HSBC Bank is a large multi-national bank and offers several checking accounts for different needs.
HSBC Direct is the online banking operation and offers high interest savings for just a minimum deposit of a dollar with no service fees.
Whereas, Wells Fargo is another well known bank with more than 5,400 locations offering 13,000 ATMs nationwide.
They offer a variety of checking account like Teen Checking or Opportunity Checking for those who have financial troubles.
Continue reading below for a more in-depth look for both HSBC Bank and Wells Fargo. You can choose to see which one fits your needs the most.
|HSBC Premier Checking Member FDIC||$450 Cash||Review|
|HSBC Premier Checking Member FDIC||Up To $600||Review|
|HSBC Advance Checking Member FDIC||$200 Cash||Review|
|HSBC Advance Checking Member FDIC||Up To $240||Review|
|HSBC Bank||Wells Fargo|
|Locations||Over 240 branches on the East and West Coasts
HSBC Direct- Online only
|5,400 retail banking branches coast to coast. (Locator)|
|ATMs||HSBC ATMs in U.S.; HSBC ATMS abroad may incur additional fees and foreign conversion rates.||More than 13,000 ATMs across the country.|
-High online savings APY
– Large ATM network
– Mobile app features
– 24/7 account monitoring
|Cons||-Not in every state||– Make minimal interest
– Pay a fee for overdraft protection
|Bottom Line||HSBC offers a full array services like high-yield online savings and several checking options.||Wells Fargo offer nationwide access to ATMs and branch locations, offering unique features that your bank might not provide.|
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HSBC Bank Promotions
Wells Fargo Credit Cards
The Wells Fargo Propel American Express® Card offers 20,000 bonus points when you spend $1,000 in purchases in the first 3 months – a $200 cash redemption value.
You'll earn 3X points for:
• eating out and ordering in
• gas stations, rideshares and transit
• travel including flights, hotels, homestays and car rentals
• on popular streaming services
• 1X points on other purchases
This card comes with no annual fee.
The Wells Fargo Cash Wise Visa® Card a $150 cash rewards bonus after spending $500 in the first 3 months.
You'll earn an unlimited 1.5% cash rewards on purchases. You can also enjoy earning 1.8% cash rewards on qualified digital wallet purchases, like Apple Pay® or Google Pay™, during the first 12 months from account opening.
This card comes with $0 annual fee on top of up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Cash Wise Visa® Card.
Compare to Other Banks
- HSBC Bank vs Citibank
- HSBC Bank vs Synchrony Bank
- HSBC Bank vs Capital One
- HSBC Bank vs Bank of America
- Huntington Bank vs HSBC Bank
Which Bank is Better: HSBC or Wells Fargo?
- HSBC is a well known bank with a solid reputation. They offer competitive rates on their online savings account!
- Wells Fargo offers nationwide access to their accounts, if you’re looking for basic banking features their accounts are to go to.