Find the best bank bonuses, promotions, and offers here.
We have the best bank deals and offers with the most comprehensive listing of checking, savings, and business accounts.
Our list includes some of the top banks in the nation such as Chase, HSBC Bank, Discover, Huntington Bank, TD Bank, Wells Fargo, Bank of America, Capital One, Citi®, and many more.
You can find bank bonuses from $100, $200, $300, $400, $500, and up to $1,000+. Readers can open several account types and different banks to earn hundreds and thousands of dollars every year.
Bank account bonuses are categorized into the best personal checking, savings, and business accounts. It’s in alphabetical order for your convenience.
Read all the requirements for each bank bonus. This includes direct deposits, account type, expiration date, hard or soft pull, credit card funding, geographical restrictions, additional bonus requirements, and early closure fee.
Make sure to read all the terms & conditions at the bank’s web page to keep the account fee-free.
Our page is constantly updated daily with the most current offers. Make sure to bookmark this page and visit us often for the latest bank bonuses.
Best Checking Bonuses and Savings Account Offers
Checking account sign-up bonuses and promotions are the most popular account offers from banks. For most customers, all banks offer all the necessary standard features. Therefore, it really boils down to branch locations and the bonus incentive.
Applying for Checking accounts usually triggers only a Soft credit inquiry that doesn’t affect your credit, unlike with credit cards. Due to this, you can take advantage of promotions from many different banks and make hundreds to thousands of dollars in exchange for your time.
Checking account bonuses generally requires a Direct Deposit, while Savings account bonuses don’t. Keep in mind of Direct Deposit requirements when you’re going for accounts with the highest bonuses. Some banks may give you the option to fund your account with a credit card.
If you find a bank bonus not on our list, let us know and earn up to $10 reward. Below are some of my favorite bank bonuses from Chase, HSBC, TD Bank, Huntington, and more.
U.S. Bank $300 Business Checking Bonus
- What you’ll get: $300 Bonus
- Eligible account:
- Where it’s available: AZ, AR, CA, CO, ID, IL, IN, IA, KS, KY, MN, MO, MT, NE, NV, NM, NC, ND, OH, OR, SD, TN, UT, WA, WI, WY
- How to earn it:
- Enroll in online banking or U.S. Bank Mobile App within 60 days of account opening.
- Complete $3,000 in new money deposits within 30 days of account opening and maintain for 60 days.
- Make five qualifying transactions into your new business checking account. Qualifying transactions include: Debit card purchases, Merchant deposits, ACH credits, Wires credits/debits, Mobile Check Deposit or Bill Pay.
(Offer Expires 10/3/2022)
Citi Priority Account Up to $2,000 Cash Bonus
Open a Citi Priority Account and earn a cash bonus of $200, $500, $1,000, $1,500, or $2,000 when you maintain a minimum eligible balance and complete required activities.
- What you’ll get: Up to $2,000 cash bonus
- Which account: Citi Priority Account
- How to earn it:
- Within 20 days of opening, deposit the minimum amount of new-to-Citi® funds.
- Maintain a minimum balance for 60 consecutive calendar days from the 21st day.
- If your balance falls to a lower tier at any point during the maintenance period, the bonus changes.
- Bonus will be paid within 30 days after you successfully complete all required activities.
| Cash Bonus | Minimum Deposit & Minimum Balance |
| $200 | $10,000 – $29,999 |
| $500 | $30,000 – $74,999 |
| $1,000 | $75,000 – $199,999 |
| $1,500 | $200,000 – $299,999 |
| $2,000 | $300,000 and above |
Citigold® Checking Account Up to $2,000 Cash Bonus
Open a Citigold® Checking Account and earn a $200, $500, $1,000, $1,500, or $2,000 cash bonus when you maintain a minimum eligible balance and complete required activities.
- What you’ll get: Up to $2,000 cash bonus
- Which account: Citigold® Checking Account
- How to earn it:
- Within 20 days of opening, deposit the minimum amount of new-to-Citi® funds.
- Maintain a minimum balance for 60 consecutive calendar days from the 21st day.
