Make $560 with 3.6 GPA with BOA plus plan

September 28, 2009 · Filed Under Bank deals & offers · Comment 

Taken from Slickdeals:

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What’s needed:

A bank of america credit card
The credit protection deluxeplan (20 dollars a month)

30 days after activating the plan, you can get 500 bucks for doing the following:
Being a full time student who got a 3.6 GPA for a term (after activating the plan)
Becoming a full time student at a school
Graduating and receiving a college degree (AA’s count, I was told by a rep)

You can only get money from those types of benefits TWICE a year.

So lets do some math:

This year I got $1000. BUT, I payed 20 dollars a month, a total of $240. I will also get a 1098 tax form at the end of the year and have to pay about $200 since I am working.

so 1000-240-200 = $560.

FIRST you’ll need a credit card from Bank of America. If you don’t have one, I think you can sign up and most likely any will do. check this website out

explains the PLUS plan [bankofamerica.com] but has a number you can call to ask.

Make sure you can get the Deluxe plan if you sign up for a credit card. Call the number from the link. If you already have one great, call and find out if you can get it.

SECOND, get the credit protection DELUXEplan, it costs 20 bucks a month

THIRD, you have to be a FULL TIME student (12 units or more each term)!!! (Sorry) There are more benefits, but I don’t know them. I only used the one that applied to me.

Now when you activate a benefit under the DELUXE plan, you get a $500 credit off your bill. If you don’t have anything ot it, like me, then they put it in a reserve account, and you get to charge $500 dollars worth ol stuff to it and not pay.

For students, like me, “life benefits” are the ones that apply:

Academic Excellance – a 3.6 gpa or higher for the term, not cumulative GPA, term GPA.
Graduating – Getting a degree (AA’s count, I was told by a rep)
Entering school – Becoming a full time student.

You can only activate a life event benefit 2 times a year.

I’ve only done academic excellance.
You call the number they give you, they send you an envelope, you send back an official transcript, enrollment verification, and class schedule. 1-2 weeks later you get a letter letting you know you if your benefit was activated or not. If not, they tell you why not. Like one time I forgot to send my schedule.

O, you have to wait like 30 days before activating a benefit.

So obviously this isn’t for everyone. I was getting straight A’s at a Community College anyway, the semester was going to end in a little over 30 days, when I could start to activate benefits. I also was going to take easy classes the next term, was graduating 6 months later and entering a new school 8 months later.

When I activated my plan, I had 4 chances to activate a benefit for the first year. I was sure of my grades for that semester, and I already had enough credits to graduate, and I was pretty sure I was going to transfer schools, so I knew I could get at least 2 benefits for that year.

If you are in a similar situation, say already getting a 3.6 or higher, or you are going to graduate soon, or you will start school soon, but not have any of these events occur before 30 days, then maybe you should consider this.

Quick Free FICO Score and Report

MyFico is giving your credit Score Watch and report Free Trial for thirty days. They will remind you when your free trial is up. The best part is they are making the cancellation extremely easy. Simply visit this MyFico cancellation page so you won’t ever have to pay anything! Once you login, the cancellation is quick with an easy cancellation button. No need to call customer services or dealing with them selling other financial products.

Checking your credit score and report are vital to your financial health. Visit MyFico today to get your free credit score and report.

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Bank of America $25 Bill Pay Bonus

September 10, 2009 · Filed Under Bank deals & offers · Comment 

Those already with a Bank of America account, you can get $25 bonus for paying two bills within 30 days.

Terms & Conditions:

* You are not required to provide an email address. If you provide an email address, you agree that we may send you email reminders about this limited time offer even if you have previously requested that we not contact you for solicitation purposes.

* WA and ID customers, there is a one-business-day minimum for a Merchant to be added before a payment can be made.

** Unauthorized activity originating from Online Banking or Bill Pay must be reported within 60 days of the statement date.

***Mobile Banking available to Online Banking enrollees only. Must have Transfer and Bill Pay set up previously in Online Banking to use these features. Not available with accounts in WA or ID.

This is a special limited time offer available to existing consumer and small business customers who have not made a bill payment with Bank of America Online Banking within the last 6 months. Offer cannot be combined with any other offer and is limited to one incentive per customer. Customers will get $25 if they use our Online bill payment service to pay two bills from their checking account within 30 days. To get the $25, Small Business customers may instead enroll in Online Business Suite Direct Payments service and make two payments within 30 days. Direct Payment Service requires Internet access, and Internet service provider fees may apply. This service is not available in Washington or Idaho. If we determine that you meet all the terms of the offer, we generally pay the incentive within 90 days. We may deposit the incentive directly into your Bank of America checking account or we may mail a check to the address listed in our records for the checking account. We may report to the IRS the value of the incentive we pay to you and you are responsible for any applicable taxes.

