Find the latest Ascent Student Loans promotions, bonus and referral offers here.
What is Ascent? Ascent is a private student loan program that provides access to higher education funding for an expanded population of undergraduate and graduate students. They offer loan products to help undergraduate and graduate students pay to continue pursuing higher education.
Not only that, you can also take advantage of the following perks and extras:
- Non-cosigned loan options: Build credit in your own name if you qualify, or you can apply to release your cosigner after 24 consecutive on-time payments.
- Cash back rewards: Earn 1% cash back Graduation Reward for qualifying Ascent Student Loans, see terms.
- Affordable rates: Fixed and variable rates with a 0.25% – 2.00% discount for enrolling in automatic payments.
- Flexible payment options: Choose from affordable fixed or variable rates, customize your repayment terms, and pay off your loan early without any penalty.
- Refer-a-friend program: Apply for an Ascent Student Loan from this page and you can earn $100 when you get your loan. Plus, the friend who referred you gets paid too!
Continue reading below to learn more how you can earn bonuses with Ascent.
About Ascent Student Loans
Ascent is recognized as a leading national private student loan program. The Ascent Student Loans requires a soft credit check to qualify and see what rate you’ll get without impacting your credit score. Moreover, there are no application or origination fees and no prepayment penalty fee.
How it works:
- See your pre-qualified rates
- Customize your loan on your terms
- Upload your documents
- Get your money when approved & certified
Ascent Student Loans Promotions
$100 Borrower Bonus

Earn a $100 bonus!
Earn a $100 bonus when you apply for an Ascent Studen Loan using a current user’s referral link! You’ll receive your bonus once your loan is approved, accepted, funded and disbursed to your school!
Keep in mind that payments are made within 60 days from the date you qualify and are ssent out on the first Friday of every month. Unfortunately, we don’t have an active account with Ascent to offer you a link, but if you happen to have one, feel free to share below!
- What you’ll get: $100 cash bonus
- Who is eligible:
- New to Ascent Student Loans
- U.S. citizen or have U.S. permanent resident status
- Be at least 18 years of age
- Where it’s available: Ascent member referral link
- How to earn it:
- Apply using a member’s referral link and apply for a student loan!
- Once Ascent Student Loan is funded and the loans are disbursed, receive your $100 completed loan reward.
- Offer terms: Referred Entrants are limited to one Referred Reward of $100.
(Visit the link above to learn more about Ascent Loans, not a referral link)
Up to $525 Referral Credits

Earn up to $525 in referral!
Start referring people you know for a chance to earn up to $525 for each friend that you refer! There’s no limit to what and how much you can earn with this referral offer! You earn money if a referred friend applies and is approved – you and your friend earn money when the loan is disbursed.
- What you’ll get: Up to $525 for each referral
- Who is eligible: Current users only!
- Where it’s available: Ascent refer-a-friend program, See link below
- How to earn it:
- Sign into your Ascent account
- Get your custom referral link
- Share your referral link to people you know
- Offer terms: There is no limit as to how much money can be awarded to Referring Entrants. Referring Rewards for Referring Entrants are earned in increments of $25 (upon approval of a Referred Entrant’s Ascent Student Loan Application) and $500 (upon Completed Referral).
(Visit the link above to learn more about Ascent Loans)
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Bottom Line
Thinking about applying for a loan? Consider signing up for Ascent Student Loans since they offer student loans to undergraduate and graduate students and allows borrowers to get approved without a co-signer or an established credit history.
Not only that, it also offers benefits, such as a graduation reward and a significant automatic payment discount for select borrowers.
If you’re interested on signing up for other loans, you can check out our list of the best online personal loan lenders here or scroll through our written personal loans reviews and offers.