Chase is one of the biggest banks in the Unites States, they offer everything from personal banking to mortgages to loans, as well as a popular range of credit cards.
Not to mention, they offer more checking options compared to other competitors.
US Bank has different locations with more than 3,000 branches across 26 states.
They offer a wide variety of checking, savings, CDs, and retirement accounts available to those who are looking for them. Plus they also have specific accounts for students and seniors.
Continue reading below to see a side-by-side comparison between the two banks, so you can see which one offers the services you need the most.
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| Chase | US Bank | |
| Locations | Branches in Several States (Locator) | More than 3,000 branches across the U.S. (Locator) |
| ATMs | Chase ATMs nationwide | More than 4,700 ATMs |
| Savings | 3.5/5 | 3/5 |
| CD | 4/5 | |
| Checking | 4/5 | 3/5 |
| Money Market | 3/5 | |
| Customer Service | 4/5 | 4.5/5 |
| Mobile App | 5/5 | 4.5/5 |
| Pros | -Branches in many states -New customer coupons -Full service banking |
-Promo CD with high APY -Free student account -24/7 customer service |
| Cons | -Low interest rates – Not in all states |
-High minimums to waive fees – Low savings |
| Bottom Line | Chase is a good choice if you’re looking for a bank with full range of service | US Bank offers a wide selection of accounts catered to your needs. |
U.S. Bank Promotions
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See the latest U.S. Bank Promotions.
Chase Bank Promotions
Chase Business CheckingChase Total Checking®
 • Earn up to $500 when you open a new Chase Business Complete Checking® account. For new Chase business checking customers with qualifying activities. • Multiple ways to waive the $15 Monthly Service Fee, including maintaining a minimum daily balance or purchases on your Chase Ink® Business credit card. • Full-service business banking. Convenient access to all your business banking services in one place -- lending, checking, credit card and payment solutions. • Your choice of payment types. Choose from a full range of options for accepting payments and making deposits that include Zelle®, Online Bill Pay, wire transfers and ACH payments. • Convenient access to payment processing. Process all major debit and credit cards with QuickAccept®. It's a built-in feature with your Business Complete Checking account. • Get support you can rely on. Get access to our customer support team, plus a wide array of solutions that carter to every stage of your business • Full-featured banking online and on-the-go. Manage your business' finances on your terms with the latest online and mobile banking technology. • Associate Debit and Employee Deposit Cards available upon request |
 • New Chase checking customers enjoy a $300 bonus when you open a Chase Total Checking® account with qualifying activities • Chase Mobile® app - Manage accounts, pay bills, send money to friends with Zelle® and deposit checks from almost anywhere. • Chase Overdraft AssistSM – no overdraft fees if you’re overdrawn by $50 or less at the end of the business day or if you’re overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day* • Help keep your money protected with features like Zero Liability Protection, fraud monitoring and card lock. • Chase Total Checking includes FDIC insurance up to the maximum amount allowed by law. • With over 4,700 branches, Chase has the largest branch network in the U.S. plus access to more than 15,000 ATMs. • Open your account online now • Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com. *With Chase Overdraft AssistSM, we won’t charge an Overdraft Fee if you’re overdrawn by $50 or less at the end of the business day OR if you’re overdrawn by more than $50 and you bring your account balance to overdrawn by $50 or less at the end of the next business day (you have until 11 PM ET (8 PM PT) to make a deposit or transfer). Chase Overdraft Assist does not require enrollment and comes with eligible Chase checking accounts. |
Citi Credit Card Promotions
Citi Rewards+SM CardCitiBusiness® / AAdvantage® Platinum Select® World Mastercard®Costco Anywhere Visa® Card by CitiAmerican Airlines AAdvantage MileUpSM CardCiti® / AAdvantage® Executive World Elite™ Mastercard®Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard®Citi® Double Cash CardCiti® Diamond Preferred® CardCiti Rewards+SM Student CardCiti Simplicity® CardCiti® Secured Mastercard®
Compare to Other Banks
- Chase vs Bank of America
- Chase vs Fifth Third Bank
- Chase vs Wells Fargo
- Chase vs CIT Bank
- Chase vs PNC Bank
- Chase vs TD Bank
- Discover Bank vs Chase
- US Bank vs Citibank
- US Bank vs Bank of America
- Huntington Bank vs US Bank
- PNC Bank vs US Bank
- Wells Fargo vs US Bank
- Citibank vs US Bank
- Bank of America vs US Bank
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Bottom Line
Which Bank is Better: Chase or US Bank?
In summary:
- Chase is a good choice if you’re looking for a bank with full range of services, physical locations, lots of ATMS, and good mobile banking.
- US Bank offers different types of accounts from savings to retirements. They also catering to students and senior citizens.
For other banking options, see our list of the best bank account bonuses & savings account offers.
More on Chase:
- What Are Chase Bank’s Hours?
- How To Find and Use Your Chase Bank Login
- What Do You Need to Open a Chase Bank Account?
- How To Order Checks via Chase: Online, Vendor Site or by Phone
- How to Set Up Chase Online Bill Pay
- How to Stop Payment for a Chase Check
- Chase Business Routing Number
- Chase Bank Review
More on US Bank:
- What Are US Bank’s Hours?
- How To Open a US Bank Account
- US Bank Routing Number
- How To Find and Use Your US Bank Login
- US Bank Review
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