There are so many things to consider when opening a Chase bank account. What kind of account to open, what documents you need, and the actually account opening process can all be a little overwhelming especially if it’s your first account. For anyone that is new to banking, they might want to gain a few insights when they are opening an account.
So What Do You Need to Open a Chase Bank Account? Opening an account is faster and easier then you may think and below is a quick guide to help you through the account opening process. Chase offers many great banking options and even a few Chase Checking Promotions to kick start your banking experience.
Contents
What You Need
To open any type of bank account you typically need a few documents to verify your identification and an initial deposit. Based on the account you are opening, the initial deposit may vary so be sure to check with Chase! You’ll typically need the following:
- Official Identification (Driver’s license passport, etc.)
- Proof of Residency (Mail with your address on it)
- Social Security Card
- Initial Deposit
What Type of Account to Open
Depending on what you plan to use your bank account for, there are both checking and savings account options. You might want to look out for the types of features they offer with each account including any monthly fees, minimum balance requirements, and any benefits the account may offer.
The Chase Total Checking® + Chase SavingsSM accounts are great options for new customers that just want a standard bank account. If you sign up, you’ll even have the chance to earn a cash bonus! For more Premium banking services, you may want to consider the Chase Premier Plus CheckingSM and earn the bonus for this premier checking account. Here’s a little breakdown on the differences between checking and savings accounts:
Checking Account
- Easy access to your money for daily transactions
- Able to use a debit card or checks linked to the account to make purchases or pay bills
- Can deposit checks or cash to any local ATM or Chase branch
Savings Account
- Gives you the ability to accumulate interest on funds
- Interest rates can be compounded on a daily, weekly, monthly, or annual basis
- Secure way to save up money
 • Enjoy a $150 bonus when you open a new Chase SavingsSM account, deposit a total of $10,000 or more in new money within 20 business days, and maintain a $10,000 balance for 90 days • Access to over 16,000 Chase ATMs and 5,100 branches. • Link this account to your Chase checking account for Overdraft Protection. • Chase QuickPay® with Zelle® - Take the drama out of splitting a check. • Real-time fraud monitoring - We watch your debit-card to help your money stay your money. • Apply online in minutes. Open your account online now. •Available in: AL, AZ, CA, CO, CT, DC, DE, FL, GA, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, NC, NE, NH, NJ, NV, NY, OH, OK, OR, PA, RI, SC, TN, TX, UT, VA, VT, WA, WI, WV |
Apply for a Chase Bank Account Online or In Branch
Opening an account is fast and easy, and if you are interested in opening a Chase Total Checking® + Chase SavingsSM account or a Chase Premier Plus CheckingSM, here’s a quick step-by-step instruction on how to open the account in addition to a cash bonus!
 • Enjoy a $200 bonus when you open a new Chase Total Checking® account and set up direct deposit • Access to over 16,000 Chase ATMs and 5,100 branches. • Mobile check deposit - It's as easy as taking a selfie. • Chase QuickPay® with Zelle® - Take the drama out of splitting a check. • Real-time fraud monitoring - We watch your debit-card to help your money stay your money. • Apply online in minutes. • Open your account online now. • Available in: AL, AZ, CA, CO, CT, DC, DE, FL, GA, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, NC, NE, NH, NJ, NV, NY, OH, OK, OR, PA, RI, SC, TN, TX, UT, VA, VT, WA, WI, WV |
Chase Total Checking + Chase Savings
- Click on the Chase Total Checking® + Chase SavingsSM (see above) to apply online within minutes OR enter your email to get a coupon code.
- Bring your coupon code to your local Chase Branch.
- At the Chase Branch, ask to speak with a personal banker to set up a Chase Total Checking® account + Chase SavingsSM account.
- Make sure you bring the necessary documentation to create the account such Driver License, Social Security card, initial deposit, proof residency.
- Review the checking or savings account options with your banker.
 • Enjoy $300 as a new Chase checking customer, when you open a Chase Premier Plus CheckingSM account and set up direct deposit. • Enjoy $300, more benefits, and earn interest on your new Chase checking account. • The $25 Monthly Service Fee is waived when you keep an average beginning day balance of $15,000 or more in any combination of this account and linked qualifying Chase checking, savings and other balances. • No Chase fee on first four non-Chase ATM transactions per statement period. • Earn interest on your checking account balance. • Access to over 16,000 Chase ATMs and 5,100 branches. • Apply online in minutes. Open your account online now. • Available in: AL, AZ, CA, CO, CT, DC, DE, FL, GA, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, NC, NE, NH, NJ, NV, NY, OH, OK, OR, PA, RI, SC, TN, TX, UT, VA, VT, WA, WI, WV |
Chase Premier Plus Checking
- Click on Chase Premier Plus CheckingSM (see above) to apply online within minutes OR enter your email to get a coupon code.
- Bring your coupon code to your local Chase Branch.
- At the Chase Branch, ask to speak with a personal banker to set up a Chase Premier Plus CheckingSM account.
- Make sure you bring the necessary documentation to create the account such Driver License, Social Security card, initial deposit, proof residency.
Bottom Line
Opening a Chase Bank Account is a simple process as long as you have the documents required to open one. Having an idea of what account to open and what you plan to utilize it for may be to your benefit in a long run and what better way then to get started with Chase.
