Huntington Bank Review: Best Account For You

Huntington Bank is currently offering bonuses when you open one of their select checking accounts! To find out if Huntington Bank is right for you, continue reading the review below.

You can acquire certain bonuses when you open a select regular checking account. These include:

• $150 Bonus when you open a Asterisk Free Checking Account
• $200 Bonus for opening a Huntington 5 Checking Account

For those who do business, Huntington is also offering bonuses for business checking accounts. These include:

• $200 Bonus when you open a Business Checking 100 Account
• $400 Bonus when you open a Unlimited Business Checking Account
• $500 Bonus when you open a Unlimited Plus Business Checking Account

Huntington Bank originated in Columbus, Ohio, and has about 1,000+ branches and over 1,800 ATMs throughout the Midwest.

Providing free checking accounts such as Asterisk Free Checking, Huntington has consistent account opening requirements and is overall organized with their approaches.

Checking Account Options

Huntington Bank offers various checking accounts that has pretty low minimum deposit requirements and decent monthly fees that can be waived.

Right now, Asterisk Free Checking, Huntington 5 Checking and select business checking accounts are offering bonuses when you apply for them.

Compare Checking Accounts

Chase Total Checking®HSBC Advance CheckingAsterisk-Free Checking®Chase Premier Plus Checking^SM

• Enjoy a $200 bonus when you open a new Chase Total Checking® account and set up direct deposit • Access to 16,000 Chase ATMs and nearly 5,000 branches • Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device. • Apply online in minutes • Open your account online now • Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com. Apply Now at Chase

• Enjoy $300 as a new Chase checking customer, when you open a Chase Premier Plus CheckingSM account and set up direct deposit. • Enjoy $300, more benefits, and earn interest on your new Chase checking account. • The $25 Monthly Service Fee is waived when you keep an average beginning day balance of $15,000 or more in any combination of this account and linked qualifying Chase checking, savings and other balances. • No Chase fee on first four non-Chase ATM transactions per statement period. • Earn interest on your checking account balance. • Access to 16,000 Chase ATMs and nearly 5,000 branches • Apply online in minutes. Open your account online now. • Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com. Apply Now at Chase

Savings Account Options

Huntington Bank has a decent variety of savings accounts, but they don’t earn extremely high interest. You can, however, link them to a Huntington checking account to increase your interest.

Compare Savings Accounts

Discover Online SavingsChase Savings^SMAmerican Express® Personal SavingsUFB High Yield Savings

Open a Discover Online Savings Account for all these features: • Bonus offer applies for your first Discover Online Savings Account • Earn $200/$150 Bonus with promo code HMB1219 by 1/6/2020 • Fund your first savings account with a minimum of $25K by 1/20/2020 to earn the $200 Bonus • Fund your first savings account with a minimum of $15K by 1/20/2020 to earn the $150 Bonus • Earn high interest rate of 1.70% APY • No minimum opening deposit, no minimum balance requirement, and now no fees • Interest on Discover Online Savings Accounts is compounded daily and credited monthly • Manage your account online or with the Discover mobile app • FDIC insurance up to $250,000 Apply Now at Discover See advertiser website for full details

• Enjoy a $150 bonus when you open a new Chase SavingsSM account, deposit a total of $10,000 or more in new money within 20 business days, and maintain a $10,000 balance for 90 days • Access to 16,000 Chase ATMs and nearly 5,000 branches • Link this account to your Chase checking account for Overdraft Protection. • Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device. • Apply online in minutes. Open your account online now. • Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com. Apply Now at Chase

With the American Express® Personal Savings Account: • Earn 1.75% APY on your deposits. Your Personal Savings account earns interest daily and is posted to your account monthly. • Links easily with your current bank accounts. No need to switch banks. • FDIC Insured. Your account is insured to at least $250,000 per depositor. • No monthly fees, no minimum balance. • 24/7 Account Access Apply Now at American Express

• The UFB High Yield Savings Account offers up to 2.00% APY with interest compounded daily. • The minimum deposit to open a UFB Direct High Yield Savings Account is only $100. • This account features access to all of our free online banking tools, all with no monthly maintenance fees. • FDIC insured to the maximum allowable limit - certificate number 35546. Apply Now at UFB Direct

Money Market Account Options

Money Market accounts allow for a higher yield and gives access to your funds with either checks or a bankcard. Huntington Bank has a money market account that earns pretty decent interest.

