If you have a Discover It card, you can participate in the Discover It Referral program and earn up to a $500 bonus for referring 10 people! You will initially receive a $50 referral bonus if your friend uses your referral link and is approved for a new card . Those of you who are within the first 12 months of card ownership are eligible for the Discover Double Cash Back promotion, which DOUBLES your cash back after the first 12 consecutive billing periods have passed. With this promotion, each one of your $50 referral bonuses to earn up to a maximum $500 bonus before the year ends!
Discover It Card Features:
- 0% intro APR on purchases & balance transfers for 12 months-then a variable purchase APR applies. A 3% fee applies to each transferred balance.
- Exclusive offer: Double all the cash back you’ve earned at the end of your 1st year-automatically.*
- 5% cash back in categories that change each quarter like gas, restaurants and more-up to the quarterly maximum when you sign up.* 1% cash back on all other purchases.
- New Freeze It(SM) on/off switch lets you prevent new purchases, cash advances & balance transfers on misplaced cards in seconds by mobile app & online.*
- Free FICO® Credit Score on statements, online & by mobile app.* And 100% U.S.-based service any time.
- No annual fee. No overlimit fee. No foreign transaction fee. No late fee on first late payment & paying late won’t raise your APR.*
- Each Discover purchase is monitored. If it’s unusual, you’re alerted by e-mail, phone or text and never responsible for unauthorized purchases on your Discover card.
- *See rates, rewards, free FICO® Credit Score terms & other info by clicking “Apply.”
How to Earn Discover It Referral Bonus:
- Sign up for a new Discover It card if you don’t have one already.
- Log into your account and find your unique code for the Discover It Referral program.
- Tell your friends and family members about the card and refer up to ten people.
- Your referred friends/family must sign up for the card.
- Once all of the requirements are met, you and your referee will earn a $50 Bonus.
- You will have to wait up to 5 weeks for the Cashback Bonus to post to your account after each referral is approved.
Bottom Line:
Discover It cardholders should definitely check out the Discover It Referral program for the chance to earn up to a $500 bonus for 10 referrals! If you sign up a friend or family member with your unique referral code, and the referred member gets approved for a new card by the deadline, you will both earn a $50 cash back bonus. And as long as you are still within your first year of card membership, you will receive double cash back at the end of your 12th billing cycle! For more great offers, take a look at our best credit card bonuses.
Discover It Card $100 Sign-Up Bonus Link and Card Benefits
I recently received the card. You will get a $50 Cashback Bonus after you make your first purchase within 3 months of being approved. The promotional award will be applied within 8 weeks. The award will then be doubled after 12 months, so you will receive $100 total ($50 initial plus another $50 at the end of 12 months).
Discover it offers a 5% Cashback Bonus for every dollar you spend in rotating categories up to each quarterly maximum of $1,500. Categories have included gas, restaurants, Amazon, and grocery stores. You will receive 1% on all other purchases. Right now they have an offer where after 12 months of having your card, all of the rewards you earned will be doubled, so at a minimum you are earning 2% cashback for every purchase and 10% cashback for revolving categories the first year of having your card.
You may redeem your rewards for cash (in any increment), use them to shop at various stores such as Amazon, or use them to purchase discounted gift cards to places like Macy’s, Marshalls, Kohls, Dominos, and Lowes. There are a ton of places to choose from.
In addition, Discover has one of the best buying portals around called Discover Deals where you may earn additional cashback. The portal has over 150 stores to choose from. Offers include 10% cash back for Macy’s, 25% cash back for Papa Johns, 5% cash back for Kohls, and 10% cashback for Dell purchases. This cashback will also be doubled after 12 months and is in addition to the regular rewards earned (the 1% or 5% referred to above which are also doubled after 12 months)!! It is like getting Papa Johns for at least 52% off and at least 22% off at Macy’s (more if the store is part of a 5% rotating category)!!
The customer service is excellent! I highly recommend this card. It is one of the best rewards cards on the market.