Hustlermoneyblog has partnered with CardRatings for our coverage of credit card products. Hustlermoneyblog and CardRatings may receive a commission from card issuers.
If you’re looking for a great travel card, look no further! Chase is offering the IHG® Rewards Club Traveler credit card with a welcome bonus of 75,000 points. We value the 60k bonus points to be worth around $375.
In addition to the bonus offer, get 15x points for every $1 spent on IHG purchases, 2x points for every $1 spent on gas, groceries and dining, and 1x point for every $1 spent on all other purchases.
Created for the frequent IHG guest, you will have the opportunity to earn and redeem you rewards at over 5,400 hotels worldwide, good points back offers, and your fourth night free. The value you can get from the IHG Rewards Club Traveler card is fantastic.
*IHG Rewards Club Traveler is issued by Chase Bank. Chase also offers great sign-up bonuses for its Checking/Savings accounts.
|Chase Total Business Checking®||$300 Cash||Review|
|Chase Premier Plus CheckingSM||$300 Cash||Review|
|Chase Total Checking®||$200 Cash||Review|
|You InvestSM by J.P. Morgan||$725 Cash||Review|
Table of Contents
IHG Rewards Club Traveler Card Summary
|Bonus Available||Get 75,000 bonus points after spending $2,000 on purchases within the first three months of account opening.|
|Travel Credit||No travel credit.|
|Ongoing Rewards/Benefits||15 points for every $1 spent on IHG purchases, 2 points for every $1 spent on gas, groceries and dining, and 1 point for every $1 spent on all other purchases.
Fourth award night free when you redeem points for any stay of 4 or more nights.
Save 20% when you purchase points with your card.
|Foreign Transaction Fees||No|
|Airport Lounge Access||Earn Gold Elite status when you spend $10,000 on purchases each calendar year.|
- Bonus points
- 4th night free
- Discount on points purchases
- Transfer partners
- No foreign transaction fees
- Good-Excellent credit needed to qualify
- Low per-point value
Editor’s Alternate Pick
The Chase Sapphire Preferred® Card offers 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®!
You'll earn 2X points on travel and dining at restaurants worldwide; 1 point per dollar spent on all other purchases. And when you redeem your points for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards, you'll get 25% more value!
IHG Rewards Club Traveler Bonus Offer
Earn an astounding 75,000 bonus points offer with the IHG Rewards Club Traveler card. For the best value for your points, we recommend that you redeem your points toward Hilton Hotel stays. This way, your bonus points will be worth $375.
To qualify for this offer, you must spend at least $2,000 in purchases on the card within your first 3 months of card membership.
Here are some ways you can meet the spending requirements:
|• Plastiq - Using Plastiq allows you to pay for your personal expenses such as rent, tuition, mortgage, auto lease etc. Although they charge a 2.5% processing fee for using your credit card, this will contribute to the card bonus that you will receive. There is also a referral program that allows you to earn "Free-Free Dollars" that goes towards processing fees as well.|
|• Funding Checking Accounts - When it comes to funding a checking account, opening your initial deposit with a credit card is the usual way to go about it. However, if you want to have more opportunities, you should open a checking account that offers a sign-up bonus. This allows you to work towards bonuses from not one but two different sources instead. Banks like Chase, Huntington Bank, TD Bank and BBVA offers credit card funding, and for your opening deposit, you can often fund anywhere from $50-$1000 with a credit card, depending on the bank.|
|• Gift Card Purchases With Using a Credit Card - Another way to acquire the bonus is using your credit card to purchase gift cards. Buying a a gift card or an individual merchant card typically do not require a purchase fee and are used towards leisure, so gift cards are ideal. However, gift cards such as a Visa or American Express do incur purchase fees because they can be spent anywhere, but gift cards that are specifically for a certain online shopping site such as Amazon or eBay don't.|
|As for a Citi Credit Card, you should call customer service and ask them to lower your Cash Advance limit to $0 before making any purchases because Citi tends to read gift card purchases as a Cash Advance.
Ideally, you should do this with any card just to be safe. Lastly, there is such thing as a discounted gift card which can be purchased on Raise or eBay. If you use a credit card often for everyday purchases, it can build your credit score that will contribute towards paying for things such as bills and taxes.
What Are IHG Rewards Club Points Worth?
Similar to other hotel-branded credit cards, the value of your points will depend on how you redeem them. We value each IHG Rewards Club point at around $0.005. This makes the 60k points worth around $300.
The IHG Rewards Club Traveler is unique from other hotel rewards cards because this earns points per $1 spend which is usually higher than with non-hotel rewards cards.
You can use your IHG Rewards Club points toward:
- Hotel stays
- Car rentals
- Gift cards
- Member-only access to events
- Digital downloads
You also have the option of transferring your points to an IHG partner airlines (listed below). To maximize your points, redeem your points for an IHG hotel stay.
