Wells Fargo offers nationwide access with more than 5,400 branch locations and 13,000 ATMs across the state. They offer your basic banking needs as well as a variety of unique checking accounts like Teen Checking or Opportunity Checking for those who have financial troubles.
Whereas, US Bank has different locations with more than 3,000 branches across 26 states. They offer a wide variety of checking, savings, CDs, and retirement accounts available to those who are looking for them. Plus they also have specific accounts for students and seniors.
Continue reading below to see a side-by-side comparison between the two banks, so you can see which one offers the services you need the most.
See our best bank bonuses updated daily to earn up to $1,000 in free money. Find popular checking offers such as Chase Bank, HSBC Bank, TD Bank, Huntington Bank, BBVA, Discover Bank, and CIT Bank. See our best rates for Savings and CD too. |
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| Chase Private Client $2,000 Bonus | Chase Business Complete BankingSM $300 Bonus |
| Chase Total Checking® $200 Bonus | Chase SavingsSM $150 Bonus |
| HSBC Premier Checking $450 Bonus | HSBC Premier Checking Up To $600 |
| HSBC Advance Checking $200 Bonus | HSBC Advance Checking Up To $240 |
| TD Bank Premier Checking $300 Bonus | TD Bank Convenience Checking $150 Bonus |
| Huntington 25 Checking $500 Bonus | Huntington Business Checking 100 $200 Bonus |
| Huntington Unlimited Business Checking $400 Bonus | Huntington Unlimited Plus Business Checking $750 Bonus |
| Axos Basic Business Checking $100 Bonus | Aspiration Spend & Save Account $100 Bonus |
| Ally Invest Up To $3,500 Bonus | |
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| Wells Fargo | US Bank | |
| Locations | 5,400 retail banking branches coast to coast. (Locator) | More than 3,000 branches across the U.S. (Locator) |
| ATMs | More than 13,000 ATMs across the country. | More than 4,700 ATMs |
| Savings | 2.5/5 | 3/5 |
| CD | 2/5 | 4/5 |
| Checking | 4/5 | 3/5 |
| Money Market | N/A | 3/5 |
| Customer Service | 4/5 | 4.5/5 |
| Mobile App | 4.5/5 | 4.5/5 |
| Pros | -Nationwide availability – Large ATM network – Mobile app features – 24/7 account monitoring |
-Promo CD with high APY -Free student account -24/7 customer service |
| Cons | – Make minimal interest – Pay a fee for overdraft protection |
-High minimums to waive fees – Low savings |
| Bottom Line | Wells Fargo offer nationwide access to ATMs and branch locations, offering unique features that your bank might not provide. | US Bank offers a wide selection of accounts catered to your needs. |
Bottom Line
Which Bank is Better: Wells Fargo or US Bank?
In summary:
- Wells Fargo offers nationwide access to their accounts, if you’re looking for basic banking features their accounts are to go to.
- US Bank offers different types of accounts from savings to retirements. They also catering to students and senior citizens.
For other banking options, see our list of the best bank account bonuses & savings account offers.
| PROMOTIONAL LINK | OFFER | REVIEW |
| Chase Business Complete BankingSM | $300 Cash | Review |
| Chase Private Client | $2,000 Cash | Review |
| Chase Total Checking® | $200 Cash | Review |
| Chase SavingsSM | $150 Cash | Review |
| HSBC Premier Checking Member FDIC | $450 Cash | Review |
| HSBC Premier Checking Member FDIC | Up To $600 | Review |
| HSBC Advance Checking Member FDIC | $200 Cash | Review |
| HSBC Advance Checking Member FDIC | Up To $240 | Review |
| Huntington 25 Checking | $500 Cash | Review |
| TD Bank Beyond Checking | $300 Cash | Review |
| TD Bank Convenience CheckingSM | $150 Cash | Review |
| Huntington Bank Unlimited Plus Business Checking | $750 Cash | Review |
| Huntington Bank Unlimited Business Checking | $400 Cash | Review |
| Huntington Bank Business Checking 100 | $200 Cash | Review |
| Axos Bank Basic Business Checking | $100 Cash | Review |
| Aspiration Spend & Save Account | $100 Cash | Review |
| American Express High Yield Savings | 0.60% APY | Review |
| Simple | Up to 0.60% APY | Review |
| CIT Bank Money Market | 0.50% APY | Review |
| Ally Invest | Up to $3,500 Cash | Review |
| E*TRADE | $0 Commissions | Review |
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