KeyBank has over 1,200 branches across 16 states. There is of a variety of checking and savings account options with differing perks such as lower loan rates, higher APY rates on savings options, and more! However, KeyBank does have higher monthly fees with more difficult monthly fee waivers. If the fees are a bit much, no worries as there is a free checking account option.

While PNC Bank has branches from coast to coast. They offer a variety of checking and savings account options with differing perks, but they are known for the budgeting tools such as the Virtual Wallet!

Continue reading below to see a side-by-side comparison between the two banks, so you can see which one offers the services you need the most


	KeyBank	PNC Bank
Locations	More than 1,200 branches across 16 states (Locator)	Nationwide (Locator)
ATMs	More than 1,500 ATMs	Nearly 18,000 PNC and Partner ATMs Coast to Coast
Savings	2/5	3/5
CD	3.5/5	2/5
Checking	3.5/5	4/5
Money Market	2.5/5	3.5/5
Customer Service	4.5/5	4/5
Mobile App	4.5/5	4.5/5
Pros	-HelloWallet financial tools -Free checking option -24/7 customer service	-Virtual Wallet tools -Relatively easy to waive fees -Free student account
Cons	-Limited branches -High account fees	-Limited Branches -Low APY
Bottom Line	KeyBank offers great tools to meet your financial goals with a variety of deposit accounts.	PNC Bank offers many options for checking and savings accounts with a variety of budgeting tools.

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Bottom Line

Which Bank is Better: KeyBank or PNC Bank?

KeyBank offers a variety of deposit account options. Their mobile app suits a great user experience.
PNC Bank offers a variety of deposit account options and budgeting tools. In addition, PNC Bank’s mobile app is worth mentioning.

For more variety of options, see our list of the best bank account bonuses & savings account offers.