Huntington Bank is currently offering bonuses when you open one of their select checking accounts! To find out if Huntington Bank is right for you, continue reading the review below.
You can acquire certain bonuses when you open a select regular checking account. These include:
- $150 Bonus when you open a Asterisk Free Checking Account
- $200 Bonus for opening a Huntington 5 Checking Account
For those who do business, Huntington is also offering bonuses for business checking accounts. These include:
- $200 Bonus when you open a Business Checking 100 Account
- $400 Bonus when you open a Unlimited Business Checking Account
- $500 Bonus when you open a Unlimited Plus Business Checking Account
Huntington Bank originated in Columbus, Ohio, and has about 1,000+ branches and over 1,800 ATMs throughout the Midwest.
Providing free checking accounts such as Asterisk Free Checking, Huntington has consistent account opening requirements and is overall organized with their approaches.
PROMOTIONAL LINK | OFFER | REVIEW |
Huntington Bank Unlimited Plus Business Checking | $750 Cash | Review |
Huntington Bank Unlimited Business Checking | $400 Cash | Review |
Huntington Bank Business Checking 100 | $200 Cash | Review |
Huntington Bank Relationship Money Market | 1.50% APY | Review |
Huntington Bank Business Premier Money Market | 1.65% APY | Review |
Table of Contents
- 1 Checking Account Options
- 2 Compare Checking Accounts
- 3 Savings Account Options
- 4 Compare Savings Accounts
- 5 Money Market Account Options
- 6 Compare Money Market Accounts
- 7 CD Account Options
- 8 Compare CD Accounts
- 9 Reasons to Bank with Huntington Bank
- 10 Reasons Not to Bank with Huntington Bank
- 11 Huntington Bank Routing Number
- 12 Contact Customer Service
- 13 How Huntington Bank Compares
- 14 Bottom Line
Checking Account Options
Huntington Bank offers various checking accounts that has pretty low minimum deposit requirements and decent monthly fees that can be waived.
Right now, Asterisk Free Checking, Huntington 5 Checking and select business checking accounts are offering bonuses when you apply for them.
*When you sign up for Asterisk Free Checking, you are currently eligible to earn a $150 bonus!*
This is Huntington’s basic account. If you are new to the banking world and don’t have a lot of funds, then consider opening one of these.
It costs absolutely $0 to open and there are also no monthly fees, making it an extremely convenient.
However, this account doesn’t earn interest.
*When you sign up for Huntington 5 Checking, you are currently eligible to earn a $200 bonus!*
You can open this account with just $25 and it will start earning an interest rate of 0.15%.
If you maintain a balance of $5,000, the $5 monthly fee will be waived.
This checking account offers the highest interest.
You can open this account with $25 and it will start earning an interest rate of 0.25%.
*When you sign up for Business Checking 100, you are currently eligible to earn a $100 bonus!*
This checking account is recommended for small business with low balances.
You can receive up to 100 monthly transactions and a free 120-day trial of Reverse Positive Pay, a fraudulent detecting service.
You have to open this account with at least $100, but there are monthly minimum balance requirements.
To waive the $3 monthly fee, you can you sign up for free e-statements.
*When you sign up for Unlimited Business Checking, you are currently eligible to earn a $400 bonus!*
This checking account is for businesses who have a large sum of money.
You will receive unlimited transactions and a choice of one Bonus Service.
You have to open this account with at least $100.
There is a $20 monthly fee, but you can waive it with $10,000 in overall deposit relationship balances.
*When you sign up for Unlimited Plus Business Checking, you are currently eligible to earn a $500 bonus!*
This checking account is for businesses who often make high transactions.
You will receive unlimited transactions and a choice of 2 Bonus Services.
There is a $40 monthly fee, but you can waive it with $50,000 in overall deposit relationship balances.
