- Excellent customer service
- 6.01% intro rate for first 90 days
- ATM rebates & free no postage deposit
- No direct Deposit requirement
- All your accounts from everywhere on one page
- You can make $50 if you decided to cancel your account at the 90 days mark.
- 3.25% Apr after the promo rate when comparing with Presidential 4.5% rate.
- Must have $1500 in account at all time if you want free bill pay.
- 4.5% rate up to 25K at all time.
- Free initial checks, bill pay, check images, and access to ATM nationwide.
- You can also open 5.25% Savings Account with 5K initial deposit.
- Require Direct Deposit to avoid fees
- $1000 minimum balance at all time
Overall, I like this combo very much. They both have excellent customer service & FDIC insured. Again, both are Checking Accounts so you cannot beat that with all the features. I will write another post soon for my online Saving accounts.