HSBC Bank is a large multi-national bank and offers several checking accounts for different needs.
HSBC Direct is the online banking operation and offers high interest savings for just a minimum deposit of a dollar with no service fees.
Whereas, Wells Fargo is another well known bank with more than 5,400 locations offering 13,000 ATMs nationwide.
They offer a variety of checking account like Teen Checking or Opportunity Checking for those who have financial troubles.
Continue reading below for a more in-depth look for both HSBC Bank and Wells Fargo. You can choose to see which one fits your needs the most.
| PROMOTIONAL LINK | OFFER | REVIEW |
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| HSBC Bank | Wells Fargo | |
| Locations | Over 240 branches on the East and West Coasts
HSBC Direct- Online only |
5,400 retail banking branches coast to coast. (Locator) |
| ATMs | HSBC ATMs in U.S.; HSBC ATMS abroad may incur additional fees and foreign conversion rates. | More than 13,000 ATMs across the country. |
| Savings | 5/5 | 2.5/5 |
| CD | N/A | 2/5 |
| Checking | 5/5 | 4/5 |
| Money Market | N/A | N/A |
| Customer Service | 4/5 | 4/5 |
| Mobile App | N/A | 4.5/5 |
| Pros | -Global presence -High online savings APY |
-Nationwide availability – Large ATM network – Mobile app features – 24/7 account monitoring |
| Cons | -Not in every state | – Make minimal interest – Pay a fee for overdraft protection |
| Bottom Line | HSBC offers a full array services like high-yield online savings and several checking options. | Wells Fargo offer nationwide access to ATMs and branch locations, offering unique features that your bank might not provide. |
HSBC Bank Promotions
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Wells Fargo Promotions
Wells Fargo Credit Cards
Compare to Other Banks
- HSBC Bank vs Citibank
- HSBC Bank vs Synchrony Bank
- HSBC Bank vs Capital One
- HSBC Bank vs Bank of America
- Huntington Bank vs HSBC Bank
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Bottom Line
Which Bank is Better: HSBC or Wells Fargo?
In summary:
- HSBC is a well known bank with a solid reputation. They offer competitive rates on their online savings account!
- Wells Fargo offers nationwide access to their accounts, if you’re looking for basic banking features their accounts are to go to.
For more variety of options, see our list of the best bank account bonuses & savings account offers.
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