Check out Our Credit Union promotions, bonuses, and offers!
Currently, Our Credit Union is offering a $100 bonus when you open a new qualifying account and become a new member.
Update 9/6/24: The $100 checking bonus has been extended through 10/31/24. Whether you’re opening a personal checking or business checking, we recommend Michigan residents to check out Huntington Bank’s promotions.
About Our Credit Union Promotions
Our Credit Union is headquartered in Royal Oak, Michigan and was founded in 1959. Currently, they have four locations throughout the state and offer CD rates that are 96% higher than the national average.
| Eligibility: Membership is open to those who live, work, attend school, or worship in the state of Michigan. See current membership details |
Our Credit Union $100 Checking Bonus
$100 Checking Bonus
- What you’ll get: $100 bonus
- Account Type: Premium Checking Account
- Availability: MI (Bank Locator)
- Direct Deposit Requirement: Yes, $500+ (see what works)
- Credit Inquiry: Hard Pull
- ChexSystem: Unknown
- Credit Card Funding: Unknown
- Monthly Fees: None
- Early Account Termination Fee: None
- Household Limit: None listed
(Expires 10/31/2024)
Editor’s Note: Here’s an alternative link to the offer.
| BMO Smart Money Checking ($250 cash bonus + $100 digital gift card) | BMO Smart Advantage Checking ($250 bonus + $100 digital gift card) |
| Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
| Fifth Third Bank Momentum® Checking ($375 bonus) | SoFi Checking and Savings ($325 bonus) |
| KeyBank Key Smart Checking ($300 bonus) | Truist Checking ($400 bonus) |
How to Earn Bonus
- Open a new Premium Checking Account
- Complete at least one debit card transaction per month over first 60 days
- Set up to receive monthly Direct Deposit totaling $500 or more
- Enroll in eStatements
- Bonus is a matching opening deposit up to $100 for new Premium Checking Accounts.
- Account requirements: Debit Card (at least one transaction per month over first 60 days), eStatements and recurring monthly Direct Deposit totaling $500 or more.
- This offer does not apply if you have an existing OUR Credit Union checking account or have closed an account within the previous 12 months.
- Opening deposit match (up to $100) will take place approximately 60 days from opening date.
- Other restrictions may apply.
- Offer expires October 31, 2024.
How to Waive Monthly Fees
- Premium Checking: No monthly fees listed
- Basic Checking: No monthly fees
- Fresh Start Checking: $10.00 monthly if you have direct deposit of $100 or more; $15.00 monthly if you do not have direct deposit of $100 or more.
- Business Checking: $7.50 monthly
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Bottom Line
Our Credit Union has bonuses up to $100! While this promotion does have great services and fantastic bonuses, I do not recommend this promotion since it triggers a hard pull.
Our Credit Union can offer you fantastic resources to better your banking experience and has decently competitive CD rates compared to traditional banks. However, you should still take advantage of our full list of Bank Rates and CD Rates to get the best deal for you!
*Compare Our Credit Union Promotions with other bank bonuses from banks like Huntington, HSBC, Chase, TD, Bank of America, Citibank, and more!*
*Check back at this page for updated Our Credit Union promotions, bonuses and offers.
Opened the account not too long ago, it’s a hard pull