Find the most updated TD Bank promotions, bonuses, and offers for November 2020. Get the latest TD Bank sign-up bonuses, deals, and more for their checking and savings accounts below.
Current TD Bank sign-up bonuses are $50, $150, and $300 cash amount.
About TD Bank Promotions
Founded in 1852 and headquartered in Wilmington, Delaware, they are second largest bank in the State. TD Bank Group has an ownership interest in TD Ameritrade Holding Corporation, the parent company of TD Ameritrade, Inc.
- Availability: CT, DC, DE, FL, MA, MD, ME, NC, NH, NJ, NY, PA, RI, SC, VA, VT (Bank Locator)
- Routing Number: full list here
- Customer Service: 888-751-9000
To earn the bonus, customers must open a checking account and meet certain requirements. Enjoy free mobile banking and bill pay, free access to thousands of TD ATMs, and much more!
TD Bank has around 1,300 branch locations throughout the country. They are in Connecticut, District of Columbia, Delaware, Florida, Massachusetts, Maryland, Maine, North Carolina, New Hampshire, New Jersey, New York, Pennsylvania, Rhode Island, South Carolina, Virginia, Vermont.
Note: If you don’t reside in one of these States, check out our Bank Bonuses Page for more offers from banks like Huntington Bank, Chase Bank, HSBC Bank, BBVA and more.
I’ll review the current promotions from TD Bank below.
TD Bank $300 Beyond Checking Bonus
$300 bonus offer from TD Bank
Earn $300 bonus with a TD Bank Beyond checking with direct deposit requirement. It features free ATMs anywhere you go, tiered interest rates with your account balance, and free bank products and services.
- Account Type: Beyond Checking account
- Credit Inquiry: Soft Pull, which does not affect your credit
- Credit Card Funding: Up to $300
- Direct Deposit Requirement: Yes
- Direct Deposit Options: ACH
- Monthly Service Fee: See how to waived below
- Closing Account Fee: None
(No expiration date)
How To Earn The $300 Bonus
- Open a new TD Beyond CheckingSM account online using the button link above.
- You can earn $300 bonus when you receive direct deposits of $2,500 or more within 60 days of opening your account.
- The bonus will be credited into the new personal checking account no later than 95 days from account opening.
- Earns interest
- No ATM fees, anywhere you go, when you keep a $2,500 minimum daily balance
- Overdraft protection available
- Two overdraft fees per year automatically reimbursed
- Free account benefits: Money orders, official bank checks, stop payments, incoming wire transfers, paper statements, online statements
- Minimum opening deposit: $0
Monthly maintenance fee: $25
- Monthly maintenance fee waived when you receive monthly direct deposits of $5,000 or more,
- Or maintain a minimum daily balance of $2,500, or maintain a combined balance of $25,000 across eligible TD accounts.
- Offer is available to new personal checking Customers who do not have an existing or prior personal checking account at TD Bank.
- Qualifying direct deposits are recurring electronic deposits of your paycheck, pension or government benefits (such as Social Security) from your Employer or the Government. Person-to-Person and bank transfers between your TD Bank accounts or accounts you have at other financial institutions or brokerages do not qualify.
- Once the offer criteria is met, the bonus will be credited into the new personal checking account no later than 95 days from account opening.
- Account must remain open, active, in good standing, and in the same product type through the qualifying period to receive the bonus.
Bonus will be reported as taxable income to the IRS on a 1099-MISC. Offer may be withdrawn at any time and is subject to change.
TD Bank $150 Convenience Checking Bonus
$150 bonus offer for Convenience Checking
You can earn $150 bonus for a new Convenience Checking account with this TD Bank promotion. It has less features than the Beyond Checking account.
- Account Type: Convenience Checking account
- Credit Inquiry: Soft Pull
- Credit Card Funding: Up to $300
- Direct Deposit Requirement: Yes
- Direct Deposit Options: ACH
- Monthly Service Fee: See how fee can be waived below
- Closing Account Fee: None
(No expiration date)
How To Earn The $150 Bonus
- Open a new TD Convenience CheckingSM account online using the offer link.
- Earn $150 when you receive direct deposits of $500 or more within 60 days of opening your account.
- Earn $150 when you receive direct deposits totaling $500 or more within 60 days
- Low minimimum daily balance of $100 waives the $15 monthly fee.
- Students and young adults ages 17 through 23 get additional perks like no minimum balance requirements and no monthly maintenance fee.
- Instantly replace a lost or worn debit card by visiting a TD Bank location near you
- Access accounts via Online Banking with Bill Pay, Online Statements and TD Bank Mobile Deposit, with 24/7 cash access at TD ATMs in the U.S. and Canada – plus 24/7 Live Customer Service
- Get a 0.25% discount on TD Bank Home Equity and Personal Loans
The $15 Monthly Fee can be waived with a minimum daily balance of $100.
- Qualifying direct deposits are recurring electronic deposits of your paycheck, pension or government benefits (such as Social Security) from your Employer or the Government. Person-to-Person and bank transfers between your TD Bank accounts or accounts you have at other financial institutions or brokerages do not qualify.
- Once the offer criteria is met, the bonus will be credited into the new personal checking account no later than 95 days from account opening.
- Account must remain open, active, in good standing, and in the same product type through the qualifying period to receive the bonus. TD Bank may issue you an IRS Form 1099-MISC, or other appropriate forms reporting the value of the Bonus.
