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Introducing a card that rewards you for business travels – the Marriott Bonvoy BusinessTM American Express® Card will surely work as hard as you do!
When applying, you have the opportunity to earn 75,000 bonus Marriott Bonvoy points after you use your new Card to make $3,000 in eligible purchases within the first 3 months of Card Membership. Plus, earn up to $150 back in statement credits on eligible purchases made on your new Card within the first 3 months of Card Membership.
On top of the excellent bonus offer, you can earn 6x points at hotels participating in the Marriott BonvoyTM program, 4x points at U.S. restaurants, at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers and on U.S. purchases for shipping, and 2x points on all other eligible purchases.
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This card does carry a $125 annual fee (See Rates & Fees) This fee is definitely subtle compared to the perks and benefits offered. For instance, you receive 1 Free Night Award every year after your card account anniversary benefits surely outweighs the annual fee.
* You can also compare the Marriott Bonvoy Business American Express Card with other credit card bonuses! You can also view the latest business account promotions!*
| PROMOTIONAL LINK | OFFER | REVIEW |
| Chase Business Complete BankingSM | $300 Cash | Review |
| Huntington Bank Unlimited Plus Business Checking | $750 Cash | Review |
| Huntington Bank Unlimited Business Checking | $400 Cash | Review |
| Huntington Bank Business Checking 100 | $200 Cash | Review |
| Axox Bank Basic Business Checking | $100 Cash | Review |
Table of Contents
- 1 Marriott Bonvoy Business American Express Card Summary
- 2 Editor’s Alternate Pick
- 3 Marriott Bonvoy Business Card Bonus Points Offer
- 4 What are Marriott bonvoy Points Worth?
- 5 Marriott Bonvoy Business Card Top Features
- 6 Additional Card Member Benefits
- 7 Compare Marriott Cards
- 8 Bottom Line
- 9 Who’s the Competition?
Marriott Bonvoy Business American Express Card Summary
| Bonus Available | Earn 75,000 bonus Marriott Bonvoy points after you use your new Card to make $3,000 in eligible purchases within the first 3 months of Card Membership.
Plus, earn up to $150 back in statement credits on eligible purchases made on your new Card within the first 3 months of Card Membership. |
| *Bonus Value | $675 |
| Travel Credit | No travel credit, but you get:
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| Ongoing Rewards/Benefits | 6 points for every $1 spent at hotels participating in the Marriott BonvoyTM program.
4 points for every $1 spent at U.S. restaurants and U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers, and on U.S. purchases for shipping. 2 points for every $1 on all other eligible purchases. Earn an additional free night award after you spend $60,000 in purchases on your card in 1 calendar year. |
| Foreign Transaction Fees | None (See Rates & Fees) |
| Elite Status | Automatic Silver Elite |
| Annual Fee | $125 (See Rates & Fees) |
* Bonus value is an estimated value calculated by HustlerMoneyBlog and not the card issuer.
View the latest valuations here.
Recommended Free Credit Score (Get Free Score)
690 – 850 (Good – Excellent)
PROS
- Welcome bonus
- Complimentary elite status
- Annual free night award
- Elite nights credit
- Transfer partners
- No foreign transaction fees
CONS
- Annual fee
- Complicated rewards
- Good-Excellent credit needed to qualify
Editor’s Alternate Pick
 The Chase Ink Business Preferred Card offers 100k bonus points after you spend $15,000 on purchases in the first 3 months from account opening. That's $1,250 toward travel when redeemed through Chase Ultimate Rewards®. You'll earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year; 1 point per $1 on all other purchases - with no limit to the amount you can earn. Furthermore, points are worth 25% more when you redeem for travel through Chase Ultimate Rewards. This card does come with a $95 annual fee but does not have any foreign transaction fees. |
Marriott Bonvoy Business Card
Bonus Points Offer
The Marriot Bonvoy Business card has an introductory offer of 75,000 bonus Marriott Bonvoy points.
Here are some ideas on meeting the spending requirements:
| • Plastiq - Using Plastiq allows you to pay for your personal expenses such as rent, tuition, mortgage, auto lease etc. Although they charge a 2.5% processing fee for using your credit card, this will contribute to the card bonus that you will receive. There is also a referral program that allows you to earn "Free-Free Dollars" that goes towards processing fees as well. |
| • Funding Checking Accounts - When it comes to funding a checking account, opening your initial deposit with a credit card is the usual way to go about it. However, if you want to have more opportunities, you should open a checking account that offers a sign-up bonus. This allows you to work towards bonuses from not one but two different sources instead. Banks like Chase, Huntington Bank, TD Bank and BBVA offers credit card funding, and for your opening deposit, you can often fund anywhere from $50-$1000 with a credit card, depending on the bank. |
| • Gift Card Purchases With Using a Credit Card - Another way to acquire the bonus is using your credit card to purchase gift cards. Buying a a gift card or an individual merchant card typically do not require a purchase fee and are used towards leisure, so gift cards are ideal. However, gift cards such as a Visa or American Express do incur purchase fees because they can be spent anywhere, but gift cards that are specifically for a certain online shopping site such as Amazon or eBay don't. |
| As for a Citi Credit Card, you should call customer service and ask them to lower your Cash Advance limit to $0 before making any purchases because Citi tends to read gift card purchases as a Cash Advance. Ideally, you should do this with any card just to be safe. Lastly, there is such thing as a discounted gift card which can be purchased on Raise or eBay. If you use a credit card often for everyday purchases, it can build your credit score that will contribute towards paying for things such as bills and taxes. |
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What are Marriott bonvoy Points Worth?
