Huntington Bank vs US Bank: Which is Better?

Huntington Bank has nearly 1,000 branches throughout the Midwest. They offer few options for checking accounts and savings accounts.

Although minimum requirements are high on interest-bearing accounts, they have a free checking option. Their 14 or 19-month CDs have a great rate with $1,000 minimum opening deposit.

Whereas, US Bank has 3,000 branches across 26 states.

It has somewhat high minimum balance requirements to waive monthly checking account service fees, but their promotional CD Special offers high interest rates with a $1,000 minimum opening deposit.

Continue reading the table below for a more in=depth comparison for both Huntington Bank and US Bank, side-by-side.

	Huntington Bank	US Bank
Locations	Nearly 1,000 branches (Locator)	More than 3,000 branches across 26 states: Arizona, California, Colorado, Florida, Hawaii, Illinois, Louisiana, Massachusetts, Michigan, New Jersey, New York, Tennessee, Texas, Washington, & Wisconsin. (Locator)
ATMs	Over 1,800 ATMs	More than 4,700 ATMs across the country
Savings	3.6/5	3/5
CD	4/5	4/5
Checking	4.6/5	3/5
Money Market	3/5	3/5
Customer Service	5/5	4.5/5
Mobile App	3.6/5	4.5/5
Pros	-Free checking option -24-hr grace for overdrafts -All day deposit -24-hr customer service	-Promo CD with high APY – Free student account -24/7 customer service
Cons	-Limited branches -Low savings APY	-High minimums to waive fees -Low savings APY
Bottom Line	Huntington offers great account benefits and offers a great free checking accountoption.	US Bank offers a wide array of services and many account options.

Huntington Bank Promotions

Huntington 25 Checking accountHuntington 5 Checking accountHuntington Asterisk-Free Checking accountHuntington Unlimited Plus Business Checking AccountHuntington Unlimited Business Checking AccountHuntington Business Checking 100 AccountHuntington Relationship Money MarketHuntington Business Premier Money Market Account

Open your Huntington 25 Checking account today and enjoy: • $500 bonus by making cumulative new money deposits of at least $15,000 within 60 days of account opening. $500 will be deposited in your new account within 14 days of meeting requirements. • 24-Hour Grace Overdraft Relief. It is designed to give you more time to make a deposit in order to avoid an Overdraft Fee. • Earn Interest on Balances. 0.10% Annual Percentage Yield applies to all balance tiers. • Free ATM Withdrawals. They’ll waive all non-Huntington ATM cash withdrawal fees at any ATM and reimburse you for some withdrawal fees charged by another ATM owner. • Waived Monthly Maintenance Fee • Credit score and identity monitoring at no added cost Apply Now at Huntington

See all Huntington 25 Checking offers.

Open your Huntington 5 Checking account today and enjoy: • $200 bonus by making total deposits of at least $1,000 within 60 days of account opening. $200 will be deposited in your Huntington 5 Checking account after all requirements are met. • Earn interest on all balance tiers • 24-Hour Grace Overdraft Relief • Five Non-Huntington ATM withdrawal fees waived per statement • No minimum deposit needed to open • Enjoy mobile & online banking • 10% credit card rewards bonus Apply Now at Huntington

See all Huntington 5 Checking offers.

Open your Asterisk-Free Checking® account today and enjoy: • $150 bonus by making total deposits of at least $1,000 within 60 days of account opening. • Free to open and free to maintain with no monthly maintenance fees • 24-Hour Grace Overdraft Relief • All Day DepositSM • Enjoy mobile & online banking Apply Now at Huntington

See all Huntington Asterisk-Free Checking offers.

• Open a Huntington Unlimited Plus Business Checking Account • Earn $750 bonus when you open a Huntington Unlimited Plus Business Checking account and make total deposits of at least $20,000 within 60 days of account opening. • The $750 bonus will be deposited into your account after all requirements are met. • Enjoy overdraft protection with no annual fee or deposit-to-deposit overdraft protection with no transfer fee! • Bonus Service. Choose one bonus service such as fraud tools, discounts on payroll services, or Huntington Deposit Scan® • Ideal for businesses with higher checking activity and greater cash flow needs. Apply Now at Huntington

See all Huntington Unlimited Plus Business Checking offers.

• Open a Huntington Unlimited Business Checking Account • Earn $400 bonus when you open a Huntington Unlimited Business Checking account and make total deposits of at least $5,000 within 60 days of account opening. • The $400 bonus will be deposited into your account after all requirements are met. • Get Overdraft Protection Account with no annual fee, or Deposit-to-Deposit Overdraft Protection with no transfer fee. • Enjoy unlimited transactions. And up to $10,000 in cash or currency deposits monthly in-branch or at an ATM at no charge. • Designed for businesses with higher checking activity and greater cash flow needs. • Bonus service. Choose one bonus service such as fraud tools, discounts on payroll services, or Huntington Deposit Scan®. Apply Now at Huntington

See all Huntington Unlimited Business Checking offers.

• Open your Huntington Business Checking 100 Account today! • Earn $200 bonus when you open a Huntington Business 100 Checking account and make total deposits of at least $2,000 within 60 days of account opening. • The $200 bonus will be deposited into your account after all requirements are met. • Overdraft Protection Line of Credit available, or Deposit-to-Deposit Overdraft Protection with no transfer fee. • Do business without a minimum checking account balance fee or maintenance fee. • No monthly maintenance fee applies to this account. • Enjoy up to 100 monthly transactions. And deposit up to $5,000 in cash or currency monthly in-branch or at an ATM at no charge. • Ideal for start-ups and small businesses with lower balances and checking activity. • Bonus Service Trial. Free 120-day trial of a fraud tool: Reverse Positive Pay. Apply Now at Huntington

See all Huntington Business Checking 100 offers.

Learn more about Huntington Relationship Money Market here.

Learn more about Huntington Business Premier Money Market here.

Compare to Other Banks

Huntington Bank:

• Huntington Bank vs Bank of America
• Huntington Bank vs Fifth Third Bank
• Huntington Bank vs HSBC Bank
• Huntington Bank vs KeyBank
• Huntington Bank vs Wells Fargo
• Huntington Bank vs Citizens
• Huntington Bank vs PNC Bank

U.S. Bank:

• US Bank vs Citibank
• US Bank vs Bank of America
• Chase vs US Bank
• PNC Bank vs US Bank
• Wells Fargo vs US Bank
• Citibank vs US Bank
• Bank of America vs US Bank

Bottom Line

Which Bank is Better: Huntington or U.S. Bank?

In summary:

• Huntington has great checking and savings account options that will suit your needs. In addition, their customer service is definitely noteworthy.
• U.S. Bank is the country’s fifth largest bank, their promotional CD Special offers high interest rates. Plus their mobile app is one of their notable aspects for their users.

For more variety of options, see our list of the best bank account bonuses & savings account offers.

More on Huntington:

• How To Find and Use Your Huntington Bank Login
• Huntington Bank Review

More on US Bank:

• What Are US Bank’s Hours?
• How To Open a US Bank Account
• US Bank Routing Number
• How To Find and Use Your US Bank Login
• What Is the US Bank Cashier’s Check Fee?

Chase Coupon Promo Codes $100, $200, $300, $350, $500, $725, $1000, $2000 for October 2020

Huntington Bank Promotions: $150, $200, $400, $500, $750 Checking Bonuses for October 2020

HSBC Bank Promotions: $200, $240, $450, $600, $2,000 Checking Bonuses for October 2020

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