TD Bank is located on the East Coast with 1,300 locations offering low minimum balance requirements as well as extending banking hours with a 24/7 customer service by phone.
They offer different types of banking services depending on your needs – from personal checking to investment options like CDs.
PNC Bank has over 2,600 PNC branches across 19 states.
There is of a variety of checking and savings account options with differing perks, but they are known for the budgeting tools such as the Virtual Wallet!
However, PNC Bank does have lower APY on their accounts with limited branches. If the fees are a bit much, no worries as there is a free checking account option.
Continue reading below to see a side-by-side comparison between the two banks, so you can see which one offers the services you need the most
|TD Bank Beyond Checking||$300 Cash||Review|
|TD Bank Convenience CheckingSM||$150 Cash||Review|
|TD Ameritrade||$600 Cash||Review|
|TD Bank||PNC Bank|
|Locations||1300 locations along the east cost (Locator)||2,600 PNC branches across 19 states.(Locator)|
|ATMs||1,300 ATMs throughout the Northeast, Mid-Atlantic, Metro D.C., the Carolinas and Florida||9,000 ATMs across 19 states|
|Pros||-Extended banking hours
-Low requirements to waive monthly fees
-No foreign transaction fees
|-Virtual Wallet tools
-Relatively easy to waive fees
-Free student account
|Cons||-No free checking
-Only on East Coast
|Bottom Line||TD Bank offers a variety of banking services that includes saving, checking, and CDs.||PNC Bank offers many options for checking and savings accounts with a variety of budgeting tools.|
TD Bank Promotions
• Open a TD Beyond Checking account online and earn $300 when you receive direct deposits of $2,500 or more within 60 days of opening your account.
• With the TD Beyond Checking with Payback Plus, you'll earn interest and get reimbursed for fees like ATM transactions, overdrafts, Rush Bill Pay and outgoing wires – on top of all the perks you'd expect from everyday checking.
• Pay no monthly maintenance fee with monthly direct deposits of $5,000 or more, a minimum daily balance of $2,500, or a combined balance of $25,000 across your eligible TD accounts.
• TD Beyond Checking Review
With the TD Convenience CheckingSM Account:
• Earn $150 when you receive direct deposits totaling $500 or more within 60 days
• Low minimum daily balance of $100 waives the $15 monthly fee.
• Students and young adults ages 17 through 23 get additional perks like no minimum balance requirements and no monthly maintenance fee.
• Instantly replace a lost or worn debit card by visiting a TD Bank location near you
• Access accounts via Online Banking with Bill Pay, Online Statements and TD Bank Mobile Deposit, with 24/7 cash access at TD ATMs in the U.S. and Canada – plus 24/7 Live Customer Service
• Get a 0.25% discount on TD Bank Home Equity and Personal Loans
Which Bank is Better: TD Bank or PNC Bank?
- If you live in the near the East Coast, take advantage of the many accounts that TD Bank has to offer as well as the extended customer hours and easy online banking.
- PNC Bank offers a variety of deposit account options and budgeting tools. In addition, PNC Bank’s mobile app is worth mentioning.