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The American Express Business Gold Card offers solutions to meet business needs.
You’ll have the opportunity to earn 70,000 Membership Rewards® points after you spend $10,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.
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Amex Business Gold Card Summary
| Bonus Available | Earn 70,000 Membership Rewards® points after you spend $10,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership. Terms Apply. |
| Ongoing Benefits/Rewards |
Earn 4X Membership Rewards points on the 2 categories where your business spends the most each billing cycle from 6 eligible categories. While your top 2 categories may change, you will earn 4X points on the first $150,000 in combined purchases from these categories each calendar year (then 1X thereafter). Only the top 2 categories each billing cycle will count towards the $150,000 cap. Earn 3X Membership Rewards(R) points on flights booked directly with airlines and prepaid hotels booked on amextravel.com using your Business Gold Card. Earn up to $20 in statement credits monthly after you use the Business Gold Card for eligible U.S. purchases at FedEx, Grubhub, and Office Supply Stores. This can be an annual savings of up to $240. Enrollment required. Get $12.95 back in statement credits each month when you pay for a monthly Walmart+ membership (subject to auto-renewal) with your Business Gold Card. $12.95 plus applicable taxes. Earn a 25% points back when you book your flight with American Express travel using Membership Rewards Pay with Points – up to 250,000 points back per year. |
| Foreign Transaction Fees? | None (see Rates & Fees) |
| Annual Fee | $295 annual fee ($375 if application is received on or after 2/1/24) (see Rates & Fees) |
Amex Business Gold Card Welcome Offer
Earn 70,000 Membership Rewards® points after you spend $10,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership. Terms Apply.
Here are some ideas on meeting the spending requirements.
What Are Membership Points Worth?
The value of each point depends on how you redeem them; each Membership Rewards Point is valued to be at around $0.02, which is much better than the standard industry value of $0.01. In order to reach this value per point, you will need to take advantage of the program’s travel partners.
Bottom Line
Although the annual fee is a little higher than average, the American Express Business Gold card attracts many business owners who appreciate having their bonus categories automatically adjusted to their company’s spending. Therefore, the benefits far outweigh the what seemed to be a high annual fee!
This card also offers extensive benefits such as exclusive access to Gold Card events, purchase protection, extended warranty, travel insurance and so much more. Additionally, with an established business, it’s nice to have a card in your portfolio that allows you to take control with your point earning categories.
You can continue your daily operations knowing that American Express is here to offer you the best. In addition, for more of the best business credit cards, check out our full listing. Similarly, if you are interested in other credit card bonuses, check out all our reviews and exclusive offers here on HustlerMoneyBlog.
If you’re looking for an account to store your money while earning a competitive interest rate, we recommend you check out the American Express High Yield Savings account.
* You can also compare the American Express Business Gold Card with other credit card bonuses!
| PROMOTIONAL LINK | OFFER | REVIEW |
| U.S. Bank Silver Business Checking Package | $800 Cash | Review |
| U.S. Bank Gold Business Checking Package | $800 Cash | Review |
| U.S. Bank Platinum Business Checking Package | $800 Cash | Review |
| Chase Business Complete Checking® | $300 Cash | Review |
| Huntington Bank Unlimited Plus Business Checking | $1,000 Cash | Review |
| Huntington Bank Unlimited Business Checking | $400 Cash | Review |
| Huntington Bank Business Checking 100 | $200 Cash | Review |
| Axos Bank Basic Business Checking | $400 Cash | Review |
| Axos Bank Business Interest Checking | $400 Cash | Review |
| Nationwide Business Premium Savings | $375 Cash | Review |
| Regions Bank Business Checking | $150 Cash | Review |
| NorthOne Business Checking | $20 Credit | Review |
| Novo Business Checking | $40 Cash | Review |
| BlueVine Business Checking | 2.00% APY | Review |
Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply.
Please visit americanexpress.com/benefitsguide for more details.
Underwritten by New Hampshire Insurance Company, an AIG Company.
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See Rates & Fees of the American Express Business Gold Card.
Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.
Hustlermoneyblog has partnered with CardRatings for our coverage of credit card products. Hustlermoneyblog and CardRatings may receive a commission from card issuers.
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