- If your balance falls to a lower tier at any point during the maintenance period, the bonus changes.
- Bonus will be paid within 30 days after you successfully complete all required activities.
| Cash Bonus | Minimum Deposit & Minimum Balance |
| $200 | $10,000 – $29,999 |
| $500 | $30,000 – $74,999 |
| $1,000 | $75,000 – $199,999 |
| $1,500 | $200,000 – $299,999 |
| $2,000 | $300,000 and above |
HSBC Bank Premier $500 Bonus
- What you’ll get: $500 bonus
- Which account: HSBC Premier Checking Account
- Where it’s available: Offer only available online, nationwide.
- How to earn it:
- Receive a $500 Welcome Deposit for eligible new customers who open a new HSBC Premier checking account and complete the following qualifying activities.
- Open your new HSBC Premier checking account online, using this offer page, by February 15, 2023.
- Make recurring Qualifying Direct Deposits totaling at least $10,000 per month from a third party to your HSBC Premier checking account(s) for 3 consecutive calendar months from the second full calendar month after account opening.
- You will automatically receive the $500 Welcome Deposit in your new HSBC Premier checking account approximately eight weeks after completing all qualifying activities. It’s that simple.
- Terms
(Expires 02/15/2023)
Discover Bank Online Savings $150/$200 Bonus
- What you’ll get: $150 or $200 bonus + 2.15% APY
- Which account: Discover Online Savings account
- Where it’s available: Online, nationwide
- How to earn it:
- You must apply through HustlerMoneyBlog.com with promo code HMB922 by 12/15/2022.
- Fund your first savings account with a minimum of $25K within 30 days of account open date to earn the $200 bonus.
- Fund your first savings account with a minimum of $15K within 30 days of account open date to earn the $150 bonus.
- When you’ll receive it: Bonus will be credited to the account within 30 days of the account qualifying for the bonus.
- Monthly fee: No minimum opening deposit, no minimum balance requirement, and no monthly fees.
(See advertiser website for full details. Member FDIC.)
Fifth Third Bank Checking $250 Bonus
What you’ll get: $250 bonus- Eligible account: Fifth Third Momentum® Checking or Preferred checking account
- Where it’s available: CO, IN, IL KY, MI, MN, OH, PA, SD, WI, WV
- How to earn it:
- Open a new checking account by 12/31/2022.
- Make qualifying direct deposits totaling $1,000 or more within 90 days of account opening.
- The $250 bonus will be added to your new account within 10 business days of completing qualifying activity requirements.
(Offer Expires 12/31/2022)
Chase Total Checking® $200 Bonus
- What you’ll get: $200 Bonus
- Eligible account: Chase Total Checking®
- Where it’s available: Available online nationwide except in Alaska, Hawaii and Puerto Rico.
- How to earn it: Earn $200 bonus when you open a new Chase Total Checking® account and set up direct deposit.
(Expires 10/19/2022)
Chase College CheckingSM $100 Bonus
- What you’ll get: $100 Bonus
- Eligible account: Chase College CheckingSM
- Where it’s available: Available nationwide.
- How to earn it:
- Get $100 as a new Chase checking customer when you open a Chase College CheckingSM account and complete 10 qualifying transactions within 60 days of coupon enrollment.
(Expires 10/19/2022)
Chase Secure BankingSM $100 Bonus
- What you’ll get: $100 Bonus
- Eligible account: Chase Secure BankingSM
- Where it’s available: Available nationwide.
- How to earn it: New Chase checking customers enjoy $100 when you open a Chase Secure BankingSM account with qualifying activities.
(Expires 10/19/2022)
SoFi Checking & Savings $325 Bonus + 2.00% APY
Earn more on your money with 2.00% APY and a $325 bonus when you direct deposit into a SoFi Checking and Savings account. Plus, pay no account or overdraft fees, get 2-day-early-paycheck, and more.
