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For a credit card that rewards you for big purchases, definitely consider signing up for the British Airways Visa Signature® Card by Chase. It offer bonuses that you will surely love! This card offers a limited time sign up bonus of up to 100,000 Avios, worth approximately $1,500.
You will begin earning 3 Avios per $1 spent on purchases with British Airways and 1 Avios for all other purchases. If you’re interested in what travel perks that the Chase British Airways Visa Signature Cards has to offer, see below!
- Aer Lingus Visa Signature – Ireland
- British Airways Visa Signature Card – United Kingdom
- Iberia Visa Signature – Spain
* The British Airways Visa Signature Card is issued by Chase Bank. They also offer great sign-up bonuses for their Checking/Savings accounts. You can also compare this card with other credit card bonuses!
| PROMOTIONAL LINK | OFFER | REVIEW |
| Chase Business Complete BankingSM | $300 Cash | Review |
| Chase Total Checking® | $200 Cash | Review |
Table of Contents
Chase British Airways Visa Signature Card
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| Bonus Available | Earn 50,000 Bonus Avios after you spend $3,000 on purchases within the first 3 months of account opening. Plus earn an additional 50,000 Bonus Avios after you spend $20,000 total on purchases within your first year of account opening. |
| *Bonus Value | $1,500 |
| Ongoing Rewards/Benefits | Earn 3 Avios per $1 spent on purchases with British Airways, Aer Lingus, Iberia, and Level.
Earn 2 Avios per $1 spent on hotel accommodations, plus 1 Avios per $1 spent on all other purchases. Get 10% off British Airways flights starting in the US when you book by March 31, 2020. Earn a Travel Together Ticket when you spend $30,000 in one calendar year. |
| Foreign Transaction Fees | 0% |
| Annual Fee | $95 |
*Bonus value is an estimated value calculated by HustlerMoneyBlog and not the card issuer.
View our latest valuations here.
Recommended Free Credit Score (Get Free Score) 690 – 850 (Good – Excellent)
Pros
- Welcome bonus rate
- Companion fare
- Partner airlines
- No foreign transaction fees
Cons
- Annual fee
- Good-Excellent credit score necessary to qualify
- High reward surcharges
Editor’s Alternate Pick
 The Chase Sapphire Preferred Card offers 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®! You'll earn 2X points on travel and dining at restaurants worldwide, eligible delivery services, takeout and dining out & 1 point per dollar spent on all other purchases. And when you redeem your points for travel through Chase Ultimate Rewards, you'll get 25% more value! Furthermore, you'll earn 2X total points on up to $1,000 in grocery store purchases per month from November 1, 2020 to April 30, 2021. Includes eligible pick-up and delivery services. You get unlimited deliveries with a $0 delivery fee & reduced service fees on orders over $12 for a minimum of one year on qualifying food purchases with DashPass, DoorDash's subscription service. Activate by 12/31/21. This card carries a $95 annual fee. |
British Airways Card – Earn Up To 100,000 Avios
With the British Airways Card, you can earn 50,000 bonus Avios after you spend $3,000 on purchases within the first 3 months from account opening. Also, you can earn an additional 50,000 bonus Avios after spending $20,000 on your purchases within your first year of account opening.
The 100,000 Avios are worth around $1,500 according to our valuations. Although this credit card bonus seems high, you must spend a lot to get the full value.
Here are some ideas to increase your monthly spending:
| • Plastiq - Using Plastiq allows you to pay for your personal expenses such as rent, tuition, mortgage, auto lease etc. Although they charge a 2.5% processing fee for using your credit card, this will contribute to the card bonus that you will receive. There is also a referral program that allows you to earn "Free-Free Dollars" that goes towards processing fees as well. |
| • Funding Checking Accounts - When it comes to funding a checking account, opening your initial deposit with a credit card is the usual way to go about it. However, if you want to have more opportunities, you should open a checking account that offers a sign-up bonus. This allows you to work towards bonuses from not one but two different sources instead. Banks like Chase, Huntington Bank, TD Bank and BBVA offers credit card funding, and for your opening deposit, you can often fund anywhere from $50-$1000 with a credit card, depending on the bank. |
| • Gift Card Purchases With Using a Credit Card - Another way to acquire the bonus is using your credit card to purchase gift cards. Buying a a gift card or an individual merchant card typically do not require a purchase fee and are used towards leisure, so gift cards are ideal. However, gift cards such as a Visa or American Express do incur purchase fees because they can be spent anywhere, but gift cards that are specifically for a certain online shopping site such as Amazon or eBay don't. |
| As for a Citi Credit Card, you should call customer service and ask them to lower your Cash Advance limit to $0 before making any purchases because Citi tends to read gift card purchases as a Cash Advance. Ideally, you should do this with any card just to be safe. Lastly, there is such thing as a discounted gift card which can be purchased on Raise or eBay. If you use a credit card often for everyday purchases, it can build your credit score that will contribute towards paying for things such as bills and taxes. |
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What Are British Airways Avios Worth?
