Find the latest Alliant Credit Union checking account promotions & offers at Rakuten here.

Update 6/25/26: The offer is back offering $100 cash back.

Alliant Credit Union is a not-for-profit financial cooperative, which means that all of our members are also owners. Our members-first philosophy has always served us well. With over 85 years of history and more than $19 billion in assets, Alliant Credit Union is the largest credit union in Illinois and one of the largest in the nation.

Our excellent online, mobile and phone banking services, combined with our full suite of competitive products, make banking simpler for our 800,000+ members nationwide.

Earn $100 Cash Back with Alliant Credit Union Checking Sign-Up

• Direct Link to Offer
• Sign Up with Rakuten
• What you’ll get: Earn $100 Cash Back with Alliant Credit Union Checking Account Sign-Up
• Expiration: Limited time offer
• How to earn it:
  • Sign into your Rakuten account or create one if you have not already (new members earn a sign-up bonus)
  • 1) Open, one new Alliant Credit Union Checking account, which automatically comes with an Alliant High-Rate Savings account. (for new Alliant members only)
  • 2) Make 5 qualifying debit card purchases of at least $10 each (totaling $50 or more) within 45 days of opening your account.
  • 3) Initiate an initial deposit in the amount of $500.00+ at account opening .
  • 4) Complete a subsequent Direct Deposit in the amount of $500.00+ into the new Alliant Checking account within 30 days of clicking the Rakuten link.
  • 5) Direct Deposits are defined as coming from an employer or government agency. The following do not constitute Direct Deposit activity: check deposits, peer-to-peer transfers (e.g., transfers from PayPal, Venmo, etc.), merchant transactions (e.g., transactions from PayPal, Stripe, Square, etc.), and bank ACH funds transfers and wire transfers from external accounts, or are non-recurring in nature (e.g., IRS tax refunds).
  • 6) Your Alliant Checking Account must be open and in good standing and have a minimum balance of $1,000 on the 45th day after account opening.
• Terms:
  • Cash Back provided by Rakuten, not Alliant Credit Union (“Alliant”). Cash Back is only available for new Alliant members (one Cash Back offer per account) who click through the Rakuten link and apply for, and open, one new Alliant Credit Union Checking account. Only one Cash Back offer per new Alliant member. Alliant Checking accounts will be reviewed to determine eligibility. If requirements have been met, Cash Back will be automatically added to your Rakuten account within 45 days. The Alliant Checking account is offered through Alliant Credit Union. All account applications are subject to approval by Alliant Credit Union. Alliant reserves the right to modify the terms of or suspend this promotion at any time and without prior notice. This promotional offer is not transferable. Must be at least 18 years of age at time of application and a legal U.S. Resident or U.S. Person (including a U.S. Resident Alien) to be eligible. This promotion is subject to all federal, state, and local laws and regulations and governed by Illinois law. Insured by NCUA.

(Use our referral link above to create your account)

Bottom Line

For more options, see our extensive list of offers from many banks and credit unions.