Chase is one of the biggest banks in the Unites States, they offer everything from personal banking to mortgages to loans, as well as a popular range of credit cards.
Not to mention, they offer more checking options compared to other competitors.
US Bank has different locations with more than 3,000 branches across 26 states.
They offer a wide variety of checking, savings, CDs, and retirement accounts available to those who are looking for them. Plus they also have specific accounts for students and seniors.
Continue reading below to see a side-by-side comparison between the two banks, so you can see which one offers the services you need the most.
See our best bank bonuses updated daily to earn up to $1,000 in free money. Find popular checking offers such as Chase Bank, HSBC Bank, TD Bank, Huntington Bank, BBVA, Discover Bank, and CIT Bank. See our best rates for Savings and CD too. |
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| Chase Business Complete BankingSM $300 Bonus | Chase Total Checking® $200 Bonus |
| HSBC Premier Checking $450 Bonus | HSBC Premier Checking Up To $600 |
| HSBC Advance Checking $200 Bonus | HSBC Advance Checking Up To $240 |
| TD Bank Beyond Checking $300 Bonus | TD Bank Convenience Checking $150 Bonus |
| Huntington 25 Checking $300 Bonus | Huntington Business Checking 100 $200 Bonus |
| Huntington Unlimited Business Checking $400 Bonus | Huntington Unlimited Plus Business Checking $750 Bonus |
| Axos Basic Business Checking $100 Bonus | Aspiration Spend & Save Account $100 Bonus |
| Ally Invest Up To $3,500 Bonus | Discover Bank $360 Cashback Debit |
| WeBull 2 Free Stocks | BlockFi Up To $250 BTC Bonus |
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| Chase | US Bank | |
| Locations | Branches in Several States (Locator) | More than 3,000 branches across the U.S. (Locator) |
| ATMs | Chase ATMs nationwide | More than 4,700 ATMs |
| Savings | 3.5/5 | 3/5 |
| CD | 4/5 | |
| Checking | 4/5 | 3/5 |
| Money Market | 3/5 | |
| Customer Service | 4/5 | 4.5/5 |
| Mobile App | 5/5 | 4.5/5 |
| Pros | -Branches in many states -New customer coupons -Full service banking |
-Promo CD with high APY -Free student account -24/7 customer service |
| Cons | -Low interest rates – Not in all states |
-High minimums to waive fees – Low savings |
| Bottom Line | Chase is a good choice if you’re looking for a bank with full range of service | US Bank offers a wide selection of accounts catered to your needs. |
Table of Contents
Chase Bank Promotions
Chase Business CheckingChase Premier Plus CheckingSMChase Total Checking®Chase SavingsSMYou InvestSM by J.P. MorganChase SapphireSM CheckingChase Total Checking® + Chase SavingsSMChase College CheckingSMChase Private Client
 • Earn $300 when you open a new Chase Business Complete Checking account. For new Chase business checking customers with qualifying activities. • More ways to waive fees. Multiple options to waive the Monthly Service Fee, including maintaining a minimum daily balance or purchases on your Chase Ink® Business credit card • Convenient access to payment processing. Accept card payments anytime, anywhere in the U.S., and get transparent pricing with Chase QuickAcceptSM. • Same-day deposits with QuickAcceptSM. Free up the cash you need to keep your business moving forward with same-day deposits at no additional cost. • Alerts to help you stay on top of your account activity. • Easy account management through Chase Business online and the Chase Mobile® app. • Unlimited electronic deposits, ACH and Chase Quick DepositSM. • Convenient access to 16,000 ATMs and more than 4,700 branches. |
 • Enjoy a $200 bonus when you open a new Chase Total Checking® account and set up direct deposit • Access to 16,000 Chase ATMs and more than 4,700 branches • Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device. • Open your account online now • Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com. |
Citi Credit Card Promotions
Citi Rewards+SM CardCitiBusiness® / AAdvantage® Platinum Select® World Mastercard®Costco Anywhere Visa® Card by CitiAmerican Airlines AAdvantage MileUpSM CardCiti® / AAdvantage® Executive World Elite™ Mastercard®Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard®Citi® Double Cash CardCiti® Diamond Preferred® CardCiti Rewards+SM Student CardCiti Simplicity® CardCiti® Secured Mastercard®
 The Citi Rewards+SM Card offers 15,000 bonus points after you spend $1,000 in purchases with your card within 3 months of account opening; redeemable for $150 in gift cards at thankyou.com. You'll earn 2X ThankYou® Points at supermarkets & gas stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X Points on all other purchases. In addition, the Citi Rewards+? Card is the only credit card that automatically rounds up to the nearest 10 points on every purchase - with no cap. This card comes with no annual fee. |
