Find the credit card bonuses, sign-up offers, and promotions for February 2021.
You can earn hundreds or thousands of dollars worth in cash, points, and miles. Typical bonus amounts from $100, $200, $300, $400, $500, up to $1,000+ bonus value.
We have a full list of credit card deals from Chase, American Express, Capital One, Citi, Wells Fargo, and others. Some of the offers are only available for a limited time.
Guide To Credit Card Bonuses
- Personal and business travel credit cards give out the highest bonus values.
- Co-branded airline and hotel cards are more restrictive for redeeming rewards.
- Travel rewards cards offer greater redemption flexibility.
- Cash back cards have great welcome bonuses. They are more straightforward for earning and redeeming cash back.
- Introductory offers have various requirements to earn the bonus, usually within the first 90 days.
- There’s usually a minimum spending amount on purchases to earn the bonus.
- Redemption options for miles and points include statement credits, travel, gift cards, and other rewards program.
- It’s vital to know the value you’re receiving with points/miles – see our points/miles valuation guide here.
Here’s a round-up of current credit card promotions below.
*Bonus value is an estimated value calculated by HustlerMoneyBlog and not the card issuer. View our latest valuations here.
Best Consumer (Personal) Credit Card Bonuses
Chase Sapphire Preferred® Card
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- Intro Offer: 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That’s $750 toward travel when you redeem through Chase Ultimate Rewards®!
- Ongoing rewards:
- Earn 2X points on travel and dining at restaurants worldwide, eligible delivery services, takeout and dining out.
- Earn 1 point per dollar spent on all other purchases.
- Earn 2x total points on up to $1,000 in grocery store purchases per month from November 1, 2020 to April 30, 2021. Includes eligible pick-up and delivery services.
- Credit needed: Good to Excellent
- Annual Fee: $95
See our review of the Chase Sapphire Preferred Card and the latest Chase Promotions.
Chase Sapphire Reserve®
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- Intro Offer: 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That’s $750 toward travel when you redeem through Chase Ultimate Rewards®
- Ongoing rewards:
- 3X Points on Travel Worldwide, immediately after earning your $300 annual travel credit.
- 3X Points on Dining at Restaurants Worldwide.
- 1 point per dollar spent on all other purchases.
- Credit needed: Excellent
- Annual Fee: $550
See our review of the Chase Sapphire Reserve Card and the latest Chase Promotions.
Chase Freedom Unlimited® card
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- Intro Offer: $200 Bonus after you spend $500 on purchases in your first 3 months from account opening
- Ongoing rewards:
- Earn unlimited 1.5% cash back on all other purchases.
- Earn 5% on travel purchased through Chase
- 3% on dining at restaurants and drugstores, and
- 1.5% on all other purchases.
- Credit needed: Good to Excellent
- No Annual Fee
See our review of the Chase Freedom Unlimited and the latest Chase Promotions.
Wells Fargo Propel American Express® Card
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- Intro Offer: 20,000 bonus points when you spend $1,000 in purchases in the first 3 months – that’s a $200 cash redemption value
- Ongoing rewards:
- 3X points for eating out and ordering in
- 3X points for gas stations, rideshares and transit
- 3X points for travel including flights, hotels, homestays and car rentals
- 1X points for other purchases.
- Credit needed: Good to Excellent
- No Annual Fee
See our review of the Wells Fargo Propel American Express® Card & the latest Wells Fargo Promotions. View our Complete Guide to Wells Fargo Go Far Rewards.
Wells Fargo Cash Wise Visa® Card
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- Intro Offer: Earn a $150 cash rewards bonus after spending $500 in the first 3 months
- Ongoing rewards: Earn unlimited 1.5% cash rewards on purchases; 1.8% cash rewards on qualified mobile wallet purchases, like Apple Pay® or Google Pay™, during the first 12 months from account opening
- Credit needed: Good – Excellent credit
- No Annual Fee
See our review of the Wells Fargo Cash Wise Visa® Card & the latest Wells Fargo Promotions. View our Complete Guide to Wells Fargo Go Far Rewards.
Chase Freedom FlexSM
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- Intro Offer: Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening.
- Ongoing rewards:
- Earn 5% cash back on grocery store purchases (not including Target® or Walmart® purchases) on up to $12,000 spent in the first year.
- Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate.
- Enjoy new 5% categories each quarter!
- Earn 5% on travel purchased through Chase
- 3% on dining at restaurants and drugstores, and
- 1% on all other purchases.
- Credit needed: Good – Excellent credit
- No Annual Fee
See our review of the Chase Freedom FlexSM and the latest Chase Promotions. We recommend pairing this card with the Chase Premier Plus CheckingSM or the Chase Total Checking® account.
