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0% interest on purchases for 18 months for any purchase you make with your City Simplicity Visa card. You can carry the balance month to month for 18 months with absolutely no interest fees! This is most useful when you plan to buy big ticket items such as appliances, furniture, laptops, etc. After this fixed 0% APR introductory period, the variable APR will be based on your credit worthiness.
No annual fee, No late fees, No Penalty Interest Rate– Simply put, it doesn’t get any clearer than that!
Direct customer service available 24/7– Call Citi customer service any time and get direct access to a representative with no waiting time!
$0 liability on fraudulent, unauthorized charges– Call Citi right away if your card is ever stolen or used fraudulently. You won’t be liable for any of those fraudulent charges.
Purchase Protection– You’ll get price protection for up to 60 days with the Citi Price Rewind program. Citi also extends the manufacturer’s warranty and insures your purchases against accidental breakage for up to 90 days.
In summary, the Citi Simplicity® Visa Card is great for 0% Intro APR on Balance Transfers and Purchases. On top of the generous 0% APR promotion, there is no late fees, no penalty rate, and no annual fee- EVER! The Citi Simplicity Visa® Card is a great card for anyone wanting to save on interest especially for those planning on make a big purchase or transfer debt from another credit card!