 The CitiBusiness® / AAdvantage® Platinum Select® Mastercard® offers 65,000 American Airlines AAdvantage® bonus miles after spending $4,000 in purchases within the first 4 months of account opening. You'll earn 2X AAdvantage® miles per $1 spent on eligible American Airlines purchases; 2X AAdvantage® miles per $1 spent on purchases at telecommunications merchants, cable and satellite providers, car rental merchants and at gas stations; 1X AAdvantage® mile per $1 spent on other purchases This card comes with an annual fee of $99 (waived for first 12 months), however, there are no foreign transaction fees. To offset the annual fee, your first checked bag is free on domestic American Airlines itineraries to reduce travel costs and boost your bottom line. And you'll get 25% savings on American Airlines inflight Wi-Fi when you use your card. |
 The Costco Anywhere Visa® Card by Citi is exclusively for Costco members - one of Citi's best cash back rewards cards. You'll earn: • 4% cash back on eligible gas for the first $7,000 per year and then 1% thereafter; • 3% cash back on restaurants and eligible travel purchases; • 2% cash back on all other purchases from Costco and Costco.com • 1% cash back on all other purchases You'll be able to receive an annual credit card reward certificate, which is redeemable for cash or merchandise at U.S. Costco warehouses, including Puerto Rico. This card comes with no annual fee with your paid Costco membership along with no foreign transaction fees. |
 The American Airlines AAdvantage MileUpSM Card offers 10,000 American Airlines AAdvantage® bonus miles and receive a $50 statement credit after making $500 in purchases within the first 3 months of account opening. You'll earn 2X AAdvantage® miles for each $1 spent at grocery stores, including grocery delivery services & 2X AAdvantage® miles for every $1 spent on eligible American Airlines purchases; 1X AAdvantage® mile for every $1 spent on other purchases This card comes with no annual fee and you can save 25% on in-flight food and beverage purchases when you use your card on American Airlines flights. |
 The Citi® / AAdvantage® Executive World Elite MasterCard® offers 50,000 American Airlines AAdvantage® bonus miles after spending $5,000 in purchases within the first 3 months of account opening. Plus, earn 10,000 AAdvantage® Elite Qualifying Miles (EQMs) after you spend $40,000 in purchases within the year. You'll earn 2X AAdvantage® miles for every $1 spent on eligible American Airlines purchases and 1X AAdvantage® mile for every $1 spent on other purchases. This card comes with $450 annual fee, however, there are no foreign transaction fees. You can also save when traveling - first checked bag is free on domestic American Airlines itineraries for you and up to 8 companions traveling with you on the same reservation. On top of that, you'll get an Admirals Club® membership for you and access for up to two guests or immediate family members traveling with you. |
 The Citi® / AAdvantage® Platinum Select® World Elite MasterCard offers 50,000 American Airlines AAdvantage® bonus miles after $2,500 in purchases within the first 3 months of account opening. You'll earn 2X AAdvantage® miles for every $1 spent at gas stations and restaurants & 2X AAdvantage® miles for every $1 spent on eligible American Airlines purchases. You'll be able to earn a $125 American Airlines Flight Discount after you spend $20,000 or more in purchases during your cardmembership year and renew your card. On top of that, enjoy preferred boarding on American Airlines flights - and get your first checked bag is free on domestic American Airlines itineraries for you and up to four companions traveling with you on the same reservation. This card comes with an annual fee of $99 (waived for first 12 months) and there are no foreign transaction fees. |
 The Citi® Double Cash Card offers you the chance to earn cash back twice. Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. To earn cash back, pay at least the minimum due on time. Balance Transfer Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will apply based on your creditworthiness. Balance Transfers do not earn cash back. This card comes with no annual fee. |