- Offer may be withdrawn at any time and is subject to change. One bonus per Customer and cannot be combined with any other offer. TD Bank employees and Canadian cross-border banking Customers are not eligible.
TD Bank $200 TD Preferred Savings Bonus
Take advantage of a $200 bonus when you sign up for a new TD Preferred Savings Bonus and provide a deposit of $20,000 or more in new money within 20 days of account opening.
- Account Type: TD Preferred Savings account
- Credit Inquiry: Soft Pull
- Credit Card Funding: Up to $300
- Direct Deposit Requirement: None
- Monthly Service Fee: $0 – $15; See Below
- Closing Account Fee: None
How To Earn Bonus
- Open a new TD Preferred Savings Account by August 21, 2019.
- Make a deposit of $20,000 or more in new money within 20 days of account opening.
- Maintain at least $20,000 on account for 90 days.
- TD Preferred Savings:
- $14 with Online Statements or $15 without
- No minimum daily balance and no monthly fee if linked to a TD Beyond Checking Account or $20,000
- Savings offer is available to new personal savings customers who do not have an existing or prior personal savings or money market account at TD Bank and complete the required qualifying criteria.
- $200 bonus offer available to eligible new personal savings customers who open a TD Preferred Savings or TD Simple Savings account (CDs, IRAs and Money Market accounts excluded) and deposit $20,000 or more in new money within 20 calendar days of account opening and maintain a minimum daily balance of $20,000 for at least 90 days from the date the deposit requirement is met.
- Once the offer criterion is met, the bonus will be credited to the new personal checking and/or savings account no later than 140 days from account opening.
- Account(s) must remain open, active and in good standing.
- Person-to-person and bank transfers between your TD Bank accounts or accounts you have at other financial institutions or brokerages do not qualify.
- If either checking or savings account is closed by the Customer or TD Bank within 6 months after account opening, TD Bank does reserve the right to deduct the bonus amount from that account at closing.
- TD Bank may issue you an IRS Form 1099-MISC, or other appropriate forms reporting the value of the bonus.
- New money is funds that are not currently held in a TD Bank retail deposit account.
- Broker, municipal, commercial and small business deposits are not included.
TD Bank $50 Refer A Friend Program
Earn $50 for Each Referral
You and your referral can earn a $50 bonus when you refer them to open a Convenience Checking or Beyond Checking account and meet all the requirements.
- Account Type: Personal Checking Account
- Credit Inquiry: Soft Pull
- Credit Card Funding: Up to $300
- Direct Deposit Requirement: Optional
- Monthly Service Fee: $15 – $20; See Below
- Closing Account Fee: None
(No expiration date)
If you’re a fan of TD Bank, now you can share the love and earn up to 10 referral bonuses (totaling $500) per calendar year.
How To Earn Bonus
- Print the referral form, complete the “Referred by” fields and give to your friend.
- Your friend must visit a TD Bank to open a personal checking account.
- Either receive a direct deposit of at least $250 OR make 15 debit card purchases within 60 days of opening the account.
- The $50 will be deposited 60 days after the requirements have been met as long as accounts are open and in good standing.
- Convenience CheckingSM Service Fee: $15 monthly service fee waived with one of the following:
- Maintain a $100 minimum daily balance
- Are a young adult ages 17 through 23
- Beyond CheckingSM Service Fee: $25 monthly service fee waived with one of the following:
- $5,000 or more in direct deposits within a statement cycle
- Or if a $2,500 minimum daily balance is maintained
- $25,000 minimum daily combined balance of all deposit accounts, all outstanding loan accounts, and/or mortgages in good standing (excludes credit card) that you choose to link
- Referred customer must open a new TD Bank personal checking account as the primary owner and can’t have any existing or prior personal TD checking accounts.
- Referring customer must be a current TD Bank personal checking customer.
- Referred customer must receive a direct deposit of $250 or more, or make a minimum of 15 debit card purchases within 60 days of the new account opening to receive this bonus.
- $50 will be deposited 60 days after the requirements have been met as long as accounts are open and in good standing.
- Only one bonus will be provided per referred customer.
- You can receive up to 10 referral bonus deposits (totaling $500) per calendar year.
- This offer may be withdrawn at any time.
TD Bank Checking Account Features
You get a sign-up bonus with these TD Bank promotions. You may want to learn all their Checking perks:
- Instant debit card replacement – Visit a TD Bank branch to get a replacement debit card right on the spot.
- Savings Overdraft Protection – Link a savings or money market account to your checking. The funds from those accounts will be automatically transferred to cover an overdraft. You’ll save on overdraft fees.
- Send money with Zelle – Send money to anyone with just a U.S. phone number or U.S. email address.
- Loan rate discounts – TD Bank account holders get a 0.25% discount for a Personal Loan or a Home Equity loan. Enrollment in autopay from a personal TD Bank checking or savings account is required.
- No foreign transaction fees – Pay no foreign transaction fees when you use your TD Bank debit card internationally.
Compare to Other Banks
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Bottom Line
You have the opportunity to earn up to a $300 bonus with a checking account from TD Bank. I recommend Beyond Checking account for the bigger bonus over the Convenience Checking offer. You can easily avoid the monthly fee with $2,500 balance.
While TD Bank’s Savings and CD rates aren’t the best in the market, you can visit our Savings and CD rates page for the best. Enhance your banking experience by applying for the TD Cash Credit Card.
*Remember to bookmark this page and check back for new TD Bank promotions, offers, and bonuses.
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