Check out Our Credit Union promotions, bonuses, and offers!
They are offering bonuses ranging up to $100 for opening a qualifying account!
*Compare Our Credit Union Promotions with other bank bonuses from banks like Huntington, HSBC, Chase, TD, Bank of America, Citibank, and more!*
Table of Contents
About Our Credit Union Promotions
Our Credit Union is headquartered in Royal Oak, Michigan and was founded in 1959. Currently, they have four locations throughout the state and offer CD rates that are 96% higher than the national average. If you are currently not a resident with an Our Credit Union location near you, but still want to save big, check out our nationwide bank promotions.
- Availability: MI (Bank Locator)
- Routing Number: 272484373
- Customer Service: 248- 549-3838
| Eligibility: Membership is open to those who live, work, attend school, or worship in the state of Michigan. See current membership details |
Our Credit Union can offer you fantastic resources to better your banking experience and has decently competitive CD rates compared to traditional banks. However, you should still take advantage of our full list of Bank Rates and CD Rates to get the best deal for you!
Let us know about any new bank promotion to earn up to a $10 cash bonus. Learn more about our Rewards Program and get paid!
Our Credit Union $100 Checking Bonus
$100 Checking Bonus
Our Credit Union is offering a $100 bonus when you open a new qualifying account and become a new member.
- Account Type: Premium Checking Account
- Availability: MI only
- Direct Deposit Requirement: Yes, $500+
- Hard/Soft Pull: Hard Pull
- ChexSystem: Unknown
- Credit Card Funding: Unknown
- Monthly Fee: None
- Early account termination fee: None listed
- Household limit: None listed
(Offer Expires 10/31/2021)
| You can compare this to several great entry level Checking accounts with bonus offers include the Wells Fargo Everyday Checking ($200 bonus), Chase Total Checking® ($225 bonus), Discover Cash Back Debit (up to $360 Bonus), TD Bank Convenience CheckingSM ($150 bonus), PNC Bank Virtual Wallet ($400 bonus), Chase Secure Banking ($100 Bonus), and Aspiration Spend & Save Account ($150 bonus). |
How to Earn $100 Checking Bonus
- Open a new Premium Checking Account
- Complete at least one debit card transaction per month over first 60 days
- Set up to receive monthly Direct Deposit totaling $500 or more
- Enroll in eStatements
- IDProtect®
- Cell phone protection
- Travel and Leisure Discounts, $hopping RewardsTM
- No Minimum Balance
- First Box of Checks Free and No Per-Check Fees
- One Free Skip-A-Pay Per Year
- Free ATM/Debit Card with Free Unlimited ATM Transactions
- Mobile Pay
- Premium Checking Account : $3.95 Monthly Fee
- Must be enrolled in eStatements and complete 20 debit transactions monthly to earn dividends. Premium dividend of 4.07% Annual Percentage Yield paid on first $3,000. Regular savings rate paid on remaining balance. If requirements are not met, no dividends will be earned. Rate may change at anytime without prior notice.
- Matching deposit up to $100 for new Premium Checking Accounts. Account requirements: Debit Card (at least one transaction per month over first 60 days), eStatements and monthly Direct Deposit totaling $500 or more. This offer does not apply if you have an existing OUR Credit Union checking account or have closed an account within the previous 12 months. Opening deposit match (up to $100) will take place approximately 60 days from opening date. Other restrictions may apply. Offer expires October 31, 2021.
Our Credit Union $100 Checking Bonus
Earn $100 when you open a new checking account.