Compare Checking Accounts
![]() • Enjoy a $200 bonus when you open a new Chase Total Checking® account and set up direct deposit • Access to 16,000 Chase ATMs and nearly 5,000 branches • Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device. • Apply online in minutes • Open your account online now • Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com. |
![]() • Enjoy $300 as a new Chase checking customer, when you open a Chase Premier Plus CheckingSM account and set up direct deposit. • Enjoy $300, more benefits, and earn interest on your new Chase checking account. • The $25 Monthly Service Fee is waived when you keep an average beginning day balance of $15,000 or more in any combination of this account and linked qualifying Chase checking, savings and other balances. • No Chase fee on first four non-Chase ATM transactions per statement period. • Earn interest on your checking account balance. • Access to 16,000 Chase ATMs and nearly 5,000 branches • Apply online in minutes. Open your account online now. • Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com. |
Savings Account Options
Huntington Bank has a decent variety of savings accounts, but they don’t earn extremely high interest. You can, however, link them to a Huntington checking account to increase your interest.
With this savings account, you can earn general interest rates. You will need $50 to open this account.
There is also a $4 monthly fee, but you can waive it by having an average balance of $300 or link your savings account to an Asterisk Free Checking account.
This savings account earns slightly higher interest than the Premier Savings one.
For slightly higher interest on your savings, the Relationship Savings requires a minimum balance of $2,5oo in order to open it.
There is a $10 monthly fee, but you can waive it by having an average balance of $2,500.
You can also waive the monthly fee by linking this savings account to your o a Huntington 5 Checking account or Huntington 25 Checking account.
Compare Savings Accounts
![]() Open a Discover Online Savings Account for all these features: • Bonus offer applies for your first Discover Online Savings Account • Earn $200/$150 Bonus with promo code HMB1219 by 1/6/2020 • Fund your first savings account with a minimum of $25K by 1/20/2020 to earn the $200 Bonus • Fund your first savings account with a minimum of $15K by 1/20/2020 to earn the $150 Bonus • Earn high interest rate of 1.70% APY • No minimum opening deposit, no minimum balance requirement, and now no fees • Interest on Discover Online Savings Accounts is compounded daily and credited monthly • Manage your account online or with the Discover mobile app • FDIC insurance up to $250,000 See advertiser website for full details |
![]() • Enjoy a $150 bonus when you open a new Chase SavingsSM account, deposit a total of $10,000 or more in new money within 20 business days, and maintain a $10,000 balance for 90 days • Access to 16,000 Chase ATMs and nearly 5,000 branches • Link this account to your Chase checking account for Overdraft Protection. • Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device. • Apply online in minutes. Open your account online now. • Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com. |
![]() With the American Express® Personal Savings Account: • Earn 1.75% APY on your deposits. Your Personal Savings account earns interest daily and is posted to your account monthly. • Links easily with your current bank accounts. No need to switch banks. • FDIC Insured. Your account is insured to at least $250,000 per depositor. • No monthly fees, no minimum balance. • 24/7 Account Access |
Money Market Account Options
Money Market accounts allow for a higher yield and gives access to your funds with either checks or a bankcard. Huntington Bank has a money market account that earns pretty decent interest.
Huntington Money Market Savings:
- No opening minimum deposit required
- Maintain an average balance of $25,000 in order to waive the $25 monthly fee
- You can also link your Huntington 5 or Huntington 25 checking account to waive the monthly fee.
