo: Although there are more locations for this bank, their offerings pale in comparison to Regions because they don’t have as many. Wells Fargo, however, does have 24/7 customer service, but their benefits would be the most useful to current Wells Fargo mortgage customers instead.
• Ally Bank: An online bank with competitive interest rates compared to other online banks and higher rates than most brick and mortar ones.

Chase Credit Cards

Personal Chase Credit Cards

Chase Sapphire Preferred® CardChase Sapphire Reserve®Chase Freedom® CardChase Freedom Unlimited® CardSouthwest Rapid Rewards^® Plus Credit CardSouthwest Rapid Rewards® Premier Credit CardUnited^SM Explorer CardIHG® Rewards Club Traveler Credit CardSouthwest Rapid Rewards^® Priority Credit CardBritish Airways Visa Signature® CardMarriott Bonvoy Boundless^TM Credit CardThe World Of Hyatt Credit Card

The Chase Sapphire Preferred® Card offers 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Ultimate Rewards. You'll earn: • 5X points on travel purchased through Chase Ultimate Rewards • 3X points on dining • 3X points on select streaming services and online grocery purchases • 2X points on all other travel purchases • 1X point per $1 spent on all other purchases Enjoy new benefits such as a $50 annual Ultimate Rewards Hotel Credit and when you redeem your points for travel through Chase Ultimate Rewards, you'll get 25% more value! This card carries a $95 annual fee. Learn More About This Card

The Chase Sapphire Reserve offers 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $900 toward travel when you redeem through Chase Ultimate Rewards. You'll earn • 10X total points on hotels and car rentals when you purchase travel through Chase Ultimate Rewards immediately after the first $300 is spent on travel purchases annually. • 5X total points on flights • 3X points on other travel and dining • 1 point per $1 spent on all other purchases When redeeming your points for travel through Chase Ultimate Rewards, you'll get 50% more value. This card does carry a $550 annual fee and there are no foreign transaction fees. However, you're able to earn a $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year & up to $100 application fee credit for Global Entry or TSA Pre?®. Learn More About This Card

The Chase Freedom FlexSM offers a $200 bonus after you spend $500 on purchases in your first 3 months from account opening. 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 19.24% - 27.99%. You'll earn: • Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter! • 5% cash back on travel purchased through Chase Ultimate Rewards, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more • 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service • Unlimited 1% cash back on all other purchases You cash back rewards do not expire as long as your account is open and there is no minimum to redeem for cash back. This card has no annual fee. Learn More About This Card Here

The Chase Freedom Unlimited® Card offers an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) - worth up to $300 cash back! Enjoy 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 19.24% - 27.99%. Enjoy 6.5% cash back on travel purchased through Chase Ultimate Rewards, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 4.5% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 3% on all other purchases (on up to $20,000 spent in the first year). In addition, you can earn (after your first year or $20,000 spent): • 5% cash back on Chase travel purchased through Ultimate Rewards • 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, • Unlimited 1.5% cash back on all other purchases. There is no minimum to redeem for cash back & your cash back rewards do not expire as long as your account is open. This card comes with no annual fee and you'll get a free credit score that is updated weekly with Credit JourneySM. Learn More About This Card

The Southwest Rapid Rewards® Plus Credit Card offers 50,000 bonus points after spending $1,000 on purchases in the first 3 months. You'll also earn 3,000 bonus points after your Cardmember anniversary each year. You'll earn: • Earn 2X points on Southwest purchases. • Earn 2X points on local transit and commuting, including rideshare. • Earn 2X points on internet, cable, phone services, and select streaming. You're able to redeem your your points for flights, hotel stays, gift cards, access to events & more! This card does carry a $69 annual fee. Learn More About This Card Here

The Southwest Rapid Rewards® Premier Credit Card offers 50,000 bonus points after spending $1,000 on purchases in the first 3 months. In addition, you'll earn 6,000 bonus points after your Cardmember anniversary each year. You'll earn: • Earn 3X points on Southwest purchases. • Earn 2X points on local transit and commuting, including rideshare. • Earn 2X points on internet, cable, phone services, and select streaming. You're able to redeem your points for flights, hotel stays, gift cards, access to events and more. This card does carry a $99 annual fee, but there are no foreign transaction fee. Learn More About This Card Here

