The InterContinental Hotels Group, or more commonly known as IHG, has a loyalty program called the IHG Rewards Club. Using various channels such as credit cards, large bonuses and frequent promotions, IHG points are pretty easy to earn. However, to get the most value out of your points, you must have patience and some luck on your side.
See our list of the best credit card bonuses here.
See our best bank bonuses updated daily to earn up to $1,000 in free money. Find popular checking offers such as Chase Bank, HSBC Bank, TD Bank, Huntington Bank, BBVA, Discover Bank, and CIT Bank. See our best rates for Savings and CD too.
|Chase Business Complete BankingSM $300 Bonus||HSBC Premier Checking Up To $600|
|HSBC Premier Checking $450 Bonus||TD Bank Convenience Checking $150 Bonus|
|TD Bank Beyond Checking $300 Bonus||Huntington Business Checking 100 $200 Bonus|
|Huntington 25 Checking $300 Bonus||Huntington Unlimited Plus Business Checking $750 Bonus|
|Huntington Unlimited Business Checking $400 Bonus||Aspiration Spend & Save Account $100 Bonus|
|Ally Invest Up To $3,000 Bonus||Discover Bank $360 Cashback Debit|
|Axos Basic Business Checking $100 Bonus||BlockFi Up To $250 BTC Bonus|
|WeBull 2 Free Stocks||BBVA Free Checking & Savings $250 Bonus|
Table of Contents
IHG Rewards Club Quick Facts
|Personal Credit Cards|| IHG® Rewards Club Premier Credit Card
IHG® Rewards Club Traveler Credit Card
|Business Credit Cards||None|
|Redemption Options|| Hotel stays
Points & Cash
|Average American Express Membership Rewards Value||$0.005 average|
InterContinental Hotels Group properties include these familiar hotels:
|InterContinental Hotels & Resorts||InterContinetal Alliance Resorts||Kimpton Hotels|
|Crowne Plaza||Hotel Indigo||Holiday Inn|
|Holiday Inn Express||Holiday Inn Club Vacations||Regent Hotels & Resorts|
|Staybridge Suites||Candlewood Suites||EVEN Hotels|
|AtWell Suites||Six Senses|
*Click here for a complete updated list.
IHG Rewards Club Elite Status
IHG Rewards Club status will depend on the number of qualifying nights or points you earn in one calendar year. When you move up in status, you will get that status through the endo f the year until the end of the following calendar year.
|ELITE STATUS||QUALIFICATION REQUIREMENTS|
|Gold||10 nights or 10,000 points|
|Platinum||40 nights or 40,000 points|
|Spire||75 nights or 75,000 points|
Award nights count towards your qualifying nights total. And, any excess qualifying nights you have will rollover towards status qualification for the following calendar year.
As you move up from Club to Spire, you’ll unlock additional hotel benefits.
*Click here for our source.
Earning IHG Rewards Club Points: Co-Branded Credit Cards
The IHG® Rewards Club Premier Credit Card offers 125,000 bonus points plus a Reward Night after spending $3,000 on purchases within the first three months of account opening.
You'll earn up to 25 points total per $1 spent when you stay at an IHG hotel. Earn 2 points per $1 spent on purchases at gas stations, grocery stores, and restaurants. Earn 1 point per $1 spent on all other purchases.
This card offers several perks that you'll sure enjoy like: a free night after each account anniversary (you'll also receive a free night when you redeem points for any stay of 4 or more nights.) And as long as you're a cardmember, you'll have Platinum Elite status.
You'll get Global Entry or TSA Pre?® Fee Credit of up to $100 every 4 years as reimbursement for the application fee charged to your card.
There is an annual fee of $89.
The IHG® Rewards Club Traveler Credit Card offers 60,000 bonus points after spending $2,000 on purchases within the first three months of account opening.
You'll earn up to 15X points total per $1 spent when you stay at an IHG hotel, 2X points per $1 spent on purchases at gas stations, grocery stores, and restaurants. 1X point per $1 spent on all other purchases.