Compare Money Market Accounts
![]() • Get started and open a Discover Money Market Account in 3 easy steps. • Available nationwide online • Earn high yields with flexible access to your cash. • Earn 1.60% APY balances $100,000 and over • Earn 1.55% APY balances under $100,000 • Open with as little as $2,500. • No hidden fees. No surprises. • Easy cash access via debit or check, or via ATM at over 60,000 no-fee ATMs |
![]() With the BBVA Compass ClearChoice Money Market Account, you’ll enjoy: • Earn 1.90% Annual Percentage Yield for 12 months for accounts opened • Earn this exceptional rate on your entire balance • $25 minimum opening deposit required • Get a competitive rate, with tiered interest to grow your money faster • Interest compounds and is credited monthly • Easily withdraw money in branch & at BBVA Compass ATMs w/no fees • Enjoy 24/7 online access with Online and Mobile Banking • Link to your BBVA Compass checking account for Overdraft Protection • FDIC-insured |
![]() With the CIT Bank Money Market Account, you can earn a competitive interest rate and access your money easily. • Earn 1.85% APY on your funds • One of the nation's top rates — over 16x the national average. • Get up to 6 digital transfers/withdrawals per statement cycle • Save smart and get more for your money • Higher rates than traditional banks • Get 24/7 Account Access • Secure banking features • Open with as little as $100 • FDIC insured |
![]() With the Huntington Business Premier Money Market Account: • Earn 1.65% APY guaranteed for 6 months when you open a new Business Money Market Account December 31, 2019, with minimum opening deposit of $10,000. Opening deposit must be money not currently deposited at Huntington. Click for qualifying requirements. • Invest excess operating funds and let your money grow. • Maintain liquidity while earning competitive interest rates on your cash • Get access to your account 24/7 • Your Business Premier Money Market Account is insured by the FDIC up to applicable limits |
CD Account Options
Huntington Bank has a variety of CDs for all kinds of terms that earns fairly low interest, but you can link them with a checking account to raise the rates. Learn more about Huntington CDs here.
This is Huntington Bank’s standard CD. It only has a term of 11 months.
It earns really low interest and has terms varying from 1 month to 72 months.
However, the interest rate does increase as the term becomes longer.
The Jumbo CD isn’t remarkably different from a regular fixed rate CD, but it does earn a bit higher interest and have a longer range of terms.
These terms range from 7 days to 5 years.
Compare CD Accounts
![]() • Available nationwide online, Discover offers CDs with some of the highest & most competitive rates! with select terms as short as 3 months up to 120 months • Rates ranging from 0.35% APY up to 2.20% APY. • Opening a Discover Bank Certificate of Deposit is extremely quick and easy. • Funds on deposit are FDIC-insured up to the maximum allowed by law. • Start today with a minimum deposit of $2,500! • Get started and open a Discover CD in 3 easy steps. |
![]() • Available online nationwide • Earn 0.72% APY up to 1.80% APY on a 6-Month up to 5-Year Term CD • $1,000 minimum to open • Selection of terms to meet your needs • A range of choices. Low minimum deposits. • No fees to open or maintain the account • Earn 6X the national average • Available as Custodial • Open a CIT Bank Certificate of Deposit Account today! |
![]() With the BBVA Compass Bank 12-Month and 36-Month CD: • Earn 1.90% APY on 12-Month or 2.35% APY on 36-Month with just a $500 minimum deposit • The perfect balance between a great fixed rate and flexible money access. • Access funds, if needed. No penalty. • No opening or maintenance fees • Shorter 11-month timeframe and a great APY • If you need your funds prior to the maturity date, you can withdraw your money — including any interest earned — beginning seven days after the funds have been received. No penalty. No problem. It's the security of a CD with the flexibility to access your funds early if you need them. |
Reasons to Bank with Huntington Bank
- Their only free checking account is completely free of everything–no opening minimum deposit, no monthly balance fees nor minimum balance requirements.
- They have a 24-hour overdraft grace period so you have a whole day to fix your account before being charged an overdraft fee.
- You can sign up for Free Overdraft Protection transfers when you link your Huntington savings or money market account.
- Their customer service is available 24/7, so people can do banking at midnight should they wish to and can still speak to a Huntington representative.
- Do your banking easily with Huntington’s mobile app.
- Receive email and text alerts through Huntington regarding your account statements.
- You have until midnight to make deposits throughout the day at a participating ATM or through the app.
- You can open a Relationship Savings or Relationship Money Market account to get service fees waived when you link it to either a Huntington 5 or Huntington 25 Checking account.
- Huntington Bank is FDIC insured up to $250,000.
