Citibank only operates on 700 branches across the U.S. They offer credit cards and banking services, but their service fees and balance requirements are more on the higher side.
Whereas, Wells Fargo is another well known bank with more than 5,400 locations offering 13,000 ATMs nationwide. They offer a variety of checking account like Teen Checking or Opportunity Checking for those who have financial troubles.
Continue reading below to see a side-by-side comparison between the two banks, so you can see which one offers the services you need the most
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|Locations||700 Citibank branches across 13 states(Mostly in California and New York)||5,400 retail banking branches coast to coast. (Locator)|
|ATMs||2400 ATMs across the country.Also works at all MoneyPass ATMs||More than 4,700 ATMs across the country|
|Pros||-Perks for high balance customers
-Many fee-free ATMs
– Large ATM network
– Mobile app features
– 24/7 account monitoring
|Cons||-No free checking option
-Higher balance requirements
-Low savings APY
|– Make minimal interest
– Pay a fee for overdraft protection
|Bottom Line||Citibank is offers credit cards and banking services, but it’s more geared towards people who have high balances in their deposit account.||Wells Fargo offer nationwide access to ATMs and branch locations, offering unique features that your bank might not provide.|
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Which Bank is Better: Citibank or Wells Fargo?
- Citibank is different compared to other banks because they only offer a package of both checking and savings account when opening an account. Citi can be especially beneficial for those who travel or need access to a large ATM network.
- Wells Fargo offers nationwide access to their accounts, if you’re looking for basic banking features their accounts are to go to.
|Chase Business Complete BankingSM||$300 Cash||Review|
|Chase Total Checking®||$200 Cash||Review|
|HSBC Premier Checking Member FDIC||$450 Cash||Review|
|HSBC Premier Checking Member FDIC||Up To $600||Review|
|HSBC Advance Checking Member FDIC||$200 Cash||Review|
|HSBC Advance Checking Member FDIC||Up To $240||Review|
|Huntington 25 Checking||$300 Cash||Review|
|TD Bank Beyond Checking||$300 Cash||Review|
|TD Bank Convenience CheckingSM||$150 Cash||Review|
|Huntington Bank Unlimited Plus Business Checking||$750 Cash||Review|
|Huntington Bank Unlimited Business Checking||$400 Cash||Review|
|Huntington Bank Business Checking 100||$200 Cash||Review|
|Axos Bank Basic Business Checking||$100 Cash||Review|
|Aspiration Spend & Save Account||$100 Cash||Review|
|Ally Invest||Up to $3,500 Cash||Review|
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|American Express High Yield Savings||0.50% APY||Review|
|Discover Cashback Debit Account||$360 Cash||Review|