American Express® Gold Card
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- Intro Offer: Earn 60,000 Membership Rewards® points after you spend $4,000 on eligible purchases with your new Card within the first 6 months.
- Ongoing rewards:
- 4X Membership Rewards® points when you dine at restaurants worldwide.
- Earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per year in purchases, then 1X).
- Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com.
- Credit needed: Good to Excellent credit
- Annual Fee: $250
See our review of the American Express Gold Card & more Amex credit card offers.
Blue Cash Preferred® Card from American Express
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- Intro Offer: Earn a $300 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months.
- Ongoing rewards:
- Earn 6% Cash Back on select U.S. streaming subscriptions.
- Earn 3% Cash Back on transit including taxis/rideshare, parking, tolls, trains, buses & more.
- 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%).
- 3% Cash Back at U.S. gas stations.
- 1% Cash Back on other purchases.
- Credit needed: Good to Excellent credit
- Annual Fee: $0 introductory annual fee for one year, then $95.
See our review of the Blue Cash Preferred® Card from American Express & more Amex credit card offers.
ABOC Platinum Rewards Credit Card
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- Intro Offer: $150 statement credit after you spend $1,200 on purchases within the first 90 days from account opening.
- Ongoing rewards: Earn 5x rewards on up to $1500 in combined purchases each quarter in popular categories such as dining, groceries, travel, and automotive
- Credit needed: Average to Excellent credit
- No Annual Fee
See our review of the ABOC Platinum Rewards Credit Card.
Hilton Honors American Express Surpass® Card
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- Intro Offer:
- Earn 150,000 Hilton Honors Bonus Points after you use your new Card to make $2,000 in eligible purchases within the first 3 months of Card Membership.
- Plus, earn a $150 statement credit after your first purchase on the Hilton Surpass Card within your first 3 months..
- Ongoing rewards:
- 12X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with a hotel or resort within the Hilton Portfolio.
- Earn 6X Hilton Honors Bonus Points for each dollar of eligible purchases on your Card at U.S. restaurants, U.S. supermarkets, and U.S. gas stations.
- Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card.
- Credit needed: Good to Excellent credit
- Annual Fee: $95 (See Rates & Fees)
See our review of the Hilton Honors American Express Surpass® Card & more Amex credit card offers.
Business Credit Card Bonuses & Promotions
If you have a side business such as selling on eBay, Craigslist, or do freelance work, then your business is called sole proprietorship. Simply use your name as business ID and Social Security number as tax ID.
See our list of the latest business bonuses and promotions to find the best account suited for you and your business. See our list of business credit cards.
| PROMOTIONAL LINK | OFFER | REVIEW |
| Chase Business Complete BankingSM | $300 Cash | Review |
| Huntington Bank Unlimited Plus Business Checking | $750 Cash | Review |
| Huntington Bank Unlimited Business Checking | $400 Cash | Review |
| Huntington Bank Business Checking 100 | $200 Cash | Review |
| Axox Bank Basic Business Checking | $100 Cash | Review |
Chase Ink Business PreferredSM Card
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- Intro Offer: Earn 100k bonus points after you spend $15,000 on purchases in the first 3 months from account opening. That’s $1,000 cash back or $1,250 toward travel when redeemed through Chase Ultimate Rewards®
- Ongoing rewards:
- 3 points per $1 on the first $150,000 spent in combined purchases on travel, shipping purchases, internet, cable and phone services, advertising purchases made with social media sites and search engines.
- 1 point per $1 on all other purchases
- Credit needed: Good to Excellent credit
- Annual Fee : $95
See our review of Chase Ink Business PreferredSM Card and the latest Chase Promotions. We recommend pairing this card with a Chase Business Checking account.
Chase Ink Business CashSM Card
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- Intro Offer: Earn $750 bonus cash back after you spend $7,500 on purchases in the first 3 months from account opening
- Ongoing rewards:
- 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
- 2% cash rebate on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year
- 1% cash back on all other card purchases with no limit to the amount you can earn
- Credit needed: Good to Excellent credit
- No Annual Fee
See our review of the Chase Ink Business CashSM Card and the latest Chase Promotions. We recommend pairing this card with a Chase Business Checking account.
Chase Ink Business UnlimitedSM Credit Card
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- Intro Offer: Earn $750 bonus cash back after you spend $7,500 on purchases in the first 3 months from account opening.
- Ongoing rewards:
- Earn unlimited 1.5% Cash Back rewards on every purchase made for your business.
- Credit needed: Good to Excellent credit
- No Annual Fee
See our review of the Chase Ink Business UnlimitedSM Credit Card and the latest Chase Promotions. We recommend pairing this card with a Chase Business Checking account.
