US Bank has different locations with more than 3,000 branches across 26 states. They offer a wide variety of checking, savings, CDs, and retirement accounts available to those who are looking for them. Plus they also have specific accounts for students and seniors.
While Bank of America has more than 5,000 locations and 16,000 ATMs nationwide. They offer many different accounts: checking, savings, CDs, IRA and investment accounts through Merrill Edge.
Continue reading below to see a side-by-side comparison between the two banks, so you can see which one offers the services you need the most.
See our best bank bonuses updated daily to earn up to $1,000 in free money. Find popular checking offers such as Chase Bank, HSBC Bank, TD Bank, Huntington Bank, BBVA, Discover Bank, and CIT Bank. See our best rates for Savings and CD too. |
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| Chase Business Complete BankingSM $300 Bonus | HSBC Premier Checking Up To $600 |
| HSBC Premier Checking $450 Bonus | TD Bank Convenience Checking $150 Bonus |
| TD Bank Beyond Checking $300 Bonus | Huntington Business Checking 100 $200 Bonus |
| Huntington 25 Checking $300 Bonus | Huntington Unlimited Plus Business Checking $750 Bonus |
| Huntington Unlimited Business Checking $400 Bonus | Aspiration Spend & Save Account $100 Bonus |
| Ally Invest Up To $3,000 Bonus | Discover Bank $360 Cashback Debit |
| Axos Basic Business Checking $100 Bonus | BlockFi Up To $250 BTC Bonus |
| WeBull 2 Free Stocks | BBVA Free Checking & Savings $250 Bonus |
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| US Bank | Bank of America | |
| Locations | More than 3,000 branches across the U.S. (Locator) | Over 5,000 locations (Locator) |
| ATMs | More than 4,700 ATMs | Over 1,800 ATMs |
| Savings | 3/5 | 3/5 |
| CD | 4/5 | 4/5 |
| Checking | 3/5 | 2.5/5 |
| Money Market | 3/5 | 4/5 |
| Customer Service | 4.5/5 | 4.5 |
| Mobile App | 4.5/5 | 4.5/5 |
| Pros | -Promo CD with high APY -Free student account -24/7 customer service |
-National availability -Extended customer service hours -Full service bank |
| Cons | -High minimums to waive fees – Low savings |
-No free checking option – Low interest rate -Many miscellaneous banking fees |
| Bottom Line | US Bank offers a wide selection of accounts catered to your needs | Bank of America operates nationwide offering many account options like checking, savings, and more! |
Bottom Line
Which Bank is Better: US Bank or Bank of America?
In summary:
- US Bank offers different types of accounts from savings to retirements. They also catering to students and senior citizens.
- Bank of America has many account options and their user friendly interface and mobile app is noteworthy.
For other banking options, see our list of the best bank account bonuses & savings account offers.
| PROMOTIONAL LINK | OFFER | REVIEW |
| Chase Business Complete BankingSM | $300 Cash | Review |
| HSBC Premier Checking Member FDIC | $450 Cash | Review |
| HSBC Premier Checking Member FDIC | Up To $600 | Review |
| BBVA Free Checking & Savings | $250 Cash | Review |
| Huntington 25 Checking | $300 Cash | Review |
| TD Bank Beyond Checking | $300 Cash | Review |
| TD Bank Convenience CheckingSM | $150 Cash | Review |
| Huntington Bank Unlimited Plus Business Checking | $750 Cash | Review |
| Huntington Bank Unlimited Business Checking | $400 Cash | Review |
| Huntington Bank Business Checking 100 | $200 Cash | Review |
| Axos Bank Basic Business Checking | $100 Cash | Review |
| Aspiration Spend & Save Account | $100 Cash | Review |
| Ally Invest | Up to $3,000 Cash | Review |
| BlockFi | Up To $250 BTC | Review |
| American Express High Yield Savings | 0.40% APY | Review |
| Discover Cashback Debit Account | $360 Cash | Review |
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