If you are looking for card designed specifically for frequent travelers then check out IHG One Rewards Premier Credit Card. You can earn 180,000 Bonus Points after spending $3,000 in purchases during the first 3 months from account opening.

Update 10/9/26: You can currently earn 180K bonus points after meeting the spend requirement.

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IHG One Rewards Premier Credit Card Summary

Bonus Available	Earn 180,000 Bonus Points after spending $3,000 in purchases during the first 3 months from account opening.
Ongoing Rewards/Benefits	Up to 24 total points per $1 spent when you stay at IHG Hotels & Resorts 5X points on flights booked directly, car rental agencies, on dining, at grocery stores or gas stations. 3X points per $1 spent on all other purchases. Anniversary Free Night – Each year, after your card anniversary, you’ll receive an Anniversary Free Night with a redemption cap of 50,000 points good for a night at one of our IHG® Hotels & Resorts worldwide. You can use points from your IHG One Rewards account to redeem your Anniversary Night at hotels above the 50,000 point redemption level
Foreign Transaction Fees	No
Annual Fee	$150

IHG One Rewards Premier Credit Card Bonus

Earn 180,000 Bonus Points after spending $3,000 in purchases during the first 3 months from account opening.

What are IHG Points Worth?

Your points’ worth depends on how you use them, the value of each IHG point averages around $0.005.

Most hotel rewards card have similar low individual point values. That card’s high earn rate for IHG purchases make up for it.

You can use your IHG points toward:

Hotel stays
Flights
Car rentals
Merchandise
Gift cards
Member-only access to events
Digital downloads
Donations

Or you can transfer your points to various IHG airlines partners.

To get the maximum value of your points, you can redeem them for IHG hotels stays. All other options will devalue your points.

Bottom Line

Those of you who stay with IHG often, consider signing up for the IHG One Rewards Premier Credit Card.

You can earn your free nights even faster and it comes with plenty of rewards and bonuses.

There is an annual fee but you will get a free night stay offered each anniversary year which basically pays for itself.

* This card is issued by Chase Bank. They also offer great sign-up bonuses for their Checking/Savings accounts. You can also compare this card with other credit card bonuses!

View our complete guide to Complete Guide To IHG Rewards Club: Earn And Redeem Points & Cash and the latest IHG Promotions.

Take advantage of its high rewards rate for IHG spending, sign-up bonus, free anniversary nights and elite status.

This card isn’t suited for everyone, if this is the case, feel free to check out our full list of Best Chase Credit Card Promotions instead and other featured credit card bonus promotions.

The IHG One Rewards Premier Credit Card offers 180,000 Bonus Points after spending $3,000 in purchases during the first 3 months from account opening.

You'll earn:
• Up to 24 total points per $1 spent when you stay at IHG Hotels & Resorts
• 5X points on flights booked directly, car rental agencies, on dining, at grocery stores or gas stations.
• 3X points per $1 spent on all other purchases.

Anniversary Free Night - Each year, after your card anniversary, you'll receive an Anniversary Free Night with a redemption cap of 50,000 points good for a night at one of our IHG® Hotels & Resorts worldwide. You can use points from your IHG One Rewards account to redeem your Anniversary Night at hotels above the 50,000 point redemption level

There is an annual fee of $150.

Click here to learn how to apply

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