PNC Bank has over 2,600 branches across 19 states. There is of a variety of checking and savings account options with differing perks, but they are known for the budgeting tools such as the Virtual Wallet! However, PNC Bank does have lower APY on their accounts with limited branches. If the fees are a bit much, no worries as there is a free checking account option.
While Bank of America is one of the most well known banks in the U.S. with more than 5,000 locations and 16,000 ATMs nationwide. They offer many different accounts: checking, savings, CDs, IRA and investment accounts through Merrill Edge.
Continue reading below to see a side-by-side comparison between the two banks, so you can see which one offers the services you need the most
|PNC Bank||Bank of America|
|Locations||2,600 PNC branches across 19 states.(Locator)||Over 5,000 locations (Locator)|
|ATMs||9,000 ATMs across 19 states||Over 1,800 ATMs|
|Pros||-Virtual Wallet tools
-Relatively easy to waive fees
-Free student account
-Extended customer service hours
-Full service bank
|-No free checking option
– Low interest rate
-Many miscellaneous banking fees
|Bottom Line||PNC Bank offers many options for checking and savings accounts with a variety of budgeting tools.||Bank of America operates nationwide offering many account options like checking, savings, and more!|
Which Bank is Better: PNC Bank or Bank of America?
- PNC Bank offers a variety of deposit account options and budgeting tools. In addition, PNC Bank’s mobile app is worth mentioning.
- Bank of America has many account options and their user friendly interface and mobile app is noteworthy. They offer lower interest rates!