- What you’ll get: Up to $325 Bonus + 2.00% APY
- Which account: SoFi Checking & Savings
- Where it’s available: Online nationwide
- How to earn it:
- In order to qualify for the bonus, an Eligible Participant must have $1,000 or more in total qualifying Direct Deposit transactions within any consecutive 30-day window during the Promotion Period.
| Total Qualifying Direct Deposit Amount | Cash Bonus |
| $1,000 – $1,999 | $50 |
| $2,000 – $4,999 | $100 |
| $5,000 or more | $300 |
Huntington Platinum Perks CheckingSM $300 Bonus
- What you’ll get: $300 bonus
- Which account: Huntington Platinum Perks CheckingSM
- Where it’s available: CO, IL, IN KY, MI, MN, OH, PA, SD, WV, WI
- How to earn it:
- Open a Huntington Platinum Perks CheckingSM account by October 7, 2022 and earn $300 when you meet the qualifying requirements
- Make cumulative new money deposits of at least $25,000 within 60 days of account opening and keep your account open for a minimum of 90 days
- Your $300 bonus will be deposited into your new personal checking account within 14 days of meeting the above requirements.
(Expires 10/07/2022)
Huntington Unlimited Plus Business Checking $750 Bonus
- What you’ll get: $750 bonus
- Eligible account: Huntington Unlimited Plus Business Checking Account
- Where it’s available: CO, IN, IL KY, MI, MN, OH, PA, SD, WI, WV
- How to earn it: Open a new Huntington Unlimited Plus Business Checking account and make total deposits of at least $20,000 within 60 days of account opening.
(Expires 11/07/2022)
Huntington Unlimited Business Checking $400 Bonus
- What you’ll get: $400 bonus
- Eligible account: Huntington Unlimited Business Checking Account
- Where it’s available: CO, IN, IL KY, MI, MN, OH, PA, SD, WI, WV
- How to earn it: Open a new Huntington Unlimited Business Checking account and make total deposits of at least $5,000 within 60 days of account opening.
(Expires 11/07/2022)
Huntington Business Checking 100 $100 Bonus
- What you’ll get: $100 bonus
- Eligible account: Huntington Business Checking 100 Account
- Where it’s available: CO, IN, IL KY, MI, MN, OH, PA, SD, WI, WV
- How to earn it: Open a new Huntington Business Checking 100 account and make total deposits of at least $2,000 within 60 days of account opening.
(Expires 11/07/2022)
TD Bank Beyond Checking $300 Bonus
- What you’ll get: $300 bonus
- Which account: TD Bank Beyond Checking
- Credit Inquiry: Soft Pull, which does not affect your credit
- Where it’s available: CT, DC, DE, FL, MA, MD, ME, NC, NH, NJ, NY, PA, RI, SC, VA, VT (Online Only)
- How to earn it: Open a TD Bank Beyond Checking Account online. Then receive direct deposits of $2,500 or more within 60 days of opening your account.
- When you’ll receive it: The bonus will be credited into the new personal checking account no later than 95 days from account opening.
- Monthly fee: Avoid $25 monthly fee with one of the following:
- $5,000 or more in direct deposits within a statement cycle
- $2,500 minimum daily balance is maintained
- $25,000 minimum daily combined balance of all deposit accounts, all outstanding loan accounts, and/or mortgages in good standing (excludes credit card) that you choose to link
(Visit TD Bank to learn more)
TD Bank Convenience Checking $200 Bonus
- What you’ll get: $200 bonus
- Which account: TD Bank Convenience Checking
- Credit Inquiry: Soft Pull, which does not affect your credit
- Where it’s available: CT, DC, DE, FL, MA, MD, ME, NC, NH, NJ, NY, PA, RI, SC, VA, VT (Online Only)
- How to earn it: Open a TD Bank Convenience Checking Account online. Then receive direct deposits of $500 or more within 60 days of opening your account.
- When you’ll receive it: The bonus will be credited into the new personal checking account no later than 95 days from account opening.
- Monthly fee: The $15 Monthly Fee can be waived with a minimum daily balance of $100.