UnitedSM Explorer Business Card
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- Intro Offer: 75,000 bonus miles after you spend $5,000 on purchases in the first 3 months your account is open
- Ongoing rewards: 2X miles per $1 at restaurants (including eligible delivery services), gas stations, office supply stores, and United purchases & and 1 mile per $1 on all other purchases.
- Credit needed: Good to Excellent credit
- Annual Fee: $95
See our review of the UnitedSM Explorer Business Card and the latest Chase Promotions. We recommend pairing this card with a Chase Business Checking account.
Delta SkyMiles® Platinum Business American Express Card
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- Intro Offer:
- Earn 45,000 bonus miles and 5,000 Medallion® Qualification Miles (MQMs) after you spend $3,000 in purchases on your new Card in the first 3 months.
- Plus, earn a $100 Statement Credit after your first Delta purchase on your new Card in the first 3 months
- Ongoing rewards:
- 3 Miles on every dollar spend on eligible purchases made directly with Delta and on every eligible dollar spent on purchases made directly with hotels.
- 1.5 miles per dollar on single eligible purchases of $5,000 or more (that’s an extra half point per dollar), up to 50,000 additional miles per year. 1 Mile on every eligible dollar spent on other purchases.
- Credit needed: Good to Excellent credit
- Annual Fee: $250 annual fee (See Rates & Fees)
See our review of the Delta SkyMiles® Platinum Business American Express Card & more Amex credit card offers.
American Express Blue Business CashTM Card
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- Intro Offer: 0% intro APR on purchases and balance transfers for 12 months
- Ongoing rewards:
- 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1%. Cash back earned is automatically credited to your statement.
- Credit needed: Good – Excellent credit
- No Annual Fee (See Rates & Fees)
See our review of the Blue Business Cash Card from American Express & more Amex credit card offers.
The Business Platinum Card® from American Express
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- Intro Offer: Earn 85,000 Membership Rewards® points after you spend $15,000 on qualifying purchases within your first 3 months of Card Membership.
- Ongoing rewards:
- 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com.
- 1.5X points for every dollar you spend eligible purchases of $5,000 or more
- Credit needed: Good to Excellent credit
- Annual Fee: $595 (See Rates & Fees)
See our review of the The Business Platinum® Card from American Express & more Amex credit card offers.
Marriott Bonvoy BusinessTM American Express Card
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- Intro Offer:
- Earn 75,000 bonus Marriott Bonvoy points after you use your new Card to make $3,000 of eligible purchases within the first 3 months of Card Membership.
- Plus, earn up to $150 back in statement credits on eligible purchases made on your new Card within the first 3 months of Card Membership.
- Ongoing rewards:
- 6x points at participating Marriott Bonvoy hotels,
- 4x points at U.S. restaurants, at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers and on U.S. purchases for shipping, and
- 2x points on all other eligible purchases.
- Credit needed: Good to Excellent credit
- Annual Fee: $125 (See Rates & Fees)
See our review of the Marriott Bonvoy BusinessTM American Express® Card & more Amex credit card offers.
Hilton Honors American Express Business Card
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- Intro Offer:
- Earn $150 statement credit after your first purchase on the Hilton Honors Card within your first 3 months.
- Earn 150,000 Hilton Honors Bonus Points after you spend $2,000 in purchases on the Card within your first 3 months of Card Membership.
- Ongoing rewards:
- 12X at hotels and resorts in the Hilton portfolio,
- 6X on Select Business & Travel Purchases,
- 3X on all other eligible purchases.
- Credit needed: Good to Excellent credit
- Annual Fee: $95 (see Rates & Fees)
See our review of the The Hilton Honors American Express Business Card & more Amex credit card offers.
Delta SkyMiles® Gold Business American Express Card
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- Intro Offer:
- Earn 40,000 bonus miles after you spend $2,000 in purchases on your new Card in the first 3 months.
- Additionally, take $100 off your next Delta flight – after you spend $10,000 in purchases on your Card in a calendar year, you will earn a $100 Delta Flight Credit to use toward future travel.
- Ongoing rewards:
- 2 Miles on every dollar spent on eligible purchases made directly with Delta, on every dollar spent on eligible U.S. purchases for advertising in select media, on every dollar spent on eligible U.S. shipping purchases, on every eligible dollar spent on dining at restaurants.
- 1 Mile on every eligible dollar spent on purchases.
- Credit needed: Good to Excellent credit
- Annual Fee: $0 Introductory Annual Fee for the First Year, then $95. (See Rates & Fees)
See our review of the Delta SkyMiles® Gold Business American Express Card & more Amex credit card offers.