Like many other airline-branded credit cards, the value of your Avios depends on how you use them. On average, each Avios is worth around $0.015. Using this figure, 100k Avios have an approximate $1,500 value.
You can redeem your Avios for:
- Flights
- Hotel stays
- Car rentals
- Experiences
- Seat reservations & upgrades
Although you have the option of using your avios towards any of the things listed above, you will maximize your value by redeeming your Avios for flights. All other options will devalue your Avios.
Just like with the other Avios earning cards, be careful with redeeming for transatlantic flights. Surcharges are known to be outrageous. Even the offer terms have the following example:
“At time of this publication all reward flights and travel together tickets are subject to taxes, fees and carrier charges of approximately $682 – $1,250 per adult in economy or $1,250 in business class based on travel from Seattle to London.”
It’s best to redeem for domestic flights with Iberia, Aer Lingus, British Airways and the other Oneworld alliance member airlines (see below).
Keep in mind, your Avios will expire if you don’t collect, spend, share or purchase any for 36 consecutive months.
Chase British Airways Card Top Features
British Airways is a part of the Oneworld airline alliance which means you can use Avios points to book flights with partner airlines.
Some member airlines include Alaska Airlines, Aer Lingus, Iberia, American Airlines and more, which also use Avios as rewards points.
Oneworld Alliance Airlines
| American Airlines | British Airways | Cathay Pacific |
| Finnair | Iberia | Japan Airlines |
| Latam | Malaysia Airlines | Qantas |
| Qatar | Royal Jordanian | S7 Airlines |
| SriLankan Airlines | Fiji Airways (oneworld connect) | Royal Air Maroc (future member) |
Every calendar year you make $30,000 in purchases on your British Airways Visa Signature card, you will earn a Travel Together Ticket good for two years.
Redeem your Avios for one reward seat for yourself and use your Travel Together Ticket to bring a companion in the same cabin even first class
Make purchases abroad without worrying about foreign transaction fees with the British Airways Visa Signature Card.
Bottom Line
The British Airways Visa Signature Card by Chase might be perfect for you if you love being rewarded for big purchases. Unfortunately there are some limitation to this card such as the high surcharges and limited domestic flights.
This is a card that you don’t want to miss out on. Maximize your savings and spending on travel with this simple card. For more credit cards, see our latest list of the best credit card bonuses!
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What’s The Competition?
* Below are some of the top competitors to the British Airways Visa Signature Card to consider.
 The American Express® Gold Card offers 60,000 Membership Rewards® points after you spend $4,000 on eligible purchases with your new Card within the first 6 months. You'll have the opportunity to earn 4X Membership Rewards® points when you dine at restaurants worldwide & at U.S. supermarkets (on up to $25,000 per year in purchases, then 1X); 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com. This card has an annual fee of $250 with no foreign transaction fees (See Rates & Fees). Some benefits including earning up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub, Seamless, The Cheesecake Factory, Ruth's Chris Steak House, Boxed, and participating Shake Shack locations. This can be an annual savings of up to $120. In addition, a $100 Airline Fee Credit: up to $100 in statement credits per calendar year for incidental fees at one selected qualifying airline. |
 The Capital One Venture Rewards Credit Card offers a one-time bonus of 60,000 miles once you spend $3,000 on purchases within 3 months from account opening, equal to $600 in travel. You're able to earn 2X miles on every purchase, every day. This card does come with a $95 annual fee. Enjoy no foreign transaction fees and receive up to $100 application fee credit for Global Entry or TSA Pre?®. |
The Chase Sapphire Preferred Card offers 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®! You'll earn 2X points on travel and dining at restaurants worldwide, eligible delivery services, takeout and dining out & 1 point per dollar spent on all other purchases. And when you redeem your points for travel through Chase Ultimate Rewards, you'll get 25% more value! Furthermore, you'll earn 2X total points on up to $1,000 in grocery store purchases per month from November 1, 2020 to April 30, 2021. Includes eligible pick-up and delivery services. You get unlimited deliveries with a $0 delivery fee & reduced service fees on orders over $12 for a minimum of one year on qualifying food purchases with DashPass, DoorDash's subscription service. Activate by 12/31/21. This card carries a $95 annual fee. |
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Hustlermoneyblog has partnered with CardRatings for our coverage of credit card products. Hustlermoneyblog and CardRatings may receive a commission from card issuers.
The editorial content on this page is not provided by any of the companies mentioned, and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author’s alone.
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