Find the latest Rising Bank CD Rates, Offers, and Promotions here.
Best CD Rates: 12-Month Term CD, 4.20% APY, $1k minimum deposit.
Availability: Nationwide, internet bank
Credit Inquiry: Soft Pull
About Rising Bank
As a division of Midwest BankCentre, Rising Bank has been building a strong banking community for over 100 years. They work together with their neighbors to achieve their financial dreams to build the foundation for the regions.
Rising Bank offers a vast array of products including CD options for all of your specific financial needs. From checking and savings account to loans and CDs, you are bound to find one that works for you.
| Term | APY Rate | Minimum Deposit |
| 6-Month | 3.25% | $1,000 |
| 12-Month | 4.20% | $1,000 |
| 24-Month | 3.80% | $1,000 |
| 36-Month | 3.85% | $1,000 |
*The above rates are accurate as of 11/23/2022*
Rising Bank CD Rates
CDs are a certificate issued by a bank to a person depositing money for a specified length of time. Usually the longer of a term, the higher APY rate you make.
With as little as $1,000, you can invest in a Rising Bank CD account to maximize your earnings. Compare their offering now to find the solutions that fit best with your savings goals. If you’re interested in making a higher rate than a traditional savings account then make sure to check out below CD rates.
- Minimum deposit: $1,000
- Maximum deposit: $1M
- Early withdrawal penalty: 90 days’ interest on the amount withdrawn
(FDIC Insured)
| Compare to the best CDs such as SkyOne Federal Credit Union 22-Month CD (5.00% APY), Sallie Mae Bank 27-Month CD (5.00% APY), Idabel National Bank 24-Month CD (4.35% APY), Blue Federal Credit Union 15-Month CD (4.70% APY), Quontic Bank 60-Month CD (4.45% APY), Sallie Mae 14-Month No-Penalty CD (4.05% APY), and CIT Bank 11-Month No-Penalty CD (3.65% APY). |
Rising Bank CD Features
- Top tier CD rates
- Deposit is insured by FDIC
- CD term options to meet your goals
- Best-in-class customer service
Bottom Line
With a unique selection of CD lengths to choose from, you can be sure to find an account that best fits all your banking needs. Take advantage of a low required minimum balance of just $5,000.
This is ideal for accounts like Certificate of Deposits, which require very little maintenance. The rates are worth a look, but always compare them with the nation’s best using our guides: CD Rates | Savings Rates.
*While Rising Bank does have competitive rates with their launch, their product line is limited. I recommend to take a look at Discover Bank Promotions here
This is a great opportunity to invest in a high-interest CD from Rising Bank. However, you may want to compare them with our best CD Rates:
- 6-Month CD Rates
- 9-Month CD Rates
- 12-Month CD Rates
- 18-Month CD Rates
- 24-Month CD Rates
- 36-Month CD Rates
- 48-Month CD Rates
- 60-Month CD Rates
You might even find yourself earning more than a regular savings account. Be sure to apply as soon as you can to start your new account experience. Check back often for the latest Rising Bank CD rates!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.
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