Business Green Rewards Card from American Express
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- How to earn it: Earn 15,000 Membership Rewards® points after you spend $3,000 in eligible purchases with the Business Green Rewards Card within the first 3 months of Card Membership.
- Ongoing rewards:
- 1X points for each dollar you spend on eligible purchases
- Credit needed: Good to Excellent credit
- Annual Fee: $95
See our review of the Business Green Rewards Card from American Express & more Amex credit card offers.
Delta SkyMiles® Reserve Business American Express Card
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- Intro Offer: Earn 45,000 bonus miles and 10,000 Medallion® Qualification Miles (MQMs) after you spend $4,000 in purchases on your new Card in the first 3 months.
- Ongoing rewards:
- Earn 3 Miles on every dollar spent on eligible purchases made directly with Delta.
- Credit needed: Good to Excellent credit
- Annual Fee: $550 (See Rates & Fees)
See our review of the Delta SkyMiles® Reserve Business American Express Card & more Amex credit card offers.
Credit Cards Bonuses Recap
| Credit Card | Bonus Value* | Annual Fee | Review |
|---|---|---|---|
| Chase Ink Business PreferredSM Card Learn More | $2,000 | $95 | Review |
| The Business Platinum Card® from American Express Learn More | $1,700 | $595 | Review |
| The Platinum Card® from American Express Learn More | $1,500 | $550 | Review |
| Southwest Rapid Rewards® Performance Business Credit Card Learn More | $1,500 | $99 | Review |
| American Express® Business Gold Card Learn More | $1,400 | $295 | Review |
| Chase Sapphire Preferred® Card Learn More | $1,200 | $95 | Review |
| American Express Gold Card Learn More | $1,200 | $250 | Review |
| UnitedSM Business Card Learn More | $1,050 | $99 | Review |
| United ClubSM Infinite Card Learn More | $1,050 | $525 | Review |
| World Of Hyatt Credit Card Learn More | $1,020 | $95 | Review |
| Citi Premier® Card Learn More | $1,020 | $95 | Review |
| Chase Sapphire ReserveSM Card Learn More | $1,000 | $550 | Review |
| CitiBusiness® / AAdvantage® Platinum Select® Mastercard® Learn More | $910 | $0 first year; $99 after | Review |
| Chase UnitedSM Explorer Card Learn More | $910 | $0 first year, then $95 | Review |
| Hilton Honors American Express Surpass® Card Learn More | $900 | $95 | Review |
| Hilton Honors American Express Business Card Learn More | $900 | $95 | Review |
| Capital One Spark Miles for Business Learn More | $900 | $0 first year; $95 after | Review |
| Southwest Rapid Rewards® Premier Business Card Learn More | $900 | $99 | Review |
| Capital One Venture Rewards Credit Card Learn More | $840 | $95 | Review |
| Chase Ink Business CashSM Card Learn More | $750 | $0 | Review |
| Ink Business UnlimitedSM Credit Card Learn More | $750 | $0 | Review |
| British Airways Visa Signature® Card Learn More | $750 | $95 | Review |
| U.S. Bank Business Leverage Visa Card® Learn More | 75,000 Points | $95, waived your first year. | Review |
| Citi® / AAdvantage® Platinum Select® World Elite MasterCard Learn More | $700 | $0 first year; $99 after | Review |
| Citi® / AAdvantage® Executive World Elite MasterCard® Learn More | $700 | $450 | Review |
| IHG® Rewards Club Premier Credit Card Learn More | $700 | $89 | Review |
| Marriott Bonvoy BusinessTM American Express® Card Learn More | $675 | $125 | Review |
| Marriott Bonvoy BrilliantTM American Express® Card Learn More | $675 | $450 | Review |
| Marriott Bonvoy BoundlessTM Credit Card Learn More | $675 | $95 | Review |
| American Express® Green Card Learn More | $600 | $150 | Review |
| Hilton Honors American Express Card Learn More | $600 | $0 | Review |
| Delta SkyMiles® Platinum Business American Express Card Learn More | $540 | $250 | Review |
| Delta SkyMiles® Reserve American Express Card Learn More | $540 | $550 | Review |
| Delta SkyMiles® Reserve Business American Express Card Learn More | $540 | $550 | Review |
| Capital One Spark Cash for Business Learn More | $500 | $0 first year; $95 after | Review |
| U.S. Bank Business Cash Rewards World EliteTM MasterCard® Learn More | $500 | $0 | Review |