Huntington Money Market Savings:

• No opening minimum deposit required
• Maintain an average balance of $25,000 in order to waive the $25 monthly fee
• You can also link your Huntington 5 or Huntington 25 checking account to waive the monthly fee.

Compare Money Market Accounts

Discover Money MarketBBVA Money MarketCIT Bank Money MarketHuntington Business Money Market

• Get started and open a Discover Money Market Account in 3 easy steps. • Available nationwide online • Earn high yields with flexible access to your cash. • Earn 1.60% APY balances $100,000 and over • Earn 1.55% APY balances under $100,000 • Open with as little as $2,500. • No hidden fees. No surprises. • Easy cash access via debit or check, or via ATM at over 60,000 no-fee ATMs Apply Now at Discover

With the BBVA Compass ClearChoice Money Market Account, you’ll enjoy: • Earn 1.90% Annual Percentage Yield for 12 months for accounts opened • Earn this exceptional rate on your entire balance • $25 minimum opening deposit required • Get a competitive rate, with tiered interest to grow your money faster • Interest compounds and is credited monthly • Easily withdraw money in branch & at BBVA Compass ATMs w/no fees • Enjoy 24/7 online access with Online and Mobile Banking • Link to your BBVA Compass checking account for Overdraft Protection • FDIC-insured Apply Now at BBVA Compass

With the CIT Bank Money Market Account, you can earn a competitive interest rate and access your money easily. • Earn 1.85% APY on your funds • One of the nation's top rates — over 16x the national average. • Get up to 6 digital transfers/withdrawals per statement cycle • Save smart and get more for your money • Higher rates than traditional banks • Get 24/7 Account Access • Secure banking features • Open with as little as $100 • FDIC insured Apply Now at CIT Bank

With the Huntington Business Premier Money Market Account: • Earn 1.65% APY guaranteed for 6 months when you open a new Business Money Market Account December 31, 2019, with minimum opening deposit of $10,000. Opening deposit must be money not currently deposited at Huntington. Click for qualifying requirements. • Invest excess operating funds and let your money grow. • Maintain liquidity while earning competitive interest rates on your cash • Get access to your account 24/7 • Your Business Premier Money Market Account is insured by the FDIC up to applicable limits Apply Now at Huntington

CD Account Options

Huntington Bank has a variety of CDs for all kinds of terms that earns fairly low interest, but you can link them with a checking account to raise the rates. Learn more about Huntington CDs here.

Compare CD Accounts

Discover CDCIT Bank CDSynchrony Bank CDBBVA CD

• Available nationwide online, Discover offers CDs with some of the highest & most competitive rates! with select terms as short as 3 months up to 120 months • Rates ranging from 0.35% APY up to 2.20% APY. • Opening a Discover Bank Certificate of Deposit is extremely quick and easy. • Funds on deposit are FDIC-insured up to the maximum allowed by law. • Start today with a minimum deposit of $2,500! • Get started and open a Discover CD in 3 easy steps. Apply Now at Discover

• Available online nationwide • Earn 0.72% APY up to 1.80% APY on a 6-Month up to 5-Year Term CD • $1,000 minimum to open • Selection of terms to meet your needs • A range of choices. Low minimum deposits. • No fees to open or maintain the account • Earn 6X the national average • Available as Custodial • Open a CIT Bank Certificate of Deposit Account today! Apply Now at CIT Bank