Our Credit Union is offering a $100 bonus when you open a new checking account and meet the requirements. *Royal Oak Market Checking Special*
- Account Type: Premium Checking Account
- Availability: MI only
- Direct Deposit Requirement: Yes, $500+
- Hard/Soft Pull: Hard Pull
- ChexSystem: Unknown
- Credit Card Funding: Unknown
- Monthly Fee: None
- Early account termination fee: None listed
- Household limit: None listed
(Offer expires 06/30/2021)
| If you're looking for more advanced features for a checking account, you may want to compare this offer to the following: HSBC Premier Checking ($450 Bonus), Huntington 25 Checking ($300 Bonus), PNC Bank Virtual Wallet (Up To $400 Bonus), BMO Harris Premier ($500 bonus), as well as the TD Bank Beyond Checking ($300 Bonus). |
How To Earn $100 Checking Bonus
- Open a new Premium Checking Account
- Complete at least one debit card transaction per month over first 60 days
- Set up to receive monthly Direct Deposit totaling $500 or more
- Enroll in eStatements
- Ability to earn 4.07% APY on your balance
- Free Debit Card
- Apple Pay
- Free Online Banking and Bill Pay
- Mobile Deposit
- First Box of Checks Free and No Per-Check Fees
- No Minimum Balance and No Monthly Fee
- Optional Personal Credit Line (which may be used to cover Checking Account overdrafts)
- Overdraft Privilege to Qualified Accounts
- Premium Checking Account : $3.95 Monthly Fee
- Matching deposit up to $100 for new Premium Checking Account. Account requirements: Debit Card (at least one transaction per month over first 60 days), eStatements and recurring Direct Deposit totaling $500 or more. This offer does not apply if you have an existing OUR Credit Union checking account or have closed an account within the previous 12 months. Opening deposit match (up to $100) will take place approximately 60 days from opening date. Other restrictions may apply. Offer expires June 30, 2021.
- Must be enrolled in eStatements and complete 20 debit transactions monthly to earn dividends. Premium dividend of 4.07% Annual Percentage Yield paid on first $3,000. Regular savings rate paid on remaining balance. If requirements are not met, no dividends will be earned. Rate may change at anytime without prior notice.
- Credit qualifications apply. Accounts will be charged the standard Overdraft fee for handling each overdraft created by check, ACH, Point-of-Sale, ATM withdrawal, in-person withdrawal, or other electronic item that is paid and a fee for items returned. An overdrawn balance must be repaid within 30 days. We may not pay items under your overdraft privilege if you do not maintain your account in good standing by bringing your account to a positive balance within every thirty (30) day period for a minimum of 24 hours, if you default on any loan or other obligation to Engagement Client or if your account is subject to any legal or administrative order or levy. Please click here to see the current fee schedule.
- Benefits are available to personal checking account owner(s), their joint account owners and their eligible family members subject to the terms and conditions set forth in the Guide to Benefit and/or insurance documents for the applicable Benefits. Benefits are not available to a “signer” on the account who is not an account owner or to businesses, clubs, trusts, organizations and/or churches and their members, or schools and their employees/students. Family includes: Spouse, persons qualifying as domestic partner, and children under 25 years of age and parent(s) of the account holder who are residents of the same household. Registration/Activation Required.
- Credit file monitoring may take several days to begin following activation.
- Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefit or on the certificate of insurance. Registration/Activation Required.
- Insurance products are not insured by NCUA or any Federal Government Agency; Not a deposit of or guaranteed by the Credit Union or any Credit Union Affiliate.
- Special Insurance Program Notes: The descriptions herein are summaries only. They do not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for complete details of coverage and exclusions. Insurance is offered through the company named on the certificate of insurance. Refer to Guide to Benefit for complete details of coverage. Insurance products are not a deposit; are not NCUA insured; are not insured by any federal government agency, are not guaranteed by credit union or any credit union affiliate.
Bottom Line
Our Credit Union has bonuses up to $100! While this promotion does have great services and fantastic bonuses, I do not recommend this promotion since it triggers a hard pull.
We value your feedback! Hence we want you guys to keep us posted on your banking experience since your comments helps us help you save and earn big! We will continue to update and keep you guys posted on all the latest deals nationwide!
*Check back at this page for updated Our Credit Union promotions, bonuses and offers.
Opened the account not too long ago, it’s a hard pull