US Bank has different locations with more than 3,000 branches across 26 states. They offer a wide variety of checking, savings, CDs, and retirement accounts available to those who are looking for them. Plus they also have specific accounts for students and seniors.
While Bank of America has more than 5,000 locations and 16,000 ATMs nationwide. They offer many different accounts: checking, savings, CDs, IRA and investment accounts through Merrill Edge.
Continue reading below to see a side-by-side comparison between the two banks, so you can see which one offers the services you need the most.
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| Chase Business Checking $300 Bonus | Chase Private Client $2,000 Bonus |
| Chase Total Checking® $200 Bonus | Chase SavingsSM $150 Bonus |
| HSBC Premier Checking $450 Bonus | HSBC Premier Checking Up To $600 |
| HSBC Advance Checking $200 Bonus | HSBC Advance Checking Up To $240 |
| TD Bank Premier Checking $300 Bonus | TD Bank Convenience Checking $150 Bonus |
| Huntington 25 Checking $500 Bonus | Huntington 5 Checking $200 Bonus |
| Huntington Asterisk-Free Checking $150 Bonus | Huntington Unlimited Plus Business Checking $750 Bonus |
| Huntington Unlimited Business Checking $400 Bonus | Huntington Business Checking 100 $200 Bonus |
| Axos Basic Business Checking $100 Bonus | Aspiration Spend & Save Account $100 Bonus |
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| US Bank | Bank of America | |
| Locations | More than 3,000 branches across the U.S. (Locator) | Over 5,000 locations (Locator) |
| ATMs | More than 4,700 ATMs | Over 1,800 ATMs |
| Savings | 3/5 | 3/5 |
| CD | 4/5 | 4/5 |
| Checking | 3/5 | 2.5/5 |
| Money Market | 3/5 | 4/5 |
| Customer Service | 4.5/5 | 4.5 |
| Mobile App | 4.5/5 | 4.5/5 |
| Pros | -Promo CD with high APY -Free student account -24/7 customer service |
-National availability -Extended customer service hours -Full service bank |
| Cons | -High minimums to waive fees – Low savings |
-No free checking option – Low interest rate -Many miscellaneous banking fees |
| Bottom Line | US Bank offers a wide selection of accounts catered to your needs | Bank of America operates nationwide offering many account options like checking, savings, and more! |
Bottom Line
Which Bank is Better: US Bank or Bank of America?
In summary:
- US Bank offers different types of accounts from savings to retirements. They also catering to students and senior citizens.
- Bank of America has many account options and their user friendly interface and mobile app is noteworthy.
For other banking options, see our list of the best bank account bonuses & savings account offers.
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