Find the latest Brilliant Bank CD Rates, promotions, and offers here.

Best CD Rates: 4.55% APY 9-Month, 4.35% APY 15-Month, $1k minimum deposit.

Availability: Nationwide with the exception of Arkansas, Kansas, Missouri, and Oklahoma.

Credit Inquiry: Hard Pull

Update 10/30/24: The rates have overall decreased.

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About Brilliant Bank

Brilliant Bank, headquartered in Wichita, Kansas, is wholly owned by Equity Bank, an FDIC-insured company with $5 billion in assets and offices in four states. You can fund your account via ACH, wire, check, or mobile deposit.

Term	APY Rate	Minimum Deposit
3-Month	4.60%	$1,000
9-Month	4.55%	$1,000
15-Month	4.35%	$1,000

*The above rates are accurate as of 10/30/2024*

Brilliant Bank CD Rates

A CD from Brilliant Bank offers predictable growth for your money, whatever your financial needs. Online-only banking gives you APYs that grow your money faster compared to traditional accounts. And our powerful mobile app lets you check your progress no matter where you go.

Minimum deposit:$1,000
Maximum deposit: $500K
Early withdrawal penalty: ½ of maturity interest.

CD Rates at Brilliant Bank

(FDIC Insured)

Compare the best CD rates:
Western Alliance Bank 3-Month CD (4.50% APY)	Western Alliance Bank 12-Month CD (4.25% APY)
Ponce Bank 3-Month CD (4.25% APY)	Blue Federal Credit Union 9-Month No Penalty CD (3.75% APY)
Sun Canyon Bank 11-Month CD (3.98% APY)	Ponce Bank 4-Month No-Penalty CD (4.15% APY)
Quontic Bank CD (Up to 4.25% APY)

Brilliant Bank CD Features

Up to 6 beneficiaries
Low minimum balance requirement
Competitive rates on all CD terms
Free online and mobile banking
Insured by the FDIC up to the maximum allowed by law

Bottom Line

If you are interested in a short or long term CD then, Brilliant Bank is currently offering great CD rates! Opening a CD with Brilliant Bank means greater savings and maximizing your earning potential. You can withdraw your maturing Funds via ACH or transferred to a Brilliant Bank liquid account. They will give you 10 calendar days grace period before automatic renewal.

Brilliant Bank Certificate of Deposits are available online nationwide. The rates are worth a look at but see how they stack up to our list of Nationwide CD Rates and Savings Rates.

That being said, you may want to compare them with our best CD Rates:

You might even find yourself earning more than a regular savings account. If you are interested, be sure to apply as soon as you can to start your new account experience. Check back often for the latest Brilliant Bank CD rates!

Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.