Start earning cash back on your purchases with the TD Ameritrade Client Rewards Card. This card is easy to set up and use! You have the opportunity to earn a $100 cash back bonus after making at least $500 in purchases in the first 90 days of your account opening.
You could also earn up to 1.5% rewards on all purchases with no caps and no limits! This card has a $0 annual fee and no specific spending category requirements. It is a good, simple everyday card. Start getting rewarded for on those everyday purchases with the TD Ameritrade Client Rewards Card!
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TD Ameritrade Client Rewards Card Summary
|Bonus Available||Get a $100 cash bonus when you spend $500 with your card in the first 90 days.|
|Ongoing Rewards/Benefits||Earn 1.5% rewards on all purchases with no caps or limits.
Receive a 10% bonus when you redeem the rewards you earn as cash back into your eligible TD Ameritrade account.
|Foreign Transaction Fees||No|
- No annual fee
- Welcome bonus
- Redemption bonus
- No foreign transaction fees
- Good-Excellent credit needed to qualify
- Minimum redemption requirement
Editor’s Alternate Pick
The Wells Fargo Propel American Express® Card offers 20,000 bonus points when you spend $1,000 in purchases in the first 3 months – a $200 cash redemption value.
You'll earn 3X points for:
• eating out and ordering in
• gas stations, rideshares and transit
• travel including flights, hotels, homestays and car rentals
• on popular streaming services
• 1X points on other purchases
This card comes with no annual fee.
TD Ameritrade Client Rewards Card Benefits
- Free VantageScore Credit Score: Your account includes a free VantageScore credit score each month.You can view it on your paper or digital account statement, and in your online account portal. This card also comes with a slew of free credit education tools that you can use to get a better sense of how to use credit responsibly.
- 10% cash back bonus when you redeem into an eligible TD Ameritrade brokerage account
- 600+ rewards choices from your favorite brands
- Built-in microchip technology: For enhanced protection against fraudulent transactions
TD Ameritrade Client Rewards Card $100 Bonus Offer
Take this opportunity to try TD Ameritrade Client Rewards card’s introductory offer of $100 bonus cash. In order to qualify, you need to charge at least $500 to your card within the first 90 days of opening your account.
|• Plastiq - Using Plastiq allows you to pay for your personal expenses such as rent, tuition, mortgage, auto lease etc. Although they charge a 2.5% processing fee for using your credit card, this will contribute to the card bonus that you will receive. There is also a referral program that allows you to earn "Free-Free Dollars" that goes towards processing fees as well.|
|• Funding Checking Accounts - When it comes to funding a checking account, opening your initial deposit with a credit card is the usual way to go about it. However, if you want to have more opportunities, you should open a checking account that offers a sign-up bonus. This allows you to work towards bonuses from not one but two different sources instead. Banks like Chase, Huntington Bank, TD Bank and BBVA offers credit card funding, and for your opening deposit, you can often fund anywhere from $50-$1000 with a credit card, depending on the bank.|
|• Gift Card Purchases With Using a Credit Card - Another way to acquire the bonus is using your credit card to purchase gift cards. Buying a a gift card or an individual merchant card typically do not require a purchase fee and are used towards leisure, so gift cards are ideal. However, gift cards such as a Visa or American Express do incur purchase fees because they can be spent anywhere, but gift cards that are specifically for a certain online shopping site such as Amazon or eBay don't.|
|As for a Citi Credit Card, you should call customer service and ask them to lower your Cash Advance limit to $0 before making any purchases because Citi tends to read gift card purchases as a Cash Advance.
Ideally, you should do this with any card just to be safe. Lastly, there is such thing as a discounted gift card which can be purchased on Raise or eBay. If you use a credit card often for everyday purchases, it can build your credit score that will contribute towards paying for things such as bills and taxes.
Redeeming TD Ameritrade Client Rewards
The rewards you earn with the TD Ameritrade Client Rewards credit card comes as Client Rewards points. With at least 2,500 points, you can use it towards:
- Statement credits
- Direct deposits
- Checks in the mail
- Gift cards
Cashback – credits, deposits and checks – give you the best value for Client Rewards points at one cent. All other redemption have varying point values and can fall much below $0.01.
The TD Ameritrade Client Rewards Card is a great everyday credit card that allows you to get up to 1.5% cash back on all qualifying net purchases with no annual fee.
You will also receive a $100 cash rewards bonus after making at least $500 in purchases in the first 90 days of your account opening.
(Visit TDAmeritrade.com for more details about this card).
The editorial content on this page is not provided by any of the companies mentioned, and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author’s alone.
Who’s the Competition?
No Annual Fee
Here some cards with no annual fee, you should consider: Capital One Quicksilver Cash Rewards Credit Card, Capital One SavorOne Cash Rewards Credit Card, Blue Cash Everyday Card from American Express, and the American Express Cash Magnet Card.
The Capital One® Quicksilver® Cash Rewards Card offers a one-time $200 cash bonus after spending $500 on purchases within 3 months from account opening.
You'll be able to earn an unlimited 1.5% cash back on every purchase, every day with no rotating categories or sign-ups needed to earn cash rewards.
This card comes with no annual fee and no foreign transaction fees which makes this card a viable option for your go-to everyday card.
The Capital One® SavorOne® Cash Rewards Credit Card offers a one-time $200 cash bonus after spending $500 on purchases within the first 3 months from account opening.
You'll earn an unlimited 3% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases with no rotating categories or sign-ups needed to earn cash rewards.
This card comes with no annual fee and no foreign transaction fees.
The Blue Cash Everyday® Card from American Express offers $200 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.
You'll earn 3% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%), 2% cash back at U.S. gas stations and at select U.S. department stores, and 1% back on other purchases.
There are no annual fees with this card (See Rates & Fees).
The American Express Cash Magnet® Card offers $150 statement credit after you spend $1,000 or more in purchases with your new Card within the first 3 months of Card Membership.
You'll earn unlimited 1.5% Cash Back on your purchases; your cash back is received in the form of Reward Dollars that can be easily redeemed for statement credits, gift cards, and merchandise.
The card has no annual fee. (See Rates & Fees).