Take advantage of the best SoFi promotions, bonuses and offers here. Their current products includes SoFi Money, Active Investing, Student Loan as well as Personal Loan Products.
About SoFi Promotions
Social Finance, also known as SoFi, is best known for its student loan refinancing product that targets recent graduates with high incomes. Whether you are on the market for a savings, investing or borrowing promotions, SoFi has the account and tools to help your financial future. With trusted like-minded advisers to help you set and achieve financial goals, you are able to get the best SoFi has to offer.
- Availability: Nationwide *Online*
- Routing Number: 031100924
- Customer Service: (855) 456-SOFI (7634)
With access to a fantastic Savings Rate as well as Investing Products, you are able to take charge of your finances! However, if you would like to learn more about other promotions, you can take a look at other suitable offers from HSBC Bank, Huntington Bank, Discover Bank, TD Bank, BBVA Bank or CIT Bank.
I’ll review SoFi offers below.
See our best bank bonuses updated daily to earn up to $1,000 in free money. Find popular checking offers such as Chase, BBVA, Discover, Huntington, and TD Bank. See our best rates for Savings and CD too. |
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| PROMOTIONAL LINK | OFFER | REVIEW |
| Chase SapphireSM Checking | $1,000 Cash | Review |
| Chase Private Client | $2,000 Cash | Review |
| Chase Total Business Checking® | $200 Cash | Review |
| Chase Total Checking® + Chase SavingsSM | $350 Cash | Review |
| Chase Premier Plus CheckingSM | $300 Cash | Review |
| CIT Bank Savings Builder | $300 Cash | Review |
| Discover Bank Online Savings | $200 Cash | Review |
| Chase College CheckingSM | $100 Cash | Review |
| TD Bank Checking | $300 Cash | Review |
| BBVA Free Checking | $250 Cash | Review |
| BBVA Online Checking | $350 Cash | Review |
| Discover Cashback Debit Account | $360 Cash | Review |
| Huntington Bank Business Checking 100 | $200 Cash | Review |
| Huntington Bank Unlimited Business Checking | $400 Cash | Review |
SoFi Money Referral $50 Bonus
$50 referral bonus for the new member
SoFi Money offers a competitive checking/savings account which earns 1.60% APY interest. New member gets $50 bonus through the current promotion when signing up with a referral link and funding the account $100.
- Account Type: SoFi Money
- Opening Deposit: $100 opening deposit
- Direct Deposit Requirement: None
- Monthly Fees: None
- FDIC Insured: Yes, up to $1.5 million
(FDIC Insured)
Residents can also take advantage of the Chase Total Checking® ($200 bonus), TD Bank Convenience CheckingSM ($150 bonus) and Huntington Asterisk-Free Checking ($150 bonus) are all great options. The Huntington checking account has no monthly fee, while you would need $1,500 minimum daily balance for Chase and $100 minimum for TD Bank’s to waive the monthly fee.
How To Earn The Referral Bonus
- Sign up to SoFi Money account and funds a New Money Account with $100 or more within 14 days.
- SoFi Money charges no account fees and offers unlimited reimbursement for ATM fees each month, free P2P payments, free bill pays and much more.
- Keep the account open and in good-standing to earn to the 1.60% APY rate
- New member and referral member both gets $50 bonus.
- Earn 1.60% APY on all balances
- Free P2P payments
- Free bill pays
- Unlimited reimbursement for ATM fees each month
- There may be monthly service fees for this account. We recommend you speak to a CSR to find out more information.
- Only one Money Referral Bonus and one Money Welcome Bonus will be awarded for each referred Eligible Money Recipient.
- $10,000 in cumulative referral or welcome bonuses under the Money Referral Program within any calendar year.
- Money Referral Bonuses and Money Welcome Bonuses are each considered miscellaneous income, and may be reportable to the IRS on Form 1099-MISC
SoFi Invest $100 Bonus
SoFi is offering a $100 bonus when you open a new SoFi Securities LLC active brokerage account and fund it with at least $1,000.
- Account Type: SoFi Invest
- Opening Deposit: $1,000+ opening deposit
- Direct Deposit Requirement: None
- Monthly Fees: None
(No expiration date)
How To Earn The $100 Bonus
- To receive the offer, you must: open a new SoFi Securities LLC active brokerage account through the signup link you were given.
