Discover it® Card for Students Review

Discover It StudentThe Discover it® for Students gives you the ability to earn 5% cash back in categories that change each quarter. This is a good option for someone who is applying for their first credit card such as a college student. Cardowners can really benefit from the unlimited amount of cash back as well as great features like no annual fee, no foreign transaction fee, and free FICO score reports.

Discover it® for Students Features:

  • 5% cash back in categories that change each quarter offered to all cardmembers up to the quarterly maximum when you sign up.
  • 1% cash back on all other purchases with no cap
  • Redeem your rewards for cash, any amount, any time
  • Your cash back never expires.
  • Use your rewards instantly at checkout
  • No annual fee
  • No overlimit fee
  • No foreign transaction fee
  • No late fee on your first late payment & paying late won’t increase your APR
  • 0% intro APR* on purchases for 6 months, then the standard variable purchase APR of 12.99% – 21.99%.

Why You Should Apply for the Discover it® for Students:

  • Exclusive offer: Double all the cash back you’ve earned at the end of your 1st year- automatically
  • Free FICO® Credit Score on statements, online & by mobile app
  • 100% U.S. based customer service available day or night
  • Pay your bill up to midnight (ET) the day it’s due by phone or online
  • New Freeze It on/off switch lets you prevent new purchases, cash advances & balance transfers on misplaced cards in seconds by mobile app & online.
  • Each Discover purchase is monitored. If it’s unusual, you’re alerted by e-mail, phone or text – and never responsible for unauthorized purchases on your Discover card.

The Discover it® for Students is a very good option for people starting to build credit and looking for a card with no annual fee. Once you sign up, you can earn 5% cashback in categories that change quarterly. On all other purchases you earn 1% cashback. You even have free access to your FICO score! Check out more of the best credit card bonuses from our master list.


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