Axos Bank is an online only bank that provides a variety of savings and checking accounts.
You can even earn cashback on your checking accounts, enjoy mobile access, manage your finances on the go and more! Not only that, you also get no maintenance fees and ATM reimbursement.
While US Bank has different locations with more than 3,000 branches across 26 states.
They offer a wide variety of checking, savings, CDs, and retirement accounts available to those who are looking for them. Plus they also have specific accounts for students and seniors.
Continue reading below to see a side-by-side comparison between the Axos Bank and US Bank, so you can see which one offers the services you need the most.
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| Axos Bank | US Bank | |
| Locations | Online Only Bank | More than 3,000 branches across the U.S. (Locator) |
| ATMs | More than 4,700 ATMs | |
| Savings | 4.5/5 | 3/5 |
| CD | 4/5 | 4/5 |
| Checking | 5/5 | 3/5 |
| Money Market | 4/5 | 3/5 |
| Customer Service | 3/5 | 4.5/5 |
| Mobile App | 3.5/5 | 4.5/5 |
| Pros | -No monthly fees for checking or savings accounts -Domestic ATM fee reimbursements -Good checking rates and rewards |
-Promo CD with high APY -Free student account -24/7 customer service |
| Cons | -No branches -Limited customer service -CD rates are below average compared to othe ronline banks |
-High minimums to waive fees – Low savings |
| Bottom Line | Axos Bank provides Essential Checking and Rewards Checking customers with quite a nice perk: | US Bank offers a wide selection of accounts catered to your needs. |
U.S. Bank Promotions
Axos Bank Promotions
 Earn up to 3.30% APY with the Axos Bank Rewards Checking account while enjoying a suite of digital tools for smarter money management. This is banking, redefined. • Use promo code AXOS300 and apply by December 31st, to earn up to a $300 bonus! • Zero monthly maintenance fees • Zero overdraft or NSF fees • Zero minimum monthly balance reqs • Unlimited domestic ATM fee reimbursements • Online debit card management • Simple, 3-step process for direct deposit • Only $50 to open an account |
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- Bank of America vs US Bank
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Bottom Line
Which Bank is Better: Axos Bank or US Bank?
In summary:
- Axos Bank has a solid online bank presence and they offer a wide network of no-fee ATMs.
- US Bank offers different types of accounts from savings to retirements. They also catering to students and senior citizens.
For other banking options, see our list of the best bank account bonuses & savings account offers.
More from Axos Bank:
More from US Bank:
- What Are US Bank’s Hours?
- How To Open a US Bank Account
- US Bank Routing Number
- How To Find and Use Your US Bank Login
- What Is the US Bank Cashier’s Check Fee?
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