This card has no annual fee or foreign transaction fees.
Earning IHG Rewards Club Points: Other Ways
The simplest way to earn IHG points is by staying at an IHG hotel. The number of points you’ll get depends on the brand and your elite status:
|ELITE STATUS||MOST IHG BRANDS||STAYBRIDGE & CANDLEWOOD|
|Club||10x points||5x points|
|Gold||11x points||5.5 points|
|Platinum||15x points||7.5 points|
|Spire||20x points||10x points|
In order to earn points, ou must book directly with IHG. Using an online travel agency (Expedia, Priceline, etc.) or a bank travel portal (Chase Ultimate Rewards®, etc.) won’t get you IHG points or elite benefits.
Earn up to 5,000 points per stay with IHG Rewards Club Bonus Points Packages. What’s more, these bonus points count towards earning and maintaining your elite status. Simply select your room type and add an available package at participating properties. The amount and availability of bonus points vary.
With over 10,000 participating restaurants, bars and clubs, stacking up on points via IHG Rewards Club Dining is quick and easy. The program has three different membership levels:
|Basic||No requirements||1x points|
|Select||Provide a valid email address & opt to receive emails||5x points|
|VIP|| Provide a valid email address & opt to receive emails
11 qualified transasctions in a calendar year
Earn 3x points on meeting or event expenses at IHG properties. Qualified expenses include meeting spaces, guest rooms, and food and beverage.
You can also fast track your way to elite status this way:
- Gold status after 1 event
- Platinum status after 2 events
Talk to a IHG catering representative for more information.
If you’re short on points, you might want to transfer your Chase Ultimate Rewards® points to IHG at a 1:1 ratio.
Purchasing points is usually not a great idea. You’ll most likely pay much more than the points are worth.
|AMOUNT OF POINTS||PRICE PER 1,000 POINTS||PRICE PER POINT|
|1,000 – 10,000||$13.50||$0.0135|
|11,000 – 25,000||$12.50||$0.0125|
|26,000 – 60,000||$11.50||$0.01|
Occasionally, IHG does a point sale where you can purchase points and get more out of what you purchase. This is where the patience comes in. IHG Rewards Club credit cardholders can get a 20% discount when you purchase your points with your card.
*The prices for buying points may vary. The above chart is for illustrative purposes only. Log into your IHG account to see the latest cost to buy points.
Redeeming IHG Rewards Club Points
Before going through all the ways you can use your IHG points, let’s go over when they expire.
|Club||After 12 months of account inactivity|
|Gold, Platinum or Spire||No expiration as long as you hold elite status|
IHG Rewards Club prices regarding award nights can change in an instant. This means that hte redemption rate may change in the same way as it would if it were priced in cash. This is a recent change from the years past when pricing was based on a fixed chart with hotels ranked by category and the point cost per night was set by tier.
The shift to dynamic award pricing means the actual redemption cost changes based on the season, demand, and other market factors. This makes it harder to calculate a sweet spot where you can get the highest redemption value.
To search for hotel stays, search the Reward Nights section of the IHG Rewards Club website or by calling the Customer Care Center in your region.
IHG lets you pay for an award night with a combination of points and cash. When you book this way, IHG “sells” you the extra points and then debits them from your account. As opposed to just charging your credit card.
Expect to pay a rate between $0.007 and $0.01 per point. The more points you decide to buy, the less the cost for each point.
Similar to Marriott Bonvoy and Hilton Honors, you can use your points for special experiences, like:
- Shawn Mendes VIP Suite tickets
- Land and sea adventures in Key West, Florida
- US Open tickets
- Milwaukee city experience package
Some Access experiences can be purchased in the moment, while others are up for auction.
Of course, the availability of these experiences are subject to change.
Book award stays at two Holiday Inn all-inclusive resorts using your IHG points.
