Check out Our Credit Union promotions, bonuses, and offers!

Update 6/13/25: The $100 checking bonus has been extended through 7/31/25. Whether you’re opening a personal checking or business checking, we recommend Michigan residents to check out Huntington Bank’s promotions.

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About Our Credit Union Promotions

Our Credit Union is headquartered in Royal Oak, Michigan and was founded in 1959. Currently, they have four locations throughout the state and offer CD rates that are 96% higher than the national average.

Eligibility: Membership is open to those who live, work, attend school, or worship in the state of Michigan.
See current membership details

Our Credit Union $100 Checking Bonus

$100 Checking Bonus

What you’ll get: $100 bonus
Account Type: Premium Checking Account
Availability: MI (Bank Locator)
Direct Deposit Requirement: Yes, $500+ (see what works)
Credit Inquiry: Hard Pull
ChexSystem: Unknown
Credit Card Funding: Unknown
Monthly Fees: None
Early Account Termination Fee: None
Household Limit: None listed

$100 Bonus at Our Credit Union

(Expires 07/31/2025)

Editor’s Note: Here’s an alternative link to the offer.

You can compare this to several great entry level checking account offers:
BMO Smart Money Checking ($400 cash bonus*)	BMO Smart Advantage Checking ($400 cash bonus*)
Bank of America ($300 bonus offer)	Chase Total Checking^® ($300 bonus)
KeyBank Key Smart Checking ($300 bonus)	SoFi Checking and Savings ($325 bonus)

How to Earn Bonus

EARN THE BONUSFINE PRINT

Open a new Premium Checking Account
Complete at least one debit card transaction per month over first 60 days
Set up to receive monthly Direct Deposit totaling $500 or more
Enroll in eStatements

Bonus is a matching opening deposit up to $100 for new Premium Checking Accounts.
Account requirements: Debit Card (at least one transaction per month over first 60 days), eStatements and recurring monthly Direct Deposit totaling $500 or more.
This offer does not apply if you have an existing OUR Credit Union checking account or have closed an account within the previous 12 months.
Opening deposit match (up to $100) will take place approximately 60 days from opening date.
Other restrictions may apply.
Offer expires July 31, 2025.

How to Waive Monthly Fees

Premium Checking: No monthly fees listed
Basic Checking: No monthly fees
Fresh Start Checking: $10.00 monthly if you have direct deposit of $100 or more; $15.00 monthly if you do not have direct deposit of $100 or more.
Business Checking: $7.50 monthly

Bottom Line

Our Credit Union has bonuses up to $100! While this promotion does have great services and fantastic bonuses, I do not recommend this promotion since it triggers a hard pull.

Our Credit Union can offer you fantastic resources to better your banking experience and has decently competitive CD rates compared to traditional banks. However, you should still take advantage of our full list of Bank Rates and CD Rates to get the best deal for you!

*Compare Our Credit Union Promotions with other bank bonuses from banks like Huntington, HSBC, Chase, TD, Bank of America, Citibank, and more!*

*Check back at this page for updated Our Credit Union promotions, bonuses and offers.