Read on to learn more about On Tap Credit Union promotions, bonuses and offers.
Update 1/30/25: The $!50 checking bonus no longer has an end date – available for a limited time. On Tap Credit Union is now nationwide since you can join by making a $5 donation to Consumer United Association.
About On Tap Credit Union Promotions
On Tap Credit Union is headquartered in the state of Colorado. The credit union was established in 1950 and has grown to 19,621 members at 3 convenient locations. They boast an A health rating so visit a local branch today to see what they are about.
I’ll review the current offer below.
On Tap Credit Union $150 Checking Bonus

Get a $150 Bonus with this offer from On Tap Credit Union
On Tap Credit Union is offering a $150 bonus when you open a qualifying checking account.
- What you’ll get: $150 bonus
- Account Type: Checking Account
- Availability: Nationwide, must donate $5 to Consumer United Association (Bank Locator)
- Direct Deposit Requirement: Yes (see what works)
- Credit Inquiry: Soft Pull
- ChexSystems: Unknown
- Credit Card Funding: $1000
- Monthly Fee: None
- Early Account Termination Fee: $5, must keep account open for 6 months.
- Household Limit: None
(Limited time offer)
BMO Smart Money Checking ($350 cash bonus) | BMO Smart Advantage Checking ($350 cash bonus) |
Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
First Tech Rewards Checking ($300 bonus) |
How To Earn Bonus
- Open a qualifying checking account using promo code CHECKING150 at time of account opening to be eligible for this promotion.
- Minimum direct deposit of $500 per month
- Ten (10) debit transactions within the first 90 days of account opening, and
- $5 par membership share with On Tap Credit Union is required.
- Subject to IRS dividend reporting.
- Must include unique referral code and promo code CHECKING150 at time of account opening to be eligible for this promotion.
- Minimum direct deposit of $500 per month, ten (10) debit transactions within the first 90 days of account opening, and $5 par membership share with On Tap Credit Union is required.
- Checking account and direct deposit must be maintained for six (6) months after the date opened
How To Waive Monthly Fees
- Free Checking: No monthly service charge
- Senior Checking: No monthly service charge
- Teen Checking: No monthly service charge
- Business Checking: $10 Monthly Paper Statement
- Business Checking Plus: $10 Monthly Paper Statement
![]() |
![]() |
Bottom Line
These are all the current promotions from On Tap Credit Union. If you are interested, be sure to act soon because the offer is subject to change at any time. In my opinion, the bonus amount isn’t too convincing. However, if you live close to this credit union and wanted to open an account you should take advantage of the current offer.
If you are not located near a branch, you can see our nationwide list of bank bonuses for more suitable offers.
On Tap Credit Union has CD and Savings rates that are 2X the national average. However, there are even better rates out there so check out our full list of Bank Rates and CD Rates for the best rates nationwide.
*Check back at this page for updated On Tap Credit Union promotions, bonuses and offers.
Leave a Reply