Chase vs Wells Fargo: Which Is Better?

Chase is one of the biggest banks in the Unites States, they offer everything from personal banking to mortgages to loans, as well as a popular range of credit cards.

Not to mention, they offer more checking options compared to other competitors.

Whereas, Wells Fargo is another well known bank with more than 5,400 locations offering 13,000 ATMs nationwide.

They offer a variety of checking account like Teen Checking or Opportunity Checking for those who have financial troubles.

Continue reading below to see a side-by-side comparison between the two banks, so you can see which one offers the services you need the most.

	Chase	Wells Fargo
Locations	Branches in Several States (Locator)	5,400 retail banking branches coast to coast. (Locator)
ATMs	Chase ATMs nationwide	More than 13,000 ATMs across the country.
Savings	3.5/5	2.5/5
CD		2/5
Checking	4/5	4/5
Money Market
Customer Service	4/5	4/5
Mobile App	5/5	4.5/5
Pros	-Branches in many states -New customer coupons -Full service banking	-Nationwide availability – Large ATM network – Mobile app features – 24/7 account monitoring
Cons	-Low interest rates – Not in all states	– Make minimal interest – Pay a fee for overdraft protection
Bottom Line	Chase is a good choice if you’re looking for a bank with full range of service	Wells Fargo offer nationwide access to ATMs and branch locations, offering unique features that your bank might not provide.

Chase Bank Promotions

Chase Business CheckingChase Total Checking®

• Earn $300 when you open a new Chase Business Complete Checking account. For new Chase business checking customers with qualifying activities. • More ways to waive fees. Multiple options to waive the Monthly Service Fee, including maintaining a minimum daily balance or purchases on your Chase Ink® Business credit card • Built-in card acceptance. Accept card payments anytime, anywhere in the U.S., and get transparent pricing with Chase QuickAcceptSM. • Same-day deposits with QuickAcceptSM. Free up the cash you need to keep your business moving forward with same-day deposits at no additional cost. • Alerts to help you stay on top of your account activity. • Easy account management through Chase Business online and the Chase Mobile® app. • Unlimited electronic deposits, ACH and Chase Quick DepositSM. • Convenient access to 16,000 ATMs and more than 4,700 branches. Get Coupon at Chase

Read our review & latest Chase Business Checking offers and the latest bank deals from Chase

• New Chase checking customers enjoy a $200 bonus when you open a Chase Total Checking® account and set up direct deposit • Access to 16,000 Chase ATMs and more than 4,700 branches • Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device. • Open your account online now • Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com. • Chase Overdraft AssistSM: $0 overdraft fee when you overdraw your account $50 or less* *We won't charge an overdraft fee if you are overdrawn $50 or less at the end of the business day. Chase may pay, for a $34 fee, overdraft transactions at our discretion based on your account history, deposits and transaction amount. If you've enrolled in Debit Card Coverage, everyday debit card purchases like groceries, may be approved at our discretion when you don't have enough money in your account. Apply Now at Chase

Read our full review of the Chase Total Checking® and the latest bank deals from Chase

Wells Fargo Promotions

Compare to Other Banks

Chase:

• Chase vs Bank of America
• Chase vs Fifth Third Bank
• Chase vs US Bank
• Chase vs CIT Bank
• Chase vs PNC Bank
• Chase vs TD Bank
• Discover Bank vs Chase

Wells Fargo:

• Wells Fargo vs US Bank
• Wells Fargo vs Bank of America
• HSBC Bank vs Wells Fargo
• TD Bank vs Wells Fargo
• Huntington Bank vs Wells Fargo
• SunTrust Bank vs Wells Fargo
• Capital One vs Wells Fargo
• BMO Harris Bank vs Wells Fargo
• Citibank vs Wells Fargo
• Bank of America vs Wells Fargo

Bottom Line

Which Bank is Better: Chase or Wells Fargo?

In summary:

• Chase is a good choice if you’re looking for a bank with full range of services, physical locations, lots of ATMS, and good mobile banking.
• Wells Fargo offers nationwide access to their accounts, if you’re looking for basic banking features their accounts are to go to.

For other banking options, see our list of the best bank account bonuses & savings account offers.

More on Chase:

• What Are Chase Bank’s Hours?
• How To Find and Use Your Chase Bank Login
• What Do You Need to Open a Chase Bank Account?
• How To Order Checks via Chase: Online, Vendor Site or by Phone
• How to Set Up Chase Online Bill Pay
• How to Stop Payment for a Chase Check
• Chase Business Routing Number
• Chase Bank Review
• What Do I Need to Get a Chase Credit Card
• How To Check Chase Credit Card Application Status
• Chase Travel Notification: How To Set Up Travel Alerts
• How To Increase Your Chase Credit Limit
• Chase Bank Review

More on Wells Fargo:

• Wells Fargo Hours: What Time Does Wells Fargo Close Today?
• Wells Fargo Routing Number
• How To Find and Use Your Wells Fargo Login
• Wells Fargo Review

Chase Coupon Codes $100, $200, $300, $625, $1000, $2000 for July 2022

Huntington Bank Promotions: $100, $300, $400, $750 Checking Bonuses for July 2022

U.S. Bank Promotions: $300, $400 Personal Checking & Business Bonuses (July 2022)

• 1
• 2
• 3
• …
• 9
• ›