My current premium on my car insurance with Allstate was going to be $710 for 6 months that is due in January, so I figure to go look elsewhere for a better rate. Car insurance is pretty hard to give advice on because everybody situation is different. There are many variables to consider: coverage type, deductibles, full coverage or liability only, Car model and year, your driving record, your credit score, etc etc.Instead, I will tell you what I did and how I got the best rate with the coverage that I wanted.
I did a little research and found the two best companies to go with are Amica Auto Insurance and Ameriprise Auto Insurance through Costco. Amica can be pretty selective with their customers, and you need Costco membership for Ameriprise 20% discount. Ameriprise quote was $600 for 6 months with better coverage than my current coverage, which also includes one year of free roadside assistance for being an executive costco member. Not bad I thought until I gave Amica a chance. The Amica quote was even lower when I talk to a CSR from their website. Here is the results with the coverage from Amica:
My Car: 2006 BMW 325i