Are you currently looking the Best Savings Account Promotions? Finding reliable places to grow your money while earning a competitive APY rate? or looking to score a nice sign up bonus to go along with your new savings account? Either way, you came to the right place! It pays to shop around.
Fees, minimum balances and interest rates vary widely, so here at Hustlermoneyblog, we have researched and gathered the Best Savings Account Promotions of the month to make it more conveniently for you to view and compare in order select the right savings account that’s more suitable for your savings needs.
Why choose a savings account? Because with a savings account, you can set specific goals and stash money aside to cover for emergencies, planning your next vacation getaway trip, or save for big purchases such as buying a new home or a new car.
If you are interested, be sure to check out this promotion as well as other banks such as HSBC Bank, Chase Bank, Huntington Bank, Discover Bank, TD Bank, BBVA or CIT Bank.
Below you can find some our favorite best savings account promotions across the country with sign up bonuses ranging from $100-$200. We also listed out the steps to earn the bonus, ways to avoid monthly fees, expiration date along with detailed reviews on each promotion for your easy browsing.
Table of Contents
Best Savings Account Promotions
Best Savings Account Rates
The following Savings & Money Market Accounts are available to everyone to earn the highest interest rate possible! This means finding the kind of savings account that is best suited for your needs.
All banks listed are federally insured by the FDIC, so rest assured your money will be earning the highest possible interest rates in the safest environment.
Aspiration Spend & Save $100 Bonus + 1.00% APY
To earn the $100 bonus, use your Aspiration debit card to make at least $1,000 in purchases within the first 60 days from account opening. Additionally, earn 1.00% APY when you spend $1,000 or more monthly, using the Aspiration debit card.
- Up to 10% cash back on debit card purchases
- Unlimited fee-free ATM withdrawals at Allpoint ATMs
- Up to 1.00% APY on savings
- Deposits are FDIC-insured
- No hidden fees!
- Extra cash back for spending at socially-conscious businesses
(No Expiration Date)
Axos Bank High-Yield Savings $100 Bonus + 0.61% APY
Take your money further, faster and earn 0.61% APY.
For a limited time, get a $100 bonus when you open a High Yield Savings account and Essential Checking account when you use promo code GET100.
Application using promo code GET100 must be submitted before 11:59pm PST on 05/31/2021 to qualify. You must open your new Essential Checking account at the same time as your High Yield Savings account and have a Direct Deposit totaling at least $1,000 from a third party within the first 60 days of account opening to your Essential Checking account to qualify for this bonus. Bonus will be deposited into your new checking account within 5 business days of your third statement cycle date. Accounts must remain open for 180 days or an early closure fee of $50 may apply. Must be new funds to receive bonus credit.
Terms and conditions subject to change without notice. Bonus may be taxable and reported on IRS Form 1099-MISC. Consult your tax advisor. Bank reserves the right to limit each customer to one new account-related gift incentive per calendar year. NOTE: “New Funds” is defined as funds that did not originate from another Axos Bank brand account.
- Earn 0.61% APY on all balances
- No monthly maintenance fees.
- No minimum balance requirements.
- Interest compounded daily.
- $250 minimum balance to open an account
- FDIC insured
(FDIC Insured)
CIT Bank
 With the CIT Bank Savings Builders account: • Earn a top tier, competitive APY on your money—one of the top savings rates in the nation. Earn up to 0.55% APY on your funds - grow your savings faster. • Build a habit of savings. Pay yourself first. Start with $100 per month and build your habit of savings-—all while getting a top rate. • FDIC Insured |
- Expiration Date: None
- Availability: Nationwide
- Monthly Fee: No monthly fee
Discover Savings
 Open a Discover Online Savings Account for all these features: • Bonus offer applies for your first Discover Online Savings Account • Earn $200/$150 Bonus with promo code HMB222 by 06/15/2022 • Fund your first savings account with at least of $25K within 30 days of account open date to earn the $200 Bonus • Fund your first savings account with at least of $15K within 30 days of account open date to earn the $150 Bonus • Earn high interest rate of 0.60% APY • No minimum opening deposit, no minimum balance requirement, and now no fees • Interest on Discover Online Savings Accounts is compounded daily and credited monthly • Manage your account online or with the Discover mobile app • FDIC insurance up to $250,000 See advertiser website for full details |
- Availability: Nationwide
- Soft pull
- No credit card funding
UFB Direct
 • Earn up to 0.61% APY with interest compounded daily and no monthly fees with the Axos Bank High Yield Savings account • No minimum balance requirements • Free ATM card upon request • $250 minimum opening deposit • Free Incoming Wires |
American Express
 With the American Express® High Yield Savings Account: • Earn 0.60% APY as of 4/28/22 on your deposits. Your High Yield Savings account earns interest daily and is posted to your account monthly. • Links easily with your current bank accounts. No need to switch banks. • FDIC Insured. Your account is insured to at least $250,000 per depositor. • 24/7 Account Access |
- Expiration Date: None
- Availability: Nationwide
- Monthly Fee: No monthly fee
Unlimited Cash Back Bank Account by Green Dot
 With the Unlimited Cash Back Bank Account by Green Dot, you can earn 2% APY on your savings up to $10,000 (may change anytime) PLUS 2% cash back on online and mobile purchases (at Amazon, Uber, Walmart.com and more). Visit GreenDot.com for terms and conditions. |
Capital One 360 Performance Savings Account
Up to $500 on qualifying balances.- Earn 1.00% APY with $10,000 minimum deposit.