| Delta SkyMiles® Gold Business American Express Card Learn More | $480 | $0 first year, $95 after | Review |
| Delta SkyMiles® Platinum American Express Card Learn More | $480 | $250 | Review |
| Southwest Rapid Rewards® Priority Credit Card Learn More | $450 | $149 | Review |
| Southwest Rapid Rewards® Premier Credit Card Learn More | $450 | $99 | Review |
| Southwest Rapid Rewards® Plus Credit Card Learn More | $450 | $69 | Review |
| Delta SkyMiles® Gold American Express Card Learn More | $420 | $0 first year; $99 after | Review |
| Chase Freedom FlexSM Card Learn More | $400 | $0 | Review |
| Chase Freedom Unlimited® Learn More | $400 | $0 | Review |
| Blue Cash Preferred® Card from American Express Learn More | $300 | $0 first year; $95 after | Review |
| IHG® Rewards Club Traveler credit card Learn More | $300 | $0 | Review |
| Capital One Savor Cash Rewards Card Learn More | $300 | $0 first year; $95 after | Review |
| Capital One VentureOne Rewards Credit Card Learn More | $280 | $0 | Review |
| Capital One Spark Miles Select for Business Learn More | $280 | $0 | Review |
| United GatewaySM Card Learn More | $280 | $0 | Review |
| Marriott Bonvoy BoldTM credit card Learn More | $270 | $0 | Review |
| Citi Rewards+SM Card Learn More | $255 | $0 | Review |
| Blue Cash Everyday® Card from American Express Learn More | $200 | $0 | Review |
| Capital One Quicksilver Cash Rewards Credit Card Learn More | $200 | $0 | Review |
| Capital One SavorOne Cash Rewards Credit Card Learn More | $200 | $0 | Review |
| Capital One Spark Cash Select for Business Learn More | $200 | $0 | Review |
| American Airlines AAdvantage MileUpSM Card Learn More | $190 | $0 | Review |
| TD Cash Credit Card Card Learn More | $150 | $0 | Review |
| U.S. Bank Cash+™ Visa Signature® Card Learn More | $150 | $0 | Review |
| American Express Cash MagnetTM Card Learn More | $150 | $0 | Review |
| Delta SkyMiles® Blue American Express Card Learn More | $120 | $0 | Review |
| Citi Rewards+SM Student Card Learn More | $25 | $0 | Review |
| Capital One Spark Classic for Business Learn More | N/A | $0 | Review |
| Capital One Platinum Credit Card Learn More | N/A | $0 | Review |
| Citi Simplicity® Card Learn More | N/A | $0 | Review |
| Citi® Secured Mastercard® Learn More | N/A | $0 | Review |
| Citi® Diamond Preferred® Card Learn More | N/A | $0 | Review |
| Citi® Double Cash Card Learn More | N/A | $0 | Review |
| Costco Anywhere Visa® Card by Citi Learn More | N/A | $0 | Review |
| Secured MasterCard® from Capital One Learn More | N/A | $0 | Review |
| Journey Student Rewards from Capital One Learn More | N/A | $0 | Review |
More Credit Cards Bonus Offers
| My favorite bank transfer hub is the American Express® High Yield Savings Account: • Earn 0.50% APY on your deposits. Your High Yield Savings account earns interest daily and is posted to your account monthly. • Links easily with your current bank accounts. No need to switch banks. • FDIC Insured. Your account is insured to at least $250,000 per depositor. • No monthly fees, no minimum balance. • 24/7 Account Access |
| PROMOTIONAL LINK | OFFER | REVIEW |
| Chase Business Complete BankingSM | $300 Cash | Review |
| Chase Total Checking® | $200 Cash | Review |
| HSBC Premier Checking Member FDIC | $450 Cash | Review |
| HSBC Premier Checking Member FDIC | Up To $600 | Review |
| HSBC Advance Checking Member FDIC | $200 Cash | Review |
| HSBC Advance Checking Member FDIC | Up To $240 | Review |
| Huntington 25 Checking | $300 Cash | Review |
| TD Bank Beyond Checking | $300 Cash | Review |
| TD Bank Convenience CheckingSM | $150 Cash | Review |
| Huntington Bank Unlimited Plus Business Checking | $750 Cash | Review |
| Huntington Bank Unlimited Business Checking | $400 Cash | Review |
| Huntington Bank Business Checking 100 | $200 Cash | Review |
| Axos Bank Basic Business Checking | $100 Cash | Review |
| Aspiration Spend & Save Account | $100 Cash | Review |
| Ally Invest | Up to $3,500 Cash | Review |
| BlockFi | Up To $250 BTC | Review |
| American Express High Yield Savings | 0.50% APY | Review |
| Discover Cashback Debit Account | $360 Cash | Review |