- Add at least $1,000 to your brokerage account.
- The $100 bonus will be in the form of a fractional share in a company
- Stock Bits let you buy fractional shares of select stocks and ETFs starting at $1.
- SoFi Invest charges zero trading fees to buy and sell Stocks Bits—so the money you invest is 100% invested.
- Fractional share investing, like Stock Bits, makes it easy to invest in a lot of companies without a lot of dollars.
- No Monthly Fee
- The offer only applies to new active brokerage accounts.
- The offer is limited to one per person.
- Once conditions are met and account is opened, you will receive $50 which will be paid in a fractional share (or fractional shares) in a publicly traded company.
- The number of fractional shares delivered for the bonus will be determined based on the execution price at which SoFi Securities acquires the shares.
- Please note, given the Welcome Bonus will be paid in the form of a marketable security, the dollar value of the Bonus will change as the price of that security changes, which will result in a change in value of the Bonus provided.
- SoFi reserves the right to change the form of consideration used to pay the Welcome Bonus at any time without advance notice.
- Bonus amounts of $600 or greater in a single calendar year may be reported to the Internal Revenue Service (IRS) as miscellaneous income to the recipient on Form 1099-MISC in the year received by applicable law.
- Recipient is responsible for any applicable federal, state or local taxes associated with receiving the bonus offer, consult your tax advisor to determine applicable tax consequences.
- SoFi reserves the right to change or terminate the offer at any time or without notice.
SoFi Loan Referral
Earn a generous bonus when you sign up for a SoFi Loan through the referral link.
For current SoFi customers, you can earn a generous bonus when you refer a friend or family member for a student loan through the referral program.
- Account Type: SoFi Loan Account
- Loan Amount: $5,000-$100,000
- Loan Term: 2 to 7 years
- APR:
- Fixed: 5.990% APR to 16.240% APR (with AutoPay)
- Variable: 5.74% APR to 14.700% APR (with AutoPay)
- Repayment Options: Monthly
(FDIC Insured)
If you are a student looking for a loan solution, you can also check out PersonalLoans (5.99% – 35.99% APR), Prosper (6.99% – 35.99% APR) as well as Lending Tree (5.32% – 36% APR) for other fantastic lending solutions. Do note that the maximum loan amount varies from one solution to another.
How To Earn The Loan Referral
- Eligible Loan Referrers must send their unique referral link to an Eligible Loan Recipient, and the Eligible Loan Recipient must use their Eligible Loan Referrer’s unique referral link to apply for an Eligible Loan.
- SLC or its designee shall pay to:
- (a) the Eligible Loan Referrer, a one-time $300 referral bonus for each Funded Eligible Loan (the “Loan Referral Bonus”)
- (b) the Eligible Loan Recipient, a one-time $100 welcome bonus for such Funded Eligible Loan (the “Loan Welcome Bonus”).
- Only one Loan Referral Bonus and one Loan Welcome Bonus will be awarded for each referred Eligible Loan Recipient, regardless of whether the Eligible Loan Recipient takes out multiple Eligible Loans.
- Eligible Loan Referrers are limited to 20 Loan Referral Bonuses in any preceding 12-month period, and 60 total lifetime Loan Referral Bonuses.
- The Eligible Loan Referrers will NOT receive a Loan Referral Bonus for a new referral if they have received 20 Loan Referral Bonuses in the preceding 12 months or if they have received 60 total lifetime Loan Referral Bonuses.
- Loan Referral Bonuses and Loan Welcome Bonuses are considered miscellaneous income and may be reportable to the IRS on Form 1099-MISC (or Form 1042-S, if applicable).
- An Eligible Loan Referrer will not earn Loan Referral Bonus if the Eligible Loan Recipient has or had an existing funded SoFi loan account, or if the Eligible Loan Recipient does not use the unique referral link provided by the Eligible Loan Referrer.
- If the Eligible Loan Recipient already has a SoFi loan account, is on our opt-out list or the national email opt-out list, or has already used another Eligible Loan Referrer’s unique referral link, the Eligible Loan Recipient may not be sent an email.
SoFi Loan
Take advantage of fantastic loan solutions from SoFi.
SoFi customers can borrow up to $100k with industry-leading low APR Rates. Simply fill out the online application and find a rate that fits your financial needs.