With the BBVA Compass Bank 12-Month and 36-Month CD: • Earn 1.90% APY on 12-Month or 2.35% APY on 36-Month with just a $500 minimum deposit • The perfect balance between a great fixed rate and flexible money access. • Access funds, if needed. No penalty. • No opening or maintenance fees • Shorter 11-month timeframe and a great APY • If you need your funds prior to the maturity date, you can withdraw your money — including any interest earned — beginning seven days after the funds have been received. No penalty. No problem. It's the security of a CD with the flexibility to access your funds early if you need them. Apply Now at BBVA Compass

Reasons to Bank with Huntington Bank

• Their only free checking account is completely free of everything–no opening minimum deposit, no monthly balance fees nor minimum balance requirements.
• They have a 24-hour overdraft grace period so you have a whole day to fix your account before being charged an overdraft fee.
• You can sign up for Free Overdraft Protection transfers when you link your Huntington savings or money market account.
• Their customer service is available 24/7, so people can do banking at midnight should they wish to and can still speak to a Huntington representative.
• Do your banking easily with Huntington’s mobile app.
• Receive email and text alerts through Huntington regarding your account statements.
• You have until midnight to make deposits throughout the day at a participating ATM or through the app.
• You can open a Relationship Savings or Relationship Money Market account to get service fees waived when you link it to either a Huntington 5 or Huntington 25 Checking account.
• Huntington Bank is FDIC insured up to $250,000.

Reasons Not to Bank with Huntington Bank 

• Huntington Bank is only located in the Midwest with locations only in Ohio, Illinois, Kentucky, Michigan, West Virginia, Pennsylvania and Wisconsin.
• They don’t offer online banking, so it would be an inconvenience to those who don’t live near a physical branch.
• They have high minimum balances for their checking accounts and interest bearing accounts in general.
• Their Free Checking account doesn’t earn any interest.
• You need a minimum balance of $25,000 in your Huntington Bank Relationship Money Market if you want to earn higher interest rates.
• The only way to increase the rates is linking it to a Huntington Bank 5 or Huntington 25 Checking account.

Huntington Bank Routing Number

The routing number for Huntington Bank is 044000024. You can find your routing number on the lower left corner of your Huntington Bank check.

Contact Customer Service

Huntington Bank’s customer service is 1 (800)-480-2265 and they operate 24/7.

How Huntington Bank Compares

• Chase Bank: Chase is one of the biggest banks in the U.S and offers just about almost everything. Compared to its other competitors, Chase offers much more checking account options. Chase offers more than 5,100 branches and 16,000 ATMs nationwide.
• Fifth Third Bank: Fifth Third Bank has locations that Huntington is also located in. They have various account options and provide tools to their customers to become more financially responsible. They have Relationship Savings accounts too that earns pretty decent interest as well.
• TD Bank: TD Bank also offer bonuses for signing up for a checking account! They have various account options that suit all kinds of consumers as well.
• PNC Bank: PNC offers a lot of different account options along with fee-free features as well such as: no monthly service such as use of PNC Bank ATMs, FREE mobile/online banking, reimbursement of PNC fees for use of non-PNC ATMs, and many other features that can be found on their website.
• Citizens Bank: They have a good amount of account options and offer financial tools to keep track of your savings and spending as well. They are dedicated to providing the best service to their customers and motivate them to manage their money frequently.

Bottom Line

If you live anywhere near the Midwest and would like to invest in a bank that has flexible options and earn bonuses regularly, then consider banking with Huntington Bank.

They offer reasonable checking accounts, an even a free one that doesn’t require anything to open, maintain or fees to keep up with each month. If you link either of their checking accounts to a savings or money market ones, your interest will become significantly higher.

On top of that, Huntington even benefits businesses from big to small companies as they offer bonuses for those checking accounts as well.

However, keep in mind that when you look for a checking or savings account be sure to look into all the fees charged. Don’t focus on the interest rate alone, but on what the account will cost you overall.

If you’re interested in banking with Huntington Bank, see our list of the latest Huntington Bank Bonuses! For more options from a variety of banks, see our list of the best bank promotions!