Find the latest Marcus by Goldman Sachs Bank CD Rates, Offers, and Promotions here.

Best CD Rates: 4.30% APY, 24-Month, 4.25% APY, 18-Month, $500 minimum.

Availability: Nationwide, Online

Credit Inquiry: Soft Pull

Table of Contents

About Marcus by Goldman Sachs Bank

This bank was established in 1990 and renamed in 2017. Marcus by Goldman Sachs is owned by the Goldman Sachs Group, Inc., a multinational firm founded in 1869 and headquartered in New York, NY.

They offer a wide array of products to meet your individual needs. Ranging from Checking, Savings, CDs, and loans. They currently offer standard CD rates from 6-month to 12-months. All you need is $500 to open the account and everything can be managed online.

Term	APY Rate	Minimum Deposit
6-Month	3.50%	$500
9-Month	3.55%	$500
12-Month	4.15%	$500
18-Month	4.25%	$500
24-Month	4.30%	$500
36-Month	4.00%	$500
48-Month	4.00%	$500
60-Month	3.80%	$500
72-Month	3.70%	$500

*The above rates are accurate as of 12/6/2022*

Marcus by Goldman Sachs Bank CD Rates

CDs are a certificate issued by a bank to a person depositing money for a specified length of time. Usually the longer the term, the higher APY rate you make.

What’s so special about this rate? There’s no penalty when you need to withdraw money so you can earn a great rate without locking in your money. If you are interested, check out their rates listed below.

Minimum deposit: $500
Maximum deposit: $250,000
Early withdrawal penalty: A penalty will be imposed for early withdrawal on normal CD account. No penalty for 13-month term.

CD Rates at Marcus by Goldman Sachs Bank

(FDIC Insured)

Compare to the best CDs such as Bellco Credit Union 17-Month CD (5.00% APY), Sallie Mae Bank 27-Month CD (5.15% APY), CIT Bank 18-Month CD (4.60% APY), Blue Federal Credit Union 15-Month CD (4.80% APY), Quontic Bank 12-Month CD (4.45% APY), Sallie Mae 14-Month No-Penalty CD (4.75% APY), and Western Alliance Bank 12-Month CD (5.01% APY).

Marcus by Goldman Sachs CD Features

Low minimum balance requirement
Competitive rates on all CD terms
Free online and mobile banking
Insured by the FDIC up to the maximum allowed by law
No early withdrawal penalty for 13-month term

Bottom Line

With a unique selection of CD lengths to choose from, you can be sure to find an account that best fits all your banking needs. Take advantage of a low required minimum opening deposit of just $500. The No Penalty account might be beneficial for someone who has to withdraw money often.

An online account is ideal for Certificate of Deposits, which require very little maintenance. The rates are worth a look, but always compare them with the nation’s best using our guides: CD Rates | Savings Rates.

*While Marcus by Goldman Sachs does have decent rates with their launch, their product line is limited. I recommend to take a look at Discover Bank Promotions here

FEATURED CD RATES
Sallie Mae	5.15% APY 27-Month CD	Review
Western Alliance Bank	5.01% APY 12-Month CD	Review
Sallie Mae	5.00% APY 23-Month CD	Review
Idabel National Bank	4.90% APY 24-Month CD	Review
Blue Federal Credit Union	4.80% APY 15-Month CD	Review
Nationwide	4.75% APY 12-Month CD	Review
Discover Bank	4.75% APY 18-Month CD	Review
Bellco Credit Union	4.75% APY 13-Month CD	Review
Sallie Mae	4.75% APY 14-Month No-Penalty CD	Review
Sallie Mae	4.70% APY 10-Month No-Penalty CD	Review
CIT Bank	4.65% APY 13-Month CD	Review
FVCbank	4.60% APY 12-Month No Penalty CD	Review
CIT Bank	4.60% APY 18-Month CD	Review
Great Lakes Credit Union	4.60% APY 12-Month CD	Review
Western Alliance Bank	4.60% APY 6-Month CD	Review
SkyOne Federal Credit Union	4.50% APY 15-Month CD	Review
Blue Federal Credit Union	4.45% APY 9-Month No Penalty CD	Review
Quontic Bank	4.45% APY 12-Month CD	Review
Western Alliance Bank	4.45% APY 3-Month CD	Review
Ponce Bank	4.41% APY 4-Month No-Penalty CD	Review
SkyOne Federal Credit Union	4.20% APY 12-Month CD	Review
CIT Bank	4.15% APY 6-Month CD	Review
CIT Bank	4.15% APY 11-Month No-Penalty CD	Review

This is a great opportunity to invest in a high-interest CD from Marcus by Goldman Sachs Bank. However, you may want to compare them with our best CD Rates:

You might even find yourself earning more than a regular savings account. Be sure to apply as soon as you can to start your new account experience. Check back often for the latest Marcus by Goldman Sachs Bank CD rates!

Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.

