Chase vs TD Bank: Which Is Better?

Chase is one of the biggest banks in the Unites States, they offer everything from personal banking to mortgages to loans, as well as a popular range of credit cards.

Not to mention, they offer more checking options compared to other competitors.

On the other hand, TD Bank offers low minimum balance requirements as well as extending banking hours with a 24/7 customer service by phone.

They offer different types of banking services depending on your needs – from personal checking to investment options like CDs.

Continue reading below to see a side-by-side comparison between Chase and TD bank, so you can see which one offers the services you need the most

	Chase	TD Bank
Locations	Branches in Several States (Locator)	1300 locations along the east cost (Locator)
ATMs	Chase ATMs nationwide	1,300 ATMs throughout the Northeast, Mid-Atlantic, Metro D.C., the Carolinas and Florida
Savings	3.5/5	3/5
CD		3.5/5
Checking	4/5	4.5/5
Money Market		3.5/5
Customer Service	4/5	5/5
Mobile App	5/5	4.5/5
Pros	-Branches in many states -New customer coupons -Full service banking	-Extended banking hours -Low requirements to waive monthly fees -No foreign transaction fees
Cons	-Low interest rates – Not in all states	-No free checking -Low APY -Only on East Coast
Bottom Line	Chase is a good choice if you’re looking for a bank with full range of service	TD Bank offers a variety of banking services that includes saving, checking, and CDs.

Chase Bank Promotions

Chase Business CheckingChase Total Checking®

• Earn $300 when you open a new Chase Business Complete Checking account. For new Chase business checking customers with qualifying activities. • More ways to waive fees. Multiple options to waive the Monthly Service Fee, including maintaining a minimum daily balance or purchases on your Chase Ink® Business credit card • Built-in card acceptance. Accept card payments anytime, anywhere in the U.S., and get transparent pricing with Chase QuickAcceptSM. • Same-day deposits with QuickAcceptSM. Free up the cash you need to keep your business moving forward with same-day deposits at no additional cost. • Alerts to help you stay on top of your account activity. • Easy account management through Chase Business online and the Chase Mobile® app. • Unlimited electronic deposits, ACH and Chase Quick DepositSM. • Convenient access to 16,000 ATMs and more than 4,700 branches. Get Coupon at Chase

Read our review & latest Chase Business Checking offers and the latest bank deals from Chase

• New Chase checking customers enjoy a $200 bonus when you open a Chase Total Checking® account and set up direct deposit • Access to 16,000 Chase ATMs and more than 4,700 branches • Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device. • Open your account online now • Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com. • Chase Overdraft AssistSM: $0 overdraft fee when you overdraw your account $50 or less* *We won't charge an overdraft fee if you are overdrawn $50 or less at the end of the business day. Chase may pay, for a $34 fee, overdraft transactions at our discretion based on your account history, deposits and transaction amount. If you've enrolled in Debit Card Coverage, everyday debit card purchases like groceries, may be approved at our discretion when you don't have enough money in your account. Apply Now at Chase

Read our full review of the Chase Total Checking® and the latest bank deals from Chase

TD Bank Promotions

• Open a TD Beyond Checking account online and earn $300 when you receive direct deposits of $2,500 or more within 60 days of opening your account. • With the TD Beyond Checking with Payback Plus, you'll earn interest and get reimbursed for fees like ATM transactions, overdrafts, Rush Bill Pay and outgoing wires – on top of all the perks you'd expect from everyday checking. • Pay no monthly maintenance fee with monthly direct deposits of $5,000 or more, a minimum daily balance of $2,500, or a combined balance of $25,000 across your eligible TD accounts. • TD Beyond Checking Review Apply Now at TD Bank

With the TD Convenience CheckingSM Account: • Earn $150 when you receive direct deposits totaling $500 or more within 60 days • Low minimum daily balance of $100 waives the $15 monthly fee. • Students and young adults ages 17 through 23 get additional perks like no minimum balance requirements and no monthly maintenance fee. • Instantly replace a lost or worn debit card by visiting a TD Bank location near you • Access accounts via Online Banking with Bill Pay, Online Statements and TD Bank Mobile Deposit, with 24/7 cash access at TD ATMs in the U.S. and Canada – plus 24/7 Live Customer Service • Get a 0.25% discount on TD Bank Home Equity and Personal Loans Apply Now at TD Bank

Compare to Other Banks

Chase Bank:

• Chase vs Bank of America
• Chase vs Fifth Third Bank
• Chase vs Wells Fargo
• Chase vs US Bank
• Chase vs CIT Bank
• Chase vs PNC Bank

TD Bank:

• TD Bank vs Ally Bank
• TD Bank vs Citibank
• TD Bank vs Wells Fargo
• TD Bank vs PNC Bank
• TD Bank vs SunTrust Bank
• TD Bank vs Capital One
• TD Bank vs Bank of America

Bottom Line

Which Bank is Better: Chase or TD Bank?

In summary:

• Chase is a good choice if you’re looking for a bank with full range of services, physical locations, lots of ATMS, and good mobile banking.
• If you live in the near the East Coast, take advantage of the many accounts that TD Bank has to offer as well as the extended customer hours and easy online banking.

For other banking options, see our list of the best bank account bonuses & savings account offers.

More on Chase Bank:

• What Are Chase Bank’s Hours?
• How To Find and Use Your Chase Bank Login
• What Do You Need to Open a Chase Bank Account?
• How To Order Checks via Chase: Online, Vendor Site or by Phone
• How to Set Up Chase Online Bill Pay
• How to Stop Payment for a Chase Check
• Chase Business Routing Number
• How to Stop Payment for a Chase Check

More on TD Bank:

• What Are TD Bank’s Hours?
• TD Bank Routing Numbers By State
• How To Open a TD Bank Account
• How To Find and Use Your TD Bank Login

Chase Coupon Codes $100, $200, $300, $625, $1000, $2000 for June 2022

Huntington Bank Promotions: $100, $300, $400, $750 Checking Bonuses for June 2022

U.S. Bank Promotions: $100, $250, $300, $400, $500, $750 Checking, Business, Money Market Savings Bonuses (June 2022)

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