(Visit TD Bank to learn more)
Axos Bank $200 Basic Business Checking Bonus
What you’ll get: $200- Which account: Axos Bank Basic Business Checking
- How to earn it:
- Open a new Basic Business Checking account using promo code NEWBIZ200 to earn a $200 bonus. Application must be submitted before 11:59pm on 09/30/2022 to qualify.
- Not a new business? Use promo code NEWAXOSBIZ for a $100 bonus.
- In the first two months after account opening, the average daily balance of the account must be at least $2,500 in order to qualify for the bonus.
- Bonus will be deposited into your new account within 5 business days of your statement cycle date.
- Account must remain open for 180 days or an early closure fee of $50 may apply. Must be new funds to receive bonus credit.
- Open a new Basic Business Checking account using promo code NEWBIZ200 to earn a $200 bonus. Application must be submitted before 11:59pm on 09/30/2022 to qualify.
(Learn More at Axos Bank)
Axos Bank $200 Business Interest Checking Bonus
- What you’ll get: $200
- Which account: Axos Bank Business Interest Checking
- How to earn it:
- Open a new Basic Business Checking account using promo code NEWBIZ200 to earn a $200 bonus. Application must be submitted before 11:59pm on 09/30/2022 to qualify.
- Not a new business? Use promo code NEWAXOSBIZ for a $100 bonus.
- In the first two months after account opening, the average daily balance of the account must be at least $2,500 in order to qualify for the bonus.
- Bonus will be deposited into your new account within 5 business days of your statement cycle date.
- Account must remain open for 180 days or an early closure fee of $50 may apply. Must be new funds to receive bonus credit.
- Open a new Basic Business Checking account using promo code NEWBIZ200 to earn a $200 bonus. Application must be submitted before 11:59pm on 09/30/2022 to qualify.
(Learn More at Axos Bank)
Axos Bank $200 Business Savings Bonus
- What you’ll get: $200
- Which account: Axos Bank Business Savings
- How to earn it:
- Open a new Business Savings account using promo code NEWBIZ200 to earn a $200 bonus. Application must be submitted before 11:59pm on 09/30/2022 to qualify.
- Not a new business? Use promo code NEWAXOSBIZ for a $100 bonus.
- In the first two months after account opening, the average daily balance of the account must be at least $2,500 in order to qualify for the bonus.
- Bonus will be deposited into your new account within 5 business days of your statement cycle date.
- Account must remain open for 180 days or an early closure fee of $50 may apply. Must be new funds to receive bonus credit.
- Open a new Business Savings account using promo code NEWBIZ200 to earn a $200 bonus. Application must be submitted before 11:59pm on 09/30/2022 to qualify.
(Learn More at Axos Bank)
Aspiration Spend & Save $50 Bonus
What you’ll get: $50 bonus- Which account: Spend & Save Account or Plus Account
- Where it’s available: Nationwide
- How to earn it:
- Open a new Aspiration Spend & Save Account or Plus Account, then make a deposit of $10 minimum.
- Earn $50 credit for customers who spend $250 using Aspiration debit card.
(FDIC Insured)
CIT Bank Money Market Amazon Prime Membership Offer
This limited time offer of a one-year Amazon Prime membership is available to Customers who open a new CIT Bank Money Market account.
Customers will receive a one-year Amazon Prime membership1 provided that the following three requirements are met:
- Open a new CIT Bank Money Market account and enter the promotion code “AMZN22” at the time of account opening.
- Deposit at least $15,000 to the account within the first 15 calendar days following account opening (the “Funding Period”). The $15,000 used to fund the account must come from a funding source outside of CIT Bank. Transfers from existing CIT Bank accounts will not qualify.
- Maintain an end-of-day account balance of at least $15,000 each of the 60 days following the end of the Funding Period. If the end-of-day balance falls below $15,000 at any time during this 60-day period, you will not qualify for the Amazon Prime membership offer.
(FDIC Insured)
What You Must Know About Bank Bonuses
We manually update this list every day to keep it up to date with the latest promotions, bonuses, and offers.
However, some offers do end prematurely.
Additionally, we may have left out details or need to update a post entirely.
