Looking to up your credit score? Start using Pinch! Pinch is a free app that help you build credit score by reporting your rent payments to the right credit bureaus. You simply need to connect your bank account and upload your lease agreement then pay rent as normal. Remember to upload a photo your rent so Pinch can verify your payment. Pinch app record your rent payments as an installment loan on your credit report, this is similar to that of a mortgage or car loan and will help build credibility over time. It doesn’t matter if you have bad credit or good credit, all of us can benefit from higher credit score so take advantage today!
With the Capital One® Secured Mastercard®:
Unlike a prepaid card, this card will help you build credit when used responsibly, with regular reporting to the 3 major credit bureaus.
You'll get an initial $200 credit line after making a security deposit of $49, $99, or $200, determined based on your creditworthiness; and be automatically considered for a higher credit line in as little as 6 months with no additional deposit needed
This card comes with no annual fee, and all the credit building benefits with responsible card use.
Pinch App Promotion:
- Learn More!
- Promotion: Build Your Credit History By Paying Rent
- Expiration: None
- Availability: Android or IOS
- Terms & Conditions: Must provide personal information such as SSN and lease.
Start Building Your Credit History:
- Download the Pinch Rent app via Android or IOS.
- Provide personal information as per requested then connect your bank account & upload lease agreement.
- Pay rent and submit proof to Pinch for verification.
- Start improving your credit score!
Bad credit or no credit? No problem! Let Pinch help you out for free! Simply down their app, provide some information and pay rent as usual. This offer is extremely convenient for all the renters out there trying to improve credit score so you can consider applying for a loan to get a house or car down the road. Building credit score can be tough and arduous so let Pinch take care of it for you! Share your experience with Pinch and your referral code in the comment section below! Need a bank account to partake in this promotion? We got you covered! Check out HMB’s list of best bank account promotions!
The Chase Freedom FlexSM offers a $200 bonus after you spend $500 on purchases in your first 3 months from account opening.
• 5% cash back on grocery store purchases (not including Target® or Walmart® purchases) on up to $12,000 spent in the first year.
• 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate.
• 5% on travel purchased through Chase, 3% on dining at restaurants and drugstores, and 1% on all other purchases.
You cash back rewards do not expire as long as your account is open and there is no minimum to redeem for cash back. You'll be able to new 5% categories each quarter!
This card has no annual fee.