Find the latest Olean Area Federal Credit Union CD Rates, Offers, and Promotions here.

Some of the best Olean Area Federal Credit Union CD Rates up to 0.75% APY.

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About Olean Area Federal Credit Union

Olean Area Federal Credit Union is a not-for-profit, financial cooperative owned and operated by our members. For more than 40 years, we have provided excellent service and financial opportunities to our members. From checking, savings and share certificates to our low rate installment, home and mortgage loans as well as credit cards and business products and services.

Eligibility: Olean Area Federal Credit Union welcomes membership to individuals who live, work, worship, or attend school in Cattaraugus and Allegany Counties, NY and McKean and Potter Counties, PA. As well as businesses and organizations. See current membership details

An online account is ideal for Certificate of Deposits, which require very little maintenance. The rates are worth a look, but always compare them with the nation’s best using our guides: CD Rates | Savings Rates.

*While Live Oak does have decent rates with their launch, their product line is limited. I recommend to take a look at Discover Bank Promotions here

Olean Area Federal Credit Union CD Rates

CDs are a certificate issued by a bank to a person depositing money for a specified length of time. Usually the longer the term, the higher APY rate you make.

Olean Area Federal Credit Union’s Best CD Offer pays the highest APY rate with a 0.75% APY rate for their 27-month term special. They currently offer standard CD rates from 6-months to 60-months. If you’re interested in making a higher rate than a traditional savings account then make sure to check out Olean Area Federal Credit Union’s CDs and their rates listed below.

Minimum deposit: $500
Maximum deposit: None Listed
Early withdrawal penalty:
- Early Withdrawal of a CD with a term less than 24 months: 90 Days of Simple Interest
- Early Withdrawal of a CD with a term 24 months or greater: 180 Days of Simple Interest

CD Rates at Olean Area Federal Credit Union

(NCUA Insured)

Term	APY Rate	Minimum Deposit
2-5 Months	0.10%	$500
6-11 Month	0.20%	$500
12 Month Special	0.75%	$500
12-23 Month	0.30%	$500
24-35 Month	0.45%	$500
27 Month Special	0.75%	$500
36-47 month	0.50%	$500
48-59 Month	0.65%	$500
60 Month	0.70%	$500

Olean Area Federal Credit Union CD Features

Extremely Easy to Open an Account
Easy access through mobile banking
Low Minimum Deposit
Competitive Rate
NCUA Insured

Bottom Line

With a unique selection of CD lengths to choose from, you can be sure to find an account that best fits all your banking needs. Take advantage of a low required minimum balance of just $500.

This is a great opportunity to invest in a high-interest CD from Olean Area Federal Credit Union. However, you may want to compare them with our best CD Rates:

You might even find yourself earning more than a regular savings account. Be sure to apply as soon as you can to start your new account experience. Check back often for the latest Olean Area Federal Credit Union CD rates!

Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.