 The Citi® Diamond Preferred® Card offers: 0% Intro APR for 18 months on purchases from date of account opening and 0% Intro APR for 18 months on balance transfers from date of first transfer. After that, the variable APR will apply based on your creditworthiness. Balance transfers must be completed within 4 months of account opening. You'll also get free access to your FICO® score online. In addition, with Citi Entertainment®, get special access to purchase tickets to thousands of events, including concerts, sporting events, dining experiences and more. Shop with confidence knowing that you have dependable protection benefits, including $0 Liability on Unauthorized Purchases and Citi® Identity Theft Solutions. This card comes with no annual fee. |
The Citi Rewards+SM Student Card offers 2,500 bonus points after you spend $500 in purchases with your card within 3 months of account opening; redeemable for a $25 gift card at thankyou.com. You'll earn 2X ThankYou® Points at supermarkets & gas stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X Points on all other purchases. In addition, the Citi Rewards+? Student Card is the only credit card that automatically rounds up to the nearest 10 points on every purchase - with no cap. This card comes with no annual fee. |
 The Citi Simplicity® Card offers: 0% intro APR on balance transfers for 21 months from date of first transfer. All transfers must be completed in first 4 months. After that, the variable APR will apply based on your creditworthiness. 0% intro APR on purchases for 12 months from date of account opening. After that, the variable APR will apply based on your creditworthiness. You'll stay protected with Citi® Quick Lock and $0 liability on unauthorized charges. This card comes with no annual fee, no late fees, and no penalty rate. |
 The Citi® Secured Mastercard® helps you build a credit history for your financial future with no annual fee. Whether you're looking to establish or improve your credit, the Citi® Secured Mastercard® can help you get there. Simply make everyday purchases and pay your bill on time. Take the first step toward achieving your financial goals and apply for Citi's secured credit card today. |
Compare to Other Banks
- Chase vs Bank of America
- Chase vs Fifth Third Bank
- Chase vs Wells Fargo
- Chase vs CIT Bank
- Chase vs PNC Bank
- Chase vs TD Bank
- Discover Bank vs Chase
- US Bank vs Citibank
- US Bank vs Bank of America
- Huntington Bank vs US Bank
- PNC Bank vs US Bank
- Wells Fargo vs US Bank
- Citibank vs US Bank
- Bank of America vs US Bank
| My favorite bank transfer hub is the American Express® High Yield Savings Account: • Earn 0.50% APY on your deposits. Your High Yield Savings account earns interest daily and is posted to your account monthly. • Links easily with your current bank accounts. No need to switch banks. • FDIC Insured. Your account is insured to at least $250,000 per depositor. • No monthly fees, no minimum balance. • 24/7 Account Access |
Bottom Line
Which Bank is Better: Chase or US Bank?
In summary:
- Chase is a good choice if you’re looking for a bank with full range of services, physical locations, lots of ATMS, and good mobile banking.
- US Bank offers different types of accounts from savings to retirements. They also catering to students and senior citizens.
For other banking options, see our list of the best bank account bonuses & savings account offers.
More on Chase:
- What Are Chase Bank’s Hours?
- How To Find and Use Your Chase Bank Login
- What Do You Need to Open a Chase Bank Account?
- How To Order Checks via Chase: Online, Vendor Site or by Phone
- How to Set Up Chase Online Bill Pay
- How to Stop Payment for a Chase Check
- Chase Business Routing Number
- Chase Bank Review
More on US Bank:
- What Are US Bank’s Hours?
- How To Open a US Bank Account
- US Bank Routing Number
- How To Find and Use Your US Bank Login
- US Bank Review
| PROMOTIONAL LINK | OFFER | REVIEW |
| Chase Business Complete BankingSM | $300 Cash | Review |
| Chase Total Checking® | $200 Cash | Review |
| HSBC Premier Checking Member FDIC | $450 Cash | Review |
| HSBC Premier Checking Member FDIC | Up To $600 | Review |
| HSBC Advance Checking Member FDIC | $200 Cash | Review |
| HSBC Advance Checking Member FDIC | Up To $240 | Review |
| Huntington 25 Checking | $300 Cash | Review |
| TD Bank Beyond Checking | $300 Cash | Review |
| TD Bank Convenience CheckingSM | $150 Cash | Review |
| Huntington Bank Unlimited Plus Business Checking | $750 Cash | Review |
| Huntington Bank Unlimited Business Checking | $400 Cash | Review |
| Huntington Bank Business Checking 100 | $200 Cash | Review |
| Axos Bank Basic Business Checking | $100 Cash | Review |
| Aspiration Spend & Save Account | $100 Cash | Review |
| Ally Invest | Up to $3,500 Cash | Review |
| BlockFi | Up To $250 BTC | Review |
| American Express High Yield Savings | 0.50% APY | Review |
| Discover Cashback Debit Account | $360 Cash | Review |
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