Hustlermoneyblog has partnered with CardRatings for our coverage of credit card products. Hustlermoneyblog and CardRatings may receive a commission from card issuers.
Chase is offering 60,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open with the UnitedSM Explorer Business Card.
Cardholders earn 2X miles per $1 spent on United purchases, at gas stations, office supply stores, restaurants (including eligible delivery services), and on local transit and commuting; 1X mile per $1 spent on all other purchases.
This card comes with an annual fee of $95 (waived first year).
The 5/24 Chase rule applies for this card. Plus, this bonus offer is available to you if you don’t have this card and haven’t received a new cardmember bonus for this card in the past 24 months.
The United Business Explorer from Chase is perfect for those who frequently fly with United. Enjoy plenty of opportunities to earn extra miles through bonuses and purchases charged to it. On top of that, earn great flight-specific perks, including priority boarding. However, if you value flexibility over loyalty to United, you will likely get a better value out of generic travel rewards or cash back business cards.
* The UnitedSM Explorer Business Card is issued by Chase Bank. They also offer great sign-up bonuses for their Checking/Savings accounts. You can also compare this card with other credit card bonuses!
| PROMOTIONAL LINK | OFFER | REVIEW |
| Chase Business Complete BankingSM | $300 Cash | Review |
| Chase Total Checking® | $200 Cash | Review |
Table of Contents
Chase United Explorer Business Card Summary
 |
| Bonus Available | 60,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open. |
| *Bonus Value | $840 |
| Travel Credit | No travel credit |
| Ongoing Rewards/Benefits | 2X miles per $1 spent on United purchases, at gas stations, office supply stores, restaurants (including eligible delivery services), and on local transit and commuting
1X mile per $1 spent on all other purchases. Free 1st checked bag for you and one travel companion. Priority boarding for you and your travel companions. Complimentary upgrades on United-operated flights (when available). Employee cards at no additional cost. |
| Foreign Transaction Fees | None |
| Airport Lounge Access | 2 United Club one-time passes after account opening and each yearly account anniversary. |
| Annual Fee | $99 (waived first year) |
* Bonus value is an estimated value calculated by HustlerMoneyBlog and not the card issuer.
View the latest valuations here.
Recommended Free Credit Score (Get Free Score)
690 – 850 (Good – Excellent)
PROS
- Bonus miles
- Free 1st checked bag
- Priority boarding
- Lounge access
- Complimentary upgrade
- Partner airlines
- No foreign transaction fee
CONS
- Annual fee
- Good-Excellent credit needed to qualify
- Best for frequent United flyers
Editor’s Alternate Pick
 The Chase Ink Business PreferredSM Card offers 100k bonus points after you spend $15,000 on purchases in the first 3 months from account opening. That's $1,250 toward travel when redeemed through Chase Ultimate Rewards®. You'll earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year; 1 point per $1 on all other purchases - with no limit to the amount you can earn. Furthermore, points are worth 25% more when you redeem for travel through Chase Ultimate Rewards. This card does come with a $95 annual fee but does not have any foreign transaction fees. |
United Explorer Business Card Bonus Miles
Make use of the United Explorer Business Card’s total 60,000 MileagePlus bonus miles offer, it’s a good welcome bonus considering other cards that has similar annual fees.
Here are some ideas on meeting the spending requirements:
| • Plastiq - Using Plastiq allows you to pay for your personal expenses such as rent, tuition, mortgage, auto lease etc. Although they charge a 2.5% processing fee for using your credit card, this will contribute to the card bonus that you will receive. There is also a referral program that allows you to earn "Free-Free Dollars" that goes towards processing fees as well. |
| • Funding Checking Accounts - When it comes to funding a checking account, opening your initial deposit with a credit card is the usual way to go about it. However, if you want to have more opportunities, you should open a checking account that offers a sign-up bonus. This allows you to work towards bonuses from not one but two different sources instead. Banks like Chase, Huntington Bank, TD Bank and BBVA offers credit card funding, and for your opening deposit, you can often fund anywhere from $50-$1000 with a credit card, depending on the bank. |
| • Gift Card Purchases With Using a Credit Card - Another way to acquire the bonus is using your credit card to purchase gift cards. Buying a a gift card or an individual merchant card typically do not require a purchase fee and are used towards leisure, so gift cards are ideal. However, gift cards such as a Visa or American Express do incur purchase fees because they can be spent anywhere, but gift cards that are specifically for a certain online shopping site such as Amazon or eBay don't. |
| As for a Citi Credit Card, you should call customer service and ask them to lower your Cash Advance limit to $0 before making any purchases because Citi tends to read gift card purchases as a Cash Advance. Ideally, you should do this with any card just to be safe. Lastly, there is such thing as a discounted gift card which can be purchased on Raise or eBay. If you use a credit card often for everyday purchases, it can build your credit score that will contribute towards paying for things such as bills and taxes. |
| |
What are MileagePlus Miles Worth?
