Introducing a card that rewards you for business travels – the Marriott Bonvoy BusinessTM American Express® Card will surely work as hard as you do!
When applying, you have the opportunity to earn 75,000 bonus Marriott Bonvoy points after you use your new Card to make $3,000 in purchases within the first 3 months
On top of the excellent bonus offer, you can earn 6x points at participating Marriott Bonvoy hotels, 4x points at U.S. restaurants, at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers and on U.S. purchases for shipping, and 2x points on all other eligible purchases.
This card does carry a $125 annual fee (See Rates & Fees) This fee is definitely subtle compared to the perks and benefits offered. For instance, you receive 1 Free Night Award every year after your card account anniversary benefits surely outweighs the annual fee.
* You can also compare the Marriott Bonvoy Business American Express Card with other credit card bonuses!
Table of Contents
Marriott Bonvoy Business American Express Card Summary
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| Bonus Available | Get 75,000 bonus points after you make at least $3,000 in purchases within the first 3 months of account opening. |
| *Bonus Value | $675 |
| Travel Credit | No travel credit, but you get:
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| Ongoing Rewards/Benefits | 6 points for every $1 spent at participating Marriott Bonvoy hotels.
4 points for every $1 spent at U.S. restaurants and U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers, and on U.S. purchases for shipping. 2 points for every $1 on all other eligible purchases. Earn an additional free night award after you spend $60,000 in purchases on your card in 1 calendar year. |
| Foreign Transaction Fees | None (See Rates & Fees) |
| Elite Status | Automatic Silver Elite |
| Annual Fee | $125 |
* Bonus value is an estimated value calculated by HustlerMoneyBlog and not the card issuer.
View the latest valuations here.
Recommended Free Credit Score (Get Free Score)
690 – 850 (Good – Excellent)
PROS
- Welcome bonus
- Complimentary elite status
- Annual free night award
- Elite nights credit
- Transfer partners
- No foreign transaction fees
CONS
- Annual fee
- Complicated rewards
- Good-Excellent credit needed to qualify
Editor’s Alternate Pick
 The Chase Ink Business PreferredSM Card offers 80,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening. That's $1,000 toward travel when you redeem through Chase Ultimate Rewards®. You'll earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year; 1 point per $1 on all other purchases - with no limit to the amount you can earn. Furthermore, points are worth 25% more when you redeem for travel through Chase Ultimate Rewards. This card does come with a $95 annual fee but does not have any foreign transaction fees. |
Marriott Bonvoy Business Card
75,000 Bonus Points Offer
The Marriot Bonvoy Business card has an introductory offer of 75,000 bonus Marriott Bonvoy points. In order to qualify, you too charge at least $3,000 to your card within the first three months of opening your account. These bonus points will help cover five years worth of annual fees.
Here are some ideas on meeting the spending requirements:
| • Plastiq - Using Plastiq allows you to pay for your personal expenses such as rent, tuition, mortgage, auto lease etc. Although they charge a 2.5% processing fee for using your credit card, this will contribute to the card bonus that you will receive. There is also a referral program that allows you to earn "Free-Free Dollars" that goes towards processing fees as well. |
| • Funding Checking Accounts - When it comes to funding a checking account, opening your initial deposit with a credit card is the usual way to go about it. However, if you want to have more opportunities, you should open a checking account that offers a sign-up bonus. This allows you to work towards bonuses from not one but two different sources instead. Banks like Chase, Huntington Bank, TD Bank and BBVA offers credit card funding, and for your opening deposit, you can often fund anywhere from $50-$1000 with a credit card, depending on the bank. |
| • Gift Card Purchases With Using a Credit Card - Another way to acquire the bonus is using your credit card to purchase gift cards. Buying a a gift card or an individual merchant card typically do not require a purchase fee and are used towards leisure, so gift cards are ideal. However, gift cards such as a Visa or American Express do incur purchase fees because they can be spent anywhere, but gift cards that are specifically for a certain online shopping site such as Amazon or eBay don't. |
| As for a Citi Credit Card, you should call customer service and ask them to lower your Cash Advance limit to $0 before making any purchases because Citi tends to read gift card purchases as a Cash Advance. Ideally, you should do this with any card just to be safe. Lastly, there is such thing as a discounted gift card which can be purchased on Raise or eBay. If you use a credit card often for everyday purchases, it can build your credit score that will contribute towards paying for things such as bills and taxes. |
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What are Marriott bonvoy Points Worth?
The value of your points depends on how you use them, redemption values ranges from $0.0013 to $0.01. On average, a Marriott Bonvoy point is worth $0.009.
When ready to redeem, you can use your Marriott Bonvoy points towards:
- Hotel stays
- Travel packages
- Destination-specific activities
- Gift cards
- Merchandise
To get the decent value for your points, hotel stays and travel packages are good. Plus, you can also choose to transfer your points to any of Marriott Bonvoy’s airlines partners.
