Huntington Bank has nearly 1,000 branches throughout the Midwest. They offer few options for checking accounts and savings accounts.
Although minimum requirements are high on interest-bearing accounts, they have a free checking option. Their 14 or 19-month CDs have a great rate with $1,000 minimum opening deposit.
Whereas, US Bank has 3,000 branches across 26 states.
It has somewhat high minimum balance requirements to waive monthly checking account service fees, but their promotional CD Special offers high interest rates with a $1,000 minimum opening deposit.
Continue reading the table below for a more in=depth comparison for both Huntington Bank and US Bank, side-by-side.
| PROMOTIONAL LINK | OFFER | REVIEW |
| Huntington 25 Checking | $300 Cash | Review |
| Huntington Bank Unlimited Plus Business Checking | $750 Cash | Review |
| Huntington Bank Unlimited Business Checking | $400 Cash | Review |
| Huntington Bank Business Checking 100 | $200 Cash | Review |
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| Huntington Bank | US Bank | |
| Locations | Nearly 1,000 branches (Locator) | More than 3,000 branches across 26 states:
Arizona, California, Colorado, Louisiana, Massachusetts, Michigan, New Jersey, New York, Tennessee, Texas, Washington, & Wisconsin. (Locator) |
| ATMs | Over 1,800 ATMs | More than 4,700 ATMs across the country |
| Savings | 3.6/5 | 3/5 |
| CD | 4/5 | 4/5 |
| Checking | 4.6/5 | 3/5 |
| Money Market | 3/5 | 3/5 |
| Customer Service | 5/5 | 4.5/5 |
| Mobile App | 3.6/5 | 4.5/5 |
| Pros | -Free checking option -24-hr grace for overdrafts -All day deposit -24-hr customer service |
-Promo CD with high APY – Free student account -24/7 customer service |
| Cons | -Limited branches -Low savings APY |
-High minimums to waive fees -Low savings APY |
| Bottom Line | Huntington offers great account benefits and offers a great free checking accountoption. | US Bank offers a wide array of services and many account options. |
Table of Contents
Huntington Bank Promotions
Huntington 25 Checking accountHuntington 5 Checking accountHuntington Asterisk-Free Checking accountHuntington Unlimited Plus Business Checking AccountHuntington Unlimited Business Checking AccountHuntington Business Checking 100 AccountHuntington Relationship Money MarketHuntington Business Premier Money Market Account
 Open your Huntington 25 Checking account today and enjoy: • $300 bonus by making cumulative new money deposits of at least $25,000 within 60 days of account opening. $500 will be deposited in your new account within 14 days of meeting requirements. • 24-Hour Grace Overdraft Fee Relief. It is designed to give you more time to make a deposit in order to avoid an Overdraft Fee. • Earn Interest on Balances. 0.05% Annual Percentage Yield applies to all balance tiers. • Free ATM Withdrawals. They’ll waive all non-Huntington ATM cash withdrawal fees at any ATM and reimburse you for some withdrawal fees charged by another ATM owner. • Waived Monthly Maintenance Fee • Credit score and identity monitoring at no added cost |
See all Huntington 25 Checking offers.
See all Huntington 5 Checking offers.
 • Open a Huntington Unlimited Plus Business Checking Account • Earn $750 bonus when you open a Huntington Unlimited Plus Business Checking account and make total deposits of at least $20,000 within 60 days of account opening. • The $750 bonus will be deposited into your account after all requirements are met. • Enjoy overdraft protection with no annual fee or deposit-to-deposit overdraft protection with no transfer fee! • Bonus Service. Choose one bonus service such as fraud tools, discounts on payroll services, or Huntington Deposit Scan® • Ideal for businesses with higher checking activity and greater cash flow needs. |
 • Open a Huntington Unlimited Business Checking Account • Earn $400 bonus when you open a Huntington Unlimited Business Checking account and make total deposits of at least $5,000 within 60 days of account opening. • The $400 bonus will be deposited into your account after all requirements are met. • Get Overdraft Protection Account with no annual fee, or Deposit-to-Deposit Overdraft Protection with no transfer fee. • Enjoy unlimited transactions. And up to $10,000 in cash or currency deposits monthly in-branch or at an ATM at no charge. • Designed for businesses with higher checking activity and greater cash flow needs. • Bonus service. Choose one bonus service such as fraud tools, discounts on payroll services, or Huntington Deposit Scan®. |
 • Open your Huntington Business Checking 100 Account today! • Earn $200 bonus when you open a Huntington Business 100 Checking account and make total deposits of at least $5,000 within 60 days of account opening. • The $200 bonus will be deposited into your account after all requirements are met. • Overdraft Protection Line of Credit available, or Deposit-to-Deposit Overdraft Protection with no transfer fee. • Do business without a minimum checking account balance fee or maintenance fee. • No monthly maintenance fee applies to this account. • Enjoy up to 100 monthly transactions. And deposit up to $5,000 in cash or currency monthly in-branch or at an ATM at no charge. • Ideal for start-ups and small businesses with lower balances and checking activity. • Bonus Service Trial. Free 120-day trial of a fraud tool: Reverse Positive Pay. |
Learn more about Huntington Relationship Money Market here.
Learn more about Huntington Business Premier Money Market here.
Compare to Other Banks
- Huntington Bank vs Bank of America
- Huntington Bank vs Fifth Third Bank
- Huntington Bank vs HSBC Bank
- Huntington Bank vs KeyBank
- Huntington Bank vs Wells Fargo
- Huntington Bank vs Citizens
- Huntington Bank vs PNC Bank
- US Bank vs Citibank
- US Bank vs Bank of America
- Chase vs US Bank
- PNC Bank vs US Bank
- Wells Fargo vs US Bank
- Citibank vs US Bank
- Bank of America vs US Bank
Bottom Line
Which Bank is Better: Huntington or U.S. Bank?
In summary:
- Huntington has great checking and savings account options that will suit your needs. In addition, their customer service is definitely noteworthy.
- U.S. Bank is the country’s fifth largest bank, their promotional CD Special offers high interest rates. Plus their mobile app is one of their notable aspects for their users.
For more variety of options, see our list of the best bank account bonuses & savings account offers.
More on Huntington:
More on US Bank:
- What Are US Bank’s Hours?
- How To Open a US Bank Account
- US Bank Routing Number
- How To Find and Use Your US Bank Login
- What Is the US Bank Cashier’s Check Fee?
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