HSBC Bank is a large multi-national bank and offers several checking accounts for different needs.
HSBC Direct is the online banking operation and offers high interest savings for just a minimum deposit of a dollar with no service fees.
Whereas, Wells Fargo is another well known bank with more than 5,400 locations offering 13,000 ATMs nationwide.
They offer a variety of checking account like Teen Checking or Opportunity Checking for those who have financial troubles.
Continue reading below for a more in-depth look for both HSBC Bank and Wells Fargo. You can choose to see which one fits your needs the most.
PROMOTIONAL LINK | OFFER | REVIEW |
HSBC Premier Checking Member FDIC | $450 Cash | Review |
HSBC Premier Checking Member FDIC | Up To $600 | Review |
HSBC Advance Checking Member FDIC | $200 Cash | Review |
HSBC Advance Checking Member FDIC | Up To $240 | Review |
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HSBC Bank | Wells Fargo | |
Locations | Over 240 branches on the East and West Coasts
HSBC Direct- Online only |
5,400 retail banking branches coast to coast. (Locator) |
ATMs | HSBC ATMs in U.S.; HSBC ATMS abroad may incur additional fees and foreign conversion rates. | More than 13,000 ATMs across the country. |
Savings | 5/5 | 2.5/5 |
CD | N/A | 2/5 |
Checking | 5/5 | 4/5 |
Money Market | N/A | N/A |
Customer Service | 4/5 | 4/5 |
Mobile App | N/A | 4.5/5 |
Pros | -Global presence -High online savings APY |
-Nationwide availability – Large ATM network – Mobile app features – 24/7 account monitoring |
Cons | -Not in every state | – Make minimal interest – Pay a fee for overdraft protection |
Bottom Line | HSBC offers a full array services like high-yield online savings and several checking options. | Wells Fargo offer nationwide access to ATMs and branch locations, offering unique features that your bank might not provide. |
Table of Contents
HSBC Bank Promotions
Wells Fargo Credit Cards
![]() The Wells Fargo Propel American Express® Card offers 20,000 bonus points when you spend $1,000 in purchases in the first 3 months – a $200 cash redemption value. You'll earn 3X points for: • eating out and ordering in • gas stations, rideshares and transit • travel including flights, hotels, homestays and car rentals • on popular streaming services • 1X points on other purchases This card comes with no annual fee. |
![]() The Wells Fargo Cash Wise Visa® Card a $150 cash rewards bonus after spending $500 in the first 3 months. You'll earn an unlimited 1.5% cash rewards on purchases. You can also enjoy earning 1.8% cash rewards on qualified digital wallet purchases, like Apple Pay® or Google Pay™, during the first 12 months from account opening. This card comes with $0 annual fee on top of up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Cash Wise Visa® Card. |
Compare to Other Banks
- HSBC Bank vs Citibank
- HSBC Bank vs Synchrony Bank
- HSBC Bank vs Capital One
- HSBC Bank vs Bank of America
- Huntington Bank vs HSBC Bank
Bottom Line
Which Bank is Better: HSBC or Wells Fargo?
In summary:
- HSBC is a well known bank with a solid reputation. They offer competitive rates on their online savings account!
- Wells Fargo offers nationwide access to their accounts, if you’re looking for basic banking features their accounts are to go to.
For more variety of options, see our list of the best bank account bonuses & savings account offers.
PROMOTIONAL LINK | OFFER | REVIEW |
Chase Business Complete BankingSM | $300 Cash | Review |
Chase Total Checking® | $200 Cash | Review |
HSBC Premier Checking Member FDIC | $450 Cash | Review |
HSBC Premier Checking Member FDIC | Up To $600 | Review |
HSBC Advance Checking Member FDIC | $200 Cash | Review |
HSBC Advance Checking Member FDIC | Up To $240 | Review |
Huntington 25 Checking | $500 Cash | Review |
TD Bank Beyond Checking | $300 Cash | Review |
TD Bank Convenience CheckingSM | $150 Cash | Review |
Huntington Bank Unlimited Plus Business Checking | $750 Cash | Review |
Huntington Bank Unlimited Business Checking | $400 Cash | Review |
Huntington Bank Business Checking 100 | $200 Cash | Review |
Wise Business Banking | $100 Cash | Review |
Axos Bank Basic Business Checking | $100 Cash | Review |
Aspiration Spend & Save Account | $100 Cash | Review |
American Express High Yield Savings | 0.50% APY | Review |
CIT Bank Money Market | 0.50% APY | Review |
Ally Invest | Up to $3,500 Cash | Review |
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