M&T Bank is a regional bank that’s located in the upper East Coast. Although they don’t offer high interest rates on their savings accounts, they are well known for their exceptional customer service.
PNC Bank offers a variety of checking and savings account options with differing perks, but they are known for the budgeting tools such as the Virtual Wallet! But they also have lower APY on their accounts with limited branches.
Continue reading below to see a side-by-side comparison between the two banks, so you can see which one offers the services you need the most
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|M&T Bank||PNC Bank|
|Locations||690 bank branches located throughout New York, New Jersey, Pennsylvania, Maryland, Washington, D.C., Virginia, West Virginia and Florida (Locator)||2,600 PNC branches across 19 states.(Locator)|
|ATMs||More than 1,500 M&T Bank ATMs in New York, New Jersey, Pennsylvania, Maryland, Washington, D.C., Virginia, West Virginia and Florida.||9,000 ATMs across 19 states|
|Pros||-Free checking option
-High APY for Promo CD
-Free savings with checking
|-Virtual Wallet tools
-Relatively easy to waive fees
-Free student account
-Subpar savings APY
|Bottom Line||M&T Bank has a free checking option and a wide range of deposit accounts that caters to people of all pages.||PNC Bank offers many options for checking and savings accounts with a variety of budgeting tools.|
|My favorite bank transfer hub is the American Express® High Yield Savings Account:
• Earn 0.50% APY on your deposits. Your High Yield Savings account earns interest daily and is posted to your account monthly.
• Links easily with your current bank accounts. No need to switch banks.
• FDIC Insured. Your account is insured to at least $250,000 per depositor.
• No monthly fees, no minimum balance.
• 24/7 Account Access
Which Bank is Better: M&T Bank or PNC Bank?
- If you’re not looking for high interest and wanting a conveniency then M&T Bank is a good option. Plus their customer service is really hard to beat.
- PNC Bank offers a variety of deposit account options and budgeting tools. In addition, PNC Bank’s mobile app is worth mentioning.
|Chase Business Complete BankingSM||$300 Cash||Review|
|Chase Total Checking®||$200 Cash||Review|
|HSBC Premier Checking Member FDIC||$450 Cash||Review|
|HSBC Premier Checking Member FDIC||Up To $600||Review|
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|Huntington 25 Checking||$300 Cash||Review|
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