Your miles’ worth depends on how you use them, on average each MileagePlus mile is worth around $0.014. When ready to redeem you MileagePlus miles, you can redeem them for:
- Flights & upgrades (United Airlines & Star Alliance partners)
- Travel (hotel stays, car rentals, cruises)
- Enhanced travel (United Club membership, WiFi, etc.)
- Dining
- Merchandise
- Gift cards
- Experiences
- Subscriptions (magazines & newspapers)
- Donations
To get the maximum value of your rewards, redeem them for flights and seat upgrades on United and Star Alliance partners since all other options will give you a per-mile value of less than $0.01.
Star Alliance Member Airlines
| Adria | Aegean | Air Canada |
| Air China | Air India | Air New Zealand |
| ANA | Asiana Airlines | Austrian Airlines |
| Avianca | Brussels Airlines | Copa Airlines |
| Croatia Airlines | EgyptAir | Ethiopian Airlines |
| EVA Air | LOT Polish Airlines | Lufthansa |
| SAS | Shenzhen Airlines | Singapore Airlines |
| South African Airways | Swiss International Airways | Air Portugal |
| Thai Airways International | Turkish Airlines |
Other worldwide Unite partners include:
| Aer Lingus | Aeromar | AirDolomiti |
| Azul Brazilian Airlines | Boutique Air | Cape Air |
| Edelweiss | Eurowings | Hawaiian Airlines |
| Olympic Air | Silver Airways |
United Explorer Business Card Top Features
Earn United Miles
You can earn 2X miles per $1 spent on United purchases, at gas stations, office supply stores, restaurants (including eligible delivery services), and on local transit and commuting. All other purchases earn 1 mile per $1 spent. Miles don’t expire as long as your credit card account is open. There’s no limit to the number of miles you can earn.
When you’re a United Explorer Business Cardholder, you get the following benefits:
- Free First Checked Bag: Save up to $120 per roundtrip
- The primary Cardmember and one companion traveling on the same reservation will each receive their first standard checked bag free. This is essentially a $30 value for the first checked bag, each way, per person. Flights must be operated by United. Tickets must be purchased with the United Explorer Card.
- Priority Boarding: The primary Cardmember and companions on the same reservation will be invited to board United-operated flights prior to general boarding.
- Two United Club Passes: Take some time to relax before your flight with two United ClubSM one-time passes, which will be deposited into your MileagePlus account after account opening and each year for your Cardmember anniversary – over a $100 value. Enjoy complimentary beverages, snacks, and amenities like workspaces, free Wi-Fi and more.
- Premier Upgrades on Award Tickets: Cardmembers traveling on an award ticket can take advantage of Complimentary Premier Upgrades on United-operated flights when available.
You add employee cards to your account at no extra cost, plus miles earned from their purchases accrue in your account so you can earn rewards faster.
Plus, you can set up individual spending limits for each card, so you can manage your company’s budget better.
The United Explorer Business Card won’t incur foreign transaction fees when you spend abroad.
Additional Benefits
- Travel & Purchase Coverage
- Auto Rental Collision Damage Waiver
- Baggage Delay Insurance
- Lost Luggage Reimbursement
- Trip Cancellation/Trip Interruption Insurance
- Trip Delay Reimbursement
- Purchase Protection
- Visa Concierge
- Contactless (Just Tap To Pay)
- For fast, easy and secure checkout simply tap to pay where you see the Contactless symbol. For more information, please see www.chase.com/contactless.
Chase Business Checking Option
 • Earn $300 when you open a new Chase Business Complete Checking account. For new Chase business checking customers with qualifying activities. • More ways to waive fees. Multiple options to waive the Monthly Service Fee, including maintaining a minimum daily balance or purchases on your Chase Ink® Business credit card • Convenient access to payment processing. Accept card payments anytime, anywhere in the U.S., and get transparent pricing with Chase QuickAcceptSM. • Same-day deposits with QuickAcceptSM. Free up the cash you need to keep your business moving forward with same-day deposits at no additional cost. • Alerts to help you stay on top of your account activity. • Easy account management through Chase Business online and the Chase Mobile® app. • Unlimited electronic deposits, ACH and Chase Quick DepositSM. • Convenient access to 16,000 ATMs and more than 4,700 branches. |
Bottom Line
If you fly a lot with your business and you’re looking for a good card to carry, consider the UnitedSM Explorer Business Card. Earn more United Airlines MileagePlus miles at a faster rate. Plus, get all the great United Airlines perks for a $95 annual fee.