The United Explorer Card offers 50,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open. You'll earn: • Earn 2 miles per $1 spent on dining, hotel stays, and United purchases • Earn 2 miles per $1 spent on dining including eligible delivery services Perks of this card include: • Getting up to $100 Global Entry, TSA PreCheck or NEXUS fee credit • Get your first bag checked for free (up to $140 savings per roundtrip). Terms apply. • Get priority boarding perks & visit the United Club with 2 one-time passes each year for your anniversary • 25% back as a statement credit on purchases of food, beverages and Wi-Fi on board United-operated flights and on Club premium drinks • Get one-year complimentary DashPass, a membership for both DoorDash and Caviar that provides unlimited deliveries with $0 delivery fees and lower service fees on eligible orders. After that, you are automatically enrolled in DashPass at the current monthly rate. Activate by 12/31/24. This card does come with a $95 annual fee, however, the annual fee is waived for the first year. Learn More About This Card Here

The IHG® Rewards Traveler Credit Card offers 120,000 bonus points after spending $2,000 on purchases within the first three months of account opening. You'll earn up to 17X points total per $1 spent when you stay at an IHG hotel, 3X points per $1 spent on purchases at monthly bills, gas stations, and restaurants. 2X point per $1 spent on all other purchases. This card has no annual fee or foreign transaction fees. Learn More About This Card Here

The Southwest Rapid Rewards® Priority Credit Card offers 50,000 bonus points after spending $1,000 on purchases in the first 3 months. In addition, you'll earn 7,500 bonus points after your Cardmember anniversary each year. You'll earn: • Earn 3X points on Southwest purchases. • Earn 2X points on local transit and commuting, including rideshare. • Earn 2X points on internet, cable, phone services, and select streaming. Some perks include $75 Southwest travel credit each year., receiving 4 Upgraded Boardings per year when available, savings of 25% back on in-flight drinks and WiFi, and more! This card carries a $149 annual fee and no transaction fees. Learn More About This Card Here

The British Airways Visa Signature® Card offers up to 100,000 Avios. Earn 75,000 Avios after you spend $5,000 on purchases within the first three months of account opening and earn an additional 25,000 Avios after you spend $20,000 in the first 12 months of account opening. You'll earn: • 3 Avios per $1 spent on purchases with British Airways, Aer Lingus, Iberia, and LEVEL. • 2 Avios per $1 spent on hotel accommodations when purchased directly with the hotel. • 1 Avios per $1 spent on all other purchases. This card comes with a $95 annual fee and no foreign transaction fees. You'll be able to get 10% off British Airways flights starting in the US when you book through the website provided in your welcome materials. In addition, every calendar year you make $30,000 in purchases on your British Airways Visa card, you'll earn a Travel Together Ticket good for two years. Learn More About This Card Here

The Marriott Bonvoy Boundless® Credit Card offers 3 Free Night Awards (each night valued up to 50,000 points) after spending $3,000 on purchases in your first 3 months from account opening. You'll earn: • Up to 17X total points per $1 spent at over 7,000 hotels participating in Marriott Bonvoy • 3X points per $1 on the first $6,000 spent in combined purchases each year on grocery stores, gas stations, and dining. • 2X points for every $1 spent on all other purchase • 1 Elite Night Credit towards Elite Status for every $5,000 you spend. You gain an automatic Silver Elite Status each account anniversary year. Path to Gold Status when you spend $35,000 on purchases each account year. You'll receive 15 Elite Night Credits each calendar year & an additional Free Night Award (valued up to 35,000 points) every year after account anniversary. This card does carry a $95 fee; there are no foreign transaction fees. Learn More About This Card

The The World of Hyatt Credit Card offers 30,000 Bonus Points after you spend $3,000 on purchases in the first 3 months from account opening. Plus, 2 Bonus Points per $1 spent on purchases that earn 1 Bonus Point up to $15,000 in the first 6 months of account opening. You'll earn 9 points total for Hyatt stays - 4 Bonus Points per $1 spent at Hyatt hotels & 5 Base Points per $1 you can earn as a World of Hyatt member. To add, you'll earn 2 Bonus Points per $1 spent at restaurants, on airlines tickets purchased directly from the airlines, on local transit and commuting and on fitness club and gym memberships. You'll earn 2 qualifying night credits towards tier status every time you spend $5,000 on your card. This card does carry a $95 annual fee, however, the perks sure make up for it. For instance, you'll get 1 free night each year after your Cardmember anniversary at any Category 1-4 Hyatt hotel or resort and an extra free night at any Category 1-4 Hyatt hotel if you spend $15,000 during your cardmember anniversary year. Learn More About This Card Here

Business Credit Cards

Ink Business Unlimited^SM Credit CardChase Ink Business Cash^SM CardChase Ink Business Preferred^SM CardSouthwest Rapid Rewards® Premier Business CardSouthwest Rapid Rewards® Performance Business Credit CardUnited^SM Explorer Business Card

