Huntington Bank has nearly 1,000 branches throughout the Midwest. They offer few options for checking accounts and savings accounts. Although minimum requirements are high on interest-bearing accounts, they have a free checking option. Their 14 or 19-month CDs have a great rate with $1,000 minimum opening deposit.
Whereas, US Bank has 3,000 branches across 26 states. It has somewhat high minimum balance requirements to waive monthly checking account service fees, but their promotional CD Special offers high interest rates with a $1,000 minimum opening deposit.
Continue reading the table below for a more in=depth comparison for both Huntington Bank and US Bank, side-by-side.
| PROMOTIONAL LINK | OFFER | REVIEW |
| Huntington 5 Checking | $200 Cash | Review |
| Huntington Asterisk-Free Checking® | $150 Cash | Review |
| Huntington Bank Unlimited Plus Business Checking | $750 Cash | Review |
| Huntington Bank Unlimited Business Checking | $400 Cash | Review |
| Huntington Bank Business Checking 100 | $200 Cash | Review |
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| Huntington Bank | US Bank | |
| Locations | Nearly 1,000 branches (Locator) | More than 3,000 branches across 26 states:
Arizona, California, Colorado, Florida, Hawaii, Illinois, Louisiana, Massachusetts, Michigan, New Jersey, New York, Tennessee, Texas, Washington, & Wisconsin. (Locator) |
| ATMs | Over 1,800 ATMs | More than 4,700 ATMs across the country |
| Savings | 3.6/5 | 3/5 |
| CD | 4/5 | 4/5 |
| Checking | 4.6/5 | 3/5 |
| Money Market | 3/5 | 3/5 |
| Customer Service | 5/5 | 4.5/5 |
| Mobile App | 3.6/5 | 4.5/5 |
| Pros | -Free checking option -24-hr grace for overdrafts -All day deposit -24-hr customer service |
-Promo CD with high APY – Free student account -24/7 customer service |
| Cons | -Limited branches -Low savings APY |
-High minimums to waive fees -Low savings APY |
| Bottom Line | Huntington offers great account benefits and offers a great free checking accountoption. | US Bank offers a wide array of services and many account options. |
Huntington Bank Promotions
Huntington 5 Checking accountHuntington Asterisk-Free Checking accountHuntington Unlimited Plus Business Checking AccountHuntington Unlimited Business Checking AccountHuntington Business Checking 100 AccountHuntington Relationship Money MarketHuntington Business Premier Money Market Account
 Open your Huntington 5 Checking account today and enjoy: • $200 bonus by making total deposits of at least $1,000 within 60 days of account opening. $200 will be deposited in your Huntington 5 Checking account after all requirements are met and your account is open for 90 days. • Earn interest on all balance tiers • 24-Hour Grace Overdraft Relief • Five Non-Huntington ATM withdrawal fees waived per statement • No minimum deposit needed to open • Enjoy mobile & online banking • 10% credit card rewards bonus |
See all Huntington 5 Checking offers.
 Open your Asterisk-Free Checking® account today and enjoy: • $150 bonus by making total deposits of at least $1,000 within 60 days of account opening. • Free to open and free to maintain with no monthly maintenance fees • 24-Hour Grace Overdraft Relief • All Day DepositSM • Enjoy mobile & online banking |
 • Open a Huntington Unlimited Plus Business Checking Account • Earn $750 bonus when you open a Huntington Unlimited Plus Business Checking account and make total deposits of at least $20,000 within 60 days of account opening. • The $750 bonus will be deposited into your account after all requirements are met and your account is open for 90 days. • Enjoy overdraft protection with no annual fee or deposit-to-deposit overdraft protection with no transfer fee! • Bonus Service. Choose one bonus service such as fraud tools, discounts on payroll services, or Huntington Deposit Scan® • Ideal for businesses with higher checking activity and greater cash flow needs. |
 • Open a Huntington Unlimited Business Checking Account • Earn $400 bonus when you open a Huntington Unlimited Business Checking account and make total deposits of at least $5,000 within 60 days of account opening. • The $400 bonus will be deposited into your account after all requirements are met and your account is open for 90 days. • Get Overdraft Protection Account with no annual fee, or Deposit-to-Deposit Overdraft Protection with no transfer fee. • Enjoy unlimited transactions. And up to $10,000 in cash or currency deposits monthly in-branch or at an ATM at no charge. • Designed for businesses with higher checking activity and greater cash flow needs. • Bonus service. Choose one bonus service such as fraud tools, discounts on payroll services, or Huntington Deposit Scan®. |
 • Open your Huntington Business Checking 100 Account today! • Earn $200 bonus when you open a Huntington Business 100 Checking account and make total deposits of at least $2,000 within 60 days of account opening. • The $200 bonus will be deposited into your account after all requirements are met and your account is open for 90 days. • Overdraft Protection Line of Credit available, or Deposit-to-Deposit Overdraft Protection with no transfer fee. • Do business without a minimum checking account balance fee or maintenance fee. • No monthly maintenance fee applies to this account. • Enjoy up to 100 monthly transactions. And deposit up to $5,000 in cash or currency monthly in-branch or at an ATM at no charge. • Ideal for start-ups and small businesses with lower balances and checking activity. • Bonus Service Trial. Free 120-day trial of a fraud tool: Reverse Positive Pay. |
Learn more about Huntington Relationship Money Market here.
Learn more about Huntington Business Premier Money Market here.
Bottom Line
Which Bank is Better: Huntington or U.S. Bank?
In summary:
- Huntington has great checking and savings account options that will suit your needs. In addition, their customer service is definitely noteworthy.
- U.S. Bank is the country’s fifth largest bank, their promotional CD Special offers high interest rates. Plus their mobile app is one of their notable aspects for their users.
For more variety of options, see our list of the best bank account bonuses & savings account offers.