The value of your points depends on how you use them, redemption values ranges from $0.0013 to $0.01. On average, a Marriott Bonvoy point is worth $0.009.
When ready to redeem, you can use your Marriott Bonvoy points towards:
- Hotel stays
- Travel packages
- Destination-specific activities
- Gift cards
- Merchandise
To get the decent value for your points, hotel stays and travel packages are good. Plus, you can also choose to transfer your points to any of Marriott Bonvoy’s airlines partners.
Marriott Bonvoy Airline Partner Programs
| Aegean Airlines | Aeroflot Bonus | AeroMexico ClubPremier |
| Air Canada Aeroplan | Air France/KLM Flying Blue | Air New Zealand Airpoints |
| Alaska Airlines Mileage Plan | Alitalia MilleMiglia | ANA Mileage Club |
| American Airlines | Asia Miles | Asiana Airlines Asiana Club |
| Avianca LifeMiles | British Airways Executive Club | Aer Lingus AerClub |
| Copa Airlines ConnectMiles | Delta SkyMiles | Emirates Skywards |
| Etihad Guest | Frontier Airlines | Hainan Airlines |
| Hawaiian Airlines HawaiianMiles | Iberia Plus | InterMiles |
| Japan Airlines JAL | JetBlue TrueBlue | Korean Air SKYPASS |
| LATAM Airlines LATAMPASS | Lufthansa Miles & More | Multiplus |
| Qantas Frequent Flyer | Qatar Privilege Club | Saudia Airlines |
| Singapore Airlines KrisFlyer | South African Airways Voyager | Southwest Airlines Rapid Rewards |
| TAP Air Portugal | Thai Airways | Turkish Airlines Miles&Smiles |
| United MileagePlus | Virgin Atlantic Flying Club | Vueling Club |
Air China Phoenix Miles
Please note that the transfer ratios to these loyalty programs may vary.
Marriott Bonvoy Business Card Top Features
Receive 1 Free Night Award every year after your Card account anniversary. Use your award for one night (redemption level at or under 35,000 Marriott Bonvoy points) at hotels participating in the Marriott BonvoyTM program. Certain hotels have resort fees.
Get automatic Marriott Bonvoy Silver Elite status. This elite status lets you:
- Earn a 10% bonus on eligible purchases at hotels participating in the Marriott BonvoyTM program
- Enjoy priority late checkout, subject to availability
- Access the Elite phone line
For each calendar year, receive 15 elite night credits towards the next Elite status. To unlock Gold Elite status, you’ll need 25 or more qualifying nights.
Enjoy complimentary in-room, premium Internet access while staying at participating Marriott Bonvoy hotels, and free, unlimited Wi-Fi on up to four devices at more than 1,000,000 hotspots worldwide with the Boingo American Express Preferred Plan. Boingo enrollment required. Booking requirements apply for in-room Internet access.
Marriott Bonvoy Card Members enjoy international travel without foreign transaction fees from American Express when using their Card on purchases abroad. (See Rates & Fees)
Additional Card Member Benefits
- Shop with less worry. Terms of the original manufacturer’s warranty can be extended up to two additional years*. Applies to warranties of 5 years or less that are eligible in the U.S. Please read important exclusions and restrictions.
- *For residents of Indiana, Guam, Puerto Rico, and Northern Mariana Islands, your coverage will match the original warranty period for warranties of less than one (1) year or provide one (1) additional year if the warranty is between one (1) and five (5) years.
- Use your Card for eligible purchases. Then, get protected from accidental damage or theft for up to 120 days* from purchase. Please read important exclusions and restrictions.
- *For residents of New York, Indiana, Guam, Puerto Rico, and Northern Mariana Islands coverage duration is 90 days.
Amex Offers is a simple and easy way to make your life more rewarding. With offers for shopping, dining, travel, and more, there’s something for everyone. Adding offers to your Card is quick, easy, and best of all, incredibly rewarding.