The Ink Business Unlimited® Credit Card offers $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening. You'll earn an unlimited 1.5% cash back on every purchase made for your business and you'll receive employee cards at no additional cost. This card carries no annual fee. Learn More About This Card

The Ink Business Cash® Credit Card offers $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening. You'll earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year, 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year, & 1% cash back on all other card purchases with no limit to the amount you can earn. This card comes with no annual fee. You'll be able to take advantage of employee cards at no additional cost. Learn More About This Card

The Ink Business Preferred® Credit Card offers 100k bonus points after you spend $15,000 on purchases in the first 3 months from account opening. That's $1,250 toward travel when redeemed through Chase Ultimate Rewards®. You'll earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year; 1 point per $1 on all other purchases - with no limit to the amount you can earn. Furthermore, points are worth 25% more when you redeem for travel through Chase Ultimate Rewards. This card does come with a $95 annual fee but does not have any foreign transaction fees. Learn More About This Card

The Southwest Rapid Rewards Premier Business Card offers 60,000 points after you spend $3,000 on purchases in the first 3 months your account is open in addition to 6,000 bonus points after your Cardmember anniversary. You'll earn • NEW! Earn 3X points on Southwest Airlines(R) purchases. • Earn 2X points on Rapid Rewards(R) hotel and car partners. • NEW! Earn 2X points on rideshare. • 1 point per $1 spent on all other purchases. This card does carry a $99 annual fee and there are no foreign transaction fees. Learn More About This Card Here

The Southwest® Rapid Rewards® Performance Business Credit Card offers 80,000 points after you spend $5,000 on purchases in the first 3 months. This card earns • NEW! Earn 4X points on Southwest purchases. • Earn 3X points on Rapid Rewards hotel and car partners. • NEW! Earn 2X points on rideshare. • Earn 2X points on social media and search engine advertising, internet, cable, and phone services and 1X points on all other purchases. In addition, you can score 9,000 bonus points after your Cardmember anniversary, get 4 upgraded boarding passes per year, and more! Learn More About This Card Here

The United? Business Card offers 75,000 bonus miles after you spend $5,000 on purchases in the first 3 months your account is open. You can also receive 5,000-mile better-together anniversary bonus when you have the United Business Card and a personal United credit card. You'll earn 2X miles per $1 spent on United purchases, dining (including eligible delivery services), at gas stations, office supply stores, and on local transit and commuting; 1X mile per $1 spent on all other purchases. The card does carry a $99 annual fee. You're able to save up to $140 per round-trip with a free checked bag. In addition, you can enjoy priority boarding privileges and have the opportunity for two one-time United ClubSM passes each year — Over $100 in value per year. Also, enjoy $100 annual United travel credit after 7 United flight purchases of $100 or more. Get one-year complimentary DashPass, a membership for both DoorDash and Caviar that provides unlimited deliveries with $0 delivery fees and lower service fees on eligible orders. After that, you are automatically enrolled in DashPass at the current monthly rate. Activate by 12/31/24. Learn More About This Card

Compare to Other Banks

• Chase vs Bank of America
• Chase vs Fifth Third Bank
• Chase vs Wells Fargo
• Chase vs US Bank
• Chase vs CIT Bank
• Chase vs PNC Bank
• Chase vs TD Bank

Bottom Line

Chase is a good choice if you’re looking for a bank with full range of services, physical locations, available ATMs, and good mobile banking. However, with most brick and mortar banks don’t expect much in interest.

Otherwise then this is the bank for you! So if you’re interested in banking with Chase, see what they have to offer through Chase Bank Promotions! And while you’re here on HMB, check our full list of Best Bank Promotions for more options!

Helpful Tips:

• What Are Chase Bank’s Hours?
• How To Find and Use Your Chase Bank Login
• What Do You Need to Open a Chase Bank Account?
• How To Order Checks via Chase: Online, Vendor Site or by Phone
• How to Set Up Chase Online Bill Pay
• How to Stop Payment for a Chase Check
• Chase Business Routing Number
• How to Stop Payment for a Chase Check
• What Do I Need to Get a Chase Credit Card
• How To Check Chase Credit Card Application Status
• Chase Travel Notification: How To Set Up Travel Alerts
• How To Increase Your Chase Credit Limit

Discover Bank Promotions for January 2023: $200/$150 Savings Bonus, $360 Cashback Debit

SoFi Promotions: $10, $25, $50, $100, $275, $300, $5,000 Bonuses For Checking, Savings, Invest, Student Loan, Personal Loan Products

1000+ Best Bank Bonuses, Promotions, Offers – January 2023

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