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HSBC Direct Online Payment Account $50 Bonus

September 9, 2009 · Filed Under Bank deals & offers · Comment 

Those already with an existing HSBC Direct Online Savings Account, simply open HSBC Direct Online Payment Account and make 3 purchases to get a $50 bonus.

From the website:

Experience the convenience of an HSBC Direct Online Payment Account. When you open an Online Payment Account and make three eligible purchase transactions with your new HSBC Debit MasterCard® with PayPass™, you will get a $50 bonus†† deposited right into your Online Payment Account.

Open an Online Payment Account today. It only takes a few clicks. Remember, the three eligible purchase transactions must be made by October 31, 2009.

Sincerely,
Your Online Savings Team

Open a new Online Payment Account by September 30, 2009
Use the HSBC Debit MasterCard® with PayPass™ for three eligible purchase transactions
Receive a $50 bonus reward††

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BB&T Bank $100 Bonus in Southeastern States(No DD)

September 4, 2009 · Filed Under Bank deals & offers · 2 Comments 

BB&T Bank is giving away $100 cash bonus by opening its free checking account. No direct deposit is required, but you need to make 3 online bill payments. Check out the offer: www.bbt.com/cashoffer. Good until 10/31/2009.

In order to get the bonus, you must be a new client with no BB&T in the last 6 months and make 3 online bill payments. The $100 bonus will come within 4 weeks. They have an online application or you can call them with promotion code AFAAP.  The free checking account has a minimum opening deposit of $50 with no monthly fees or minimum balance requirements.  I’m told there is no hard pull for opening this account. You must be from the following States to apply: Florida, Georgia, Alabama, North Carolina, South Carolina, Tennessee, Kentucky, Indiana, Virginia, West Virginia, Maryland and Washington DC.

Looking to make $1020 in free money? Check out Virtual Bank. Only a few more referral links, email me for one today!

Here is how you make $1020. You guess it, it is a referral program. For example, email me at hustlermoneyblog@gmail.com to ask for a referral to Virtual bank along with your full name. Once you open up the account through my referral link, you must deposit $100 into your account. You will make $20 and I too will make $20. If you have a blog, great…do exactly what I am doing. If not, in your Virtual bank account, you can send out referral links to 50 of your friends and family. I would ask them first if they want to open up an account before sending.

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Get up to $50 with Chase Commuter cash on EasyPayXpress

September 1, 2009 · Filed Under Free Random Money · Comment 

Chase commuter cash is back.

Starting tomorrow 09/01, receive upto $50 back on MetroCard® Vending Machines, for EasyPayXpress™ MetroCard refills, LIRR, Metro-North, PATH and NJ TRANSIT fare purchases, and payments made at New York City Yellow Cabs.

Purchases can be made using enrolled Chase debit or credit card (business or personal) include transactions made without using your PIN from 9/1 – 11/15/09.

Frequently Asked Questions

Can I participate in the Commuter Cash program?
All Chase debit or credit cardholders are eligible to participate in this promotion. All you have to do is enroll. Enroll Now

What purchases qualify for Commuter Cash?
Qualifying transit purchases made with your enrolled Chase debit or credit card (business or personal) include transactions made without using your PIN from 9/1 – 11/15/09 at MetroCard® Vending Machines, for EasyPayXpress™ MetroCard refills, LIRR, Metro-North, PATH and NJ TRANSIT fare purchases, and payments made at New York City Yellow Cabs. Chase reserves the sole right to make determinations of qualifying purchases for the fulfillment of the cash award for this promotion.

How will I receive my Commuter Cash award?
The cash award (maximum of $50) will be automatically posted as a statement credit to your enrolled credit card, or to the Chase checking account linked to the enrolled debit card by December 15, 2009. Purchase amounts will accumulate separately for each enrolled card. You cannot combine spend from multiple cards. If you earn rewards for multiple cards, please note that they may not all post to your account at the same time, but all credits will post by December 15, 2009. Your Chase account must be open and in good standing at the time of fulfillment.

Which Chase cards are eligible to participate in this promotion?
All Chase debit and credit cards are eligible as long as the account is open and in good standing.

Two Great Discover Offers

Miles by Discover® Card gives you 12,000 miles if you make one purchase every month during the first year. There is no annual fee at all.

The Discover More card gives you 5% cash back on various categories throughout the year. If you go through this special Discover More Card link, you are qualify to get a $50 bonus after $599 in purchases. This card rarely gives out cash sign up bonus so sign up to day through the special link.

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