Some people reported to have able to pull this off in 1 hour by visiting a Chase branch.
- Get a $25 referral code ($25 for you and $25 bonus for your referrer) from someone you know with a Chase account. Then print out this $125 coupon.
- Also, print out this $200 Chase Business bonus. Before you do this, make sure you visit the city clerk and register your Doing Business As (DBA). Chase will not let you open a business account without a DBA. You must hurry. Coupon will end on 3/15
- Visit your local Chase Branch (AZ CO CT FL IL IN KY LA MI NJ NY OH OK TX) and open a personal account. Hand the Customer Service Rep. (CSR) the $125 coupon and the $25 referral coupon.
- After opening personal account, ask CSR to print out your own referral coupons.
- Now tell CSR you want to open a Business Account. Show CSR your DBA, then hand out the $200 bonus coupon and your own $50 referral coupon.
- Math: $25 referral + $125 personal account + $200 Business account + $50 referral + $50 self referral = $450 and another $25 to the original referral buddy.
- If you have a wife/or girlfriend/ or both (vice-versa), then you can make $475 more via using your own referral. Simply follow steps 1-6.
Again, YMMV with all the bonus money. Is this illegal? Absolutely not. You are following the rules. Nothing you are doing is against any laws. Either they give you the money or not. You are not forging anything.
A few notes about opening Chase account:
- Make sure to keep your account at least six months before closing. Otherwise they will take back the bonus money.
- For the personal bonus money, you must set up direct deposit. Either Paypal, ACH transfer from ING, or your real job paycheck will work. You must also deposit $100 into personal account to get bonus money.
- You must deposit $500 into business account to get bonus money. In order for Business account to be free, ask for the Complete Business Checking.
Quick Summary Citi CashReturnsSM Card:
- Earn 5% cash back on ALL purchases for 3 months
- Earn 1% cash back on ALL purchases and eligible cash advances after the first 3 months
- NO LIMIT and NO EXPIRATION on the amount of cash back you can earn
- Checks will be sent automatically every time you earn $50 – no calling necessary
- 0% APR* on balance transfers for 12 months
- No Annual Fee