Reasons Not to Bank with Huntington Bank
- Huntington Bank is only located in the Midwest with locations only in Ohio, Illinois, Kentucky, Michigan, West Virginia, Pennsylvania and Wisconsin.
- They don’t offer online banking, so it would be an inconvenience to those who don’t live near a physical branch.
- They have high minimum balances for their checking accounts and interest bearing accounts in general.
- Their Free Checking account doesn’t earn any interest.
- You need a minimum balance of $25,000 in your Huntington Bank Relationship Money Market if you want to earn higher interest rates.
- The only way to increase the rates is linking it to a Huntington Bank 5 or Huntington 25 Checking account.
Huntington Bank Routing Number
The routing number for Huntington Bank is 044000024. You can find your routing number on the lower left corner of your Huntington Bank check.
Contact Customer Service
Huntington Bank’s customer service is 1 (800)-480-2265 and they operate 24/7.
How Huntington Bank Compares
- Chase Bank: Chase is one of the biggest banks in the U.S and offers just about almost everything. Compared to its other competitors, Chase offers much more checking account options. Chase offers more than 5,100 branches and 16,000 ATMs nationwide.
- Fifth Third Bank: Fifth Third Bank has locations that Huntington is also located in. They have various account options and provide tools to their customers to become more financially responsible. They have Relationship Savings accounts too that earns pretty decent interest as well.
- TD Bank: TD Bank also offer bonuses for signing up for a checking account! They have various account options that suit all kinds of consumers as well.
- PNC Bank: PNC offers a lot of different account options along with fee-free features as well such as: no monthly service such as use of PNC Bank ATMs, FREE mobile/online banking, reimbursement of PNC fees for use of non-PNC ATMs, and many other features that can be found on their website.
- Citizens Bank: They have a good amount of account options and offer financial tools to keep track of your savings and spending as well. They are dedicated to providing the best service to their customers and motivate them to manage their money frequently.
Bottom Line
If you live anywhere near the Midwest and would like to invest in a bank that has flexible options and earn bonuses regularly, then consider banking with Huntington Bank.
They offer reasonable checking accounts, an even a free one that doesn’t require anything to open, maintain or fees to keep up with each month. If you link either of their checking accounts to a savings or money market ones, your interest will become significantly higher.
On top of that, Huntington even benefits businesses from big to small companies as they offer bonuses for those checking accounts as well.
However, keep in mind that when you look for a checking or savings account be sure to look into all the fees charged. Don’t focus on the interest rate alone, but on what the account will cost you overall.
If you’re interested in banking with Huntington Bank, see our list of the latest Huntington Bank Bonuses! For more options from a variety of banks, see our list of the best bank promotions!
PROMOTIONAL LINK | OFFER | REVIEW |
Chase SapphireSM Checking | $1,000 Cash | Review |
Chase Private Client | $2,000 Cash | Review |
Chase Total Business Checking® | $200 Cash | Review |
Chase Premier Plus CheckingSM | $300 Cash | Review |
Chase Total Checking® + Chase SavingsSM | $350 Cash | Review |
CIT Bank Savings Builder | $300 Cash | Review |
Discover Bank Online Savings | $200 Cash | Review |
Chase College CheckingSM | $100 Cash | Review |
You InvestSM by J.P. Morgan | $625 Cash | Review |
TD Bank Beyond Checking | $300 Cash | Review |
TD Bank Convenience CheckingSM | $150 Cash | Review |
Discover Cashback Debit Account | $360 Cash | Review |
Huntington Bank Unlimited Plus Business Checking | $750 Cash | Review |
Huntington Bank Unlimited Business Checking | $400 Cash | Review |
Huntington Bank Business Checking 100 | $200 Cash | Review |
UFB Direct High Yield Savings | 2.00% APY | Review |
Simple | 2.15% APY | Review |
Betterment EverydayTM Cash Reserve | 1.78% APY | Review |
E*TRADE | $2,500 Cash | Review |
Ally Invest | $3,500 Cash | Review |
TD Ameritrade | $600 Cash | Review |
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