InterContinental Hotels Group properties include these familiar hotels:
- InterContinental Hotels & Resorts
- Crowne Plaza
- Holiday Inn Express
- Staybridge Suites
- InterContinetal Alliance Resorts
- Hotel Indigo
- Holiday Inn Resort
- Candlewood Suites
- Avid Hotels
- Kimpton Hotels
- Holiday Inn
- Holiday Inn Club Vacations
- EVEN Hotels
IHG Rewards Club Traveler Card Top Features
Get a free hotel award night when you redeem your points for a stay of 4 or more nights at the same property. This card doesn’t receive the free hotel night each account anniversary year
Get 20% off your points purchases. With this discount, you can buy points if you’re close to reaching a minimum for rewards or redemptions.
Automatically earn Gold Elite status by spending $10,000 on your card within a calendar year. Membership includes an extra 10% bonus points on your base earnings, and more.
The IHG Rewards Premier card comes with automatic Platinum Elite status, which includes Gold Elite benefits and more.
|Air France||Air Miles||Air New Zealand|
|Alaska Airlines||Alitalia||All Nippon Airways|
|American Airlines||Asiana Airlines||British Airways|
|Cathay Pacific||China Eastern||China Southern Airlines|
|Delta||El Al Israel Airlines||Emirates|
|Etihad Airways||Gulf Air||Hainan Airlines|
|Hawaiian Airlines||Iberia Airlines||Japan Airlines|
|LATAM Airlines||Avianca Airlines||Lufthansa|
|Malaysia Airlines||Qantas Airlines||Saudi Arabian Airlines|
|Singapore Airlines||South African Airways||TAP Air Portugal|
|Thai Airways||United Airlines||Virgin Atlantic|
Make purchases abroad without worrying about foreign transaction fees with the IHG Rewards Club Traveler Card.
The IHG Rewards Club Traveler credit card is a great card for people who love traveling as well as love the IHG hotels listed above. This card comes with 5x points on IHG purchases, which is huge and makes up for the low value of their individual IHG Rewards Club points.
In addition, you can get a fourth night free on award stays and the ability to earn Gold Elite status faster. If you don’t frequently stay at IHG hotels, then a non-branded travel card might be better for you. If you’re interested in more travel cards, see our latest list of the best credit card bonuses!
What’s the Competition?
The Chase Sapphire Reserve® offers 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®.
You'll earn 3X points on travel immediately after earning your $300 travel credit. 3X points on dining at restaurants & 1 point per $1 spent on all other purchases. When redeeming your points for travel through Chase Ultimate Rewards, you'll get 50% more value.
This card does carry a $550 annual fee and there are no foreign transaction fees. However, you're able to earn a $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year & up to $100 application fee credit for Global Entry or TSA Pre?®.
The Chase Freedom® Card offers a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening.
You'll earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate and an unlimited 1% cash back on all other purchases. You cash back rewards do not expire as long as your account is open and there is no minimum to redeem for cash back.
This card has no annual fee and you'll get a free credit score that's updated weekly with Credit JourneySM.
The Capital One® Quicksilver® Cash Rewards Card offers a one-time $150 cash bonus after spending $500 on purchases within 3 months from account opening.
You'll be able to earn an unlimited 1.5% cash back on every purchase, every day with no rotating categories or sign-ups needed to earn cash rewards.
This card comes with no annual fee and no foreign transaction fees which makes this card a viable option for your go-to everyday card.
The Capital One® Venture® Rewards Credit Card offers a one-time bonus of 50,000 miles once you spend $3,000 on purchases within 3 months from account opening (equal to $500 in travel). Named ‘The Best Travel Card' by CNBC, 2018.
You're able to earn 2X miles on every purchase, every day. Plus earn 10X miles on thousands of hotels, through January 2020; learn more at hotels.com/venture.
This card does come with a $95 annual fee, however, there is a $0 intro annual fee for the first year. Enjoy no foreign transaction fees and receive up to $100 application fee credit for Global Entry or TSA Pre?®.
The Hilton Honors American Express Card offers offers 75,000 Hilton Honors Bonus Points with the Hilton Honors American Express Card after you use your new Card to make $1,000 in eligible purchases within the first 3 months of Card Membership.
You'll have the opportunity to earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged directly with a hotel or resort within the Hilton Honors portfolio of brands., 5X Hilton Honors Bonus Points for each dollar of eligible purchases at U.S. restaurants, U.S. supermarkets, and U.S. gas stations, & 3X Hilton Honors Bonus Points for all other eligible purchases on your Card.
This card comes with annual fee and no foreign transaction fees, so you can enjoy international travel without additional fees on purchases made abroad.