Best Bank Bonuses and Promotions
It's time to open a new bank account, but you don't know which bank to choose. There are many factors that one must consider when choosing a bank. In this post we'll go over those factors and help you make the right decision that'll lead to your ultimate goal. At the moment, you probably have immediate needs, like needing an account to deposit your checks in, or ... Keep Reading↠
If you've recently opened a checking account, you may have received a free debit card to use with it. Debit cards make it easy to use your checking account and are accepted almost everywhere credit cards are accepted. However, if you do have a credit card handy with you, it may be safer to use your credit card. This is especially true when you're shopping online as ... Keep Reading↠
Many of us do not realize how often we are exposed to ACH payments or how much we depend on them to transfer money as a form of payment. One of the reasons why they are so popular is probably due to its convenience and low processing fee, which is a major benefit for consumers who work with them all of the time. Since the majority of us are exposed to ACH payments, ... Keep Reading↠
EMV stands for “Europay, MasterCard, and Visa.” EMV chip technology is becoming the global standard for credit cards and debit cards. This is a method to help combat fraud by generating a unique code with every transaction you make. In comparison to the magnetic stripes on traditional cards, they contain unchanging data so if a hacker ends up getting this ... Keep Reading↠
Knowing your financial terms can save you from any miscommunications that could be made. Businesses and law firms may use some terms that you are unfamiliar with. Today's word is Payee. What is a payee? A payee is an individual or organization who is receiving the payment. This payment can come in any form -- electronic, cash, paycheck, a money order. The payer is ... Keep Reading↠
Being in the workforce or by simply fiddling with banking, you may have heard of a Direct Deposit. In fact, having a direct deposit isn't out of the ordinarily in this day and age. A majority of US workers rely on direct deposit as their primarily form of getting paid and there's a reason as to why the number to drastically skewed from those who still use ... Keep Reading↠
Gone are the old days when people would keep all of their money under their mattresses. Having a bank account ensures that your money is protected by the federal government and you have the benefit of earning interest. However, you may think you need to physically visit a bank to get your bills and checks where they need to go. We're here to tell you that by ... Keep Reading↠
If you apply for a bank account, chances are they probably have a bank bonus associated with it. You're basically getting free money just by signing up for this bank account. So how does the promotions work, and what do you need to do to get the bonus cash? Types of Bonuses The most common types of bonuses are welcome bonuses which is cash gifted to you ... Keep Reading↠
When looking for a savings bank to satisfy your needs, research what type of insurance the bank offers to its depositors because this could be your safety net for the future. For those of you who have a little bit more money and you want to put it into a bank account that you can rest easy with, then make sure it's covered by DIF Insurance. Although less known ... Keep Reading↠
Most people realize that the funds in their checking and savings accounts are insured by the Federal Deposit Insurance Corporation (FDIC), but few are aware of its history, its function, or why it was developed. There are many things to consider when we talk about the safety of our money, the FDIC continues to evolve as it finds alternative ways to insure deposit ... Keep Reading↠
What is an outstanding check? An outstanding check is a check that has been written, but it hasn't been cashed deposited by the bank or cleared the bank. It can be either a personal or a business check. So the time between when you write a check and the check clears your bank account is when the check is considered an outstanding check. In other words, an ... Keep Reading↠
Are you tired of having to remember to manually pay your bills every month? With an automatic bill payment plan, the monthly bill is charged to your card on a pre-set date every month without you having to do a thing. Not only can you make automatic payments with credit card bills, but you can also do it for utility, phone, and household bills! This process ... Keep Reading↠
Currently, the use of paper checks have been at a decline. It's becoming easier and more convenient to just swipe your debit or credit card, as well as safe. Online shopping is becoming increasingly popular and the concern for theft and fraud as well. Many merchants only accept payments through credit or debit card as it's faster and easier. Not only that you can ... Keep Reading↠
If you are getting into trading stocks, then it's important you don't gloss over an important factor of this complicated world; The time! The time the stock market opens can sometimes mean the difference between making and losing a good trade. To learn what times you should be trading, look over this post so you'll never get an unanticipated trade. Editor's ... Keep Reading↠
Planning on writing an check? Then make sure you're proactive on having your payee deposit your cash! If they don't, your check could possibly become an Outstanding Check which can complicate things such as create an inflated account balance, unclaimed assets and business. If you run a business, make sure to try your best to avoid these kinds of checks. If you're ... Keep Reading↠
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Editorial Disclosure: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.