Thus, you should always confirm the existence of an offer.
Finally, if you have information about an offer that may have expired feel free to leave a comment below letting us know.
We would like to emphasis that while these bonuses may seem attractive, some banks have terms and fees that may take value away from the offer.
The truth is that these bonus offers are meant to attract long-term customers to the bank.
More often than not you will lose the bonus if you close the account too soon.
Like we mentioned previously sometimes offers get removed prematurely.
Thus, you should always save a copy of the offer to prove you qualify for the bonus.
Furthermore, some offers even suggest or require you to bring a copy of the offer when you open an account.
Most banks are soft-pulls and will not lower your credit temporarily.
However, there are some banks and credit unions that are hard-pulls and will lower your credit score.
Check out our updated list of Soft-Pull and Hard-Pull entities. However, we do suggest you contact a customer service representative to confirm whether the credit pull is soft or hard.
Finally, feel free to share this information with us as well.
We give credit to our loyal readers who constantly keep us updated on the latest and hottest promotions available.
We even pay them for referring bonuses to us. However, we only accept bonuses that we deem worthwhile to promote to our readers.
Whether it is a credit union, local bank, or even an online bank; we can proudly say that you will always find the best and most updated list of bank promotions here.
You may have noticed that some reviews have expired promotions at the bottom.
However, from time to time these offers do return.
Additionally, it will give you an idea of what kind of offers were once available at the bank or credit union.
Featured Bank Bonuses & Promotions
These bank bonuses and promotions are our most highly regarded offers. Click on the bank name for the promotion learn all the terms.
Bank Bonuses from A-G
This list contains bank bonuses in alphabetical order. See all the bank offers near you and nationwide.
Bank Bonuses from H-R
Bank Bonuses from S-Z
Business Bank Bonuses & Promotions
For small business owner looking to open a business checking account, we have compile a list of best business bank bonuses & promotions down below. You will find the most extensive list of business checking account promotions on the web!
In order to open a business checking account, you must have an EIN along with a Doing Business As (DBA) letter from the State or IRS. Having a business checking account provides effective cash management and simplifies tax preparation for small business owners.
| PROMOTIONAL LINK | OFFER | REVIEW |
| U.S. Bank Silver Business Checking Package | $300 Cash | Review |
| U.S. Bank Gold Business Checking Package | $300 Cash | Review |
| U.S. Bank Platinum Business Checking Package | $300 Cash | Review |
| Huntington Bank Unlimited Plus Business Checking | $750 Cash | Review |
| Huntington Bank Unlimited Business Checking | $400 Cash | Review |
| Huntington Bank Business Checking 100 | $200 Cash | Review |
| Axos Bank Basic Business Checking | $200 Cash | Review |
| Axos Bank Business Interest Checking | $200 Cash | Review |
| Axos Bank Business Savings | $200 Cash | Review |
| Regions Bank Business Checking | $150 Cash | Review |
| NorthOne Business Checking | $75 Credit | Review |
| Novo Business Checking | $40 Cash | Review |
| BlueVine 1.50% APY Business Checking | 1.50% APY | Review |
| Bank | State(s) | Bonus | Expiration | Review |
|---|---|---|---|---|
| 1st United Credit Union | CA | $200 | 12/31/2022 | Review |
| Advantis Credit Union | OR, WA | $100 | None | Review |
| American Airlines Credit Union | Nationwide | $25 | 09/30/2022 | Review |
| American Express | Nationwide | 30K Points | None | Review |
