Best Savings Bonuses & Promotions 2024

Are you currently looking the Best Savings Bonuses & Promotions? Finding reliable places to grow your money while earning a competitive APY rate?

Or looking to score a nice sign up bonus to go along with your new savings account? Either way, you came to the right place! It pays to shop around.

Fees, minimum balances and interest rates vary widely, so here at Hustlermoneyblog, we have researched and gathered the Best Savings Bonuses to make it more conveniently for you to view and compare.

Below you can find some our favorite best savings promotions across the country with sign up bonuses ranging from $100-$2000.

Best Savings Bonuses & Promotions

Discover Bank Online Savings $150/$200 Bonus

Open a Discover® Online Savings Account for all these features: • Earn $200/$150 Bonus with promo code LOP325 by 9/11/2025 • Earn high interest rate of 3.50% APY • No minimum opening deposit, no minimum balance requirement, and now no fees • Interest on Discover Online Savings Accounts is compounded daily and credited monthly • Manage your account online or with the Discover mobile app • FDIC insurance up to $250,000 • See advertiser website for full details To qualify for Bonus: Apply for your first Discover Online Savings Account, enter Offer Code LOP325 at application, deposit into your Account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Qualifying deposit(s) may consist of multiple deposits and must post to Account within 45 days of account open date. Maximum bonus eligibility is $200. Apply Now at Discover What to know: Offer not valid for existing or prior Discover savings customers. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 60 days of qualifying for the bonus. Bonus is subject to tax reporting. Offer ends 09/11/2025, 11:59 PM ET. Offer may be modified or withdrawn without notice. Due to new customer funding limits, you may wish to initiate fund transfers at your other institution. For information on funding, see FAQs on Discover.com/Bank.

SoFi Checking & Savings $275 Bonus + 4.60% APY

Set up direct deposit into a SoFi Checking and Savings account to earn $275 bonus an 4.60% APY on your money. Plus, pay no account or overdraft fees, get 2-day-early-paycheck, and more.

• What you’ll get: $275 Bonus + 4.60% APY
• Which account: SoFi Checking & Savings
• Where it’s available: Online nationwide
• How to earn it:
  • In order to qualify for the bonus, an Eligible Participant must have $1,000 or more in total qualifying Direct Deposit transactions within any consecutive 30-day window during the Promotion Period.

(Expires 12/31/2022)

BMO Harris Bank Savings Builder Bonus (Up to $60)

Receive Up to $60 Savings Bonus: For every month your Savings Builder account balance grows by at least $200, you will receive a $5 savings reward within 5 calendar days after the end of the month.

• What you’ll get: Up to $60
• Account Type: Savings Builder Account
• Availability: Nationwide
• Direct Deposit Requirement: No
• Credit Inquiry: Soft Pull
• Credit Card Funding: Cannot fund with credit card
• Monthly Fee: None
• Early Account Termination Fee: Your account must be open, in good standing and must have a balance greater than zero when the bonus is paid approximately 120 days after opening
• Household Limit: None listed

(No Expiration Date)

Editor’s Note: You can earn up to $350 checking bonus in addition to the $60 saving bonus through the offer above.

Aspiration Plus Spend & Save $50 Bonus + Up to 5.00% APY

To earn the $50 bonus, use your Aspiration debit card to make at least $2500 in purchases within the first 60 days from account opening. Additionally, earn up to 5.00% APY when you spend $1,000 or more monthly, using the Aspiration debit card.

• Up to 10% cash back on debit card purchases
• Unlimited fee-free ATM withdrawals at Allpoint ATMs
• Up to 5.00% APY on savings
• Deposits are FDIC-insured
• No hidden fees!
• Extra cash back for spending at socially-conscious businesses

(No Expiration Date)

American Express

Bottom Line

Above are just what we considered as Best Savings Account Promotions of the month. Depending on your savings goals and needs, you can select a brick-and-mortar banks to conduct your banking activities or choose an online only bank. If you would like to meet and speak to an actual banker for all your financial needs, then the brick-and-mortar bank will be the way to go.

For those of you that are looking to manage your own money without heading to a physical branch, online savings account would be a good option for you. You can enjoy superior online/mobile experience along with earning a higher APY rate. Don’t matter which savings account type you choose from, you can be sure to score a great sign up bonus along the way!

If you are interested, be sure to check out this promotion as well as other banks such as U.S. Bank, HSBC Bank, Chase Bank, Huntington Bank, Discover Bank, TD Bank, or CIT Bank.

If you know of any other great banks that we did not mention, feel free to drop us a comment below. At HustlerMoneyBlog, we strive to provide you the latest and best savings promotions so be sure to bookmark this page and check back regularly. Also, don’t forget to browse our complete list of Bank Rates across the nation.

Whether you’re looking for a new place to stash some cash for an emergency or meeting specific savings goals, check out these online account reviews and hopefully will be useful to help you find the best savings account for you!