However, if you’re looking for cash back options or you don’t have a business, feel free to check out our full list of the best credit card bonuses to find out which one suits your needs.
|
Who’s the Competition?
* Below are some of the top competitors to the United Explorer Business Card to consider.
The Chase Ink Business PreferredSM Card offers 100k bonus points after you spend $15,000 on purchases in the first 3 months from account opening. That's $1,250 toward travel when redeemed through Chase Ultimate Rewards®. You'll earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year; 1 point per $1 on all other purchases - with no limit to the amount you can earn. Furthermore, points are worth 25% more when you redeem for travel through Chase Ultimate Rewards. This card does come with a $95 annual fee but does not have any foreign transaction fees. |
 The Chase Sapphire Preferred Card offers 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®! You'll earn 2X points on travel and dining at restaurants worldwide, eligible delivery services, takeout and dining out & 1 point per dollar spent on all other purchases. And when you redeem your points for travel through Chase Ultimate Rewards, you'll get 25% more value! Furthermore, you'll earn 2X total points on up to $1,000 in grocery store purchases per month from November 1, 2020 to April 30, 2021. Includes eligible pick-up and delivery services. You get unlimited deliveries with a $0 delivery fee & reduced service fees on orders over $12 for a minimum of one year on qualifying food purchases with DashPass, DoorDash's subscription service. Activate by 12/31/21. This card carries a $95 annual fee. |
 The Capital One Spark Miles for Business offers a one-time bonus of 50,000 miles - equal to $500 in travel - once you spend $4,500 on purchases within the first 3 months from account opening. Your miles won't expire for the life of the account, and there are no categories to limit where or what you buy and you can earn 2 miles per $1 on every purchase. And 5X miles on hotel and rental car bookings through Capital One TravelSM using a Spark Miles card There is an annual fee of $95, however, there is a $0 intro annual fee for the first year. Enjoy no foreign transaction fees and fly on any airline, anytime, with no blackout dates or seat restrictions. |
 The Chase Ink Business CashSM Card offers $750 bonus cash back after you spend $7,500 on purchases in the first 3 months from account opening. You'll earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year, 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year, & % cash back on all other card purchases with no limit to the amount you can earn. This card comes with no annual fee. You'll be able to take advantage of employee cards at no additional cost & the 0% introductory APR for 12 months on purchases. |
 The Capital One Spark Cash for Business offers a one-time $500 cash bonus once you spend $4,500 on purchases within 3 months from account opening. You're able to earn an unlimited 2% cash back could mean thousands of dollars each year going back into your business. Use Spark Cash across all your business spend, with no categories to limit your purchasing. This card does come with a $95 annual fee, however, there is a $0 intro annual fee for the first year. |
| PROMOTIONAL LINK | OFFER | REVIEW |
| Chase Business Complete BankingSM | $300 Cash | Review |
| Chase Total Checking® | $200 Cash | Review |
| HSBC Premier Checking Member FDIC | $450 Cash | Review |
| HSBC Premier Checking Member FDIC | Up To $600 | Review |
| HSBC Advance Checking Member FDIC | $200 Cash | Review |
| HSBC Advance Checking Member FDIC | Up To $240 | Review |
| Huntington 25 Checking | $500 Cash | Review |
| TD Bank Beyond Checking | $300 Cash | Review |
| TD Bank Convenience CheckingSM | $150 Cash | Review |
| Huntington Bank Unlimited Plus Business Checking | $750 Cash | Review |
| Huntington Bank Unlimited Business Checking | $400 Cash | Review |
| Huntington Bank Business Checking 100 | $200 Cash | Review |
| Wise Business Banking | $100 Cash | Review |
| Axos Bank Basic Business Checking | $100 Cash | Review |
| Aspiration Spend & Save Account | $100 Cash | Review |
| American Express High Yield Savings | 0.50% APY | Review |
| CIT Bank Money Market | 0.50% APY | Review |
| Ally Invest | Up to $3,500 Cash | Review |
Hustlermoneyblog has partnered with CardRatings for our coverage of credit card products. Hustlermoneyblog and CardRatings may receive a commission from card issuers.
Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.
The editorial content on this page is not provided by any of the companies mentioned, and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author’s alone.
Leave a Reply