| Associated Bank | IA, IL, IN, KS, MI, MN, MO, OH, WI | $300 | 12/31/2022 | Review |
| Ballston Spa National Bank | NY | $240 | None | Review |
| Ballston Spa National Bank | NY | $100 | None | Review |
| BankPlus | AL, LA, MS | $110 | None | Review |
| Bank of America | Nationwide | $200 | 12/31/2022 | Review |
| BMO Harris Bank | AZ, FL, IL, IN, KS, MO, MN, WI | $300/$500 | 10/31/2022 | Review |
| Brightstar Credit Union | FL | $100 | None | Review |
| Chase Bank | Nationwide | $300 | 10/20/2022 | Review |
| Citi | Nationwide | Up to $2000 | 01/04/2023 | Review |
| Community First Credit Union | FL | $200 | None | Review |
| Consumers Credit Union | MI | $200 | None | Review |
| Farm Bureau Bank | TX, NV | $250 | None | Review |
| First United Credit Union | MI | $100 | None | Review |
| Flagstar Bank | MI, IN, OH | $500 | None | Review |
| Flushing Bank | NJ, NY | $1700 | None | Review |
| Freedom Federal Credit Union | MD | $100 | None | Review |
| FreeStar Financial Credit Union | MI | $500 | None | Review |
| Gulf Coast Bank & Trust | LA | $200 | 09/24/2022 | Review |
| Hawthorn Bank | MO | $150 | None | Review |
| Investors Bank | NJ, NY | $300 | None | Review |
| Level One Bank | MI | $100 | None | Review |
| Mercury Banking | Nationwide | $100 | None | Review |
| Mercury Banking | Nationwide | $500 | None | Review |
| M&T Bank | CT, DC, DE, MD, NJ, NY, PA, VA & WV | $300 | 09/30/2022 | Review |
| MIDFLORIDA Credit Union | FL | $300 | None | Review |
| North State Bank | NC | $450 | None | Review |
| PNC Bank | AL, DC, DE, FL, GA, IL, IN, KY, MD, MI, MO, NC, NJ, NY, OH, PA, SC, VA, WI and WV | $200 | 09/30/2022 | Review |
| PNC Bank | AL, DC, DE, FL, GA, IL, IN, KY, MD, MI, MO, NC, NJ, NY, OH, PA, SC, VA, WI and WV | $500 | 09/30/2022 | Review |
| Provident Credit Union | CA | $300 | None | Review |
| Relay Financial Banking | Nationwide | $150 | None | Review |
| Rockland Trust Bank | MA | $300 | 09/30/2022 | Review |
| S&T Bank | OH, PA | $600 | 09/30/2022 | Review |
| Seacoast Bank | FL | $600 | 09/30/2022 | Review |
| Seacoast Bank | FL | $250 | 12/31/2022 | Review |
| TBK Bank | CO, IA, IL, KS & TX | $200 | None | Review |
| TBK Bank | CO, IA, IL, KS & TX | $150 | None | Review |
| TBK Bank | CO, IA, IL, KS & TX | $100 | None | Review |
| Technology Credit Union | CA | $100 | None | Review |
| Truist Bank | AL, AR, D.C., GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV | $200 | 08/31/2022 | Review |
| Truist Bank | AL, AR, D.C., GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV or DC | $200 | 10/31/2022 | Review |
| Velocity Community Credit Union | FL | $100 | None | Review |
| Vystar Credit Union | FL | $175 | 10/16/2022 | Review |
| Waterstone Bank | WI | $250 | None | Review |
| Webster Bank | NY, MA, RI, CT | $100 | None | Review |
| WECU | WA | $250 | 12/31/2022 | Review |
| Wintrust Community Bank | IL, FL, IN, WI | $500 | 12/31/2022 | Review |
| Wintrust Community Bank | IL, FL, IN, WI | $300 | 12/31/2022 | Review |
| Wintrust Community Bank | IL, FL, IN, WI | $300 | 12/31/2022 | Review |
Bank Bonus Offers, Referrals & Promotions
Bank referral bonuses and promotions are available to existing personal checking, personal savings, or business checking account for all major banks across the United States. It’s a great way to earn extra cash with your current bank account or when you open a new bank account.
Not only will you be getting a bonus, but your friend or family member will benefit with bonus cash referral for them too!
Below, you’ll the most updated list of all bank referral programs both local and nationwide to earn extra bonus rewards for participating in banking referral programs. Feel free to leave your contact/referral information in the comment section so readers can reach out to benefit both parties.
Opinions expressed here are author’s alone, not those of any bank, credit card issuer, airlines or hotel chain.