We have many more Best Bank Promotions available for your convenience as well as a full list of Chase Bank Coupons if you plan on banking with Chase. Don’t hesitate to get started! You might have a worthwhile banking experience.
 | HSBC Advance checking account: Earn $350 Welcome Deposit for eligible new customers who open an HSBC Advance Checking Account with qualifying activities. To earn the bonus, open your new HSBC Advance checking account online, deposit a minimum qualifying balance of $10,000 or more in new money, & maintain at least the minimum qualifying balance for 90 calendar days. Member FDIC Terms |
 | Discover Online Savings Account: Earn $200 Bonus/$150 Bonus with promo code HMB319 by April 1, 2019 along with high interest rate of 2.10% APY. Fund your first savings account with a minimum of $25K by April 15, 2019 to earn the $200 Bonus. No minimum opening deposit, no minimum balance requirement, and no monthly fees. See advertiser website for full details. Apply Now---Discover Savings Review |
 | Huntington 5 Checking: Earn $200 bonus when you open a Huntington 5 Checking account and make total deposits of at least $1,000 within 60 days of account opening. The $200 bonus will be deposited into your Huntington 5 Checking account after all requirements are met and your account is open for 90 days. Apply Now---Huntington 5 Checking Review |
 | Chase Total Checking® + Chase SavingsSM: Earn $200 bonus when you open a new Chase Total Checking® account and set up direct deposit. Additionally you can earn a $150 bonus when you open a new Chase SavingsSM account, deposit a total of $10,000 or more in new money within 20 business days & maintain a $10,000 balance for 90 days. Apply Now---Chase Checking & Savings Review |
I would like to open a checking account, can I use the check issued to me as my initial deposit? I also have a check from Bank of Ozarks Georgia given to me as a Christmas gift from my sister, can I deposit it with Chase Bank here in California?
Thanks.
Lost my social security card, can I use something else?
Hi. Can i use my EAD card as my primary identification card in opening a savings account in your bank? I have a foreign passport with my former husband’s surname but i am now using my current husband’s surname and my pay check and EAD card have the same surnames on it together with ny SSN.
What if I just moved and don’t have a proof of residency yet am I allowed to still apply ?
I am interested in opening a checking account-debit card for business purposes. Is there any promotional opportunities available?
Hey Raymond Sloan,
Thanks for being a reader! Linked below is a list of business checking account promotions. Hope this helps!
https://www.hustlermoneyblog.com/best-business-bank-bonuses/
For more bank promotions, see our list of the latest bank deals!
https://www.hustlermoneyblog.com/bank-bonuses/
Can I use a passport for identification instead of a driver’s license?
Yes as long as it’s not expired
What is the minimum credit score needed to open an a checking account?
How much money will I need to put in the bank to open an account???
If I need to close my old bank account with Chase and open a new one, how soon would I get a new debit card?
What are the alternative forms of ID that would be acceptable if I don’t have a copy of my social security card?
Hi,
Is it possible to apply a credit card using ITIN number?.
I don’t have any other proof other than my passport since i’m in H4 visa status.
So just let me know what are all the documents required for this.
Thank you.
So the minimum deposit is 25 dollars?
What do I need to open a business account? What type of documents and what is the minimum amount?
Rubi,
You’ll need a few items to open a business account with Chase and you’ll need to follow 4 simple steps. The minimum amount depends on the type of business account that you would like to open that fits your needs. To see the necessary documents and the steps, please visit this helpful guideline to open a Chase Business Account.
Ok,I got a few questions.
All my IDs are expred,I havent got the chance to renew them.
My questions are as follows
-Will I be able to use expired State ID to open a chase account?
What about a copy of my passport,will that also work?
Can I use my birth certificate instead of my SS card? I no longer have a physical copy of my SS card and I live across the country from my home state.
Is it possible for my husband and myself to open an account online? We are US citizens and on vacation in Vietnam and would lime to open an account. Can we have our SS check direct deposit? Thank you
Hi Patty,
Unfortunately, you can’t apply online and all checking accounts have to be open at your local Chase Bank branch. Please print out the coupon and apply in person. Yes, you can have your SS check direct deposit. Thanks for reading!
Hello
My name Samuel,
I registered an inc in Florida USA and I live In Rwanda (Africa)I want open an account in USA in the names of the Inc that I registered,which documents do I need to present to the bank
Great info, but, if I´m not a US citizen and live abroad, can i still open an account?, if so, how can i do that?
I want to open one account in chase
I see all comments but can’t seem to see anything saying the amount to open an account….can anyone tell me all i see is bring initial deposite soooh thats what ever a person choose to open an account with??
Deposit $25 or more at account opening;
Website is awesome. I made so much money hustling! Thanks Anthony!
I think your bank is GREAT AND I WOULD LOVE TO OPEN AN ACCOUNT SAVINGS ACCOUNT FOR MY DIRECT DEPOSITS FROM SSI.I FEEL UR BANK IS ALOT SAFER AND SECURE THAN ANY OTHER THANK U AND GOD BLESS
Wow, someone hit the caps lock button. But, Chase does sound like a great choice.