Bank Offers You May Like See our best bank bonuses updated daily to earn up to $1,000 in free money. Find popular checking offers such as Chase Bank, U.S. Bank, TD Bank, Huntington Bank, Axos Bank, Discover Bank, and BMO Harris Bank. See our best rates for Savings and CD.
FEATURED BANK PROMOTIONS
PROMOTIONAL LINK	OFFER	REVIEW
Chase Business Complete Banking^SM	$300 Cash	Review
Chase Total Checking®	$200 Cash	Review
BMO Harris Premier™ Account	$350 Cash	Review
BMO Harris Smart Advantage™ Account	$200 Cash	Review
BMO Harris Smart Money™ Account	$200 Cash	Review
U.S. Bank Smartly^TM Checking	Up to $600 Cash	Review
U.S. Bank Business Checking	$500 Cash	Review
Citi Priority Account	Up to $2,000 Cash Bonus with required activities.	Review
Citigold® Checking Account	Up to $2,000 Cash Bonus with required activities.	Review
Discover Online Savings Account	Up to $200 Cash	Review
Chase Private Client	$3,000 Cash	Review
J.P. Morgan Self-Directed Investing	Up to $700 Cash	Review
Chase College Checking^SM	$100 Cash	Review
Chase Secure Banking^SM	$100 Cash	Review
SoFi Checking and Savings Account	$275 Cash	Review
Fifth Third Bank Checking^SM	$275 Cash	Review
Huntington Bank Unlimited Plus Business Checking	$1,000 Cash	Review
Huntington Bank Unlimited Business Checking	$400 Cash	Review
Huntington Bank Business Checking 100	$100 Cash	Review
Live Oak Bank Business Checking	$300 Cash	Review
TD Bank Beyond Checking	$300 Cash	Review
TD Bank Convenience Checking^SM	$200 Cash	Review
First National Bank Checking	$400 Cash	Review
PSECU Checking	$300 Cash	Review
Axos Bank Rewards Checking	$100 Cash	Review
Axos Bank Basic Business Checking	$200 Cash	Review
Axos Bank Business Interest Checking	$200 Cash	Review
Axos Business Savings	$200 Cash	Review
Axos Self Directed Trading	$250 Cash	Review
TradeStation	$150 Cash	Review
Western Alliance Bank 12-Month CD	5.01% APY	Review
Sallie Mae Bank 27-Month CD	4.85% APY	Review
Western Alliance Bank High Yield Savings	4.50% APY	Review
Sallie Mae Bank 14-Month No Penalty CD	4.40% APY	Review
CIT Bank Savings Connect	4.20% APY	Review

Bank5 Connect CD Rates: 3.10% APY 12-Month CD, 3.30% APY 24-Month Add-On CD (Nationwide)

Allegacy Federal Credit Union CD Rates: 2.75% APY 24-Month CD (NC, NJ)

Triangle Credit Union CD Account Review: 0.65% to 2.25% APY CD Rates

Bank

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BMO Harris Smart Advantage™ Account
$200 Cash

BMO Harris Smart Money™ Account
$200 Cash

BMO Harris Premier™ Account
$350 Cash

Chase Business Complete Banking^SM
$300 Cash

Chase Private Client
$3,000 Cash

Chase Total Checking^®
$200 Cash

U.S. Bank Smartly™ Checking Account
Up to $600 Cash

U.S. Bank Business Checking
$500 Cash

Citi Priority Account
Up to $2,000 Cash Bonus
with required activities.

Citigold® Checking Account
Up To $2,000 Cash Bonus
with required activities.

SoFi Checking and Savings Account
$275 Cash

J.P. Morgan Self-Directed Investing
Up to $700 Cash

Chase College Checking^SM
$100 Cash

Chase Secure Banking^SM
$100 Cash

Huntington Bank Unlimited Plus Business Checking
$1,000 Cash

Huntington Bank Unlimited Business Checking
$400 Cash

Huntington Bank Business Checking 100
$100 Cash

Live Oak Bank Small Business Checking & Savings
$300 Cash

Fifth Third Bank Checking
$275 Cash

Sallie Mae Bank 27-Month CD
4.85% APY

Sallie Mae Bank 14-Month No Penalty CD
4.40% APY

Western Alliance Bank High Yield Savings
4.50% APY

TD Bank Beyond Checking
$300 Cash

TD Bank Convenience Checking^SM
$200 Cash

First National Bank Checking
$400 Cash

PSECU Checking
$300 Cash

Axos Bank Rewards Checking
$100 Cash

Axos Bank Basic Business Checking
$200 Cash

Axos Bank Business Interest Checking
$200 Cash

Axos Bank Business Savings
$200 Cash

Axos Self Directed Trading
$250 Cash

Axos Managed Portfolio
$250 Cash

TradeStation
$150 Cash

CIT Bank 18-Month CD
4.60% APY

CIT Bank Platinum Savings
4.40% APY

CIT Bank No-Penalty CD
4.15% APY

CIT Bank Savings Connect
4.20% APY

UFB Preferred Savings
5.02% APY

UFB Preferred Money Market
5.02% APY

American Express® High Yield Savings account
3.75% APY as of 3/16/23

Aspiration Checking
$50 Cash

Discover Bank Online Savings
$200 Cash
See advertiser website for full details

Discover Bank Online Savings
$150 Cash
See advertiser website for full details

To get your $150 or $200 Bonus: What to do: Apply for your first Discover Online Savings Account, online, in the Discover App or by phone. Enter Offer Code HMB223 when applying. Deposit into your account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Deposit must be posted to account within 30 days of account open date. Maximum bonus eligibility is $200.

What to know: Offer not valid for existing or prior Discover savings customers or existing or prior customers with savings accounts that are co-branded, or affinity accounts provided by Discover. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 60 days of the account qualifying for the bonus. Bonus is interest and subject to reporting on Form 1099-INT. Offer ends 6/15/2023, 11:59 PM ET. Offer may be modified or withdrawn without notice.

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