IHG Rewards Club Partner Airlines
|AeroFlot Russian Airlines||Aeroplan||Air China||Aeromexico||Air France||Air Miles|
|Air New Zealand||Alaska Airlines||Alitalia||American Airlines||Asiana Airlines||Avianca|
|British Airways||China Eastern||China Southern Airlines||CopaAirlines||Delta||El Al Israel Airlines|
|Emirates||Etihad Airways||EVA Air||Gulf Air||Hainan Airlines||Hawaiian Airlines|
|Iberia Airlines||InterMiles||Japan Airlines||JetBlue||KLM||LATAM Airlines|
|Avianca Airlines||Lufthansa||Malaysia Airlines||Qantas Airlines||Saudi Arabian Airlines||Singapore Airlines|
|South African Airways||TAP Air Portugal||Thai Airways||Turkish Airlines||United Airlines||Velocity|
|Virgin Atlantic||Virgin Australia|
You also have the option to transfer points to another IHG Rewards Club member at a rate of $5 for every 1,000 points. Just complete the authorization and submit. Learn more here (you must sign in to your account).
Other redemption options include:
- Gift cards
- Digital downloads
- Charitable donations
However, we don’t recommend using your points for any of the above options. They’ll get you far less value than the average $0.005 per point.
IHG Rewards Club Tips & Tricks
The current offer is: if you find a lower rate on a third-party site, IHG will match it and give you five times the IHG® Rewards Club points, up to a 40,000-point maximum.
The best price guarantee offer may change from time to time. For example, the previous deal was if you found a lower price, they will match it or your first night is free. The bottom line is keep checking to see what their current offer is.
IHG will deny a claim for various reasons, so make sure to keep in mind the following:
- The reservation must match in every way: room type, bed type, breakfast, cancellation policy, payment and more.
- Make sure the room is bookable, so click all the way to the end.
- The rate has to be lower before and after tax.
- The lower rate must be more than $1 or 1%.
- Must be able to book in the same currency.
Short on points? Need a quick 5,000 to book your PointBreaks stay? You’ll want to use this little trick.
When you book with points and cash, IHG charges your credit card immediately. Then after you cancel the reservation, you’ll get your full refund in points.
|LESS POINTS||PAY IN CASH||VALUE PER POINT|
So you’ll pay for the reservation with a combination of points and cash, but you’ll get your refund in points only.
Obviously this is not an advertised strategy, so it is not guaranteed to work but it has worked for many.
IHG Rewards Club members can choose to earn airline miles – as opposed to IHG points – for qualifying stays. The rate you’ll earn depends on the airline. You might want this option if your priority is free flights rather than free hotel stays.
IT is hard to find good value redemptions using IHG Rewards Club because of its inflated dynamic pricing. With only two premium brands, InterContinental and Kimpton, you don’t have many choices if you are looking for a luxury stay. For more luxury brands, check out Everything You Need To Know About American Express Fine Hotels & Resorts.
Families and budget-minded travelers will find good value at various IHG brands like Holiday Inn Express and Staybridge Suites. And if you take advantage of the Points + Cash redemptions, this rewards program might be well worth your loyalty.
|Chase Business Complete BankingSM||$300 Cash||Review|
|HSBC Premier Checking Member FDIC||$450 Cash||Review|
|HSBC Premier Checking Member FDIC||Up To $600||Review|
|BBVA Free Checking & Savings||$250 Cash||Review|
|Huntington 25 Checking||$300 Cash||Review|
|TD Bank Beyond Checking||$300 Cash||Review|
|TD Bank Convenience CheckingSM||$150 Cash||Review|
|Huntington Bank Unlimited Plus Business Checking||$750 Cash||Review|
|Huntington Bank Unlimited Business Checking||$400 Cash||Review|
|Huntington Bank Business Checking 100||$200 Cash||Review|
|Axos Bank Basic Business Checking||$100 Cash||Review|
|Aspiration Spend & Save Account||$100 Cash||Review|
|Ally Invest||Up to $3,000 Cash||Review|
|BlockFi||Up To $250 BTC||Review|
|American Express High Yield Savings||0.40% APY||Review|
|Discover Cashback Debit Account||$360 Cash||Review|