- No monthly fees to open or keep your account.
- Member FDIC.
Amboy Direct $50 eSavings Bonus
- Direct link
- Expiration Date: None
- Availability: Nationwide
- How To Earn: Earn the $50 bonus by having a minimum monthly average balance or $3,000 or more for 90 days
- Monthly Fee: No monthly fee
Best Money Market Accounts High APY Rates
Nowadays, almost every financial institution with personal banking products has an online presence. People can now bank when they want, where they want, and how they want on the go with minimal interference.
Online banks boast less overhead because they don’t need to maintain physical branches or staffs, therefore they are able to pass on this savings to their savings account holders in the form of higher interest rates.
There are so many selections out there to choose from and in order to help you reduce the time surfing on the web, we have included below table with some of the best Savings/Money Market rates that are updated daily along with an quick glance on the minimums, rates, fees, etc.
Still undecided? Check out more best savings account promotions listed below where you can earn competitive APY rates. Again, we listed ways to avoid monthly fees (if any), expiration date along with detailed reviews on each promotion to help you make your selection.
CIT Bank
With the CIT Bank Money Market Account, you can earn a competitive interest rate and access your money easily. • Earn 0.70% APY on your funds • One of the nation's top rates — several times the national average. • Get up to 6 digital transfers/withdrawals per statement cycle • Save smart and get more for your money • Higher rates than traditional banks • Get 24/7 Account Access • Secure banking features • Open with as little as $100 • FDIC insured |
- Expiration Date: None
- Availability: Nationwide
- Monthly Fee: No monthly fee
BBVA
- Expiration Date: None
- Availability: TX, CA, CO, AZ, NM, AL, FL
- Monthly Fee: The $15 monthly fee can be avoided by maintaining a minimum daily Collected Balance of $10,000 or more in your BBVA Money Market account OR having an automatic, recurring monthly transfer of $25 or more from a BBVA Compass checking account to your BBVA Compass savings account
Bottom Line
Above are just what we considered as Best Savings Account Promotions of the month. Depending on your savings goals and needs, you can select a brick-and-mortar banks to conduct your banking activities or choose an online only bank. If you would like to meet and speak to an actual banker for all your financial needs, then the brick-and-mortar bank will be the way to go.
For those of you that are looking to manage your own money without heading to a physical branch, online savings account would be a good option for you. You can enjoy superior online/mobile experience along with earning a higher APY rate. Don’t matter which savings account type you choose from, you can be sure to score a great sign up bonus along the way!
If you know of any other great banks that we did not mention, feel free to drop us a comment below. At HustlerMoneyBlog, we strive to provide you the latest and best savings promotions so be sure to bookmark this page and check back regularly. Also, don’t forget to browse our complete list of Bank Rates across the nation.
Whether you’re looking for a new place to stash some cash for an emergency or meeting specific savings goals, check out these online account reviews and hopefully will be useful to help you find the best savings account for you!
The best bank bonuses are updated here. Check the below pages to get started with some of the best offers: • Chase Bank Bonuses. Read about several offers for their Checking, Savings and Business accounts. Chase usually offers the most sign-up bonuses of all the big banks. • HSBC Bank Bonuses. HSBC Bank routinely has offers for several of their Personal Checking and Business Checking accounts. They also have a good referral program. • TD Bank Bonuses. TD Bank consistently offers great Checking account bonuses all year long. Savings account offers are less frequently available. • Huntington Bank Bonuses. Bonus offers for their Checking accounts are only available for limited periods throughout the year. They also have great options for those looking for a free Checking account (no monthly fees). • Discover Bank Bonuses. Discover Bank offers top cashback, savings, money market accounts and CD rates for you to take advantage of. Discover has industry leading selections to cater to your banking needs. |
New excellent offer from Ally – 1% bonus on up to $100k of new money for new or existing accounts. Can be for savings account (currently paying 1.9%) or CD (even their 11 month no-penalty CD). Customize to any amount you like ($1000 minimum deposit).
Sign up by 10/21, fund by 10/31, maintain balance until 1/15/2019, bonus paid by 2/15/2019.
https://allypaybacktime.com
Digital Credit Union just changed their Primary Savings Account to 5.12% APY on $1000. It was $750 previously.
Will certainly put $1000 there.
Thanks for that Stephen!
Rate is now 6.17% up to $1,000!
Good