- Account Type: SoFi Loan Account
- Loan Amount: $5,000-$100,000
- Loan Term: 2 to 7 years
- APR:
- Fixed: 5.990% APR to 16.240% APR (with AutoPay)
- Variable: 5.74% APR to 14.700% APR (with AutoPay)
- Repayment Options: Monthly
(FDIC Insured)
SoFi Personal Loans
- No Fees: There are no origination, prepayment or late fees. You will be able to receive the full amount of your loans, allowing you to save the potential fee of having a “middle-man”.
- Loan Terms: You are able to repay your loans over a set amount of time ranging between 5 to 20 years.
- Unemployment Protection: If you are no longer employed, you can temporarily pause your payments. However, you must be employed or have an offer to start within 90 days.
- Fixed Rates: Your competitive low fixed APR rates would vary depending on your credit. Existing SoFi members will receive the 0.125% Member Rate Discount on that new loan.
- Soft Pull Credit Check: When applying for a loan, the initial credit check will not affect your credit score. However, if your loan is approved, that process will show up as a hard pull on your report.
- Live Customer Support: Your questions will be answered with customer services available 7 days a week via phone or social media.
- Better Credit: Although the initial loan will trigger a hard pull, borrowers range an average of 31 points when paying off credit card debt with a SoFi personal loan.
- Cosigning: SoFi allows their customers the ability to have a joint application to better your chance of getting approved for a better, highly-competitive rate.
- Loans not available nationwide: You aren’t able to apply for a SoFi personal loan if you are currently residing in Mississippi.
- Online Access: Although online access gives you better rates, you will not have the ability to make payments or ask questions in person, due to SoFi not having any brick-and-mortar locations.
- High Credit: SoFi targets recent graduates with high incomes, therefore, you would have to have a good credit as well as being in a higher income bracket to get your loan approved.
- Credit Score: 720
- Credit History: Short
- Annual Income: $114,000
SoFi Cryto $25 Bonus
SoFi is offering bonus of $25 when signing up for SoFi Crypto. To receive the bonus you need to invest at least $10 into cryptocurrency (BTC, ETH or LTC)
- Direct Link to Offer
- Account Type:SoFi Crypto account
- Opening Deposit: Invest $10 in cryptocurrency
- Monthly Fees: None
- Terms: Limited to 1 per person. It takes 1 business day for your SoFi Invest deposit to settle before you can buy crypto.
How To Earn The $25 Bonus
- Open a new SoFi Invest Account
- Deposit $10 into your new account
- Get $25 in Bitcoin when you make your first $10 crypto trade.
- SoFi secures all crypto holdings from fraud or theft—so your holdings are protected
- Trade Bitcoin, Ethereum, and Litecoin right alongside stocks and ETFs—all on the SoFi app.
- Risk is a natural part of investing. But it’s important to know that crypto, due to its volatility, carries a higher degree of risk.
- Gain an understanding of the crypto market by tracking the prices of up to 40 cryptocurrencies.
- No Monthly fee
- Buy crypto. Get $25 in Bitcoin. Make your first crypto trade of $10 or more to get your bonus.
- Once conditions are met and account is opened, you will receive $25 in Bitcoin (BTC) within 7 days
Bottom Line
With competitive rates from SoFi such as their savings or APR rates, you are able to gain access to fantastic features and member-exclusive benefits. Applying for a SoFi account is fast and easy. Within a few minutes, you will become a part of the financial platform that uses the digital frontier to bring you industry-leading services and live 24/7 customer support.
Definitely apply for a SoFi account is you are able to meet the credit score and high income bracket!
*Check back for more up to date SoFi promotions, bonuses and offers!
The best bank bonuses are updated here. Check the below pages to get started with some of the best offers: • Chase Bank Bonuses. Read about several offers for their Checking, Savings and Business accounts. Chase usually offers the most sign-up bonuses of all the big banks. • TD Bank Bonuses. TD Bank consistently offers great Checking account bonuses all year long. Savings account offers are less frequently available. • Huntington Bank Bonuses. Bonus offers for their Checking accounts are only available for limited periods throughout the year. They also have great options for those looking for a free Checking account (no monthly fees). • Discover Bank Bonuses. Discover Bank offers top cashback, savings, money market accounts and CD rates for you to take advantage of. Discover has industry leading selections to cater to your banking needs. |
