Alliant Credit Union is offering customers across the US the chance to earn at a competitive rate of 1.25% APY on a 18-23-month online CD. As long as you maintain a balance of $25,000 or higher, you can earn at this rate with no monthly maintenance fees! You can check to see if you’re eligible for membership in this credit union by visiting the Membership Eligibility page. To apply for an account online, you must be a U.S. Citizen or resident alien, have a U.S. address and be 18 years or older. You also must have a social security number and a U.S. Drivers license or state issued ID. Once you have everything together, you can open a CD account with a minimum of $1,000 and then enjoy monthly compounded interest.
Alliant Credit Union CD Account:
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- Account Type: CD Account
- APY Rate: 1.25%
- Availability: Nationwide
- CD Length: 18-23 months
- Soft/Hard Pull: Unknown
- Minimum Balance Requirement: $25,000
- Additional Requirements: None
- Early Withdrawal Fee: A penalty will be imposed if you make a withdrawal of principal prior to the maturity date.
- Auto-Renewal: Yes, the CD will automatically renew at maturity upon the expiration of the redemption grace period.
Why You Should Apply for This Account:
Competitive Rate: At 1.25% APY, the 18-month CD account earns at one of the highest rates in the country for a short term CD. Plus, it’s offered with no monthly/maintenance fees attached to the account.
Variety of Terms: Alliant Credit Union allows investors to pick from several terms with different maturity dates.
NCUA Insured: You can feel confident knowing that your funds are insured up to the maximum amount of $250,000.
Check out Alliant Credit Union’s online 18-23-month CD account and sign up to earn interest at a competitive rate of 1.25% APY. If you have at least $25,000 to invest and you’re looking for a guaranteed return, you should definitely consider a CD from them. Keep in mind that you won’t be able to access your funds once you sign up. For investors looking to earn higher returns on longer CDs, you can find more of the Best CD Rates in the country from the HMB list!