Compare Marriott Cards
The Marriott Bonvoy BusinessTM American Express® Card offers 75,000 bonus Marriott Bonvoy points after you use your new Card to make $3,000 in eligible purchases within the first 3 months of Card Membership. Plus, earn up to $150 back in statement credits on eligible purchases made on your new Card within the first 3 months of Card Membership. You can enjoy a complimentary Marriott Bonvoy Silver Elite status with your Card. Plus, earn Gold Elite status after making $35,000 in eligible purchases on your Card in a calendar year. You'll earn 6x points at hotels participating in the Marriott BonvoyTM program, 4x points at U.S. restaurants, at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers and on U.S. purchases for shipping, & 2x points on all other eligible purchases. For each card account anniversary, you'll receive 1 Free Night Award every year after your Card account anniversary. Plus, earn an additional Free Night Award after you spend $60K in purchases on your Card in a calendar year. Awards can be used for one night (redemption level at or under 35,000 Marriott Bonvoy points) at hotels participating in the Marriott BonvoyTM program. Certain hotels have resort fees. This card does carry a $125 annual fee. (See Rates & Fees) |
 The Marriott Bonvoy Boundless Credit Card offers 3 Free Nights (each night valued up to 50,000 points) after qualifying purchases + 10X total points on eligible purchases in select categories. You'll earn up to 17X total Bonvoy points per $1 spent at over 7,000 hotels participating in Marriott BonvoyTM & 2X Bonvoy points for every $1 spent on all other purchases. You gain an automatic Silver Elite Status each account anniversary year. Path to Gold Status when you spend $35,000 on purchases each account year. You'll receive 15 Elite Night Credits each calendar year & an additional Free Night Award (valued up to 35,000 points) every year after account anniversary. This card does carry a $95 fee; there are no foreign transaction fees. |
 The Marriott Bonvoy Bold offers 30,000 Bonus Points after you spend $1,000 on purchases in the first 3 months from account opening. This card earns up to 14X total Bonvoy points per $1 spent at over 7,000 hotels participating in Marriott BonvoyTM & 2X points for all other travel purchases. You’ll receive 1X points per $1 spent on all other purchases. This card comes with no foreign transaction fees and you'll get 15 elite night credits each calendar year! |
 The Marriott Bonvoy BrilliantTM American Express® Card offers 75,000 Marriott Bonvoy bonus points after you use your new Card to make $3,000 in purchases within the first 3 months. Plus, earn up to $200 in Statement Credits for eligible purchases at U.S. Restaurants within the first 6 months of Card Membership. In addition, you can enjoy up to $300 in statement credits each year of Card Membership for eligible purchases at participating Marriott Bonvoy hotels. With this card, you'll earn: • 6X Marriott Bonvoy points for each dollar of eligible purchases at participating Marriott Bonvoy Hotels. • 3X points at U.S. restaurants and on flights booked directly with airlines. • 2X points on all other eligible purchases. This card comes with a $450 annual fee and no foreign transaction fees. However, you can receive 1 free Night Award every year after your Card account anniversary. Award can be used for one night (redemption level at or under 50,000 Marriott Bonvoy Points) at a participating hotel. Certain hotels have resort fees. (See Rates & Fees) Furthermore, enjoy unlimited airport lounge visits when you enroll in Priority Pass Select membership. |
Bottom Line
If you travel frequently for business at Marriott Bonvoy hotels, you can surely benefit using the Marriott Bonvoy BusinessTM American Express® Card. The points back rewards are phenomenal.
Now, during your business trips, there are times where you may run into unforeseen events. That’s why with this card you’ll have all the travel and purchase protection perks offered!
Talk about a fantastic card! If you frequently stay at Marriott Bonvoy hotels and spend heavily on travel, this card is definitely for you! For more credit card offers, see our list of the Best Credit Card Promotions!
Check out the latest business checking promotions and find the best business accounts suitable for you and your business!
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Who’s the Competition?
* Below are some of the top competitors to the Marriott Bonvoy Business American Express Card to consider.
The Chase Ink Business Preferred Card offers 100k bonus points after you spend $15,000 on purchases in the first 3 months from account opening. That's $1,250 toward travel when redeemed through Chase Ultimate Rewards®. You'll earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year; 1 point per $1 on all other purchases - with no limit to the amount you can earn. Furthermore, points are worth 25% more when you redeem for travel through Chase Ultimate Rewards. This card does come with a $95 annual fee but does not have any foreign transaction fees. |
 The The Business Platinum Card® from American Express has a welcome offer of 100,000 Membership Rewards points after you spend $15,000 on eligible purchases within the first 3 months of Card Membership. You'll also earn 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com. In addition, you'll get 50% more Membership Rewards® points. That's 1.5 points per dollar, on each eligible purchase of $5,000 or more. You can get up to 1 million additional points per year. If you use your Membership Rewards® Pay with Points for all or part of a flight with your selected qualifying airline, you can get 35% of the points back, up to 500,000 bonus points per calendar year. PAY OVER TIME OPTION: A flexible payment option to help manage cash flow on purchases of $100 or more. This card does come with a $595 annual fee. (See Rates & Fees) Now, you can earn up to $200 in statement credits annually by getting up to $100 semi-annually for U.S. purchases with Dell. Terms apply. |
See Rates & Fees of the Marriott Bonvoy BusinessTM American Express® Card.
Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.
Hustlermoneyblog has partnered with CardRatings for our coverage of credit card products. Hustlermoneyblog and CardRatings may receive a commission from card issuers.
Hi Danny,
Do you know if capital one 360 extends their $1000 rewards into 2020?
Thank you.