Find the latest America First Credit Union CD Rates, Offers, and Promotions.
Best CD Rates: 12-month (5.25% APY) and 24-month (5.15% APY), Bump-Rate Certificate Specials, $500 minimum deposit.
Availability: Residents of portions of counties in Arizona (3), Idaho (16), Nevada (11), New Mexico (12), Oregon (1), and Utah (9).
Credit Inquiry: Soft Pull
About merica First Credit Union
Available to those who live in AZ, ID, NV, OR, UT, America First Credit Union has wide array of products to meet your individual needs. They are proud to be a financial institution that is big enough to serve all your financial needs, yet small enough to care about how those needs are met.
By joining America First Credit Union and opening a CD account, you get to enjoy earning higher interest rate than regular savings account. All you need is $500 to open and start earning. No specials, just some really high standard rates, with 2.50% APY for their 6-11 Month CD term being one of their highest! If you are interested, make sure to read on to learn more about America First Credit Union’s wide array of CDs or visit any branch now and open your CD today!
Eligibility: If you live, work, worship, volunteer, or attend school in the certain counties of Utah, Arizona, or Nevada, then you are eligible to join. Immediate relatives are eligible to join as well. Be sure to visit their membership page for their list of qualifying counties along with other requirements that you are able to meet.
Bump Rate Certificate
|Term||APY Rate||Minimum Deposit||Specific Term|
|12-month CD||5.25%||$500||Best 12-Month CD Rates|
|24-month CD||5.15%||$500||Best 24-Month CD Rates|
|Term||APY Rate||Minimum Deposit|
*Rates Effective As Of 02/21/2023
America First Credit Union CD Rates
CDs are a certificate issued by a bank to a person depositing money for a specified length of time and usually the longer of a term is – the higher APY rate you make! America First Credit Union’s Best CD Offer pays the has an APY rate with a 5.25% APY rate on their 12-Month term.
America First Credit Union wants to make you feel supported and helps put you in control of your hard earned funds. If you’re interested in making a higher rate than a traditional savings account then make sure to check out below CD rates.
- Minimum deposit: $500
- Maximum deposit: None
- Early withdrawal penalty:
- Terms of twelve (12) months or less–sixty (60) days of dividend; terms over twelve (12) months–one hundred eighty (180) days of dividend. Minimum penalty is $5.00.
|Compare to the best CDs such as Sallie Mae Bank 27-Month CD (5.15% APY), Blue Federal Credit Union 15-Month CD (5.15% APY), First Mid Bank & Trust 9-Month CD (5.10% APY), FVCbank 12-Month No Penalty CD (5.06% APY), CIT Bank 6-Month CD (5.00% APY), and CIT Bank 11-Month No Penalty CD (4.90% APY).|
Important Details for America First Credit Union
- Funding – ACH, wire ($10 fee), debit card ($2.5k max online), or internal transfer.
- CO-OP Shared Branch Participant – No.
- Dividends – Compounded/credited monthly and can be “paid into Savings, Checking, Money Market Savings, or reinvested in your Certificate.”
- Maturing Funds – Automatically transferred into a Share Savings Account, then can be distributed by wire ($15 fee) or cashier’s check to address on file.
- Beneficiaries – Unlimited, equal shares, Social Security numbers are not required.
- Grace Period – 10 calendar days before renewal as a regular Certificate.
- Low minimum balance requirement
- Competitive interest rates
- Open a CD with just $500
- NCUA Insured
If you are interested in a short term or long term CD, look no further as America First Credit Union offers you a standard CD with high rates. All you need to do is to pick your CD term and watch your money grow!
Be sure to take advantage of one of their CD accounts, especially with this high a rate on just their standard CD rates! Sign up for a CD with America First Credit Union and the enjoy their high APY rates today. If you are not interested or eligible, check out our Best CD Rates at HMB!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.
Rodney Vaterlaus says
Would you please update your CD rates