Chase is one of the biggest banks in the Unites States, they offer everything from personal banking to mortgages to loans, as well as a popular range of credit cards.
Not to mention, they offer more checking options compared to other competitors.
Whereas, Wells Fargo is another well known bank with more than 5,400 locations offering 13,000 ATMs nationwide.
They offer a variety of checking account like Teen Checking or Opportunity Checking for those who have financial troubles.
Continue reading below to see a side-by-side comparison between the two banks, so you can see which one offers the services you need the most.
| PROMOTIONAL LINK | OFFER | REVIEW |
| Chase Business Complete BankingSM | $300 Cash | Review |
| Chase Total Checking® | $200 Cash | Review |
| Chase SavingsSM | $150 Cash | Review |
| Chase Private Client | $2,000 Cash | Review |
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| Chase | Wells Fargo | |
| Locations | Branches in Several States (Locator) | 5,400 retail banking branches coast to coast. (Locator) |
| ATMs | Chase ATMs nationwide | More than 13,000 ATMs across the country. |
| Savings | 3.5/5 | 2.5/5 |
| CD | 2/5 | |
| Checking | 4/5 | 4/5 |
| Money Market | ||
| Customer Service | 4/5 | 4/5 |
| Mobile App | 5/5 | 4.5/5 |
| Pros | -Branches in many states -New customer coupons -Full service banking |
-Nationwide availability – Large ATM network – Mobile app features – 24/7 account monitoring |
| Cons | -Low interest rates – Not in all states |
– Make minimal interest – Pay a fee for overdraft protection |
| Bottom Line | Chase is a good choice if you’re looking for a bank with full range of service | Wells Fargo offer nationwide access to ATMs and branch locations, offering unique features that your bank might not provide. |
Table of Contents
Chase Bank Promotions
Chase Business CheckingChase Premier Plus CheckingSMChase Total Checking®Chase SavingsSMYou InvestSM by J.P. MorganChase SapphireSM CheckingChase Total Checking® + Chase SavingsSMChase College CheckingSMChase Private Client
 • Earn $300 when you open a new Chase Business Complete Checking account. For new Chase business checking customers with qualifying activities. • More ways to waive fees. Multiple options to waive the Monthly Service Fee, including maintaining a minimum daily balance or purchases on your Chase Ink® Business credit card • Convenient access to payment processing. Accept card payments virtually anytime and anywhere, with QuickAccept. • Same-day deposits with QuickAccept. Free up the cash you need to keep your business moving forward at no additional cost. • Alerts to help you stay on top of your account activity. • Easy account management through Chase Business online and the Chase Mobile® app. • Unlimited electronic deposits, ACH and Chase Quick DepositSM. • Convenient access to 16,000 ATMs and more than 4,700 branches. |
 • Enjoy a $200 bonus when you open a new Chase Total Checking® account and set up direct deposit • Access to 16,000 Chase ATMs and nearly 4,900 branches • Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device. • Open your account online now. • Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com. |
 • Enjoy a $150 bonus when you open a new Chase SavingsSM account, deposit a total of $10,000 or more in new money within 20 business days, and maintain a $10,000 balance for 90 days • Access to 16,000 Chase ATMs and nearly 4,900 branches • Link this account to your Chase checking account for Overdraft Protection. • Chase Mobile® app – Manage your accounts, deposit checks, transfer money and more — all from your device. • Open your account online now. • Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com. |
• Enjoy a $2,000 bonus when you join Chase Private Client. Within 45 days, transfer a total of $250,000 or more in qualifying new money or securities to a combination of eligible checking, savings and/or investment accounts, (excludes: any You InvestSM, J.P. Morgan retirement accounts and CDs) and maintain the balance for at least 90 days. Offer available to existing Chase customers only. • Experience a banking relationship that brings you more • A team dedicated to you • Banking with fewer fees • Visit your nearest CPC branch • Email my upgrade code • Available in: AZ, CA, CO, CT, DC, DE, FL, GA, IA, ID, IL, IN, KY, LA, MA, MD, MI, MS, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, TN, TX, UT, VA, WA, WI, WV |
Compare to Other Banks
- Chase vs Bank of America
- Chase vs Fifth Third Bank
- Chase vs US Bank
- Chase vs CIT Bank
- Chase vs PNC Bank
- Chase vs TD Bank
- Discover Bank vs Chase
- Wells Fargo vs US Bank
- Wells Fargo vs Bank of America
- HSBC Bank vs Wells Fargo
- TD Bank vs Wells Fargo
- Huntington Bank vs Wells Fargo
- SunTrust Bank vs Wells Fargo
- Capital One vs Wells Fargo
- BMO Harris Bank vs Wells Fargo
- Citibank vs Wells Fargo
- Bank of America vs Wells Fargo
Bottom Line
Which Bank is Better: Chase or Wells Fargo?
In summary:
- Chase is a good choice if you’re looking for a bank with full range of services, physical locations, lots of ATMS, and good mobile banking.
- Wells Fargo offers nationwide access to their accounts, if you’re looking for basic banking features their accounts are to go to.
For other banking options, see our list of the best bank account bonuses & savings account offers.
More on Chase:
- What Are Chase Bank’s Hours?
- How To Find and Use Your Chase Bank Login
- What Do You Need to Open a Chase Bank Account?
- How To Order Checks via Chase: Online, Vendor Site or by Phone
- How to Set Up Chase Online Bill Pay
- How to Stop Payment for a Chase Check
- Chase Business Routing Number
- Chase Bank Review
- What Do I Need to Get a Chase Credit Card
- How To Check Chase Credit Card Application Status
- Chase Travel Notification: How To Set Up Travel Alerts
- How To Increase Your Chase Credit Limit
More on Wells Fargo:
- Wells Fargo Hours: What Time Does Wells Fargo Close Today?
- Wells Fargo Routing Number
- How To Find and Use Your Wells Fargo Login
| PROMOTIONAL LINK | OFFER | REVIEW |
| Chase Business Complete BankingSM | $300 Cash | Review |
| Chase Private Client | $2,000 Cash | Review |
| Chase Total Checking® | $200 Cash | Review |
| Chase SavingsSM | $150 Cash | Review |
| HSBC Premier Checking Member FDIC | $450 Cash | Review |
| HSBC Premier Checking Member FDIC | Up To $600 | Review |
| HSBC Advance Checking Member FDIC | $200 Cash | Review |
| HSBC Advance Checking Member FDIC | Up To $240 | Review |
| Huntington 25 Checking | $500 Cash | Review |
| TD Bank Beyond Checking | $300 Cash | Review |
| TD Bank Convenience CheckingSM | $150 Cash | Review |
| Huntington Bank Unlimited Plus Business Checking | $750 Cash | Review |
| Huntington Bank Unlimited Business Checking | $400 Cash | Review |
| Huntington Bank Business Checking 100 | $200 Cash | Review |
| Axos Bank Basic Business Checking | $100 Cash | Review |
| Aspiration Spend & Save Account | $100 Cash | Review |
| American Express High Yield Savings | 0.60% APY | Review |
| Simple | Up to 0.60% APY | Review |
| CIT Bank Money Market | 0.50% APY | Review |
| Ally Invest | Up to $3,500 Cash | Review |
| E*TRADE | $0 Commissions | Review |
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