Marriott Bonvoy Airline Partner Programs
| Aegean Airlines | Aeroflot Bonus | AeroMexico ClubPremier |
| Air Canada Aeroplan | Air China Phoenix Miles | Air France/KLM Flying Blue |
| Air New Zealand Airpoints | Alaska Airlines Mileage Plan | Alitalia MilleMiglia |
| ANA Mileage Club | American Airlines | Asia Miles |
| Asiana Airlines Asiana Club | Avianca LifeMiles | British Airways Executive Club |
| China Eastern Airlines Eastern Miles | China Southern Airlines | Copa Airlines ConnectMiles |
| Delta SkyMiles | Emirates Skywards | Etihad Guest |
| Frontier Airlines | Hainan Airlines | Hawaiian Airlines HawaiianMiles |
| Iberia Plus | Japan Airlines JAL | Jet Airways JetPrivilege |
| JetBlue TrueBlue | Korean Air SKYPASS | LATAM Airlines LATAMPASS |
| Lufthansa Miles & More | Multiplus | Qantas Frequent Flyer |
| Qatar Privilege Club | Saudia Airlines | Singapore Airlines KrisFlyer |
| South African Airways Voyager | Southwest Airlines Rapid Rewards | TAP Air Portugal |
| Thai Airways | Turkish Airlines Miles&Smiles | United MileagePlus |
| Virgin Atlantic Flying Club |
Please note that the transfer ratios to these loyalty programs may vary.
Marriott Bonvoy Business Card Top Features
Receive 1 Free Night Award every year after your Card account anniversary. Use your award for one night (redemption level at or under 35,000 Marriott Bonvoy points) at a participating hotel. Certain hotels have resort fees.
Get automatic Marriott Bonvoy Silver Elite status. This elite status lets you:
- Earn a 10% bonus on eligible purchases at participating hotels
- Enjoy priority late checkout, subject to availability
- Access the Elite phone line
For each calendar year, receive 15 elite night credits towards the next Elite status. To unlock Gold Elite status, you’ll need 25 or more qualifying nights.
Enjoy complimentary in-room, premium Internet access while staying at participating Marriott Bonvoy hotels, and free, unlimited Wi-Fi on up to four devices at more than 1,000,000 hotspots worldwide with the Boingo American Express Preferred Plan. Boingo enrollment required. Booking requirements apply for in-room Internet access.
Marriott Bonvoy Card Members enjoy international travel without foreign transaction fees from American Express when using their Card on purchases abroad. (See Rates & Fees)
Additional Card Member Benefits
Extended Warranty
- Shop with less worry. Terms of the original manufacturer’s warranty can be extended up to two additional years*. Applies to warranties of 5 years or less that are eligible in the U.S. Please read important exclusions and restrictions.
- *For residents of Indiana, Guam, Puerto Rico, and Northern Mariana Islands, your coverage will match the original warranty period for warranties of less than one (1) year or provide one (1) additional year if the warranty is between one (1) and five (5) years.
Purchase Protection
- Use your Card for eligible purchases. Then, get protected from accidental damage or theft for up to 120 days* from purchase. Please read important exclusions and restrictions.
- *For residents of New York, Indiana, Guam, Puerto Rico, and Northern Mariana Islands coverage duration is 90 days.
Amex Offers
- Amex Offers is a simple and easy way to make your life more rewarding. With offers for shopping, dining, travel, and more, there’s something for everyone. Adding offers to your Card is quick, easy, and best of all, incredibly rewarding.
Bottom Line
If you travel frequently for business at Marriott Bonvoy hotels, you can surely benefit using the Marriott Bonvoy BusinessTM American Express® Card. The points back rewards are phenomenal.
Now, during your business trips, there are times where you may run into unforeseen events. That’s why with this card you’ll have all the travel and purchase protection perks offered!
Talk about a fantastic card! If you frequently stay at Marriott Bonvoy hotels and spend heavily on travel, this card is definitely for you! For more credit card offers, see our list of the Best Credit Card Promotions!
(Visit American Express for more details)
Who’s the Competition?
* Below are some of the top competitors to the Marriott Bonvoy Business American Express Card to consider.
 The Wells Fargo Propel American Express® Card offers 20,000 bonus points when you spend $1,000 in purchases in the first 3 months – a $200 cash redemption value. You'll earn 3X points for: • eating out and ordering in • gas stations, rideshares and transit • travel including flights, hotels, homestays and car rentals • 1X points on other purchases This card comes with no annual fee. |
The Chase Ink Business PreferredSM Card offers 80,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening. That's $1,000 toward travel when you redeem through Chase Ultimate Rewards®. You'll earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year; 1 point per $1 on all other purchases - with no limit to the amount you can earn. Furthermore, points are worth 25% more when you redeem for travel through Chase Ultimate Rewards. This card does come with a $95 annual fee but does not have any foreign transaction fees. |
 The The Business Platinum® Card from American Express has a welcome offer where you can earn up to 75,000 Membership Rewards® points. Earn 50,000 Membership Rewards® points after you spend $10,000 and an extra 25,000 points after you spend an additional $10,000 all on qualifying purchases made on your Business Platinum Card® within your first 3 months of Card Membership. You'll also earn 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com. In addition, you'll get 50% more Membership Rewards® points. That's 1.5 points per dollar, on each eligible purchase of $5,000 or more. You can get up to 1 million additional points per year. If you use your Membership Rewards® Pay with Points for all or part of a flight with your selected qualifying airline, you can get 35% of the points back, up to 500,000 bonus points per calendar year. This card does come with a $595 annual fee. (See Rates & Fees) Now, you can earn up to $200 in statement credits annually by getting up to $100 semi-annually for U.S. purchases with Dell. Terms apply. |
While American Express is an advertising partner of HustlerMoneyBlog, the opinions and beliefs in this article are those of the author alone, who makes every effort to ensure the accuracy of the information.
Disclaimers: This content is not provided or commissioned by American Express. Opinions expressed here are author’s alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.
Hi Danny,
Do you know if capital one 360 extends their $1000 rewards into 2020?
Thank you.